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Rewards Credit Cards
- Compare rewards credit cards from our partners offering points, cash, gift cards and other rewards
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See offers from our partners below.
- Bonus Rewards 3% on gas & 2% at grocery stores/wholesale clubs on up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- Rewards Terms No changing categories and no expiration on rewards
- Cash Bonus $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 800-716-6383
- No annual fee
- NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
- Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
See additional details for Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer
- Bonus Miles One-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Rewards Rate 2 Miles per dollar on every purchase, every day
- Hotel Bonus Rewards Earn unlimited 10x miles on hotels when you pay with your Venture card at hotels.com/venture
- Annual Fee $0 intro for first year; $95 after that
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
- Named 'The Best Travel Card' by CNBC, 2018
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
See additional details for Capital One® Venture® Rewards Credit Card
- Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
- Bonus Cash One-time $200 cash bonus after you spend $1000 on purchases within 3 months from account opening
- Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- One-time $200 cash bonus after you spend $1000 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 9 months; 14.74%-24.74% variable APR after that
- 0% intro APR on balance transfers for 9 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 9 months
- Pay no annual fee or foreign transaction fees
See additional details for Capital One® Quicksilver® Card - $200 Bonus Offer
- Rewards Rate Earn 1.5 points per $1 spent on all purchases
- Bonus Points 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening
- Flexible Redemption Redeem points for a statement credit to pay for flights on any airline
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online or call 800-775-8735
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases, then 16.74% - 24.74% Variable APR
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
- If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
See additional details for Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer
- Bonus Miles We'll match all the Miles you've earned at the end of your first year.*
- Rewards Rate 1.5 Miles per $1 Spent*
- Redeeming is Easy Redeem your Miles as a statement credit towards travel purchases*
- Annual Fee $0
- Credit Needed Excellent/Good Credit
- Card Brand Discover
Highlights
- INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles.
- Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
- No Blackout Dates - fly any airline, stay at any hotel.
- Redeem your Miles as a statement credit towards travel purchases.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- No Annual Fee
- See Rates & Fees
See additional details for Discover it® Miles
- Rewards Rate Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases
- Sign Up Bonus Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Extra Perks No Foreign Transaction Fees*
- Annual Fee $95, waived for first 12 months*
- Credit Needed Excellent
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3X Points on Travel, Including Gas Stations
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- 60,000 Points are redeemable for $750 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases*
See additional details for Citi ThankYou® Premier Card
- Cashback Match™ Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*
- EARN Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
- Redeem Any amount, any time. Cash back rewards never expire*
- Annual Fee $0
- Credit Needed Excellent/Good Credit
- Card Brand Discover
Highlights
- Click "APPLY NOW" to apply online or call 800-628-1537
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Redeem cash back any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- No annual fee.
- See Rates & Fees
See additional details for Discover it® Cash Back
- Sign Up Bonus Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
- Bonus Rewards Earn 3X points for eating out & ordering in, 3X points for gas stations, rideshares & transit, 3X points for travel including flights, hotels, homestays and car rentals.
- Rewards Rate Earn 1X points on other purchases
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand American Express
Highlights
- Click "APPLY NOW" to apply online
- New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
- Earn 3X points for eating out and ordering in
- Earn 3X points for gas stations, rideshares and transit
- Earn 3X points for travel including flights, hotels, homestays and car rentals
- Earn 1X points on other purchases
- $0 annual fee
- 0% intro APR for 12 months on purchases and balance transfers, then a 14.24%-26.74% variable APR; balance transfer fees apply
- Select "Apply Now" to learn more about the product features, terms, and conditions
See additional details for Wells Fargo Propel American Express® Card
- Bonus Miles 20,000 miles with minimum spending requirement
- Rewards Rate 1.25 Miles per dollar on every purchase, every day
- Hotel Bonus Rewards Earn 10 miles per dollar on hotels when you pay with your VentureOne card at hotels.com/venture
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
- Fly any airline, stay at any hotel, anytime
- Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that
- Travel when you want with no blackout dates
- No foreign transaction fees
- Miles won't expire for the life of the account and there's no limit to how many you can earn
See additional details for Capital One® VentureOne® Rewards Credit Card
- Rewards Rate 4% Cash Back on dining; 4% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases
- Sign-up Bonus Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
- Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
- Annual Fee $0 intro for first year; $95 after that
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
- Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- No foreign transaction fees
- Access to premium experiences in dining, entertainment and more
- $0 intro annual fee for the first year, $95 after that
See additional details for Capital One® Savor® Cash Rewards Credit Card
- Rewards Rate Unlimited 1.5% cash back on every purchase - it's automatic!
