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Discover it® chrome

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!

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  • Regular Purchase APR 14.24% - 25.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 months
  • Intro BT APR 0% Intro APR for 15 months
  • Annual Fee $0
  • Credit Needed

    Excellent/Good

  • Card Brand Discover

Card Details

Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • Every $1 you earn in cash back is $1 you can redeem.
  • Get a 0% intro APR for 15 months on purchases. Then 14.24% to 25.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click "Apply Now" to see terms and conditions.
  • See Rates & Fees

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Cash Advance Fee see terms

Penalty APR N/A

Ongoing Information

Rewards Rate 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the CompareCards.com Editorial Team

The Discover it® chrome credit card comes with everything you wish all credit cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment! Cardholders also get an intro APR of 0% Intro APR for 15 months on both purchases and balance transfers. after that, the APR is 14.24% - 25.24% Variable APR on purchases and balance transfers.

With the Discover it® chrome credit card you can earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. Rewards can be redeemed at any time and never expire. Cardholders can choose to have their cash back rewards credited to their account, donate them to a charity of their choice, or to pay for items from select online retailers. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership.

Expert Reviews of the Discover it® chrome

  • 4.0

    Regular APR

  • 3.0

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Discover it® chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn bonus rewards for restaurant and gas purchases, this card is a great choice!

The Good

Cardholders won’t have to pay an annual fee and will earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically Rewards don’t expire and can be redeemed easily online.

The Not so Good

The bonus rewards caps out at $1,000 per quarter.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

Consumer Reviews

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Offer Rating

4.0/5.0

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