Rated 4.5/5 stars by our editorial team
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3.8/5.0 from 26 Offer Ratings
Over the Past 60 Days!
Reviews
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Trusted & Secure
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Empowering over
50,000,000 card holders Since 2005 -
Citi Premier℠ Card
- Regular Purchase APR 16.74% - 25.74%* (Variable)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $95, waived for first 12 months*
-
Credit Needed
Excellent
- Card Brand Mastercard®
Card Details
Highlights
- Click "APPLY NOW" to apply online
- Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3X Points on Travel, Including Gas Stations
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases*
Card Fees
Foreign Transaction Fee 0%
Balance Transfer Fee 3% of each balance transfer; $5 minimum.
Cash Advance Fee 5% of each cash advance; $10 minimum
Penalty APR Up to 29.99% (Variable)
Ongoing Information
Rewards Rate Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases
Annual Fee $95, waived for first 12 months*
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
Expert Reviews
From the CompareCards.com Editorial Team
The Citi Premier℠ Card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. This card offers one of the most generous rewards rates available: Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases. You can also receive a big sign up bonus! Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!
The annual fee is $95, waived for first 12 months*. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card.
Expert Reviews of the Citi Premier℠ Card
- 3.0
Regular APR
- 0.0
Intro APR
- 4.0
Fees
- 5.0
Benefits
4.5/5 Overall Rating
The Bottom Line
The Citi Premier℠ Card has everything you need in a travel rewards credit card with a generous rewards rate, a hefty sign up bonus, and flexible redemption options.
The Good
Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases. The Citi Premier℠ Card has one of the most generous ongoing rewards programs available.
The Not so Good
The spending threshold to earn the sign up bonus is a bit high.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.
Consumer Reviews
Offer Rating
3.8/5.0
26 Total Ratings
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+25 users submitted a rating without a full review
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83 Found this review helpful
By: Justin McGinnis | Mar 22, 2016
Great travel bonus and generous other rewards. This card has come a long way.
Related Card Offers
NEW! Now earn 3% in the category of your choice
- Intro Purchase APR 0% Introductory APR on purchases for 12 billing cycles
- Intro BT APR 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
- Regular APR 16.24% - 26.24% Variable APR on purchases and balance transfers
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 800-716-6383
- No annual fee
- $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
- Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases
- You can update your choice category for future purchases once each calendar month using the Mobile banking app or Online banking, or do nothing and it stays the same.
- No expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 16.24% - 26.24% Variable APR. 3% fee (min $10) applies to balance transfers
- If you're a Preferred Rewards client, you can get a 25% - 75% rewards bonus on every purchase
See additional details for Bank of America® Cash Rewards credit card
- Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
- Intro APR 0% for 15 Months on Purchases and Balance Transfers
- Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.24%-25.24% variable APR after that
- 0% intro APR on balance transfers for 15 months; 15.24%-25.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
See additional details for Capital One® Quicksilver® Cash Rewards Credit Card
- Bonus Rewards 50,000 bonus points
- Rewards Rate 2X points on travel and dining
- Bonus Perks 1:1 point transfer to leading airline and hotel loyalty programs
- Annual Fee $0 Intro for the First Year, then $95
- Credit Needed Excellent
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
See additional details for Chase Sapphire Preferred® Card
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