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Trusted & Secure
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Empowering over
50,000,000 card holders Since 2005 -
Discover it® chrome
- Regular Purchase APR 13.99% - 24.99% Variable
- Intro Purchase APR 0% for 14 Months
- Intro BT APR 0% for 14 Months
- Annual Fee $0
-
Credit Needed
Excellent/Good Credit
- Card Brand Discover
Card Details
Highlights
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. based customer service.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- No annual fee.
- See Rates & Fees
Card Fees
Foreign Transaction Fee None
Balance Transfer Fee 3%
Penalty APR None
Ongoing Information
Rewards Rate 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.
Annual Fee $0
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The Discover it® chrome credit card comes with everything you wish all credit cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment! Cardholders also get an intro APR of 0% for 14 Months on both purchases and balance transfers.
With the Discover it® chrome credit card you can earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. Rewards can be redeemed at any time and never expire. Cardholders can choose to have their cash back rewards credited to their account, donate them to a charity of their choice, or to pay for items from select online retailers. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership.
In addition to the host of cash back opportunities, this credit card also offers a free FICO® Credit Score on monthly statements, online, and on Discover’s mobile app. Cardholders will also enjoy no fraud liability on unauthorized purchases.
Expert Reviews of the Discover it® chrome
- 4.0
Regular APR
- 3.0
Intro APR
- 4.0
Fees
- 4.0
Benefits
4.0/5 Overall Rating
The Bottom Line
The Discover it® chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn bonus rewards for restaurant and gas purchases, this card is a great choice!
The Good
Cardholders won’t have to pay an annual fee and will earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. Rewards don’t expire and can be redeemed easily online.
The Not so Good
The bonus rewards caps out at $1,000 per quarter.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
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Related Card Offers
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- Intro BT APR 0%* for 21 months on Balance Transfers*
- Regular Purchase APR 15.99% - 25.99%* (Variable)
- Annual Fee $0
- Credit Needed Excellent/Good
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Highlights
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See additional details for Citi Simplicity® Card - No Late Fees Ever
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- Credit Needed Excellent/Good
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Highlights
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See additional details for Capital One® Quicksilver® Cash Rewards Credit Card
- Intro Balance Transfer APR 0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days
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- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 800-483-4499
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