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Credit Repair Options

  • Credit report repair is an important step to take to clear up any mistakes on your report.
  • Credit repair is especially critical after a bankruptcy and is NOT a complicated process.
  • Lexington Law and Sky Blue are two of the most trusted Credit Repair companies available to consumers today-Check them out below to see what they can do for you.
Scores: Free Credit Score Summary
Price: $59 / month (Lexington Regular)
Spouse Discount: $50 Off
Credit Repair Consultation: Free

Credit Karma

Product Snapshot
  • 3 Levels of Repair Service Available:
    • Lexington Regular $59.95 / month
    • Concord Standard $79.95 / month
    • Concord Premier $99.95 / month
  • No Oblication - Cancel at Any Time

Review: Lexington Law remains one of the top credit repair companies with over half a million clients in 20 years of business by making the process easy and effective. Some clients have enjoyed a total of 8.7 removals from their 3 credit reports by the third month and up to 28.6 removals after a year of service.

Guaranteed: All 3 Scores
Price: 7-Day Free Trial
Spouse Discount: Daily Triple-Bureau Credit Monitoring
Average Prgram Time: 6 months

Credit Sesame

Product Snapshot
  • 4 Solutions to Meet Everyone's Needs:
    • Customized Disputes & Re-Disputes
    • Statute of Limitations Research
    • Fico Score Reccomendations
  • Pay-as-You Go Payment Structure

Review: Credit experts at Sky Blue Credit work faster than most credit repair companies and dispute 15 items every 35 days to deliver the best results possible. Customers have nothing to lose with SkyBlue’s one-on-one attention and guaranteed satisfaction.

What You Should Do

It is critical to your credit repair efforts to have active, open accounts that are in good standing. A lack of open accounts will slow down your efforts to improve your credit score because open accounts provide positive information to credit bureaus. Once you have your new credit cards they must be properly managed for the quickest results. Keep in mind:

  • Make your payments on time. One late payment can drop your credit score.
  • Keep balances down to about 20-30% of your available credit line. The amount of debt you have in total won’t necessarily matter, but the percentage that it takes of your total available credit will.
  • Be patient with credit repair. It may take as long as 6 months to see an improvement in your credit score.
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