Rewards Credit Cards

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Discover it® Cashback Match™

 

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Your Rating:

3.7/5.0 from 426 Offer Ratings
Over the Past 60 Days!

Cashback Match™

We’ll match all the cash back you earn at the end of your first year.

EARN

5% Cash Back in bonus categories and 1% cash back everywhere else.

Redeem

Any amount, any time. Cash back rewards never expire.

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good Credit

Highlights

  • You could turn $200 into $400 with Cashback Match™. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO® Credit Scores for free on statements and online.
  • No annual fee.
  • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

BankAmericard Travel Rewards® Credit Card

 

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Your Rating:

4.4/5.0 from 662 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Earn 1.5 points per $1 spent on purchases

Bonus Miles

20,000 bonus points after meeting purchase requirements

Travel Miles

Redeem miles on any airline, no black out dates

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% - 23.24% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click “Apply Now” to learn more about Preferred Rewards.

Discover it® Miles

 

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Your Rating:

3.7/5.0 from 271 Offer Ratings
Over the Past 60 Days!

Bonus Miles

50,000 Miles could turn into 100,000 Miles with Discover Match®

Rewards Rate

1.5 Miles per $1 Spent*

Redeem Miles

Any airline, any time. No Blackout Dates.

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good Credit

Highlights

  • 50,000 Miles could turn into 100,000 Miles with Discover Match®. We'll automatically match all the Miles you earned at the end of your first year. Only for new cardmembers.
  • Unlimited 1.5x Miles on every dollar you spend on purchases.
  • Redeem in any amount for a credit to your statement to cover travel purchases.
  • No blackout dates. Fly any airline, any time.
  • No annual fee
  • Automatic credit of up to $30 a year for your in-flight Wi-Fi fees.
  • Get 100% U.S. based customer service.
  • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.

Capital One® Venture® Rewards Credit Card

 

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Your Rating:

3.8/5.0 from 361 Offer Ratings
Over the Past 60 Days!

Bonus Miles

Earn 40,000 bonus miles*

Rewards Rate

2 miles per dollar*

No Limits or Restrictions

Flexible Redemption & No Miles Cap or Expiration*

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that

Chase Freedom Unlimited℠

 

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Your Rating:

3.9/5.0 from 443 Offer Ratings

Rewards Rate

Earn unlimited 1.5% cash back on all purchases

Sign-up Bonus

Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

Cash Back Details

Redeem Cash Back for any amount, anytime

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • New! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

Citi® Double Cash Card – 18 month BT offer

 

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Your Rating:

4.4/5.0 from 1,038 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Earn 1% on Purchases & 1% on Payments*

No Limits or Restrictions

No Cash Back Limits & Your Rewards Won't Expire*

Redeem Cash Back

Receive a Check, Statement Credit, or Gift Cards

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro  APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*

BankAmericard Cash Rewards™ Credit Card

 

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Your Rating:

3.9/5.0 from 240 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

3% on Gas, 2% on Groceries & Wholesale Clubs

Rewards Terms

No changing categories and no expiration on rewards

Cash Bonus

$100 online cash rewards bonus

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click "Apply Now" to learn more about Preferred Rewards.

The Amex EveryDay® Credit Card from American Express

 

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Your Rating:

3.7/5.0 from 243 Offer Ratings
Over the Past 60 Days!

Rewards Rate

2x points at US supermarkets; 1x points on other purchases

Bonus Rewards

Earn 10,000 Points after Qualifying Purchases*

Redeem Points

Membership Rewards Pay with Points on flight, hotel or vacation

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See Rates & Fees

Capital One® VentureOne® Rewards Credit Card

 

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Your Rating:

4.5/5.0 from 319 Offer Ratings
Over the Past 60 Days!

Bonus Miles

20,000 miles with minimum spending requirement*

Rewards Rate

1.25 miles per dollar*

No Limits or Restrictions

Flexible Redemption & No Miles Cap or Expiration*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.24%-22.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn

Blue Cash Everyday® Card from American Express

 

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Your Rating:

3.9/5.0 from 222 Offer Ratings
Over the Past 60 Days!

