- Click APPLY NOW to apply online.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
- Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
- 0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.74%-24.74%.
- $0 annual fee.
- Complimentary Priority Pass™ membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.
- Easily apply the cash rewards you've earned as a statement credit to an eligible account. Your rewards don't expire as long as your account remains open.
- Add employee cards: Give your employees cards of their own at no additional cost and earn rewards on their business purchases.
- Rates & Fees
Reviews
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Wells Fargo Credit Cards
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Annual Fee$0
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Regular APR16.74% - 24.74% Variable APR
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Rewards Rate2% cash rewards
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Credit Needed
Bottom Line
This card keeps things simple — and rewarding — for business owners who want straightforward cash rewards. We think the rewards rate makes it easy to earn as you spend, and it doesn't hurt that the welcome offer is fairly easy to achieve.
Our Take
The Good
Getting rewards this valuable on a $0 annual fee card is pretty impressive.
The Not So Good
This card does charge a foreign transaction fee, so take note if you plan to travel abroad.
Highlights
See Additional Details for Wells Fargo Signify Business Cash® Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.