- Sign-up Bonus Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Cash Back Details No minimum to redeem for cash back
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Unlimited 1.5% cash back on every purchase - it's automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
See additional details for Chase Freedom Unlimited®
- Bonus Rewards 50,000 bonus points
- Rewards Rate 2X points on travel and dining
- Bonus Perks 1:1 point transfer to leading airline and hotel loyalty programs
- Annual Fee $0 Intro for the First Year, then $95
- Credit Needed Excellent
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
See additional details for Chase Sapphire Preferred® Card
- Rewards Rate 1.5 Cash Rewards program points for every dollar in new, net card purchases.
- Sign Up Bonus $150 cash rewards intro bonus after spending $500 in the first 3 months
- Anniversary Bonus 10% annual cash back bonus
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Earn unlimited 1.5% cash rewards on all purchases.
- Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
- 10% Anniversary Bonus on all Cash Rewards earned once a year.
- No Annual Fee.
- 0% Intro APR for 15 months on balance transfers, then a 14.74%, 18.74% or 24.74% variable APR.
- No Foreign Transaction Fees.
- $0 liability for unauthorized purchases.
- Terms Apply.
- See Rates & Fees
See additional details for HSBC Cash Rewards Mastercard® credit card
- Rewards Rate 3% Cash Back on dining; 3% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases
- Sign-up Bonus Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that
- 0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- No foreign transaction fee
- No annual fee
See additional details for Capital One® SavorOne℠ Cash Rewards Credit Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
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By: Shakeh Kaftarian | Jul 23, 2018
I have great credit. I don't want to pay an annual fee, and want the best cash back policy.
1 Reply
By: CompareCards | Jul 26, 2018
For an excellent credit card that offers cash back with little or no annual fee, there are several options to consider. The Blue Cash Preferred® Card from American Express is a great option that offers different levels of cash back on different categories of purchases, and the Capital One® Quicksilver® Card - 0% Intro APR for 15 Months offers extremely competitive rewards rates across the board!
By: Corey Schachter | Jun 20, 2018
what is the best rewards card for frequent airline purchases and hotel stays? will be flying delta often.
1 Reply
By: CompareCards | Jun 20, 2018
There are many excellent rewards credit cards for you to consider! If you are looking for a card that is excellent across the board allowing you to earn rewards on purchases, the Capital One® Venture® Rewards Credit Card is an excellent option. If you want to focus your rewards on Delta, take a look at the Blue Delta SkyMiles® Credit Card from American Express!
By: Anna Robinson Brumbaugh | Jun 8, 2018
Hi There, I am needing to open a new card for a $5,000 home repair. Looking for the longest introductory time period (preferably 6 months before first payment). And would like the highest in cash back rewards (not just travel, can be used for anything). What would you recommend for someone with excellent credit? Thanks!!
1 Reply
By: CompareCards | Jun 13, 2018
Many cards offer excellent introductory APR periods on purchases as well as rewards offers! The Discover it® Cash Back as well as the Chase Freedom Unlimited® both offer extra long introductory periods as well as excellent rewards programs!
By: Dayna Williams | May 14, 2018
Hi there, I am simply interested in finding a credit card that will give me the best rewards. I don’t typically use a credit card but am planning to start using it for my monthly spending and just want to reap the benefits of spending the money I would be spending regardless (around $1000/month). Ideally the rewards would come in the form of cash rewards although if there is a better travel reward option I might consider it as well. Thank you and I look forward to hearing back!
1 Reply
By: CompareCards | May 25, 2018
There are many rewards options, take a look at the Blue Cash Everyday® Card from American Express and the Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer both of which offer good cash back rewards!
By: Kathy Maddux | Mar 23, 2018
Any cards better than others for using for services such as medical services, surgeries, etc, with no annual fees, 0 interest to start, and low interest after the intro period?
1 Reply
By: CompareCards | May 25, 2018
Many credit cards offer no APR for introductory periods as well as no annual fees. Two cards to look at would be the Citi Simplicity® Card - No Late Fees Ever and the Chase Freedom Unlimited® as the both offer extra long introduction periods for APR.