Sign-up Bonus

Earn $100 back after meeting spending requirements*

Intro APR

0% for 12 Months on Purchases and Balance Transfers*

Regular Purchase APR

13.24%-23.24% Variable*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive cash back in the form of statement credits.
  • Earn Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases, 2% at U.S. gas stations & select U.S. dept stores, 1% on other purchases. Terms and limitations apply.
  • Simple and straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See Rates & Fees

Chase Sapphire Preferred® Card

 

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Your Rating:

3.8/5.0 from 298 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

Earn 50,000 bonus points

Rewards Rate

Earn 2X points on travel and dining

Bonus Perks

Transfer points 1:1 to leading frequent travel programs*

Annual Fees

$0 for the First Year, then $95

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®
  • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • Sleek metal card design
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • $0 foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Travel confidently with premium Travel Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Trip Delay Reimbursement and more

Wells Fargo Cash Wise Visa® Credit Card

 

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Your Rating:

3.8/5.0 from 32 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 1.5% Cash Back*

Introductory APR

0% for 15 months on purchases and balance transfers*

Regular APR

13.24%-25.24% (Variable)*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good/Excellent Credit

Highlights

  • Click "APPLY NOW" to apply online
  • NEW: Unlimited 1.5% cash rewards on everyday net purchases
  • 0% Intro APR for 15 months on purchases and balance transfers
  • No category restrictions or quarterly sign ups and cash rewards don't expire as your account remains open
  • Enjoy 1.8% cash rewards on Android Pay™ or Apple Pay™ mobile wallet net purchases during the first 12 months from account opening
  • Flexible cash back redemption options at Wells Fargo ATMs or direct deposit into your checking or savings account when you are a Wells Fargo customer
  • Account protections such as 24/7 fraud monitoring, rapid alerts & zero liability protection
  • No annual fee

Wells Fargo Propel American Express® Credit Card

 

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Your Rating:

3.9/5.0 from 12 Offer Ratings
Over the Past 60 Days!

Rewards Rate

3x Points on gas, 2x on restaurants, 1x on everything else*

Introductory APR

0% for 15 months on purchases and balance transfers*

Regular APR

13.24% - 25.24% (Variable)

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good/Excellent Credit

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on all other net purchases every day
  • No Annual Fee
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Earn an annual bonus of 10% Go Far™ Rewards points on non-bonus rewards points if you maintain a qualifying Consumer Wells Fargo Checking or Savings Account
  • Enjoy exclusive offers on airline tickets, hotels, car rentals, and cruises
  • Redeem points for travel, gift cards, cash back or merchandise through Go Far™ Rewards

Blue Cash Preferred® Card from American Express

 

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Your Rating:

3.7/5.0 from 111 Offer Ratings
Over the Past 60 Days!

Sign-up Bonus

Earn $150 back after meeting spending requirements*

Bonus Rewards

6% Cash Back at US Supermarkets*

Cash Back Details

No rotating categories & No enrollment required*

Annual Fees

$95 ($75 if your application is received by 8/3/16)

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of statement credits.
  • Earn Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases, 3% at U.S. gas stations & select U.S. dept stores, 1% on other purchases. Terms and limitations apply.
  • With the Blue Cash Preferred® Card, you can get cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See Rates & Fees

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Picture of Kimberly Raymond MacQuesten

By: | Jan 10, 2016

Hi, i am looking for a card that has a long 0% transfer of balance and has travel rewards. What would you suggest? My credit is good. Thanks!

2 Replies

By: CompareCards | Jan 12, 2016

Hi Kimberly,

The Barclaycard Arrival World MasterCard is a great travel rewards credit card that allows you to redeem your miles for any hotel, airline, or other travel expenses. There is no annual fee, and it also offers 0% APR for 12 months on balance transfers!

By: Irene Turla LoRusso | May 16, 2016

Citibank Simplicity Card. 0% Intro APR on balance transfers and purchases for 21 months. No late fees or a penalty rate.

Picture of Louanna Nerland

By: | Jan 4, 2016

My credit is very bad. I need a credit card to consolidate all of my bills so I have only one payment per month.. I have had no luck in finding a card that would help me.

1 Reply

By: CompareCards | Jan 6, 2016

Hi Louanna,

If your credit is very bad, you probably won't be able to find a credit card that will allow you to transfer your balances to a lower interest rate. You could try calling your credit card issuer and attempting to negotiate a lower interest rate, but I would mainly focus on paying your your debt as quickly as possible. This will help your credit score go up, and once you're score is in the mid 600s, you can try applying for the Capital One QuicksilverOne.

Picture of Robin DuFrene

By: | Jan 2, 2016

I do not have Excellent Credit and I can not get approve for anything can someone help me out

1 Reply

By: CompareCards | Jan 6, 2016

Hi Robin,

There are credit cards available for everyone, even if your credit score is less than excellent. In fact, we have entire pages of credit cards dedicated to people with no credit history, poor credit, fair credit, good credit, and excellent credit ; be sure to check them out!

Picture of Pam Veino Dillashaw

By: | Dec 28, 2015

Never had a credit card that earned points. Need some help deciding which one to apply for.

1 Reply

By: CompareCards | Dec 28, 2015

Hi Pam,

There are a number of credit cards that earn rewards, so if you have good credit, it really comes down to your preference. Cash back credit cards like the Capital One Quicksilver offer simple rewards programs that allow you to earn a flat cash back rate on all purchases. Some cards, like the Chase Sapphire Preferred or Citi ThankYou Premier, earn points that can be redeemed in a number of ways including travel, cash, gift cards, and more.

