Privacy Policy

Updated: August 1, 2012

CompareCards.com is committed to protecting the privacy of its users. The following overview has been prepared to inform you of our privacy policy.

To the extent that you affirmatively provide personally identifiable information to CompareCards.com (e.g., in an e-mail to Customer Service), CompareCards.com will not sell, trade, or rent your personal information to third parties. In order to provide you with the most relevant credit oriented offers that CompareCards.com has access to, CompareCards.com logs the Internet Protocol (IP) address that is automatically assigned to the computer which you use to visit our website. CompareCards.com does not make any connections between such IP address and any private personally identifiable information. CompareCards.com may use IP addresses to compile and provide aggregate statistics about our visitors traffic patterns in order to administer the services provided by CompareCards.com.

CompareCards.com may utilize cookies to enable you to save voluntarily lists of types of credit cards or for other purposes to enhance useability of the website. However, CompareCards.com does not utilize cookies on our website to obtain any personally identifiable information about our users. CompareCards.com cannot represent the same for external or third party websites to which you are linked from CompareCards.com. Please review such third parties respective privacy policies to determine whether they utilize cookies.

CompareCards.com reserves the right to change its privacy policy and statement in the future to comply with applicable law or otherwise. Any changes will be posted on this webpage.

CompareCards.com uses one or more companies to place advertisements for our products and services and those of third parties on our Site and third-party sites.  Cookies and other technologies such as Web beacons or tags are used to measure the effectiveness of our ads and to determine the display of content and advertising to you based on your interests both on our site , as well as on third-party sites where you may visit.  To support this interest based advertising solution, we, and companies who we have contracted with, may use anonymous information about your visits to our and other Web sites. The information collected and used by this process is always anonymous, and does not enable any third-party to identify you individually. “

Although it is our hope that you find the display of advertising to you based on your anonymous interests valuable, if you would prefer not to participate in the services offered through these solutions, you can always opt-out of this activity by visiting the Network Advertising Initiative (NAI) website by clicking http://www.networkadvertising. org/choices/#completed

We encourage you to take adequate precautions to protect your personally identifiable information, both on and off the Internet. To learn more, visit Onguard Online from the U.S. government.

This privacy statement applies solely to information presented and obtained at CompareCards.com. You can also visit our privacy policy as certified from Truste. If you have any questions or concerns about our privacy policy, please contact us using our Contact Us page.

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Advertiser Disclosure

CompareCards.com is an independent, advertising-supported comparison service. CompareCards.com receives compensation from the credit card issuers whose credit card offers appear on the website. The compensation impacts the location and order in which these products appear. CompareCards.com does not include the entire universe of available credit or financial offers.

CompareCards.com has financial relationships with some of the cards mentioned here, including, but not limited to, American Express, Bank of America, Barclaycard, Capital One, Chase, Citi Bank, Discover Bank, U.S. Bank, and Credit One. CompareCards.com will be compensated if a consumer chooses to click on the links in our content and ultimately signs up for a product.

Terms and Conditions

By accessing this website and any of its pages (the “Site”), you are acknowledging the terms and conditions stated below (the “Terms and Conditions”) and are agreeing to be bound by the Terms and Conditions without qualification. If you do not agree to be bound by any part of these Terms and Conditions, you must not use the Site. Please carefully review the following terms and conditions to which you are bound.

Comparecards.com and its subsidiaries, affiliates, officers and/or employees provide the information and materials on this Site to our visitors subject to the Terms and Conditions. Comparecards.com has the right to revise the Terms and Conditions at any time by updating the information posted at this webpage and such revisions will be binding upon all visitors to the Site. Thus, we recommend that you visit the Terms and Conditions webpage each time you visit the Site.

All of the content in the Site is made available only for your personal and lawful use in connection with seeking to obtain one or more credit cards. Use of the Site by a competitor company or other non-consumer third party is prohibited.

All of the information within this Site, including without limitation the Comparecards.com logo and other Comparecards.com trademarks and service marks, is the property of Comparecards.com and/or its affiliates or its licensors. Comparecards.com makes no proprietary claim to any third party names, trademarks or service marks appearing on the Site. Any third party names, trademarks, and service marks are the properties of their respective owners.

Trademark & Site Use

Except as expressly provided by law, you may not, without the prior written permission of Comparecards.com: (i) post, transmit, copy, modify, create derivative works from, distribute, sell or republish anything contained on the Site; or (ii) place a link to the Site on any other website or in any other forum.

