Credit Cards with No Foreign Transaction Fee | CompareCards.com
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Credit Cards with No Foreign Transaction Fee

  • Compare credit card offers with NO international (foreign) transaction fees from our partners
  • Most issuers are charging 2-3% of every purchase for international transaction fee
  • No foreign transaction fee credit card independent ratings & consumer reviews
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Our pick for 1:1 cash back match in your first year

Discover it® Cash Back
4.5/5

Rated 4.5/5.0 stars by our editorial team

Apply Now

on Discover's secure site

  • Annual Fee
    $0
  • Cashback Match
  • Rewards Rate
    • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
    • Earn unlimited 1% cash back on all other purchases—automatically.
    1% - 5% cash back
  • Credit Needed

Bottom Line

The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best welcome offers on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.

Our Take

The Good

There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge welcome offer in your first year.

The Not So Good

If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.


Highlights

  • Click APPLY NOW to apply online.
  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem cash back for any amount. No annual fee.
  • Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
  • Terms and conditions apply.
  • Rates & Fees

See Additional Details for Discover it® Cash Back

Apply Now

on American Express's secure site

Rates & Fees

 | Terms Apply

  • Annual Fee
    $250
  • Regular APR
    19.49%-28.49% Variable
  • Rewards Rate
    • Earn up to 18.5X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy.
    • Earn 6X points with the Marriott Bonvoy Bevy® American Express® Card.
    • Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member.
    • Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
    • Earn up to 2.5X points from Marriott Bonvoy with the 25% Bonus Points on Stays, a benefit available with your complimentary Gold Elite status.
    • Earn 2X points on all other eligible purchases.
    2X - 18.5X points
  • Credit Needed
    Good / Excellent

Bottom Line

The Marriott Bonvoy Bevy® American Express® Card is a fantastic asset for those of us who frequently stay at Marriott properties, offering a quick path to rewarding travel experiences and status benefits that genuinely enhance each stay. To see rates & fees for Marriott Bonvoy Bevy® American Express® Card, please click here.

Our Take

The Good

The Marriott Bonvoy Bevy® American Express® Card offers generous rewards for frequent travelers, including substantial points on Marriott stays and eligible dining and travel expenses, which can be redeemed for free nights, upgrades, and more, enhancing the travel experience.

The Not So Good

The Marriott Bonvoy Bevy® American Express® Card comes with a substantial annual fee, which may deter infrequent travelers or those who prefer more flexibility in their hotel choices. Further, the value of its rewards and benefits is most maximized when staying within the Marriott portfolio, potentially limiting appeal for travelers who value a wider variety of lodging options.


Highlights

  • Click APPLY NOW to apply online.
  • Earn 85,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months.
  • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
  • Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
  • Earn 2X points on all other eligible purchases.
  • Marriott Bonvoy® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy®. Terms apply. See www.marriott.com/loyalty/terms/default.mi for more information.
  • Earn up to 18.5X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Bevy® American Express® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 2.5X points from Marriott Bonvoy with the 25% Bonus Points on Stays, a benefit available with your complimentary Gold Elite status.
  • With complimentary Marriott Bonvoy® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
  • Marriott Bonvoy Bevy® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy® American Express® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a participating hotel. Certain hotels have resort fees.
  • 15 Elite Night Credits: Each calendar year, receive 15 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express.
  • Booking the trip is easy. Avoiding delays is next to impossible. If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • Plan It® is a payment option that lets you split up large purchases into monthly installments with a fixed fee. A fixed monthly fee is shown upfront so you'll know exactly how much you’ll pay. Plus, you'll still earn rewards for the purchases you plan the way you usually do.
  • $250 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • Rates & Fees
Apply Now

on American Express's secure site

Rates & Fees

 | Terms Apply

  • Annual Fee
    $650
  • Regular APR
    19.49%-28.49% Variable
  • Rewards Rate
    • Earn up to 21X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy.
    • Earn 6X points with the Marriott Bonvoy Brilliant® American Express® Card.
    • Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member.
    • Earn up to 5X points from Marriott Bonvoy with the 50% Bonus Points on Stays, a benefit available with your complimentary Platinum Elite status.
    • Earn 3X points at restaurants worldwide and on flights booked directly with airlines.
    • Earn 2X points on all other eligible purchases.
    2X - 21X points
  • Credit Needed
    Good / Excellent

