Best Credit Cards for Good Credit | CompareCards.com
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Credit Cards for Good Credit

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Our pick for 1:1 cash back match in your first year

Discover it® Cash Back
4.5/5

Rated 4.5/5.0 stars by our editorial team

Apply Now

on Discover's secure site

  • Annual Fee
    $0
  • Cashback Match
  • Rewards Rate
    • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
    • Earn unlimited 1% cash back on all other purchases—automatically.
    1% - 5% cash back
  • Credit Needed

Bottom Line

The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best welcome offers on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.

Our Take

The Good

There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge welcome offer in your first year.

The Not So Good

If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.


Highlights

  • Click APPLY NOW to apply online.
  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem cash back for any amount. No annual fee.
  • Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
  • Terms and conditions apply.
  • Rates & Fees

See Additional Details for Discover it® Cash Back

Apply Now

on Capital One's secure site

  • Annual Fee
    $0
  • N/A
  • Rewards Rate
    • Earn 1.5% Cash Back on every purchase, every day
    • Earn 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
    1.5% - 5% Cash Back
  • Credit Needed

Bottom Line

We don't have a review for this card yet, but sit tight! There's one coming soon.

Our Take

The Good

We don't have a review for this card yet, but sit tight! There's one coming soon.

The Not So Good

We don't have a review for this card yet, but sit tight! There's one coming soon.


Highlights

  • Click APPLY NOW to apply online.
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • $0 Fraud Liability for unauthorized charges
  • Top rated mobile app
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
  • Rates & Fees

Our pick for frequent online shoppers

Apply Now

on American Express's secure site

Rates & Fees

 | Terms Apply

  • Annual Fee
    $0
  • Regular APR
    19.49%-28.49% Variable
  • Rewards Rate
    • Earn 3% cash back at U.S. supermarkets, on U.S. online retail purchases, and at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%).
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
    1% - 3% cash back
  • Credit Needed
    Good / Excellent

Bottom Line

The Blue Cash Everyday® Card from American Express is a robust card with no annual fee. There is a great welcome offer, and you get the exceptional service you’d expect with any Amex credit card. To see rates & fees for Blue Cash Everyday® Card from American Express, please click here.

Our Take

The Good

With no annual fee, generous rewards rates, and the welcome offer, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.

The Not So Good

Outside of the the special bonus categories, you only earn 1% cash back on purchases.


Highlights

  • Click APPLY NOW to apply online.
  • Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
  • No Annual Fee.
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
  • Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
  • Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
  • Terms Apply.
  • Rates & Fees
USAA Rate Advantage Credit Card
4.0/5

Rated 4/5.0 stars by our editorial team

Apply Now

on USAA's secure site

Bottom Line

Credit cards don't get much simpler than this. There's no fancy rewards program, but cardholders could potentially save a lot of money with the low interest rates offered on this card.

Our Take

The Good

You'll be hard-pressed to find a card with a lower ongoing APR for purchases, balance transfers, and cash advances. Plus there's no annual fee, no foreign transaction fees and no penalty rate.

The Not So Good

If you want to earn rewards on your purchases, this card isn't for you.


Highlights

  • Click APPLY NOW to apply online.
  • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 10.40% - 24.40% will apply to introductory balances.
  • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.
  • No annual fee.
  • No foreign transaction fees.
  • 10.40% - 24.40% variable regular APR.
  • See Rates and Fees for details.
  • Rates & Fees

See Additional Details for USAA Rate Advantage Credit Card

Our pick for aspiring home chefs

Apply Now

on American Express's secure site

Rates & Fees

 | Terms Apply

  • Annual Fee
    $0 intro annual fee for the first year, then $95.
  • Regular APR
    19.49%-28.49% Variable
  • Rewards Rate
    • Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%)
    • Earn 6% cash back on select U.S. streaming subscriptions
    • Earn 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases
    • Earn 1% cash back on other purchases
    • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout
    1% - 6% cash back
  • Credit Needed
    Good / Excellent

Bottom Line

The Blue Cash Preferred® Card from American Express is the ultimate cash back rewards card for consumers who spent a lot of money on groceries and gas. This card not only comes with some of the most generous rewards, but there is a nice intro APR as well. To see rates & fees for Blue Cash Preferred® Card from American Express, please click here.

Our Take

The Good

The cash back rate on supermarkets is the one of highest we've found on any credit card! When you include the cash back on gas and all other purchases, this card is a no-brainer for many consumers.

The Not So Good

There is a foreign exchange fee of 2.7% of each transaction after conversion to US dollars.


