- Click APPLY NOW to apply online.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Rates & Fees
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Our pick for best unlimited cash rewards card
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Annual Fee$0
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Regular APR18.49%, 24.49%, or 28.49% Variable APR
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Rewards Rate2% cash rewards on purchases
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Credit Needed
Bottom Line
Overall, this card is an exceptional choice in the world of no-annual-fee rewards cards, especially for those who don’t want to deal with activating rewards categories or worrying about more complicated cash rewards programs.
Our Take
The Good
This card’s unlimited rewards program is best-in-class right now – you won’t find a higher rate of unlimited cash rewards on a no annual fee card today.
The Not So Good
This card doesn’t have the strongest welcome offer, and the intro APR period on purchases and qualifying balance transfers is pretty average.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: 3%
- Balance Transfer Fee: 3% intro for 120 days from account opening, then up to 5%, min: $5
- Penalty APR: None
Ongoing Information
- Rewards Rate: Earn unlimited 2% cash rewards on purchases.
- Annual Fee: $0
Expert Reviews
From the CompareCards.com Editorial Team, updated on Jul 09, 2026
This card is a game-changer with one of the highest rates of unlimited cash rewards we’ve ever seen on a no-annual fee credit card: cardholders can earn unlimited 2% cash rewards on purchases., no ifs ands or buts. This is just about as good as it gets when it comes to rewards cards, so if you’re on the hunt for a card that is very low maintenance that still allows for a substantial accumulation of rewards this one is tough to beat. The Wells Fargo Active Cash® Card also comes with a solid if uninspiring welcome offer – new cardholders can earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. This isn’t the best welcome offer on the market, but we feel that the ongoing rewards program is strong enough to offset it.
This card also comes with an appealing 0% intro APR period on purchases: 0% intro APR for 12 months from account opening on purchases and then 18.49%, 24.49%, or 28.49% Variable APR applies after that intro period is up. Cardholders also get 0% intro APR for 12 months from account opening on qualifying balance transfers and then 18.49%, 24.49%, or 28.49% Variable APR after the intro period.
Expert Reviews of Wells Fargo Active Cash® Card
The Bottom Line
Overall, this card is an exceptional choice in the world of no-annual-fee rewards cards, especially for those who don’t want to deal with activating rewards categories or worrying about more complicated cash rewards programs.
The Good
This card’s unlimited rewards program is best-in-class right now – you won’t find a higher rate of unlimited cash rewards on a no annual fee card today.
The Not so Good
This card doesn’t have the strongest welcome offer, and the intro APR period on purchases and qualifying balance transfers is pretty average.
Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.
Consumer Reviews
OFFER RATING
/5.0
Related Card Offers
Our pick for 1:1 cash back match in your first year
16,931 users have viewed this card in the last 30 days.
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Annual Fee$0
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Welcome OfferCashback Match
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Rewards Rate1% - 5% cash back
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Credit Needed
Bottom Line
The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best welcome offers on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.
Our Take
The Good
There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge welcome offer in your first year.
The Not So Good
If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount. No annual fee.
- 0% intro APR on purchases and balance transfers for 15 months; 17.49% - 26.49% variable APR after that; balance transfer fee applies.
- Terms and conditions apply.
- Rates & Fees
See Additional Details for Discover it® Cash Back
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Annual Fee$0
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Welcome OfferN/A
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2% - 3% cash back
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Credit Needed
Bottom Line
There's a cap to the highest earning rate on this card, but you still stand to earn a steady cash back on every single purchase. We think this card is a good value for folks with excellent-good credit.
Our Take
The Good
The Aven Rewards Card boasts an impressive rewards rate and a $0 annual fee to boot.
The Not So Good
This card might fall short if you're looking for a travel rewards card or if you have a lower credit score.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- Upgrade to our Home Equity Card for limits up to $250,000 with APR as low as 6.99%
- $0 Annual Fee
- 3% Cash Back on all purchases up to $10,000
- 2% Unlimited Cash Back on All Purchases
- Rates as low as 17.99%
- Aven Black Metal Card
- Aven - 4.9/5 Star Rating on Trustpilot from 4,000+ reviews
- No Foreign Transaction Fees
- Travel Assistance Services
- Aven cards are arranged by Aven Financial, Inc., dba "Aven" or "AvenCard" (in AR, ID, and PA). NMLS #2042345. The Aven Visa Credit Card is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289 (NMLS Consumer Access Page). For additional information or complaints to Coastal Community Bank, visit www.federalreserveconsumerhelp.gov.
- Rates & Fees
See Additional Details for Aven Rewards Card
Our pick for best unlimited travel rewards card
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Annual Fee$0
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Welcome Offer25,000 points
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Rewards Rate1.5X - 3X points
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Credit Needed
Bottom Line
This card has its benefits when used for traveling purposes. It provides the card users with a huge opportunity for savings because consumers can utilize travel comparison websites in order to find the best deals instead of dealing with often marked-up rates common with company-specific rewards programs.
Our Take
The Good
International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers. The Bank of America® Travel Rewards credit card allows you to Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout, and there's no annual fee.
The Not So Good
There aren't many downsides to this card other than it is only available for consumers with excellent-good credit.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through BofA Travel.
- Turn daily purchases into everyday wins. Simply use your Travel Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards™ members earn more points.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
See Additional Details for Bank of America® Travel Rewards credit card
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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