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3.7/5.0 from 213 Offer Ratings
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Trusted & Secure
-
Empowering over
50,000,000 card holders Since 2005 -
Discover it® Miles
Apply Now
Add to Compare
on Discover's secure site
- Regular Purchase APR 11.99% - 22.99% Variable
- Intro Purchase APR 0% for 14 months
- Intro BT APR 10.99% for 14 months
- Annual Fee $0
-
Credit Needed
Excellent/Good
- Card Brand Discover
Card Details
Highlights
- UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
- Redeem for Travel or Cash. Easily redeem Miles as a statement credit for travel purchases or get cash.
- No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- See Rates & Fees
Card Fees
Foreign Transaction Fee None
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Penalty APR None
Ongoing Information
Rewards Rate Unlimited 1.5 Miles for every dollar spent on all purchases - with no annual fee
Annual Fee $0
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The Discover it® Miles card is a little different from the other Discover it® cards because it was created with the frequent traveler in mind. Discover it® Miles cardholders can earn Unlimited 1.5 Miles for every dollar spent on all purchases - with no annual fee.
Travelers will love that they can earn unlimited Miles that won’t expire, have no purchasing limitations and no blackout dates. As an exclusive offer, you can earn double Miles at the end of your first year of cardmembership. Miles can be redeemed for any amount of credit to use towards travel purchases from your statement, or get cash at any time. Another bonus to this card is that it comes with an intro APR of 0% for 14 months on purchases and an intro APR of 10.99% for 14 months on balance transfers.
The Discover it® Miles credit card also comes with no annual fee and free FICO® Credit Score on monthly statements. As an exclusive offer, new cardholders can double all the Miles earned at the end of the first year.
Expert Reviews of the Discover it® Miles
- 5.0
Regular APR
- 4.0
Intro APR
- 5.0
Fees
- 4.5
Benefits
4.5/5 Overall Rating
The Bottom Line
The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.
The Good
There is no annual fee, a nice intro APR, and cardholders will earn unlimited Miles on all purchases.
The Not so Good
This card was created with the frequent traveler in mind so if you aren’t trying to earn Miles on your purchases, this isn’t the right card for you. This card also requires good credit to qualify.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
Consumer Reviews
Offer Rating
3.7/5.0
213 Total Ratings
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Highlights
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- Sign Up Bonus Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
- Rewards Rate 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
- Extra Perks 3,000 bonus points after your Cardmember anniversary.
- Annual Fee $69
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
- 3,000 bonus points after your Cardmember anniversary.
- 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
- 1 point per $1 spent on all other purchases.
- All points earned count towards Companion Pass.
- No blackout dates or seat restrictions.
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See additional details for Southwest Rapid Rewards® Plus Credit Card
- Sign Up Bonus Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- Rewards Rate Earn 2 miles for each $1 spent at grocery stores & for every $1 spent on eligible American Airlines purchases
- Extra Perks No annual fee & 25% savings on inflight food and beverage purchases
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- No Annual Fee
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for American Airlines AAdvantage MileUp℠ Card