All financial institutions’ credit card information, credit card names, logos, images and likenesses are copyrighted and trademarked as specified by each institution respectively. While Comparecards.com is committed to trying to maintain information on the Site that is as up-to-date as possible, Comparecards.com is nevertheless not responsible for credit card information that changes with or without notice to Comparecards.com. Furthermore, Comparecards.com is not responsible for and disclaims any and all liability related to any dealings between its visitors and the various credit card institutions and/or credit reporting agencies that may be referenced on the Site. Comparecards.com will not be involved in any disputes between any of its visitors and such credit card institutions or credit reporting agencies and/or their respective affiliates.

The Site has links to websites hosted by other parties ("Third Party Sites"). These links are offered as a convenience and for informational purposes only, not as referrals or endorsements by Comparecards.com of such Third Party Sites. Please be advised, however, that Comparecards.com may be compensated by the respective institutions responsible for such Third Party Sites for linking users to such Third Party Sites, for linking users to such Third Party Sites who are approved for a financial product sponsored by such third party institutions, or for a variety of other reasons.

The Third Party Sites are maintained by their respective institutions, and those institutions are solely responsible for the content of their own websites. Comparecards.com does not verify nor make any warranty or representation about the content, accuracy, opinions expressed, warranties, products or services, intellectual property compliance, or links of such Third Party Sites. You should read the privacy policies and terms of use agreements of all Third Party Sites.

Comparecards.com is not itself a credit card company, credit reporting agency or other financial institution. Comparecards.com is merely a venue for obtaining information related to credit cards and/or credit reports.

Legal Disputes

Comparecards.com and its affiliates, directors, officers and employees shall not be liable for any loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise and even if Comparecards.com and its affiliates, directors, officers or employees has been advised of the possibility of such damages, which arises out of or relates in any way to: (i) the Site, materials in the Site, or the inability to use the Site; (ii) any Third Party Site, materials in any Third Party Site, or the inability to use any Third Party Site; (iii) any defect, omission, error, interruption, delay, or computer virus; or (iv) the unauthorized alteration of or access to users’ transmissions or personal data, except as a result of Comparecard.com's gross negligence or intentional actions.

The information and materials contained in this site, including text, graphics, links, or other items are provided “as is”. Comparecards.com does not warrant the accuracy, adequacy, or completeness of this information and materials and expressly disclaims liability for errors or omissions in the information and materials. No warranty of any kind, implied, expressed, or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you. However, you agree in any event that Comparecards.com's total liability (and that of its affiliates, directors, officers and employees) for all damages, losses, injuries, or claims of any kind or nature shall be limited to the amount you have paid to access the Site.

While Comparecards.com believes the information on the Site to be reliable, Comparecards.com makes no claims or representations about the accuracy, reliability, timeliness, usefulness or completeness of such information or advice. Each person’s financial situation is unique and you should consult a financial professional prior to acting upon any information contained in this Site. Any reliance by you on any information or advice will be at your own risk.

User access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws. South Carolina law and federal law will govern the interpretation and enforcement of these Terms and Conditions, without giving effect to the principles of conflicts of law. By using the Site, you consent to the jurisdiction of the state and federal courts of Charleston County, South Carolina, U.S.A. for any action or proceeding arising under or relating to these Terms and Conditions or this Site.

Click Here to contact us with any questions or comments.

Posting Guidelines

CompareCards.com offers users the ability to comment and engage in open discussions. We strive to keep the discussion board free of spam, remain on-topic, and maintain an insightful and respectful community.

By posting a message or contributing in any way to the Site, including, but not limited to, sending comments and e-mail to Comparcards.com, you expressly grant Comparecards.com the right to use in any way, copy or republish such contribution as part of its property.

We ask that users follow the below guidelines to ensure an active, on-going community of helpful and insightful tips. We have the right to delete any comments and even block those who break any of CompareCards.com guidelines.

    The following is a list of unacceptable posts/comments that may be cause for deletion:
  • Use of offensive content related to race, gender, nationality, sexuality, religion, or politics.
  • Excessive profanity or obscene material
  • Spam
  • Posting for the sole purpose of self-promotion, solicitation, or advertising.
  • Posts completely unrelated to the current discussion
  • Posting of personal information. These will be removed for your own safety
  • Harassment or personal attacks towards those engaged in discussion
  • Comments/insults about spelling and grammar. It has nothing to do with the discussion and just creates meaningless posts that flood the discussion board
  • Excessive posts of the same content. We understand you want to be heard and get your word out there, but posting too frequently floods the message board.
  • Posting content or material you don’t own the rights to
  • Violating any law or regulation

All discussions and comments are done at the user’s discretion and are not reviewed, approved, or endorsed by any of the affiliated financial institutions.

If you find something that you feel is in violation of any of the above guidelines, please contact us at sarah@comparecards.com. Thank you for your involvement and effort to keep an active and open community.

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