Rated 4/5 stars by our editorial team
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4.0/5.0 from 2 Offer Ratings
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CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.
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Those who always pay their balances in full and on time will usually come out ahead.
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The offers on the credit card landscape are constantly changing which is great news for consumers.
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In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.
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CompareCards was one of three sites that met all the criteria.
Trusted & Secure
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Empowering over
50,000,000 card holders Since 2005 -
Discover it® chrome
- Regular Purchase APR 14.24% - 25.24% Variable
- Intro Purchase APR 0% for 14 Months
- Intro BT APR 0% for 14 Months
- Annual Fee $0
-
Credit Needed
Excellent/Good Credit
- Card Brand Discover
Card Details
Highlights
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. based customer service.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- No annual fee.
- See Rates & Fees
Card Fees
Foreign Transaction Fee None
Balance Transfer Fee 3%
Penalty APR None
Ongoing Information
Rewards Rate 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.
Annual Fee $0
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The Discover it® chrome credit card comes with everything you wish all credit cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment! Cardholders also get an intro APR of 0% for 14 Months on both purchases and balance transfers.
With the Discover it® chrome credit card you can earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. Rewards can be redeemed at any time and never expire. Cardholders can choose to have their cash back rewards credited to their account, donate them to a charity of their choice, or to pay for items from select online retailers. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership.
In addition to the host of cash back opportunities, this credit card also offers a free FICO® Credit Score on monthly statements, online, and on Discover’s mobile app. Cardholders will also enjoy no fraud liability on unauthorized purchases.
Expert Reviews of the Discover it® chrome
- 4.0
Regular APR
- 3.0
Intro APR
- 4.0
Fees
- 4.0
Benefits
4.0/5 Overall Rating
The Bottom Line
The Discover it® chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn bonus rewards for restaurant and gas purchases, this card is a great choice!
The Good
Cardholders won’t have to pay an annual fee and will earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. Rewards don’t expire and can be redeemed easily online.
The Not so Good
The bonus rewards caps out at $1,000 per quarter.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
Consumer Reviews
Offer Rating
4.0/5.0
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Related Card Offers
- Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
- Intro APR 0% for 15 Months on Purchases and Balance Transfers
- Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.24%-25.24% variable APR after that
- 0% intro APR on balance transfers for 15 months; 15.24%-25.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
See additional details for Capital One® Quicksilver® Cash Rewards Credit Card
- Intro Purchase APR 0%* for 12 months on Purchases*
- Intro BT APR 0%* for 21 months on Balance Transfers*
- Regular Purchase APR 16.24% - 26.24%* (Variable)
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 877-886-4537 TTY: Use Relay Service
- The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- The same great rate for all balances, after the introductory period
- Save time when you call with fast, personal help, 24 hours a day – just say “representative”
- Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
See additional details for Citi Simplicity® Card - No Late Fees Ever
- Intro Balance Transfer APR 0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days
- Intro Purchase APR 0% Introductory APR on purchases for 18 billing cycles
- Regular APR 15.24% - 25.24% Variable APR
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 800-483-4499
- NEW OFFER: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
See additional details for BankAmericard® credit card
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