Add cards to start comparing.

Compare Cards

Credit Cards for No Credit

See offers from our partners below.

Discover it® Secured

 

Rated 5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.4/5.0 from 30 Offer Ratings
Over the Past 60 Days!

(30) Over the Past 60 Days!
  • Cash Back Rewards 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. 1% unlimited cash back on all other purchases.
  • Credit Limit Credit line will equal your security deposit of $200 or more*
  • Rates and Fees No annual fee, no late fee on your first late payment. No penalty APR*
  • Annual Fee $0
  • Credit Needed New/Rebuilding
  • Card Brand Discover

Highlights

  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
  • Establish your credit line by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
  • INTRO OFFER: We automatically match all the cash back you've earned at the end of your first year.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • See Rates & Fees

See additional details for Discover it® Secured

More Info

Expand Details

Capital One® Secured Mastercard®

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 10 Offer Ratings
Over the Past 60 Days!

(10) Over the Past 60 Days!
  • Reports to Credit Bureaus Build Credit When Used Responsibly
  • Minimum Deposit $49, $99, or $200
  • Regular Purchase APR 26.49% (Variable)
  • Annual Fee $0
  • Credit Needed Limited/Bad
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

See additional details for Capital One® Secured Mastercard®

More Info

Expand Details

Milestone® Gold Mastercard®

 

Rated 3/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 14 Offer Ratings
Over the Past 60 Days!

(14) Over the Past 60 Days!
  • Mastercard Gold Benefits Accepted Worldwide and $0 Fraud Liability
  • Customize Your card Pick from multiple card designs at no extra charge
  • Regular Purchase APR 24.9% variable
  • Annual Fee $35-$99, depending on creditworthiness*
  • Credit Needed Average/Fair/Bad
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Easy pre-qualification process which does not affect your credit score
  • Protection from fraud if your card is stolen
  • Access your account online or from your mobile device 24/7
  • All credit histories considered
  • Pick from multiple card designs at no extra charge
  • No security deposit required

See additional details for Milestone® Gold Mastercard®

More Info

Expand Details

Petal Visa® Credit Card

 

Rated 5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.6/5.0 from 15 Offer Ratings
Over the Past 60 Days!

(15) Over the Past 60 Days!
  • Cash Back Up to 1.5% cash back after making 12 on-time payments, 1% cash back on all purchases - right away
  • No Deposits Required Build credit without having to put down a security deposit
  • No Fees Of Any Kind No annual fee, no foreign transaction fees, and no late fees
  • Annual Fee $0
  • Credit Needed New credit/Fair/Good/Excellent
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Up to 1.5% cash back after making 12 on-time monthly payments. 1% cash back on purchases right away
  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology can help applicants without credit history get approved
  • $500 - $10,000 credit limits
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, member FDIC

See additional details for Petal Visa® Credit Card

More Info

Expand Details

Credit One Bank® Platinum Visa® with Cash Back Rewards

 

Rated 3/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!
  • Rewards Rate 1% cash back on purchases for qualified applicants, terms apply
  • Perks and Benefits Pick your due date & choose your card design
  • Regular Purchase APR 19.99% - 25.99% Variable
  • Annual Fee $0-$99
  • Credit Needed Good/Excellent
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply.
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Managing your account is easy with the Credit One Bank mobile app
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Never miss an account update with customizable text and email alerts
  • Do your part to help the environment with the option to go paperless

See additional details for Credit One Bank® Platinum Visa® with Cash Back Rewards

More Info

Expand Details

Citi® Secured Mastercard®

 

Rated 3.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 21 Offer Ratings
Over the Past 60 Days!

(21) Over the Past 60 Days!
  • Build Your Credit Monthly reporting to the three major credit bureaus
  • Perks and Features Auto Pay can help you stay on top of your bill
  • Worldwide Acceptance Use your card anywhere that accepts Mastercard®
  • Annual Fee $0
  • Credit Needed Limited History/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.

See additional details for Citi® Secured Mastercard®

More Info

Expand Details

Indigo® Platinum Mastercard®

 

Rated 3/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.1/5.0 from 30 Offer Ratings
Over the Past 60 Days!

(30) Over the Past 60 Days!
  • Easy Pre-qualification Quick pre-qualification available with no impact to your credit score*
  • Custom Card Design Pick from multiple card designs at no extra charge*
  • Reports to Credit Bureaus Pre-qualify today without an impact on your credit score*
  • Annual Fee $0 - $99
  • Credit Needed Bad
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Quick pre-qualification available with no impact to your credit score
  • Access your account online or from your mobile device 24/7
  • Select your own style of card design at no extra charge
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Protection from fraud if your card is stolen
  • No security deposit

See additional details for Indigo® Platinum Mastercard®

More Info

Expand Details

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Share your experiences, tips and tricks with us!

Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don't disclose personal information like your credit card numbers or account information.

Community Conversation

Thank you. Your comment has been submitted and is pending editorial review.
card loader

Sort by:

Picture of Antonio Hernandez

By: | Aug 15, 2017

I need to build credit worthiness. what are the best cxredit card options?

1 Reply

By: CompareCards | Aug 25, 2017

As long as you use it responsibly, any credit card should help you build credit over time. If you're just beginning to build credit for the first time, you will likely need to start with a secured credit card. Secured cards work just like normal credit cards, but you have to put down a refundable security deposit to get approved. By putting a few charges on your secured cards and always paying your balance off in full and on time each month you should be able to build your credit back up over time. The Capital One® Secured Mastercard® and the Discover it® Secured are both great options.

Picture of Betty Richmond

By: | Nov 27, 2014

my grandson got my credit score and such ,in a realy bad shppe,he said he awnted to get me a car but instead he was using me for applications fr a car and I thought he wanted it for nsurance.and now im paying for it. but ineed a small loan im buying a car from an lady in my but she post the key and the tital .that's why I need a little help,so if you can help.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Credit Cards for People with No Credit

Even if you are good at managing money and always pay your bills on time you may have limited or no credit history. That can be a problem, though, because credit card companies and banks want to see a track record in order to predict whether or not you’ll be a good customer and won’t abuse your card or procrastinate when it is time to make a minimum payment.

Having a limited credit history can be a frustrating situation because you have limited options available to you in order to demonstrate your credit worthiness. You are stuck in a classic “Catch-22” situation. The good news is that there are credit card companies that will issue credit cards for no credit history individuals. These no credit credit cards are reviewed and summarized in this section so that you can browse through them and find one you like.

Once you get approved you can start building a credit history by making sure that the card you have chosen reports your payment history to the “big three” credit reporting agencies on a regular basis. By using the card responsibly you’ll soon establish a verifiable track record and your credit rating will go up along with your credit score. Then you’ll no longer have to rely solely upon “no credit history” credit cards and can “upgrade” to a credit card product with lower interest rates and which offer reward programs.

Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured
Back to top ↑