Rated 4.5/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
3.7/5.0 from 4,070 Offer Ratings
Over the Past 60 Days!
See additional details for Capital One® Quicksilver® Cash Rewards Credit Card
See additional details for Capital One® Venture® Rewards Credit Card
See additional details for Wells Fargo Platinum Visa card
See additional details for Chase Sapphire Preferred® Card
See additional details for Discover it® Cash Back
See additional details for Discover it® Balance Transfer
See additional details for Bank of America® Cash Rewards credit card
See additional details for BankAmericard® credit card
See additional details for Capital One® VentureOne® Rewards Credit Card
See additional details for Bank of America® Travel Rewards credit card
See additional details for Citi Simplicity® Card - No Late Fees Ever
See additional details for Citi® Double Cash Card – 18 month BT offer
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Share your experiences, tips and tricks with us!
Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.
There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don't disclose personal information like your credit card numbers or account information.
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Those who have exceptionally good credit may want to apply for the best credit cards that especially cater to people with above average credit scores and stellar credit histories. Credit card companies will usually offer special perks, features, interest rates, and other preferential service to those who qualify for top credit cards.
By federal law you are allowed to access your credit reporting files free of charge once a year. For a small fee you can see them more than once per year and can also gain access to your FICO score – which is commonly referred to as your credit score. Credit scores for excellent credit range from 700 to 850 and are determined by using a proprietary algorithm which factors in several components of credit worthiness. If your score is above 700 that’s quite good and for most issuers is considered excellent.
To maintain your high rating follow the tips on how to preserve your credit. If you need help to improve your credit score to qualify for an excellent credit credit card, then take advantage of the many free, user-friendly financial management resources, articles, and tools that we offer. Once you have earned excellent credit you have a wide range of reward card options as well as promotional 0 percent introductory APRs which come with very attractive ongoing interest rates – typically around 12%.