Chase Sapphire Preferred® Card | CompareCards.com

Chase Sapphire Preferred® Card

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Chase Sapphire Preferred® Card

 

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  • Regular Purchase APR 19.99% - 28.24% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95
  • Credit Needed Excellent
  • Card Brand Visa®
  • Regular Purchase APR 19.99% - 28.24% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
  • 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Member FDIC
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Card Fees

Foreign Transaction Fee

$0

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Penalty APR

Up to 29.99%

Ongoing Information

Rewards Rate

Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

Annual Fee

$95

Expert Reviews

From the CompareCards.com Editorial Team, updated on May 16, 2025

Chase Sapphire Preferred® Cardholders can enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. You can also earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. These points are all redeemable in travel through Chase Travel℠.

Rewards can be used on a wide range of airlines, and points don't expire as long as your account remains open. 

Meanwhile, there are no foreign transaction fees and you can take advantage of a pretty appealing welcome offer — earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

The annual fee is $95.

Expert Reviews of Chase Sapphire Preferred® Card

  • 3.5

    Regular APR

  • 2.5

    Intro APR

  • 4.0

    Fees

  • 4.5

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

The Chase Sapphire Preferred® Card offers those who have credit a generous rewards program, plus a high level of customer service with additional perks and privileges.

The Good

Reward accumulation is practically endless with this card. You can earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. This card lets you earn points on all purchases, with additional bonus points rewarded for travel, dining, streaming and online grocery purchases.

The Not so Good

The annual fee is $95. Also, you generally need excellent credit to qualify for this card.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

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