Best Credit Cards for Cash Back | CompareCards.com | CompareCards.com
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Cash Back Credit Cards

  • Compare unlimited cash back credit cards from our partners offering cash rebates on every purchase, every day.
  • Expert and Independent ratings & consumer reviews for the best cashback credit cards available
  • Secure and immediate online application process

See offers from our partners below.

While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.

Our pick for best unlimited cash rewards card

Wells Fargo Active Cash® Card
4.0/5

Rated 4/5.0 stars by our editorial team

Apply Now

on Wells Fargo's secure site

  • Annual Fee
    $0
  • Regular APR
    18.49%, 24.49%, or 28.49% Variable APR
  • Rewards Rate
    2% cash rewards on purchases
  • Credit Needed

Bottom Line

Overall, this card is an exceptional choice in the world of no-annual-fee rewards cards, especially for those who don’t want to deal with activating rewards categories or worrying about more complicated cash rewards programs.

Our Take

The Good

This card’s unlimited rewards program is best-in-class right now – you won’t find a higher rate of unlimited cash rewards on a no annual fee card today.

The Not So Good

This card doesn’t have the strongest welcome offer, and the intro APR period on purchases and qualifying balance transfers is pretty average.


Highlights

  • Click APPLY NOW to apply online.
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Rates & Fees

See Additional Details for Wells Fargo Active Cash® Card

Our pick for 1:1 cash back match in your first year

Discover it® Cash Back
4.5/5

Rated 4.5/5.0 stars by our editorial team

Apply Now

on Discover's secure site

  • Annual Fee
    $0
  • Cashback Match
  • Rewards Rate
    • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
    • Earn unlimited 1% cash back on all other purchases—automatically.
    1% - 5% cash back
  • Credit Needed

Bottom Line

The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best welcome offers on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.

Our Take

The Good

There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge welcome offer in your first year.

The Not So Good

If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.


Highlights

  • Click APPLY NOW to apply online.
  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem cash back for any amount. No annual fee.
  • Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
  • Terms and conditions apply.
  • Rates & Fees

See Additional Details for Discover it® Cash Back

Our pick for frequent online shoppers

Apply Now

on American Express's secure site

Rates & Fees

 | Terms Apply

  • Annual Fee
    $0
  • Regular APR
    19.49%-28.49% Variable
  • Rewards Rate
    • Earn 3% cash back at U.S. supermarkets, on U.S. online retail purchases, and at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%).
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
    1% - 3% cash back
  • Credit Needed
    Good / Excellent

Bottom Line

The Blue Cash Everyday® Card from American Express is a robust card with no annual fee. There is a great welcome offer, and you get the exceptional service you’d expect with any Amex credit card. To see rates & fees for Blue Cash Everyday® Card from American Express, please click here.

Our Take

The Good

With no annual fee, generous rewards rates, and the welcome offer, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.

The Not So Good

Outside of the the special bonus categories, you only earn 1% cash back on purchases.


Highlights

  • Click APPLY NOW to apply online.
  • Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
  • No Annual Fee.
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
  • Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
  • Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
  • Terms Apply.
  • Rates & Fees

Our pick for doubling your cash back

Citi Double Cash® Card
5.0/5

Rated 5/5.0 stars by our editorial team

Apply Now

on Citibank's secure site

  • Annual Fee
    $0
  • $200 cash back
  • Rewards Rate
    • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
    • To earn cash back, pay at least the minimum due on time.
    • Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
    2% - 5% cash back
  • Credit Needed

Bottom Line

The Citi Double Cash® Card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.

Our Take

The Good

To start, Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. This card is also great for those wanting to pay no interest on balance transfers for 18 months.

The Not So Good

While the lengthy 0% intro APR period for balance transfers is appealing, there’s no intro APR period for purchases, which many other cards in this category offer.


Highlights

  • Click APPLY NOW to apply online.
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Rates & Fees

See Additional Details for Citi Double Cash® Card

Avant Cash Back Rewards Card
0.0/5

Rated 0/5.0 stars by our editorial team

Apply Now

on Avant's secure site

Bottom Line


Highlights

  • Click APPLY NOW to apply online.
  • 1% Unlimited Cash Back on Every Purchase, Everywhere MasterCard is accepted**
  • No Limit On The Monthly Rewards You Can Earn**
  • Cash back will be awarded as points redeemable for a statement credit**
  • We May Periodically Review Your Account For Credit Line Increases
  • Fast and Easy Application Process
  • Conveniently Pay Your Card Through Our Online Portal, 24/7
  • Zero fraud liability for unauthorized charges (learn more)
  • $0 Foreign Transaction Fees
  • Minimum Finance Charge - If you are charged interest, the charge will be no less than $1.00
  • Cash Advance Fee: The greater of $10 or 3% of the amount of the cash advance
  • Avant branded credit products are issued by WebBank
  • *Avant Card Terms and Conditions
  • **Rewards Terms and Conditions

See Additional Details for Avant Cash Back Rewards Card

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

About Cash Back Credit Cards – Find the Best Cashback Credit Cards

Cash back credit cards, as their name implies, reward you with cash back for using the card. That makes them one of the most popular kinds of rewards cards because it’s like getting an extra discount on every purchase.

When looking for a cash back credit card you will want to keep in mind, however, that the biggest factors impacting any credit card are those that affect your interest rate and any standard fees and charges. If you get a card with too high of an interest rate or too expensive of an annual fee, it might undermine the whole point of trying to receive extra cash. The cash you get back with your cash back credit card should be viewed as an added perk. In other words, the best cashback credit card for you should allow you to enjoy that perk based on its fundamental ability to provide cash rewards in a relatively short amount of time.

Check our expert ratings, compare cards, and locate the top cash back credit cards which deliver the best all-around benefits – moderately low interest rate, universal cash back option and potentially one with no cap on the amount of cash back that can be earned. Most cash back credit cards will generally offer anywhere from 1% to 5% cash back – and will have guidelines regarding how much cash you can earn during a given timeframe. But if you pick your card wisely and then use it responsibly a cash back credit card is just like having an automatic savings plan or piggy bank tied to your purchase activity.

Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.

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