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American Express Cash Magnet® Card – $150 Welcome Offer

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 799 Offer Ratings
Over the Past 60 Days!

(799) Over the Past 60 Days!
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on American Express's secure site

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Rates & Fees

Terms Apply

  • Welcome Bonus Earn up to $150 back
  • Rewards Rate Unlimited 1.5% Cash Back on your purchases
  • Cash Back Details Reward Dollars can be easily redeemed for statement credits, gift cards, and merchandise
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
  • Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
  • 0% introductory plan fee on each purchase moved into a plan during the first 15 months from the date of account opening with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee. After that, your plan fee will be up to 1.17% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase.
  • Don’t wait for your Card in the mail. Start earning cash back before your Card even arrives, if eligible for Instant Card Number.
  • No Annual Fee.
  • Terms Apply.
  • See Rates & Fees

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Wells Fargo Platinum card

 

Rated 4/5 stars by our editorial team

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3.8/5.0 from 1,524 Offer Ratings
Over the Past 60 Days!

(1,524) Over the Past 60 Days!
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on Wells Fargo's secure site

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  • Introductory APR 0% for 18 months on purchases and qualifying balance transfers
  • Low Fees $0
  • Ongoing APR 15.49%-24.99% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Pay down balances instead of interest with Wells Fargo's longest intro APR
  • $0 Annual Fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • See Rates & Fees

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Discover it® Cash Back

 

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Your Rating:

3.7/5.0 from 316 Offer Ratings
Over the Past 60 Days!

(316) Over the Past 60 Days!
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  • Cashback Match™ Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*
  • Rewards Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically. *
  • Redeem Any amount, any time. Cash back rewards never expire*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • See Rates & Fees

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Blue Cash Everyday® Card from American Express

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 260 Offer Ratings
Over the Past 60 Days!

(260) Over the Past 60 Days!
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on American Express's secure site

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Rates & Fees

Terms Apply

  • Rates and Fees Up to 3% cash back and no annual fee*
  • Cash Back Rates 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Welcome Offer $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
  • Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
  • Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

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Discover it® Miles

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 519 Offer Ratings
Over the Past 60 Days!

(519) Over the Past 60 Days!
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on Discover's secure site

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  • Bonus Miles Discover will match all the Miles you've earned at the end of your first year.*
  • Rewards Rate 1.5 Miles per $1 Spent*
  • Redeeming is Easy Redeem your Miles as a statement credit towards travel purchases*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • See Rates & Fees

See additional details for Discover it® Miles

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Wells Fargo Cash Wise Visa® card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 137 Offer Ratings
Over the Past 60 Days!

(137) Over the Past 60 Days!
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on Wells Fargo's secure site

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  • Rewards Rate Earn unlimited 1.5% cash rewards on purchases
  • Sign Up Bonus Earn $150 cash rewards bonus*
  • Digital Wallet Rate Enjoy 1.8% cash rewards with Apple Pay® or Google Pay™, during the first 12 months*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Earn a $150 cash rewards bonus after spending $500 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
  • $0 Annual Fee
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • See Rates & Fees

See additional details for Wells Fargo Cash Wise Visa® card

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Wells Fargo Propel American Express® card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.9/5.0 from 377 Offer Ratings
Over the Past 60 Days!

(377) Over the Past 60 Days!
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on Wells Fargo's secure site

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  • Rewards Rate Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases.
  • Introductory APR 0% for 12 months on purchases and qualifying balance transfers
  • Ongoing APR 13.99%-25.99% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
  • $0 annual fee and no foreign currency conversion fee
  • Earn 3X points on eating out and ordering in
  • Earn 3X points on travel including flights, hotels, homestays and car rentals
  • Earn 3X points on gas stations, rideshares and transit
  • Earn 3X points on popular streaming services
  • Earn 1X points on other purchases
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • See Rates & Fees

See additional details for Wells Fargo Propel American Express® card

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*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

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Picture of Sally Cutler Hagadorn

By: | May 19, 2017

I have an excellent+ credit rating. I have had my current cards for many years and am looking to get something with more "perks" than with the ones I have had for so long. I have earned the privilege of having the best card out there from responsible credit use. What cards are the best all around???

1 Reply

By: CompareCards | May 23, 2017

Finding the best rewards card for you will depend on what kind of rewards you are looking for. If you're interested in travel rewards, the Discover it® Miles or the Chase Sapphire Preferred are both excellent options. For cash back, check out the Citi Double Cash or the Discover it® Cash Back. Check out the Rewards Credit Cards page to see all the best options!

Picture of Kathleen Glasscock

By: | Dec 31, 2016

What can you tell me about the Barclaycard Ring? I recently received a solicitation with 8.25% interest, no annual fee and no balance transfer fee.

1 Reply

By: CompareCards | Jan 4, 2017

The Barclaycard Ring MasterCard is truly an excellent credit card if you're looking for no fees and low interest. As you said it comes with 8.25% APR, which is among the lowest ongoing APRs on the market! There is also no annual fee and no balance transfer fee!

Picture of Virginia Burchell Pickering

By: | Oct 20, 2016

What does it do to your credit score if you transfer to a different card?

1 Reply

By: CompareCards | Oct 20, 2016

The effect that transferring a balance to another credit card will have on your credit score can vary depending on your situation. Opening a new credit card account may have a very slight and temporary negative impact on your score from the hard inquiry required to process your application. However, if you use a balance transfer credit card to pay off your debt, it could raise your credit score significantly because you will be reducing your total amount owed and your credit utilization rate.

Picture of Caleb Tolworthy

By: | Dec 11, 2015

How can I get 1 without getting in trouble?

Picture of Duse Gibson

By: | Feb 9, 2015

Credit cards are like good friends Take good care of them and never over use.

Picture of Andrew Egan

By: | Dec 3, 2014

Wow, the same cards with the same high interest rates. Arent there any real good cards available. U know, the cards that actually offer u a reasonable rate, esp with the prime so low

2 Replies

By: Goldie Monteer | Jan 10, 2015

what kind of a card

By: Austin R Bear | Feb 3, 2017

Pay your balance off in full every month and never pay a cent of interest. It's the only way to really take advantage of rewards credit cards.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

No Annual Fee Credit Cards

Credit cards come with all sorts of fees, so many consumers look specifically for those that are low-interest or credit cards with no annual fee. An annual fee is a one-time fee credit card companies charge to have the card per year, mainly for the more prestigious credit cards like American Express.

Many credit cards offer no annual fee for the first year, meaning they waive the annual fee until year two comes around. Annual fees can range anywhere from as little as $20 to as high as a few hundred dollars, depending on the card. Examine the pros and the cons of the best credit cards with no annual fee and see if the benefits outweigh the fee. Review no annual fee credit cards to choose the one with the benefits that interest you.

Looking for a balance transfer card? Transfer your high interest debt to Citi Simplicity® Card - No Late Fees Ever with an intro APR of 0% for 21 months on Balance Transfers. Plus, you will get generous intro APR 0% for 12 months on Purchases.

Reviews
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" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

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