- Click APPLY NOW to apply online.
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Rates & Fees
Reviews
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Citibank Credit Card Offers
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Our pick for doubling your cash back
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Annual Fee$0
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Welcome Offer$200 cash back
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Rewards Rate2% - 5% cash back
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Credit Needed
Bottom Line
The Citi Double Cash® Card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.
Our Take
The Good
To start, Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. This card is also great for those wanting to pay no interest on balance transfers for 18 months.
The Not So Good
While the lengthy 0% intro APR period for balance transfers is appealing, there’s no intro APR period for purchases, which many other cards in this category offer.
Highlights
See Additional Details for Citi Double Cash® Card
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Annual Fee$0
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Welcome Offer15,000 miles
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Rewards Rate2X miles
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Credit Needed
Bottom Line
If you're a frequent traveler with American Airlines, this card can help you boost your mileage account with every purchase and you won't have to pay an annual fee.
Our Take
The Good
The bonus miles on groceries can be a nice way to earn rewards faster. Plus, the 25% savings on inflight food and beverage purchases can go a long way if you're a frequent flyer.
The Not So Good
The sign up bonus is relatively small compared to other airlines credit cards, but that's not unusual considering there is no annual fee.
Highlights
- Click APPLY NOW to apply online.
- Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.
- 0% Intro APR for 15 months from date of account opening for balance transfers only. After that the variable APR will be 19.49% - 29.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- Balance transfer fee of either $5 or 5% of the amount of each credit card balance transfer, whichever is greater. Balance Transfers must be completed within 4 months of account opening.
- No Annual Fee
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
- Rates & Fees
See Additional Details for American Airlines AAdvantage® MileUp® Card
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Annual Fee$0
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Welcome OfferN/A
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Rewards Rate
- Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
- Earn 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
- Earn 2% cash back on all other purchases from Costco and Costco.com
- Earn 1% cash back on all other purchases
1% - 5% cash back -
Credit Needed
Bottom Line
With no annual fee and fantastic rewards rate, this credit card is an excellent option for earning valuable cash rewards with every purchase.
Our Take
The Good
You won't find another credit card with a rewards rate this high for EV charging purchases.
The Not So Good
You must be a Costco Member to get approved.
Highlights
- Click APPLY NOW to apply online.
- Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
- Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
- 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
- Rates & Fees
See Additional Details for Costco Anywhere Visa® Card by Citi
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Citibank Credit Card Review
Citibank credit cards are issued through Citi Bank, a subsidiary of CitiGroup, which is a multinational umbrella organization encompassing dozens of major corporations within the global financial services industry. Citi operates in more than 100 different countries and boasts approximately 200 million customers.
Citi Bank was originally founded in 1812 as a New York banking company. In the late 1990s Citi merged with Travelers Group to form the current CitiGroup brand. In addition to its credit card business CitiGroup also operates stock brokerage firms, insurance companies, investment banking services, wealth management services, and other ventures that offer financial services and related products.
Citibank credit cards include student credit cards, travel rewards cards, and Citi credit cards that have “thank you” points programs that earn valuable rewards as you shop and make purchases. The Citi Platinum Select lineup of credit cards, for example, provide zero introductory APR offers.
Looking for cash back and a balance transfer? The Citi® Double Cash Card – 18 month BT offer is a top notch cash back card is a leader among cash-back cards, as well as a good option for balance transfers.
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.