Blue Cash Preferred® Card from American Express | CompareCards.com

Blue Cash Preferred® Card from American Express

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on American Express's secure site

Rates & Fees | Terms Apply

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Our pick for aspiring home chefs

Blue Cash Preferred® Card from American Express

An Advertising Partner

4.0/5

Rated 4/5.0 stars by our editorial team

Apply Now

on American Express's secure site

Rates & Fees

 | Terms Apply

  • Annual Fee
    $0 intro annual fee for the first year, then $95.
  • Regular APR
    19.49% - 28.49% Variable
  • Rewards Rate
    • Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%)
    • Earn 6% cash back on select U.S. streaming subscriptions
    • Earn 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases
    • Earn 1% cash back on other purchases
    • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout
    1% - 6% cash back
  • Credit Needed
    Good / Excellent

Bottom Line

The Blue Cash Preferred® Card from American Express is the ultimate cash back rewards card for consumers who spent a lot of money on groceries and gas. This card not only comes with some of the most generous rewards, but there is a nice intro APR as well. To see rates & fees for Blue Cash Preferred® Card from American Express, please click here.

Our Take

The Good

The cash back rate on supermarkets is the one of highest we've found on any credit card! When you include the cash back on gas and all other purchases, this card is a no-brainer for many consumers.

The Not So Good

There is a foreign exchange fee of 2.7% of each transaction after conversion to US dollars.


HIGHLIGHTS

  • Click APPLY NOW to apply online.
  • Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
  • $0 intro annual fee for the first year, then $95.
  • Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
  • Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
  • Terms Apply.
  • Rates & Fees

Additional Details

Card Fees

  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Penalty APR: 29.99% Variable

Ongoing Information

  • Rewards Rate: Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Annual Fee: $0 intro annual fee for the first year, then $95.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Expert Reviews

From the CompareCards.com Editorial Team, updated on Aug 05, 2026

The Blue Cash Preferred® Card from American Express is an excellent cash back credit card with one of the best rewards rates on the market. Cardholders will earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. Even if you hit the cap of supermarket spending, you can still continue to earn cash back.

Since supermarket items and gasoline are two of the biggest expenses for most households, this card makes it easier to save considerable amounts of money. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

The Blue Cash Preferred® Card from American Express comes with a $0 intro annual fee for the first year, then $95. With the generous rewards program you can easily make up the cost of that annual fee after the first year. To top it off, you get an intro APR of 0% on purchases for 12 months, and after the intro period 19.49%-28.49% Variable based on your creditworthiness.  To see rates & fees for Blue Cash Preferred® Card from American Express please click here.

Expert Reviews of Blue Cash Preferred® Card from American Express

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • 4.0/5

    Overall Rating

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