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Citi ThankYou® Premier Card

Citi ThankYou® Premier Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 17 Offer Ratings
Over the Past 60 Days!

(17) Over the Past 60 Days!

  • Regular Purchase APR 16.24% - 25.24%* (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95, waived for first 12 months*
  • Credit Needed

    Excellent

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening 
  • Earn 3X Points on Travel, Including Gas Stations 
  • Earn 2X Points on Dining Out & Entertainment 
  • Earn 1X Points on All Other Purchases 
  • 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com 
  • No expiration and no limit to the amount of points you can earn with this card 
  • Points Transfer allows you to transfer points to participating airline loyalty programs 
  • No Foreign Transaction Fees on purchases*

Card Fees

Foreign Transaction Fee 0%

Balance Transfer Fee 3% of each balance transfer; $5 minimum.

Cash Advance Fee 5% of each cash advance; $10 minimum

Penalty APR Up to 29.99% (Variable)

Ongoing Information

Rewards Rate Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases

Annual Fee $95, waived for first 12 months*

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The Citi ThankYou® Premier Card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. This card offers one of the most generous rewards rates available: Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases. You can also receive a big sign up bonus of Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!

The annual fee is $95, waived for first 12 months*. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card. 

Expert Reviews of the Citi ThankYou® Premier Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.5/5

    Overall Rating

The Bottom Line

The Citi ThankYou® Premier Card has everything you need in a travel rewards credit card with a generous rewards rate, a hefty sign up bonus, and flexible redemption options.

The Good

Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases. The Citi ThankYou® Premier Card has one of the most generous ongoing rewards programs available.

The Not so Good

The spending threshold to earn the sign up bonus is a bit high.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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Offer Rating

3.8/5.0

17 Total Ratings

5 Star
 
 
(3)
4 Star
 
 
(9)
3 Star
 
 
(4)
2 Star
 
 
(1)
1 Star
 
 
(0)

Your Rating

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+16 users submitted a rating without a full review

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73 Found this review helpful

By: | Mar 22, 2016

Great travel bonus and generous other rewards. This card has come a long way.

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