- Click APPLY NOW to apply online.
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
- Rates & Fees
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Our pick for best bonus categories
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Annual Fee$0
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Welcome Offer$200 cash back
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Rewards Rate
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- Earn 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- Earn 1.5% on all other purchases
1.5% - 5% cash back -
Credit Needed
Bottom Line
This card earns consistent rewards on every purchase and it also comes with no annual fee and a nice intro APR on purchases.
Our Take
The Good
The sign up bonus for this card can help you seriously boost your cash back rewards in the first year, and you'll also earn a better than average rewards rate on all purchases.
The Not So Good
The ongoing APR is a little higher than normal, so it's best to avoid carrying a balance with this credit card. Also, there is a foreign exchange fee of 3% of each transaction in U.S. dollars, so you may want to refrain from using this card overseas.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Balance Transfer Fee: Either $5 or 5% of the amount of each balance transfer, whichever is greater.
- Penalty APR: Up to 29.99%
Ongoing Information
- Rewards Rate: Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
- Annual Fee: $0
Expert Reviews
From the CompareCards.com Editorial Team, updated on May 08, 2026
With this card, you can enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. Your cash back earnings are automatic, so you don't have to worry about signing up or enrolling in any special bonus programs. As a welcome bonus to new cardholders, you can earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
There is also no annual fee with this credit card, so you can earn rewards without having to ever pay a membership fee.
In addition to the generous rewards program, cardholders will enjoy 0% Intro APR on Purchases for 15 months. After the intro period is up, the ongoing APR will be 18.24% - 27.74% Variable. Overall, the Chase Freedom Unlimited® card is an excellent offer for consumers who want to earn a flat rewards rate on every purchase without paying an annual fee.
Expert Reviews of Chase Freedom Unlimited®
The Bottom Line
This card earns consistent rewards on every purchase and it also comes with no annual fee and a nice intro APR on purchases.
The Good
The sign up bonus for this card can help you seriously boost your cash back rewards in the first year, and you'll also earn a better than average rewards rate on all purchases.
The Not so Good
The ongoing APR is a little higher than normal, so it's best to avoid carrying a balance with this credit card. Also, there is a foreign exchange fee of 3% of each transaction in U.S. dollars, so you may want to refrain from using this card overseas.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.