Credit Repair Options

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How To Repair Credit

Having active, open credit card accounts that are in good standing is the best way to repair your credit. Not having open accounts means credit bureaus aren’t receiving any positive information about you and your credit. Open, well-managed credit card accounts are the quickest way to start repairing your credit now.

On time payments are key. Even one late payment can drop your credit score drastically.

Keep balances within 20 - 30% of your available credit line. The total amount of debt you have doesn’t necessarily matter – it’s the percentage of your total available credit that does.

Credit repair takes time. It can take as long as 6 months to see an improvement in your credit score.

Credit Report: Free Credit Score Summary
Price: $59 / month (Lexington Regular)
Spouse Discount: $50 Off
Credit Repair Consultation: Free
Lexington Law screenshot

Review: Lexington Law remains one of the top credit repair companies with over half a million clients in 20 years of business by making the process easy and effective. Some clients have enjoyed a total of 8.7 removals from their 3 credit reports by the third month and up to 28.6 removals after a year of service.

Product Snapshot
  • 3 Levels of Repair Service Available:
    • Lexington Regular $59.95 / month
    • Concord Standard $79.95 / month
    • Concord Premier $99.95 / month
  • No Obligation - Cancel at Any Time

Credit Report: TransUnion (one-time fee of $12.99)
Price: $89.95/month
Spouse Discount $50 (applies to all referrals)
Credit Repair Consultation Free
Credit Repair screenshot

Review: CreditRepair.com has been in business for 15 years and has removed 546,722 combined items from their client’s credit reports. On average, past clients have had about 11.6 removals from all 3 credit reports over a 4 month period. Their credit repair experts will help you check, challenge, and change your credit report to get you results.

Product Snapshot
  • Customized Approach to Meet Everyone’s Needs:
    • Bankruptcy Challenges
    • Disputes and Re-disputes of inaccurate information
    • Identity Theft Assistance
  • No Obligation