Bank of America® Unlimited Cash Rewards credit card | CompareCards.com

Bank of America® Unlimited Cash Rewards credit card

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Our pick for earning unlimited cash back with 0% intro APR

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Bank of America® Unlimited Cash Rewards credit card

 

Rated 4.5/5.0 stars by our editorial team

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4.5/5.0 from 0 Offer Ratings
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  • Regular APR 18.24% - 28.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 billing cycles for purchases
  • Intro BT APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed Good/Excellent
  • Card Brand Visa®
  • Regular Purchase APR 18.24% - 28.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 billing cycles for purchases
  • Intro BT APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed Good/Excellent
  • Card Brand Visa®

Highlights

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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Card Fees

Foreign Transaction Fee

3%

Balance Transfer Fee

3% for 60 days from account opening, then 4%

Penalty APR

up to 29.99% APR

Ongoing Information

Rewards Rate

1.5% cash back on all purchases.

Annual Fee

$0

Additional Card Details

$0 Fraud Liability

Yes

Auto Rental Insurance

No

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

No

Travel Assistance

Yes

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on Mar 29, 2024

Expert Reviews of the Bank of America® Unlimited Cash Rewards credit card

  • 5.0

    Regular APR

  • 4.5

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

The Good

The Not so Good

Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.

Consumer Reviews

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OFFER RATING

4.5/5.0

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YOUR RATING

 

Rated 4.5/5.0 stars by our editorial team

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Change my rating to: Average

4.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

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