Rated 4.5/5 stars by our editorial team
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3.9/5.0 from 519 Offer Ratings
Over the Past 60 Days!
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CompareCards was one of three sites that met all the criteria.
Trusted & Secure
-
Empowering over
50,000,000 card holders Since 2005 -
Discover it® Miles
- Regular Purchase APR 11.99% - 22.99% Variable
- Intro Purchase APR 0% for 14 months
- Intro BT APR 10.99% for 14 months
- Annual Fee $0
-
Credit Needed
Excellent/Good
- Card Brand Discover
Card Details
Highlights
- UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
- Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
- No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
- Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- See Rates & Fees
Card Fees
Foreign Transaction Fee None
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Penalty APR None
Ongoing Information
Rewards Rate Unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee
Annual Fee $0
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The Discover it® Miles card is a little different from the other Discover it® cards because it was created with the frequent traveler in mind. Discover it® Miles cardholders can earn Unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
Travelers will love that they can earn unlimited Miles that won’t expire, have no purchasing limitations and no blackout dates. As an exclusive offer, you can earn double Miles at the end of your first year of cardmembership. Miles can be redeemed for any amount of credit to use towards travel purchases from your statement, or get cash at any time. Another bonus to this card is that it comes with an intro APR of 0% for 14 months on purchases and an intro APR of 10.99% for 14 months on balance transfers.
The Discover it® Miles credit card also comes with no annual fee and free FICO® Credit Score on monthly statements. As an exclusive offer, new cardholders can double all the Miles earned at the end of the first year.
Expert Reviews of the Discover it® Miles
- 5.0
Regular APR
- 4.0
Intro APR
- 5.0
Fees
- 4.5
Benefits
4.5/5 Overall Rating
The Bottom Line
The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.
The Good
There is no annual fee, a nice intro APR, and cardholders will earn unlimited Miles on all purchases.
The Not so Good
This card was created with the frequent traveler in mind so if you aren’t trying to earn Miles on your purchases, this isn’t the right card for you. This card also requires good credit to qualify.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
Consumer Reviews
Offer Rating
3.9/5.0
519 Total Ratings
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| 3 Star |
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| 1 Star |
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+515 users submitted a rating without a full review
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124 Found this review helpful
By: Robert Mitchell | Apr 12, 2018
This card is very good but no one gets 5 stars. Interest rates for excellent credit score is too high.
59 Found this review helpful
By: Butch Ekstrom | Mar 7, 2018
Very trustworthy -- glad to have it
89 Found this review helpful
By: Marilyn Bennett | Nov 13, 2017
I can't think of anything negative! I did put a temporary Freeze It on for personal reasons, no problem
343 Found this review helpful
By: James Phelan | Feb 24, 2017
had this card since it came out. never let me down. ;))))
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- Rewards Rate 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
- Bonus Perks Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
- Annual Fee $95
- Credit Needed Excellent
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Highlights
- Click "APPLY NOW" to apply online
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
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- Rewards Rate Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases.
- Introductory APR 0% for 12 months on purchases and qualifying balance transfers
- Ongoing APR 13.99%-25.99% (Variable)
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand American Express
Highlights
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
- $0 annual fee and no foreign currency conversion fee
- Earn 3X points on eating out and ordering in
- Earn 3X points on travel including flights, hotels, homestays and car rentals
- Earn 3X points on gas stations, rideshares and transit
- Earn 3X points on popular streaming services
- Earn 1X points on other purchases
- Select "Apply Now" to learn more about the product features, terms and conditions
- See Rates & Fees
See additional details for Wells Fargo Propel American Express® card
- Sign Up Bonus Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
- Bonus Rewards First checked bag free on domestic itineraries & preferred boarding
- Rewards Rate Earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases
- Annual Fee $99, waived for first 12 months
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
- No Foreign Transaction Fees
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
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