By: Robby Taylor | Feb 18, 2018
The Quicksilver, Double Cash, Cash Wise, and Freedom Unlimited all serve the same purpose: spending for general purchases where you don't get higher rewards on a more specific card. I have a few 5% cash back cards, but they all only offer 5% on specific categories. I use my Freedom Unlimited for purchases that don't fall into these or similar rewards categories because I can redeem my rewards with the Freedom Unlimited as Ultimate Reward points through my Sapphire Preferred. To me, the 1.5 UR points are worth more than the 2% cash back of the Citi Double Cash.
By: Mike Zika | Jan 5, 2018
Any cards good for rewards when spent on hotel rooms? We drive and do a lot of hotel stays looking for a little extra rewards for that category.
1 Reply
By: CompareCards | Jan 9, 2018
Check out our reviews of the best credit card for hotels through this link
By: Sam Lennon | Nov 1, 2017
I have heard it's not good to close a credit card. Yes or no?
1 Reply
By: CompareCards | Nov 8, 2017
While it is true that closing a credit card may have a negative impact on your credit score, there are a number of factors to consider and the impact will vary depending on your situation. It's a good idea to keep your oldest credit card open even if you no longer use it because the age of your accounts is one factor that goes into your credit score. Also, closing a credit card with a large credit line is more likely to cause your credit score to drop because it may increase your overall credit utilization rate. On the flip side, closing a fairly new credit card with a small credit line may not have any long term impact on your credit score if you have older credit cards open with large lines of credit.
By: Abhimanyu Agarwal | Sep 8, 2017
Have a basic question - most of these cards have minimum spending limits to get the sign up bonus. Does paying rent qualify as a purchase or does it have to be actual purchases ?
1 Reply
By: CompareCards | Sep 9, 2017
If you're landlord allows you to pay your rent with a credit card, then it will most likely count as a "purchase" on your statement!
By: Joe Loquasto | Jul 26, 2017
Considering the United Mileage Plus Explorer card or the Chase Sapphire Preferred card. Concerned about being tied to United (we live near Chicago so frequently, but not exclusively fly United). Is the flexibility of the Sapphire card outweigh the specifics for United (free bags etc..)?
2 Replies
By: CompareCards | Aug 3, 2017
The United℠ Explorer Card is a great card for loyal United customers who want great rewards on flights. However, the Chase Sapphire Preferred® Card lets you earn points that can be used on a many prominent airlines and hotels. Not only are the points for the Chase Sapphire Preferred® Card much more flexible, but right now the signup bonus is also larger - the United℠ Explorer Card has a 40,000 point bonus, while the Chase Sapphire Preferred® Card has a 50,000 point bonus. In this case, we would go with the Chase Sapphire Preferred® Card.
By: Kristin Gerhart | Jan 8, 2018
I have the Chase Sapphire Reserve card along with several of my friends and we all love it. If you travel - it's well worth it. We have booked several rewards trips with the points, plus we don't need to purchase car rental insurance (the card protects you), get into airport lounges and more. The travel points for free flights is well worth it alone. Best of luck!
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Best Credit Card Rewards
Rewards credit cards offer the cardholder the chance to earn special incentives or to accumulate points that can later be redeemed for rewards, perks, products, or services. You can find the best reward credit card programs for virtually any category that you can think of these days, including travel rewards, airline frequent flier or mileage awards, hotel rewards, rental car rewards, rewards for buying gas or groceries, and cash back rewards.
Credit card rewards and rebates typically range from 1% to 5%, and many credit cards with rewards give you bigger or higher rewards for shopping or making purchases in specific categories like travel, dining, or gasoline. Or you get more points – including double or bonus points – in those kinds of categories. As with most rewards credit card programs, those connected to your credit card may have terms and conditions that you need to be aware of before picking the best rewards credit card for you.
Some credit card companies can place caps on how many points you can earn within a particular timeframe. Others limit how long you can accumulate points before you cash them in for rewards – or they might nullify points if your card remains inactive for a long time. So check the expiration dates and any limits like blackout dates for redeeming travel awards. If you get a great promotional reward bonus that too will likely expire within a set period of time – so be sure you take advantage of it while it lasts and are prepared in the event that something like your reward percentage or credit card interest rate changes with little notice.
To help you find the rewards credit card that’s best for you and your particular spending habits and lifestyle, Compare Cards has cataloged by reward redemption type. You’ll also find expert current reviews of the best – and worst – rewards credit cards, plus helpful side-by-side comparison tools that identify exactly what the pros and cons of each specific card are.
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