Chase Sapphire Preferred® Card | CompareCards.com

Chase Sapphire Preferred® Card

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Our pick for best welcome offer

Chase Sapphire Preferred® Card
4.0/5

Rated 4/5.0 stars by our editorial team

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on Chase's secure site

  • Annual Fee
    $95
  • 75,000 points
  • Rewards Rate
    • Earn 5x on travel purchased through Chase Travel℠
    • Earn 3x on dining, vacation homes at top brands, on gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs)
    • Earn 2x on all other travel purchases
    • Earn 1x on all other purchases
    1X - 5X points
  • Credit Needed

Bottom Line

The Chase Sapphire Preferred® Card offers those who have credit a generous rewards program, plus a high level of customer service with additional perks and privileges.

Our Take

The Good

Reward accumulation is practically endless with this card. You can earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. This card lets you earn points on all purchases, with additional bonus points rewarded for travel, dining, streaming and online grocery purchases.

The Not So Good

The annual fee is $95. Also, you generally need excellent credit to qualify for this card.


HIGHLIGHTS

  • Click APPLY NOW to apply online.
  • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
  • Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
  • Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
  • Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
  • Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
  • Transfer points to leading airline and hotel loyalty programs.
  • Member FDIC
  • Rates & Fees

Additional Details

Card Fees

  • Foreign Transaction Fee: $0
  • Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Penalty APR: Up to 29.99%

Ongoing Information

  • Rewards Rate: Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and 3x online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
  • Annual Fee: $95

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

Expert Reviews

From the CompareCards.com Editorial Team, updated on Oct 09, 2026

Chase Sapphire Preferred® Cardholders can enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and 3x online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases. You can also earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. These points are all redeemable in travel through Chase Travel℠.

Rewards can be used on a wide range of airlines, and points don't expire as long as your account remains open. 

Meanwhile, there are no foreign transaction fees and you can take advantage of a pretty appealing welcome offer — earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

The annual fee is $95.

Expert Reviews of Chase Sapphire Preferred® Card

  • 3.5

    Regular APR

  • 2.5

    Intro APR

  • 4.0

    Fees

  • 4.5

    Benefits

  • 4.0/5

    Overall Rating

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