- Click APPLY NOW to apply online.
- Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- Intro Offer: Earn a $250 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.
- Earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.
- No annual fee.
- Cash back rewards never expire.
- Redeem cash back your way, on your schedule.
- No foreign transaction fees.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
- 15.40% - 27.40% variable regular APR.
- Terms and Restrictions apply. See the Reward Terms and Conditions on USAA's website for details.
- See Rates and Fees for details.
- Rates & Fees
The best credit cards for military personnel provide unique rewards in recognition of their service. Because of the Servicemembers Civil Relief Act (SCRA), active-duty military service members and their families are eligible to receive special benefits like reduced interest rates and $0 foreign transaction fees.
Some issuers even go beyond the call of duty when it comes to recognizing military service—for example, annual fees on Chase credit cards are waived for qualifying service members and their eligible dependents under SCRA guidelines. That gives them access to two of the best cards in the travel and dining space for zero annual fee.
Based on recommendations from our expert reviewers, these are our picks for the best cards for active-duty military service members and their families:
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
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Annual Fee$0
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Welcome Offer250 dollars
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Rewards Rate1.5% cash back
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Credit Needed
Bottom Line
This card offers a simple cash back reward program with no limits on the amount of rewards you can earn. If you're looking for a hassle-free card from USAA Federal Savings Bank that offers generous rewards, the USAA Preferred Cash Rewards Credit Card is the one for you.
Our Take
The Good
The cash back is unlimited with this card and you don't have to worry about rotating categories. Also, you'll enjoy a long list of Visa Signature perks and benefits.
The Not So Good
There's no intro APR with this card.
HIGHLIGHTS
See Additional Details for USAA Preferred Cash Rewards Credit Card
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Annual Fee$0
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Welcome OfferN/A
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Rewards Rate1% - 2% cash back
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Credit Needed
Bottom Line
HIGHLIGHTS
- Click APPLY NOW to apply online.
- Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- 2% unlimited cash back on your top eligible spend category each month, including gas & electric vehicle charging stations, groceries, dining, live entertainment & streaming services, home improvement & home furnishings, travel, transit, and health & wellness
- 1% unlimited cash back on other purchases.
- Get a one-time statement credit up to $98 (plus applicable taxes) for an annual Walmart+ membership. Walmart+ includes Free Delivery, Gas Savings, Free Pharmacy Delivery, and so much more.
- Credit limit increase review in as few as six months when you make on-time payments.
- Automatic late fee waiver every 12 months.
- No annual fee.
- No foreign transaction fees.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
- 27.40% variable regular APR.
- Terms and restrictions apply. See the Reward Terms and Conditions and Walmart+ Offer Terms and Conditions on USAA's website for details.
- See Rates and Fees for details.
- Rates & Fees
See Additional Details for USAA® Eagle Ascend™ Credit Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
