Bank of America® Customized Cash Rewards Credit Card for Students | CompareCards.com

Bank of America® Customized Cash Rewards Credit Card for Students

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Bank of America® Customized Cash Rewards Credit Card for Students

 

Rated 4.5/5.0 stars by our editorial team

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  • Regular APR 18.24% - 28.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 billing cycles for purchases
  • Intro BT APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®
  • Regular Purchase APR 18.24% - 28.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 billing cycles for purchases
  • Intro BT APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. 
  • Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Newly expanded categories based on Bank of America customer feedback! 3% cash back on Gas (to now include Electric Vehicle Charging (EVC) Stations) and Online Shopping (to now include Cable, Streaming, Internet and Phone Services).
  • No annual fee and no expiration on rewards. 
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO Score for free within Online Banking or your Mobile Banking app. 
  • Contactless Cards - The security of a chip card, with the convenience of a tap. 
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Card Fees

Foreign Transaction Fee

3%

Balance Transfer Fee

3% of the amount of each transaction.

Cash Advance Fee

See Terms

Penalty APR

up to 29.99% APR

Ongoing Information

Rewards Rate

3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.

Annual Fee

$0

Additional Card Details

$0 Fraud Liability

No

Auto Rental Insurance

No

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

No

Travel Assistance

Yes

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on Sep 27, 2023

Expert Reviews of the Bank of America® Customized Cash Rewards Credit Card for Students

  • 4.0

    Regular APR

  • 4.5

    Intro APR

  • 4.0

    Fees

  • 4.5

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

The Good

The Not so Good

Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.

Consumer Reviews

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YOUR RATING

 

Rated 4.5/5.0 stars by our editorial team

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4.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

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