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Chase Freedom®

 

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Your Rating:

3.7/5.0 from 1,081 Cardholder Reviews Over the Past 60 Days!

Reward

$100 Bonus*

Intro Purchase APR

0% for 15 months on purchases and BTs*

Regular Purchase APR

13.99%-22.99% Variable*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Good

Highlights

  • Click "APPLY NOW" to apply online
  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • Unlimited 1% Cash Back on every purchase
  • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
  • You’ll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
  • No annual fee and rewards never expire as long as your account is open

Capital One® VentureOne® Rewards Credit Card

 

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Your Rating:

4.3/5.0 from 1,101 Cardholder Reviews Over the Past 60 Days!

Rewards Rate

Earn 1.25 miles per $1 on all Purchases*

Bonus Miles

Earn 20,000 bonus miles

No Limits or Restrictions

Flexible Redemption & No Miles Cap or Expiration*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until August 2016; 11.9%-21.9% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts

Citi® Double Cash

 

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Your Rating:

4.3/5.0 from 1,517 Cardholder Reviews Over the Past 60 Days!

Rewards Rate

Earn 1% on Purchases & 1% on Payments*

No Limits or Restrictions

No Cash Back Limits & Your Rewards Won't Expire*

Redeem Cash Back

Receive a Check, Statement Credit, or Gift Cards

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081
  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:  
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee

BankAmericard Travel Rewards® Credit Card

 

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Your Rating:

4.5/5.0 from 817 Cardholder Reviews Over the Past 60 Days!

Rewards Rate

Earn 1.5 points per $1

Bonus Miles

10,000 bonus miles after meeting purchase requirements*

Travel Miles

Redeem miles on any airline, no black out dates*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Ditch the restrictions. Earn unlimited 1.5 points for every $1 you spend on all purchases and points don’t expire. Redeem points for more than just flights, with no red tape holding you back.
  • New Offer! 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days – that can be a $200 statement credit toward travel purchases
  • No annual fee or foreign transaction fees, plus chip technology for enhanced security and protection when used at chip-enabled terminals
  • Enjoy the flexibility to redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars or baggage fees
  • Use your card to book your trip how and where you want – with no blackout dates or restrictions
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® deposit account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click "Apply Now" to learn more about Preferred Rewards.

Capital One® Venture® Rewards Credit Card

 

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Your Rating:

3.8/5.0 from 621 Cardholder Reviews Over the Past 60 Days!

Bonus Miles

Earn 40,000 bonus miles*

Rewards Rate

2 miles per dollar*

No Limits or Restrictions

Flexible Redemption & No Miles Cap or Expiration*

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts

BankAmericard Cash Rewards™ Credit Card

 

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Thanks for rating!

Your Rating:

3.9/5.0 from 209 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for 12 billing cycles

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles

Regular Purchase APR

12.99% - 22.99% Variable on purchases & balance transfers

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals

CHASE SAPPHIRE PREFERRED®

 

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Your Rating:

3.9/5.0 from 171 Cardholder Reviews Over the Past 60 Days!

Bonus Rewards

40,000 points*

Rewards Rate

Up to 2 points per dollar spent*

Regular Purchase APR

15.99% Variable

Annual Fees

Intro Annual Fee $0 the first year, then $95

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases 
  • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • 24/7 direct access to dedicated customer service specialists 
  • Introductory Annual Fee of $0 the first year, then $95 

Capital One® Quicksilver® Cash Rewards Credit Card

 

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Your Rating:

3.8/5.0 from 650 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% APR until May 2016

Rewards Rate

Earn 1.5% Cash Back on all Purchases*

Regular Purchase APR

12.9% - 22.9% (Variable)

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere

Capital One® QuicksilverOne® Cash Rewards Credit Card

 

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Thanks for rating!

Your Rating:

3.7/5.0 from 173 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% APR until May 2016

Rewards Rate

Earn 1.5% Cash Back on all Purchases*

Regular Purchase APR

22.9% (Variable)*

Annual Fees

$39

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

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Picture of Yolanda Maestas

By: | Aug 12, 2015

I have a credit card., capital one never been late I have Identity theft ., and a few hard hits due to trying to refinance my home, I have been denied I am not late on anything so whats going on I too am trying to get my credit back

Picture of Susan Moore

By: | Jun 23, 2015

I am rebuilding my credit I am trying to get a mastercard, visa, or discover. I have been paying on time doing what I need to do. All I get is denied

1 Comment

By: CompareCards | Jun 23, 2015

Hi Susan,

If you are repeatedly getting denied for credit card application, it would definitely be a good idea to get a copy of your credit report to make sure there aren't an errors on it. All US citizens are entitled to one free report per year from each of the three credit bureaus and you can access them at AnnualCreditReport.com.

