Rated 4.5/5 stars by our editorial team
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3.8/5.0 from 18 Offer Ratings
Over the Past 60 Days!
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Trusted & Secure
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Empowering over
50,000,000 card holders Since 2005 -
Citi Premier℠ Card
- Regular Purchase APR 16.74% - 25.74% (Variable)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $95, waived for first 12 months
-
Credit Needed
Excellent
- Card Brand Mastercard®
Card Details
Highlights
- Click "APPLY NOW" to apply online
- Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 points per $1 spent on travel including gas stations
- Earn 2 points per $1 spent at restaurants and on entertainment
- Earn 1 point per $1 spent on all other purchases
- 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases
Card Fees
Foreign Transaction Fee 0%
Balance Transfer Fee 3% of each balance transfer; $5 minimum.
Cash Advance Fee 5% of each cash advance; $10 minimum
Penalty APR Up to 29.99% (Variable)
Ongoing Information
Rewards Rate Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases
Annual Fee $95, waived for first 12 months
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
Expert Reviews
From the CompareCards.com Editorial Team
The Citi Premier℠ Card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. This card offers one of the most generous rewards rates available: Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases. You can also receive a big sign up bonus! Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!
The annual fee is $95, waived for first 12 months. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card.
Expert Reviews of the Citi Premier℠ Card
- 3.0
Regular APR
- 0.0
Intro APR
- 4.0
Fees
- 5.0
Benefits
4.5/5 Overall Rating
The Bottom Line
The Citi Premier℠ Card has everything you need in a travel rewards credit card with a generous rewards rate, a hefty sign up bonus, and flexible redemption options.
The Good
Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases. The Citi Premier℠ Card has one of the most generous ongoing rewards programs available.
The Not so Good
The spending threshold to earn the sign up bonus is a bit high.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.
Consumer Reviews
Offer Rating
3.8/5.0
18 Total Ratings
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+17 users submitted a rating without a full review
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83 Found this review helpful
By: Justin McGinnis | Mar 22, 2016
Great travel bonus and generous other rewards. This card has come a long way.
Related Card Offers
NEW! The only card that automatically rounds up every purchase to the nearest 10 points
- Intro Purchase APR 0% for 12 months
- Rewards Rate 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases
- Regular Purchase APR 15.74% - 25.74% (Variable)
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Introducing the New Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- 0% Intro APR on balance transfers and purchases for 12 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
- Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
See additional details for Citi Rewards+℠ Card
- Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
- Intro APR 0% for 15 Months on Purchases and Balance Transfers
- Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
- 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
See additional details for Capital One® Quicksilver® Cash Rewards Credit Card
- Bonus Miles One-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Rewards Rate 2 Miles per dollar on every purchase, every day
- Hotel Bonus Rewards Earn unlimited 10x miles on hotels when you pay with your Venture card at hotels.com/venture
- Annual Fee $0 intro for first year; $95 after that
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
- Named 'The Best Travel Card' by CNBC, 2018
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
See additional details for Capital One® Venture® Rewards Credit Card
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