Bottom Line

The Marriott Bonvoy Brilliant® American Express® Card stands out as a premium option for Marriott enthusiasts, offering a rich array of perks and rewards that can significantly enhance travel experiences and provide real value, especially for those who frequent Marriott properties. To see rates & fees for Marriott Bonvoy Brilliant® American Express® Card, please click here.

Our Take

The Good

The Marriott Bonvoy Brilliant® American Express® Card offers exceptional value to its cardholders with a stellar rewards rate and top-tier perks, The comprehensive rewards program on Marriott stays makes it highly appealing for frequent travelers invested in the Marriott Bonvoy program.

The Not So Good

The Marriott Bonvoy Brilliant® American Express® Card comes with a high annual fee, which may not be justifiable for those who do not travel frequently or maximize the suite of benefits offered by the card. Additionally, its rewards and benefits are tailored specifically toward the Marriott Bonvoy hotels, potentially limiting its appeal to travelers who prefer flexibility or staying with different hotel brands.


Highlights

  • Click APPLY NOW to apply online.
  • Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months.
  • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
  • Earn 3X points at restaurants worldwide and on flights booked directly with airlines.
  • Earn 2X points on all other eligible purchases.
  • Earn up to 21X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Brilliant® American Express® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 5X points from Marriott Bonvoy with the 50% Bonus Points on Stays, a benefit available with your complimentary Platinum Elite status.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • With complimentary Marriott Bonvoy® Platinum Elite status, earn up to 5X points from Marriott Bonvoy® on eligible hotel purchases with the 50% Bonus Points on stays benefit.
  • Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®, such as Le Metropolitan, a Tribute Portfolio Hotel in Paris. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
  • With your Marriott Bonvoy Brilliant® American Express® Card, you can enroll in Priority Pass™ Select, with an unlimited number of visits to over 1,200 airport lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks and internet access in a quiet, comfortable location.
  • Trip Cancelled or Interrupted? If you purchase a round-trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, we may be able to help. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • No Foreign Transaction Fees on international purchases.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • Rates & Fees
Hilton Honors American Express Card
4.5/5

Rated 4.5/5.0 stars by our editorial team

Apply Now

on American Express's secure site

Rates & Fees

 | Terms Apply

  • Annual Fee
    $0
  • Regular APR
    19.49%-28.49% Variable
  • Rewards Rate
    • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio
    • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: at U.S. restaurants, at U.S. supermarkets, at U.S. gas stations
    • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
    3X - 7X points
  • Credit Needed
    Good / Excellent

Bottom Line

The Hilton Honors American Express Card is packed with rewards and benefits. Whether you're already a loyal Hilton customer or just looking to earn great travel rewards, this card could be a great choice. To see rates & fees for Hilton Honors American Express Card, please click here.

Our Take

The Good

The welcome offer and the ongoing rewards rate are among the highest for a credit card with no annual fee.

The Not So Good

If you don't plan on staying at Hilton properties, the rewards may be difficult to redeem.


