Bank of America® Travel Rewards credit card | CompareCards.com

Bank of America® Travel Rewards credit card

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Bank of America® Travel Rewards credit card

 

Rated 5/5.0 stars by our editorial team

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  • Regular APR 19.24% - 29.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 billing cycles for purchases
  • Intro BT APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed Good / Excellent
  • Card Brand Visa®
  • Regular Purchase APR 19.24% - 29.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 billing cycles for purchases
  • Intro BT APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed Good / Excellent
  • Card Brand Visa®

Highlights

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

3% for 60 days from account opening, then 4%

Penalty APR

up to 29.99% APR

Ongoing Information

Rewards Rate

1.5 points per $1 spent on all purchases.

Annual Fee

$0

Additional Card Details

$0 Fraud Liability

Yes

Auto Rental Insurance

Yes

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

No

Travel Assistance

Yes

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on May 14, 2024

The Bank of America® Travel Rewards credit card is similar to other rewards cards, but also includes some special promotional offers/features that make it worthy of consideration. Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout. As a new offer, cardholders can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases 

Additionally, you can earn 1.5 points per $1 spent on all purchases. There is no limit to the number of points you can receive with the Bank of America rewards card and the points never expire as long as your account remains open. 

International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers, and there’s no annual fee. Redeeming your points for statement credits towards your travel purchases is simple and fast – call or go online to redeem those points after you pay for your travel expenses with your Bank of America® Travel Rewards credit card.

Expert Reviews of the Bank of America® Travel Rewards credit card

  • 4.5

    Regular APR

  • 4.5

    Intro APR

  • 4.5

    Fees

  • 5.0

    Benefits

  • 5.0/5

    Overall Rating

The Bottom Line

This card has its benefits when used for traveling purposes. It provides the card users with a huge opportunity for savings because consumers can utilize travel comparison websites in order to find the best deals instead of dealing with often marked-up rates common with company-specific rewards programs.

The Good

International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers. The Bank of America® Travel Rewards credit card allows you to Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout, and there's no annual fee.

The Not so Good

There aren't many downsides to this card other than it is only available for consumers with excellent-good credit.

Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.

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