Rated 4.5/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
3.7/5.0 from 194 Offer Ratings
Over the Past 60 Days!
Reviews
"
"
CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.
"
"
Those who always pay their balances in full and on time will usually come out ahead.
"
"
The offers on the credit card landscape are constantly changing which is great news for consumers.
"
"
In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.
"
"
CompareCards was one of three sites that met all the criteria.
Trusted & Secure
-
Empowering over
50,000,000 card holders Since 2005 -
Discover it® Miles
- Regular Purchase APR 14.24% - 25.24% Variable
- Intro Purchase APR 0% for 14 Months
- Intro BT APR 10.99% for 14 Months
- Annual Fee $0
-
Credit Needed
Excellent/Good Credit
- Card Brand Discover
Card Details
Highlights
- INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
- Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
- No Blackout Dates - fly any airline, stay at any hotel.
- Redeem your Miles as a statement credit towards travel purchases.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- No Annual Fee.
- See Rates & Fees
Card Fees
Foreign Transaction Fee None
Balance Transfer Fee 3%
Penalty APR None
Ongoing Information
Rewards Rate Unlimited 1.5x Miles per dollar on all purchases, every day
Annual Fee $0
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The Discover it® Miles card is a little different from the other Discover it® cards because it was created with the frequent traveler in mind. Discover it® Miles cardholders can earn Unlimited 1.5x Miles per dollar on all purchases, every day.
Travelers will love that they can earn unlimited Miles that won’t expire, have no purchasing limitations and no blackout dates. As an exclusive offer, you can earn double Miles at the end of your first year of cardmembership. Miles can be redeemed for any amount of credit to use towards travel purchases from your statement, or get cash at any time. Another bonus to this card is that it comes with an intro APR of 0% for 14 Months on purchases and an intro APR of 10.99% for 14 Months on balance transfers.
The Discover it® Miles credit card also comes with no annual fee and free FICO® Credit Score on monthly statements. As an exclusive offer, new cardholders can double all the Miles earned at the end of the first year.
Expert Reviews of the Discover it® Miles
- 5.0
Regular APR
- 4.0
Intro APR
- 5.0
Fees
- 4.5
Benefits
4.5/5 Overall Rating
The Bottom Line
The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.
The Good
There is no annual fee, a nice intro APR, and cardholders will earn unlimited Miles on all purchases.
The Not so Good
This card was created with the frequent traveler in mind so if you aren’t trying to earn Miles on your purchases, this isn’t the right card for you. This card also requires good credit to qualify.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
Consumer Reviews
Offer Rating
3.7/5.0
194 Total Ratings
| 5 Star |
|
(42) |
|---|---|---|
| 4 Star |
|
(80) |
| 3 Star |
|
(54) |
| 2 Star |
|
(13) |
| 1 Star |
|
(5) |
+190 users submitted a rating without a full review
Sort by:
22 Found this review helpful
By: Robert Mitchell | Apr 12, 2018
This card is very good but no one gets 5 stars. Interest rates for excellent credit score is too high.
19 Found this review helpful
By: Butch Ekstrom | Mar 7, 2018
Very trustworthy -- glad to have it
43 Found this review helpful
By: Marilyn Bennett | Nov 13, 2017
I can't think of anything negative! I did put a temporary Freeze It on for personal reasons, no problem
276 Found this review helpful
By: James Phelan | Feb 24, 2017
had this card since it came out. never let me down. ;))))
Related Card Offers
- Bonus Miles One-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Rewards Rate 2 Miles per dollar on every purchase, every day
- Hotel Bonus Rewards Earn unlimited 10x miles on hotels when you pay with your Venture card at hotels.com/venture
- Annual Fee $0 intro for first year; $95 after that
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
- Named 'The Best Travel Card' by CNBC, 2018
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
See additional details for Capital One® Venture® Rewards Credit Card
- Rewards Rate Earn 1.5 points per $1 spent on all purchases
- Intro Purchase APR 0% Introductory APR on purchases for 12 billing cycles
- Regular APR 17.24% - 25.24% Variable APR on purchases and balance transfers
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online or call 800-775-8735
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases, then 17.24% - 25.24% Variable APR
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
- If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
See additional details for Bank of America® Travel Rewards credit card
- Rewards Rate 1.25 Miles per dollar on every purchase, every day
- Intro Purchase APR 0% intro on purchases for 12 months
- Regular Purchase APR 14.24% - 24.24% (Variable)
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
- Transfer your miles to over 12 leading travel loyalty programs
- Fly any airline, stay at any hotel, anytime
- Enjoy a low intro APR on purchases for 12 months; 14.24%-24.24% variable APR after that
- Travel when you want with no blackout dates
- No foreign transaction fees
- Miles won't expire for the life of the account and there's no limit to how many you can earn
See additional details for Capital One® VentureOne® Rewards Credit Card
There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.