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3.8/5.0 from 656 Offer Ratings
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Trusted & Secure
-
Empowering over
50,000,000 card holders Since 2005
Discover it® Miles
Apply Now
Add to Compare
on Discover's secure site
- Regular Purchase APR 11.99% - 22.99% Variable APR
- Intro Purchase APR 0% Intro APR for 14 months
- Intro BT APR 10.99% Intro APR for 14 months
- Annual Fee $0
-
Credit Needed
Excellent/Good
- Card Brand Discover
Card Details
Highlights
- UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
- Redeem Miles to pay any part of your monthly bill, including your minimum payment.
- Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
- No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Discover Match® details & other information.
- See Rates & Fees
Card Fees
Foreign Transaction Fee None
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Cash Advance Fee see terms
Penalty APR None
Ongoing Information
Rewards Rate Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
Annual Fee $0
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The Discover it® Miles card is a little different from the other Discover it® cards because it was created with the frequent traveler in mind. Discover it® Miles cardholders can Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
Travelers will love that they can earn unlimited Miles that won’t expire, have no purchasing limitations and no blackout dates. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership. Miles can be redeemed for any amount of credit to use towards travel purchases from your statement, or get cash at any time.
Another bonus to this card is that it comes with a 0% Intro APR for 14 months on purchases and a 10.99% Intro APR for 14 months on balance transfers. After that, a 11.99% - 22.99% Variable APR on purchases and a 11.99% - 22.99% Variable APR on balance transfers.
The Discover it® Miles credit card also comes with no annual fee and free FICO® Credit Score on monthly statements.
Expert Reviews of the Discover it® Miles
- 5.0
Regular APR
- 4.0
Intro APR
- 5.0
Fees
- 4.5
Benefits
4.5/5 Overall Rating
The Bottom Line
The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory purchase APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.
The Good
There is no annual fee, a nice intro purchase APR, and cardholders will earn unlimited Miles on all purchases.
The Not so Good
This card was created with the frequent traveler in mind so if you aren’t trying to earn Miles on your purchases, this isn’t the right card for you. This card also requires good credit to qualify.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
Consumer Reviews
Offer Rating
3.8/5.0
656 Total Ratings
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Highlights
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See additional details for Chase Sapphire Preferred® Card
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- Rewards Rate 2 Miles per dollar on every purchase, every day
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Highlights
- Click "APPLY NOW" to apply online
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- No foreign transaction fees
See additional details for Capital One Venture Rewards Credit Card
- Bonus Points 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
- Flexible Redemption Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout
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Highlights
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See additional details for Bank of America® Travel Rewards credit card
