USAA Preferred Cash Rewards Credit Card | CompareCards.com

USAA Preferred Cash Rewards Credit Card

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USAA Preferred Cash Rewards Credit Card

 

Rated 3.5/5.0 stars by our editorial team

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  • Regular Purchase APR 17.15% to 29.15% variable
  • Intro Purchase APR N/A
  • Intro BT APR None
  • Annual Fee $0
  • Credit Needed Good / Excellent
  • Card Brand Visa®
  • Regular Purchase APR 17.15% to 29.15% variable
  • Intro Purchase APR N/A
  • Intro BT APR None
  • Annual Fee $0
  • Credit Needed Good / Excellent
  • Card Brand Visa®

Highlights

  • Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
  • Intro Offer: Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.
  • Auto Deductible Reimbursement (up to $200).
  • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
  • No annual fee.
  • Cash back rewards never expire.
  • Redeem cash back your way, on your schedule.
  • No foreign transaction fees.
  • 17.15% to 29.15% variable regular APR.
  • Terms and Restrictions apply. See the Reward Terms and Conditions and the ADR Benefit Guide on USAA's website for details.
  • See Rates and Fees for details.
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Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

5% of the amount of each balance transfer and convenience check

Penalty APR

None

Ongoing Information

Rewards Rate

1.5% cash back on purchases

Annual Fee

$0

Expert Reviews

From the CompareCards.com Editorial Team, updated on Jun 21, 2024

The USAA Preferred Cash Rewards Credit Card is a simple, yet rewarding cash back credit card that gives cardholders the chance to 1.5% cash back on purchases
 
This card also has a number of other helpful perks like $0 annual fee, no foreign transaction fees, and no penalty rate. New cardholders can also take advantage of N/A. 

And since it's a Visa Signature card, you'll have peace of mind knowing that your card will be accepted anywhere in the world that takes Visa.

Expert Reviews of the USAA Preferred Cash Rewards Credit Card

  • 4.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 3.0

    Benefits

  • 3.5/5

    Overall Rating

The Bottom Line

This card offers a simple cash back rewards program with no limits on the amount of rewards you can earn. If you're looking hassle-free card from USAA that offers generous rewards, the USAA Preferred Cash Rewards Credit Card is the one for you.

The Good

The cash back is unlimited with this card and you don't have to worry about rotating categories. Also, you'll enjoy a long list of Visa Signature perks and benefits.

The Not so Good

There's no intro APR with this card.

Editorial Note: This content is not provided by USAA. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by USAA.

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YOUR RATING

 

Rated 3.5/5.0 stars by our editorial team

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3.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

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