Rated 4.5/5 stars by our editorial team
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3.7/5.0 from 395 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee None
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Penalty APR None
Rewards Rate Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Annual Fee $0
$0 Fraud Liability Yes
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
With the Discover it® Cash Back credit card you can earn 5% cash back on everyday purchases at different places each quarter like amazon.com, grocery stores, restaurants, gas stations and when you pay using paypal, up to the quarterly maximum when you activate. plus, earn unlimited 1% cash back on all other purchases – automatically. The strong earnings categories change on a regular basis, but they typically include popular products and services related to travel, dining, groceries, and gas. As an exclusive offer, Discover will automatically match all of the cash back you earn during your first year of cardmembership.
Rewards never expire. Discover will credit your account with your Cashback Bonus balance if your account is closed or if you have not used your account within 18 months. You can also redeem the accumulated rewards by making a charitable contribution of your liking, or by converting them into purchase power for merchandise or gift cards.
The Discover it® Cash Back credit card additionally offers new card members an introductory purchase APR of 0% for 14 months from the date of account opening. After that, the purchase APR is 11.99% - 22.99% Variable. There is also no annual fee and no foreign transaction fees, as well as a free FICO® credit score available online and with your monthly statements.
The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best sign up bonuses on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.
There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge sign up bonus in your first year.
If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
395 Total Ratings