Bank of America® Customized Cash Rewards credit card | CompareCards.com

Bank of America® Customized Cash Rewards credit card

Apply Now

on Bank of America's secure site

Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
trust icon

Empowering over
50,000,000 card holders Since 2005

Our pick for choosing your own cash back rewards

$200 online bonus offer + newly expanded 3% categories

Add to Compare

Bank of America® Customized Cash Rewards credit card

 

Rated 5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Apply Now

on Bank of America's secure site

Call To Apply
  • Regular APR 18.24% - 28.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 billing cycles for purchases
  • Intro BT APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®
  • Regular Purchase APR 18.24% - 28.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 billing cycles for purchases
  • Intro BT APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Newly expanded categories based on Bank of America customer feedback! 3% cash back on Gas (to now include Electric Vehicle Charging (EVC) Stations) and Online Shopping (to now include Cable, Streaming, Internet and Phone Services).
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Impression Pixel

Card Fees

Foreign Transaction Fee

3%

Balance Transfer Fee

3% of the amount of each transaction.

Cash Advance Fee

See Terms

Penalty APR

up to 29.99% APR

Ongoing Information

Rewards Rate

Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.

Annual Fee

$0

Additional Card Details

$0 Fraud Liability

Yes

Auto Rental Insurance

No

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

No

Travel Assistance

Yes

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on Sep 15, 2023

The Bank of America® Customized Cash Rewards credit card is currently offering a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening - that’s an appealing offer. Cardholders will enjoy 0% Intro APR for 15 billing cycles for purchases and 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 18.24% - 28.24% Variable APR.

There is also no annual fee associated with this card and you earn great cash back rewards with every purchase: Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. Redeeming your cash back is easy—you can set up your account to receive your cash back by direct deposit to a checking or savings account, have it credited to your statement or sent to you by check.

Expert Reviews of the Bank of America® Customized Cash Rewards credit card

  • 4.5

    Regular APR

  • 4.5

    Intro APR

  • 4.5

    Fees

  • 5.0

    Benefits

  • 5.0/5

    Overall Rating

The Bottom Line

The Bank of America® Customized Cash Rewards credit card is a good rewards card that offers a chance to earn fantastic cash rewards rates on your spending. There are other features like overdraft protection, too, and the interest rate is reasonable.

The Good

If earning cash back is your goal, the Bank of America® Customized Cash Rewards credit card is a good option for you. You can earn cash back on everything you buy and receive it in fast, easy, convenient ways and rewards do not expire.

The Not so Good

It’s a solid rewards card, but if you like to travel overseas, be aware that transactions made in a foreign currency and transactions made in U.S. dollars that are processed outside the United States are subject to a heavy surcharge of 3%.

Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.

Consumer Reviews

star rating

OFFER RATING

5.0/5.0

0 Total Ratings

5 STARS

(0)

4 STARS

(0)

3 STARS

(0)

2 STARS

(0)

1 STAR

(0)

YOUR RATING

 

Rated 5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Compare Cards
Add a Card +
Back to top ↑