Discover it® Chrome | CompareCards.com

Discover it® Chrome

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Our pick for rewards that never expire

Discover it® Chrome
4.0/5

Rated 4/5.0 stars by our editorial team

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on Issuer's secure site

  • Annual Fee
    $0
  • Cashback Match
  • Rewards Rate
    • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
    • Earn 1% unlimited cash back on all other purchases - automatically
    1% - 2% cash back
  • Credit Needed

Bottom Line

The Discover it® Chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn extra rewards for restaurant and gas purchases, this card is a great choice!

Our Take

The Good

Cardholders won’t have to pay an annual fee and will earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. Cash back doesn't expire and can be redeemed for any amount.

The Not So Good

The top rewards categories cap out at $1,000 in combined purchases per quarter.


HIGHLIGHTS

  • Click APPLY NOW to apply online.
  • Get a 0% intro APR for 18 months on balance transfers and 0% intro APR on purchases for 6 months; balance transfer fee applies. Then 17.49% to 26.49% Standard Variable APR applies, based on credit worthiness.
  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
  • Redeem cash back for any amount
  • No annual fee.
  • Terms and conditions apply.
  • Rates & Fees

Additional Details

Card Fees

  • Foreign Transaction Fee: None
  • Balance Transfer Fee: Introductory fee of 3% of the amount of each transferred balance that posts to your account during the first 18 months that your account is open. After that, 5% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you at any other time.
  • Penalty APR: N/A

Ongoing Information

  • Rewards Rate: 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
  • Annual Fee: $0

Editorial Note: This content is not provided by Issuer. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Issuer.

Expert Reviews

From the CompareCards.com Editorial Team, updated on Sep 08, 2026

The Discover it® Chrome credit card comes with everything you wish all credit cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment! Cardholders also get an 0% Intro APR for 6 months on purchases and then 17.49% - 26.49% Variable APR applies. Cardholders also get 0% Intro APR for 18 months on balance transfers and then 17.49% - 26.49% Variable APR applies.

With the Discover it® Chrome credit card you can earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. Cash back can be redeemed for any amount and never expire. Cardholders can choose to have their cash back rewards credited to their account, donate them to a charity of their choice, or to pay for items from select online retailers. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership.

Expert Reviews of Discover it® Chrome

  • 4.0

    Regular APR

  • 3.0

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • 4.0/5

    Overall Rating

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