Rated 4.5/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
3.8/5.0 from 668 Offer Ratings
Over the Past 60 Days!
See additional details for Capital One® Venture® Rewards Credit Card
See additional details for Bank of America® Travel Rewards credit card
See additional details for Capital One® VentureOne® Rewards Credit Card
See additional details for Chase Freedom Unlimited®
See additional details for Chase Sapphire Preferred® Card
See additional details for Chase Freedom®
See additional details for Bank of America® Premium Rewards® credit card
See additional details for Costco Anywhere Visa® Card by Citi
See additional details for Capital One® Spark® Cash for Business
See additional details for Ink Business Cash℠ Credit Card
See additional details for Capital One® Spark® Cash Select for Business
See additional details for Capital One® Spark® Miles for Business
See additional details for Capital One® Spark® Classic for Business
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Share your experiences, tips and tricks with us!
Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.
There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don't disclose personal information like your credit card numbers or account information.
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Visa credit cards – which are provided through the Visa International brand – have a history that can be traced back to 1958, when Bank of America launched its BankAmericard program in California. Launching that charge card marked the birth of the credit card industry, and in the 1970s that original credit card evolved into the Visa Card. The name Visa was chosen by the company’s founder who thought that it would translate easily into different languages while conveying the idea of worldwide acceptance.
Visa International provides credit cards through more than 20,000 different financial institutions. Visa doesn’t actually issue cards directly to consumers but instead provides a Visa credit card processing system and brand and those banks and other businesses that issue the Visa cards set their own interest rates, create their own rewards programs, send out their own offers, and provide their own credit card customer service.
Cardholders in more than 150 countries use Visa card branded plastic, and there are more than 1 billion Visa credit cards in circulation. These cards account for more than $3 trillion per year in transactions, and Visa credit cards (and debit cards) are accepted by millions of merchants throughout the world.