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Discover it® Miles


Rated 4.5/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 191 Offer Ratings
Over the Past 60 Days!

(191) Over the Past 60 Days!

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  • Regular Purchase APR 11.99% - 22.99% Variable APR
  • Intro Purchase APR 0% Intro APR for 14 months
  • Intro BT APR 10.99% Intro APR for 14 months
  • Annual Fee $0
  • Credit Needed


  • Card Brand Discover

Card Details


  • UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
  • New! Redeem Miles to pay any part of your monthly bill, including your minimum payment.
  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • See Rates & Fees

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Penalty APR None

Ongoing Information

Rewards Rate Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

The Discover it® Miles card is a little different from the other Discover it® cards because it was created with the frequent traveler in mind. Discover it® Miles cardholders can Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.

Travelers will love that they can earn unlimited Miles that won’t expire, have no purchasing limitations and no blackout dates. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership. Miles can be redeemed for any amount of credit to use towards travel purchases from your statement, or get cash at any time.

Another bonus to this card is that it comes with an intro APR of 0% Intro APR for 14 months on purchases and an intro APR of 10.99% Intro APR for 14 months on balance transfers. After that, the APR is 11.99% - 22.99% Variable APR on purchases and 11.99% - 22.99% Variable APR on balance transfers.

The Discover it® Miles credit card also comes with no annual fee and free FICO® Credit Score on monthly statements.

Expert Reviews of the Discover it® Miles

  • 5.0

    Regular APR

  • 4.0

    Intro APR

  • 5.0


  • 4.5


  • star rating 4.5/5

    Overall Rating

The Bottom Line

The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory purchase APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.

The Good

There is no annual fee, a nice intro purchase APR, and cardholders will earn unlimited Miles on all purchases.

The Not so Good

This card was created with the frequent traveler in mind so if you aren’t trying to earn Miles on your purchases, this isn’t the right card for you. This card also requires good credit to qualify.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

Consumer Reviews

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