Picture of Dominic Jermano

By: | Dec 19, 2015

What I do not like is the credit reporting agencies, who think they can rate people with scores, and labeling people to having good, fair, or poor credit. Who are they to rate people, when the banks literally crashed losing trillions of dollars, that those very people had to support with their tax dollars to bail them out. And then those to big to fail banks, are patted on the head and business as usual. No CEO's or anyone faced any criminal charges for their lies in selling fraudulent loan packages. So who are they to judge who and who does not have good credit? The entire financial system needs a better method than Credit Scoring, Rating, or in my opinion discriminating against people, especially when Banks are not held accountable for their own fraud. People should be allowed credit period. And given the time to pay back the loan. They are placed on steps. When they pay it off, they can get a higher level to borrow and so forth. No more high interest fees. There should be a limit to that. Banks should get no more than 5% above the savings rate interest fee they offer. As far as the Federal Reserve is concerned, they can shut that Monster Down, because in fact they are as much responsible for the Financial Crisis as the to big to Fail Banks. Stop ripping us OFF. Everyone of you Bankers. Dom Jermano

Picture of Kevin White

By: | Dec 12, 2015

Make sure you have an up to date copy of your credit score and that you monitor it frequently. Those are the best things you can do to help with your credit aside from spending wisely.

Picture of Larry King

By: | Nov 28, 2015

hello, please is there any credit card that I can redeem my reward point as cash back or direct deposit into a different bank. I want to use the reward point as a gift or donation. I know about chase, which one allow this.

1 Reply

By: CompareCards | Nov 29, 2015

Hi Larry,

You are correct that the Chase allows you to redeem your points or cash back as a direct deposit into your bank account. The person credit cards that allow this would include the Chase Freedom and the Chase Sapphire Preferred. Most other cash back credit cards only allow you to redeem your rewards as statement credits towards your account, or to wipe away purchases made with your card.

Picture of Brenda Sue Shirley

By: | Nov 26, 2015

I applied but when it came to put in your information it asked for your social security card number and didn,t dot it out like some so i didn,t do it. my identity was stolen once,and don,t care how secure the site says it is. hackers can still go in there and get your social security number and wipe you out!

1 Reply

By: CompareCards | Nov 27, 2015

Hi Brenda,

When you apply for a credit card through CompareCards.com, you are actually direct to the website of the bank that issues that specific card for the online application. That means that CompareCards.com never has access to your Social Security Number or any of your other personal information. You can rest assured that the online applications at all of our banking partners are 100% secure and your personal information is completely safe.

Picture of Deborah Morris

By: | Sep 30, 2015

good morning i am trying to get a credit card to used for emergencies and to shop on line. i am working on getting my credit clean up.

1 Reply

By: CompareCards | Oct 1, 2015

Hi Deborah,

Check out this article about best credit cards for emergencies. Overall, the main things you'll want to look for are low interest rates and few fee. However, if you're trying to rebuild your credit, you might not be able to get approved for the best offers. We have pages dedicated to credit cards for consumers with fair credit and poor credit, so be sure to check those out as well!

Picture of Andre Berger

By: | Sep 26, 2015

They can be very Helpful

Page:

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Best Credit Card Rewards

Rewards credit cards offer the cardholder the chance to earn special incentives or to accumulate points that can later be redeemed for rewards, perks, products, or services. You can find the best reward credit card programs for virtually any category that you can think of these days, including travel rewards, airline frequent flier or mileage awards, hotel rewards, rental car rewards, rewards for buying gas or groceries, and cash back rewards.

Credit card rewards and rebates typically range from 1% to 5%, and many credit cards with rewards give you bigger or higher rewards for shopping or making purchases in specific categories like travel, dining, or gasoline. Or you get more points – including double or bonus points – in those kinds of categories. As with most rewards credit card programs, those connected to your credit card may have terms and conditions that you need to be aware of before picking the best rewards credit card for you.

Some credit card companies can place caps on how many points you can earn within a particular timeframe. Others limit how long you can accumulate points before you cash them in for rewards – or they might nullify points if your card remains inactive for a long time. So check the expiration dates and any limits like blackout dates for redeeming travel awards. If you get a great promotional reward bonus that too will likely expire within a set period of time – so be sure you take advantage of it while it lasts and are prepared in the event that something like your reward percentage or credit card interest rate changes with little notice.

To help you find the rewards credit card that’s best for you and your particular spending habits and lifestyle, Compare Cards has cataloged by reward redemption type. You’ll also find expert current reviews of the best – and worst – rewards credit cards, plus helpful side-by-side comparison tools that identify exactly what the pros and cons of each specific card are.