Capital One Quicksilver Cash Rewards Credit Card | CompareCards.com

Capital One Quicksilver Cash Rewards Credit Card

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on Capital One's secure site

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Our pick for unlimited cash rewards with a great sign-up bonus

Apply Now

on Capital One's secure site

  • Annual Fee
    $0
  • $200 Cash Back
  • Rewards Rate
    • Earn 1.5% Cash Back on every purchase, every day
    • Earn 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
    1.5% - 5% Cash Back
  • Credit Needed

Bottom Line

This card has it all; a solid rewards rate and generous sign up bonus, a nice intro APR, and no annual fee.

Our Take

The Good

Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening, which is a great way to kick-start your rewards earning. Plus, this card comes with one of the most flexible cash back program on the market.

The Not So Good

Based on our research, you'll need excellent-good credit.


HIGHLIGHTS

  • Click APPLY NOW to apply online.
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
  • Top rated mobile app
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
  • Rates & Fees

Additional Details

Card Fees

  • Foreign Transaction Fee: None
  • Balance Transfer Fee: Balance transfer fee applies
  • Penalty APR: None

Ongoing Information

  • Rewards Rate: 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Annual Fee: $0

Expert Reviews

From the CompareCards.com Editorial Team, updated on Aug 11, 2026

The Capital One Quicksilver Cash Rewards Credit Card is perfect for those who want to earn a flat rewards rate on all of their purchases. Cardholders will earn unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel. Cardholders can also earn $200 cash back after you spend $500 on purchases within 3 months from account opening.

Unlike other cash back cards, you don't have to wait until you've accumulated $25 in cash back to redeem your rewards; you can redeem your cash back for any amount at anytime. There are also no foreign transaction fees which makes this card a great option to use while traveling overseas.

Cardholders get 0% intro on purchases for 15 months, and then 18.49% - 28.49% (Variable) APR based on creditworthiness. And it's the same for balance transfers: an APR of 0% intro on balance transfers for 15 months (Balance transfer fee applies) followed by an ongoing APR of 18.49% - 28.49% (Variable). Balance transfer fee applies. 

Expert Reviews of Capital One Quicksilver Cash Rewards Credit Card

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 4.5

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

This card has it all; a solid rewards rate and generous sign up bonus, a nice intro APR, and no annual fee.

The Good

Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening, which is a great way to kick-start your rewards earning. Plus, this card comes with one of the most flexible cash back program on the market.

The Not so Good

Based on our research, you'll need excellent-good credit.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

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