Highlights

  • Click APPLY NOW to apply online.
  • Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
  • No Annual Fee.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: at U.S. restaurants, at U.S. supermarkets, at U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Points don't expire while your Hilton Honors American Express Card is active and in good standing.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • Rates & Fees

See Additional Details for Hilton Honors American Express Card

Wells Fargo Autograph Journey Card
4.0/5

Rated 4/5.0 stars by our editorial team

Apply Now

on Wells Fargo's secure site

  • Annual Fee
    $95
  • Regular APR
    19.49%, 25.49%, or 28.49% Variable APR
  • Rewards Rate
    • Earn unlimited 5X points with hotels
    • Earn unlimited 4X points with airlines
    • Earn unlimited 3X points on other travel and restaurants
    • Earn unlimited 1X points on other purchases
    1X - 5X points
  • Credit Needed

Bottom Line

This is a powerful travel rewards card that makes it easy to rack up points on flights, hotel stays, restaurant purchases, and a range of other travel expenses.

Our Take

The Good

This card offers a valuable welcome offer for new cardholders: Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.

The Not So Good

While the welcome offer and rewards rate are strong, this card does not offer a statement credit to pay for TSA PreCheck®, which some other cards at this level provide.


Highlights

  • Click APPLY NOW to apply online.
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
  • Earn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases.
  • $95 annual fee.
  • Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
  • Earn a $50 annual statement credit with $50 minimum airline purchase.
  • Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Rates & Fees

See Additional Details for Wells Fargo Autograph Journey Card

Our pick for best welcome offer

Discover it® Miles
4.5/5

Rated 4.5/5.0 stars by our editorial team

Apply Now

on Discover's secure site

  • Annual Fee
    $0
  • Unlimited Mile-for-Mile match
  • Rewards Rate
    1.5X Miles
  • Credit Needed

Bottom Line

The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory purchase APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.

Our Take

The Good

There is no annual fee, a nice intro purchase APR, and cardholders will earn unlimited Miles on all purchases.

The Not So Good

This card was created with the frequent traveler in mind so if you aren’t trying to earn Miles on your purchases, this isn’t the right card for you. This card also requires good credit to qualify.


Highlights

  • Click APPLY NOW to apply online.
  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee.
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.
  • 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR will apply.
  • Terms and conditions apply.
  • Rates & Fees

See Additional Details for Discover it® Miles

Our pick for best welcome offer

Chase Sapphire Preferred® Card
4.0/5

Rated 4/5.0 stars by our editorial team

Apply Now

on Chase's secure site

  • Annual Fee
    $95
  • 75,000 points
  • Rewards Rate
    • Enjoy benefits such as 5x on travel purchased through Chase Travel℠
    • Earn 3x on dining, select streaming services and online groceries
    • Earn 2x on all other travel purchases
    • Earn 1x on all other purchases
    1X - 5X points
  • Credit Needed

Bottom Line

The Chase Sapphire Preferred® Card offers those who have credit a generous rewards program, plus a high level of customer service with additional perks and privileges.

Our Take

The Good

Reward accumulation is practically endless with this card. You can earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. This card lets you earn points on all purchases, with additional bonus points rewarded for travel, dining, streaming and online grocery purchases.

The Not So Good

The annual fee is $95. Also, you generally need excellent credit to qualify for this card.


Highlights

  • Click APPLY NOW to apply online.
  • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
  • 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Member FDIC
  • Rates & Fees

See Additional Details for Chase Sapphire Preferred® Card

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

No Foreign Transaction Fee or International Transaction Fee Credit Cards

Nearly all of the major United States based credit card companies, except for a handful of issuers, charge an average of 2-3% foreign transaction fee on every purchase when customers are travelling outside the country. These foreign transaction fees can quickly add up, especially if you are buying expensive items on a credit card and having them sent back to the states. Recently, Bank of America and American Express raised their international transaction fees. Even if you purchase your hotel reservations while in the US, companies are now adding the foreign transaction fees in addition to hospitality taxes.

One tip that many people don't consider is to actually call your credit card company ahead of time and inform them that you are traveling overseas. This way, you don't risk having charges declined due to the credit card company seeing suspicious activity on your account based on the location of the purchase. Additionally, you can have peace of mind to use your card in an emergency. If you expect to do a lot of travel, it might be wise to acquire credit cards with no foreign transaction fee so you’re sure to be fee free.

Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.

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