Highlights

  • Click APPLY NOW to apply online.
  • Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
  • $0 intro annual fee for the first year, then $95.
  • Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
  • Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
  • Terms Apply.
  • Rates & Fees
USAA Preferred Cash Rewards Credit Card
3.5/5

Rated 3.5/5.0 stars by our editorial team

Apply Now

on USAA's secure site

  • Annual Fee
    $0
  • 250 dollars
  • Rewards Rate
    1.5% cash back
  • Credit Needed

Bottom Line

This card offers a simple cash back reward program with no limits on the amount of rewards you can earn. If you're looking for a hassle-free card from USAA Federal Savings Bank that offers generous rewards, the USAA Preferred Cash Rewards Credit Card is the one for you.

Our Take

The Good

The cash back is unlimited with this card and you don't have to worry about rotating categories. Also, you'll enjoy a long list of Visa Signature perks and benefits.

The Not So Good

There's no intro APR with this card.


Highlights

  • Click APPLY NOW to apply online.
  • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Intro Offer: Earn a $250 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.
  • Earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.
  • No annual fee.
  • Cash back rewards never expire.
  • Redeem cash back your way, on your schedule.
  • No foreign transaction fees.
  • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
  • 15.40% - 27.40% variable regular APR.
  • Terms and Restrictions apply. See the Reward Terms and Conditions on USAA's website for details.
  • See Rates and Fees for details.
  • Rates & Fees

See Additional Details for USAA Preferred Cash Rewards Credit Card

Our pick for doubling your cash back

Citi Double Cash® Card
5.0/5

Rated 5/5.0 stars by our editorial team

Apply Now

on Citibank's secure site

  • Annual Fee
    $0
  • $200 cash back
  • Rewards Rate
    • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
    • To earn cash back, pay at least the minimum due on time.
    • Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
    2% - 5% cash back
  • Credit Needed

Bottom Line

The Citi Double Cash® Card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.

Our Take

The Good

To start, Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. This card is also great for those wanting to pay no interest on balance transfers for 18 months.

The Not So Good

While the lengthy 0% intro APR period for balance transfers is appealing, there’s no intro APR period for purchases, which many other cards in this category offer.


Highlights

  • Click APPLY NOW to apply online.
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Rates & Fees

See Additional Details for Citi Double Cash® Card

Our pick for rewards that never expire

Discover it® Chrome
4.0/5

Rated 4/5.0 stars by our editorial team

Apply Now

on Discover's secure site

  • Annual Fee
    $0
  • Cashback Match
  • Rewards Rate
    • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
    • Earn 1% unlimited cash back on all other purchases - automatically
    1% - 2% cash back
  • Credit Needed

Bottom Line

The Discover it® Chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn extra rewards for restaurant and gas purchases, this card is a great choice!

Our Take

The Good

Cardholders won’t have to pay an annual fee and will earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically Cash back doesn't expire and can be redeemed for any amount.

The Not So Good

The top rewards categories cap out at $1,000 in combined purchases per quarter.


Highlights

  • Click APPLY NOW to apply online.
  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
  • Get a 0% intro APR for 18 months on balance transfers. Then 17.49% to 26.49% Standard Variable APR applies, based on credit worthiness.
  • Redeem cash back for any amount
  • No annual fee.
  • Terms and conditions apply.
  • Rates & Fees

See Additional Details for Discover it® Chrome

Our pick for best welcome offer

Discover it® Miles
4.5/5

Rated 4.5/5.0 stars by our editorial team

Apply Now

on Discover's secure site

  • Annual Fee
    $0
  • Unlimited Mile-for-Mile match
  • Rewards Rate
    1.5X Miles
  • Credit Needed

Bottom Line

The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory purchase APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.

Our Take

The Good

There is no annual fee, a nice intro purchase APR, and cardholders will earn unlimited Miles on all purchases.

The Not So Good

This card was created with the frequent traveler in mind so if you aren’t trying to earn Miles on your purchases, this isn’t the right card for you. This card also requires good credit to qualify.


Highlights

  • Click APPLY NOW to apply online.
  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee.
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more.
  • 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR will apply.
  • Terms and conditions apply.
  • Rates & Fees

See Additional Details for Discover it® Miles

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Low Interest Credit Cards for Good Credit

Many consumers have good credit scores – which means that they have a good track record of making their payments on time, paying down debts, and managing loans from banks, credit card companies, and other lenders. Credit card companies want these low-risk and good credit customers, and for that reason it is possible to leverage your good credit into obtaining financial benefits as well as earning reward benefits.

Credit cards for good credit applicants often offer attractive interest rates and typically don’t charge an annual fee. Those who qualify for good credit credit cards hold a FICO score range of between 660 and 699. You can use our credit card calculators to make side by side comparisons, and you can get a snapshot of the pros and cons of each of these good credit cards by reading the expert summaries and reviews.

Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.

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