Even if there are no errors on your report, you may simply be applying for cards that require excellent credit while you have good or fair credit. You can always check your credit score for free by signing of for our Credit Concierge service. Signing up only takes a few minutes and it won't negatively impact your credit score.

Picture of Juanita Tice

By: | Jun 22, 2015

dont use credit cards . use visa check card use pay pall.

Picture of Robert Fry

By: | Jun 6, 2015

my credit is not that great and I am trying to build it back up like I had before I married my 2nd wife . I have been turned down for a credit card now for quite awhile I would like to be able to get me one it would help me to build up my credit quicker.

1 Comment

By: CompareCards | Jun 8, 2015

Hi Robert,

If you're repeatedly being denied for credit card applications, it probably means one of two things. You may simply be applying for cards that require excellent credit, but your score falls in the good/fair range. I'd recommend checking your credit score to see where you stand before filling out any more applications. You can see your free credit score and a full credit report from TransUnion by signing up of our Credit Concierge service!

The other possible cause for getting denied is that you simply have a very low credit score. If that is the case, you'll probably need to start with a secured credit card to begin building credit. I would recommend taking a look at the Capital One Secured MasterCard, or you can visit our secured credit cards page to see all of the options!

Picture of Carla Misey

By: | Feb 16, 2015

thank you,this is a nice,very informative site

Picture of Tom Stanley

By: | Feb 11, 2015

They all tell you how many points you receive per dollar...big deal. The big question is how many reward point equal a dollar?

Picture of Anne Lederer

By: | Feb 4, 2015

I have been turned down for a PNC credit card because i live in NY. They have a good deal on rewards and introductory points and i am unable to take advantage.

1 Comment

By: Pearce Henry Shanks Jr. | Feb 11, 2015

Be glad,, PNC is a crummy bank.

Picture of Sharon Key Ertsgaard

By: | Jan 23, 2015

What Visa or Amex offers the highest rewards rate with no limitation (i.e. 3% on $5 whichever is higher)? I am looking for the biggest bang for my buck. I don't want air and travel miles, I am basically homebound in a very small community and leave rarely. Originally I signed up for the Chase Amazon before doing much review (my error, I know) and have found that it will not be the best card for me. I would to be able to use apple pay. Am I wishing for a pipe dream? I have excellent credit - always pay my bill long before it is due, have had the same credit card since I COULD get a credit card and just realized there are a lot more options for someone in my position now. We paid cash for our cars and 30 acre farm - we own nothing. Ironically that hurts my credit score. I suppose they want someone they can make a little cash off of; I don't know. Any suggestions? Amazon, iTunes, prescription medications, and health insurance supplements to my existing Medicare are by far what I spend the majority of my money on. I do not work. I am on SS Disability from a plethora of medical problems that I don't really want to disclose in this forum. Any and all advice appreciated. Thank you.

1 Comment

By: Richard Damian | Apr 12, 2015

A little bit of help, perhaps: The AMEX rewards card gives 3% back on Supermarkets and I use Safeway for my prescription meds. For some reason that allows me the same 3% reward. On gas when I occasionally drive (to Dr.'s, I am home bound too) the the Pentagon Visa gives 5% cash back unlimited on gas. I bought my last car (u mentioned buying your farm with cash) entirely on my Fidelity Visa Cr Card which gave me 2% back on a $40,000 purchase! While for 3 weeks my credit score dipped, as soon as I paid it off, it went back to excellent. We won't be getting rich this way, but every little bit helps.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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Best Credit Card Rewards

Rewards credit cards offer the cardholder the chance to earn special incentives or to accumulate points that can later be redeemed for rewards, perks, products, or services. You can find the best reward credit card programs for virtually any category that you can think of these days, including travel rewards, airline frequent flier or mileage awards, hotel rewards, rental car rewards, rewards for buying gas or groceries, and cash back rewards.

Credit card rewards and rebates typically range from 1% to 5%, and many credit cards with rewards give you bigger or higher rewards for shopping or making purchases in specific categories like travel, dining, or gasoline. Or you get more points – including double or bonus points – in those kinds of categories. As with most rewards credit card programs, those connected to your credit card may have terms and conditions that you need to be aware of before picking the best rewards credit card for you.

Some credit card companies can place caps on how many points you can earn within a particular timeframe. Others limit how long you can accumulate points before you cash them in for rewards – or they might nullify points if your card remains inactive for a long time. So check the expiration dates and any limits like blackout dates for redeeming travel awards. If you get a great promotional reward bonus that too will likely expire within a set period of time – so be sure you take advantage of it while it lasts and are prepared in the event that something like your reward percentage or credit card interest rate changes with little notice.

To help you find the rewards credit card that’s best for you and your particular spending habits and lifestyle, Compare Cards has cataloged by reward redemption type. You’ll also find expert current reviews of the best – and worst – rewards credit cards, plus helpful side-by-side comparison tools that identify exactly what the pros and cons of each specific card are.