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Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.6/5.0 from 23 Offer Ratings
Over the Past 60 Days!

(23) Over the Past 60 Days!

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  • Regular APR 17.74% - 27.74% Variable APR
  • Intro Purchase APR 0% Intro APR for 18 billing cycles for purchases
  • Intro BT APR 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed

    Excellent/Good

  • Card Brand Visa®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. 
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. 
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions. 
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout. 
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.74% - 27.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. 
  • Contactless Cards - The security of a chip card, with the convenience of a tap. 
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee Either $10 or 3% of the amount of each transaction, whichever is greater.

Cash Advance Fee See Terms

Penalty APR up to 29.99% APR

Ongoing Information

Rewards Rate unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection No

Travel Assistance Yes

Flight Accident Insurance No

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The Bank of America® Travel Rewards credit card is similar to other rewards cards, but also includes some special promotional offers/features that make it worthy of consideration. Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout. As a new offer, cardholders can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening 

Additionally, you can unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire, which is 50% more than the average rewards programs you see out there. There is no limit to the number of points you can receive with the Bank of America rewards card and the points never expire. 

International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers, and there’s no annual fee. Redeeming your points for statement credits towards your travel purchases is simple and fast – call or go online to redeem those points after you pay for your travel expenses with your Bank of America® Travel Rewards credit card.

Expert Reviews of the Bank of America® Travel Rewards credit card

  • 4.5

    Regular APR

  • 4.5

    Intro APR

  • 4.5

    Fees

  • 5.0

    Benefits

  • star rating 5.0/5

    Overall Rating

The Bottom Line

This card has its benefits when used for traveling purposes. It provides the card users with a huge opportunity for savings because consumers can utilize travel comparison websites in order to find the best deals instead of dealing with often marked-up rates common with company-specific rewards programs.

The Good

International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers. The Bank of America® Travel Rewards credit card allows you to Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout, and there's no annual fee.

The Not so Good

There aren't many downsides to this card other than it is only available for consumers with Excellent/Good credit.

Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.

Consumer Reviews

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Offer Rating

4.6/5.0

23 Total Ratings

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