Top Credit Card Offers From Our Partners February 2016

The Best Credit Card Offers & Deals

Quick and Easy. We've done the research on the best credit card offers for February 2016

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Chase Slate®

 

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Your Rating:

3.7/5.0 from 5,193 Cardholder Reviews Over the Past 60 Days!

Intro APR

0% for 15 Months*

Rates & Fees

No Annual Fee & Intro No Balance Transfer Fee*

Regular Purchase APR

13.24%-23.24% Variable

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Chase Slate named "Best Credit Card for Balance Transfers" three years in a row by MONEY Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Free Monthly FICO® Score and Credit Dashboard
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

BankAmericard® Credit Card

 

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3.7/5.0 from 4,809 Cardholder Reviews Over the Past 60 Days!

Intro BT APR

0% for qualifying transfers for 18 billing cycles

Balance Transfer Fee

3% fee or $10 applies to each transfer

Regular APR

11.24% - 21.24% Variable APR on purchases and balance transfers

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-483-4499
  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% - 21.24% Variable APR
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account
  • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone

Capital One® VentureOne® Rewards Credit Card

 

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Your Rating:

4.2/5.0 from 5,255 Cardholder Reviews Over the Past 60 Days!

Rates & Fees

No Balance Transfer Fee

Intro Purchase APR

0% intro on purchases until February 2017

Regular Purchase APR

12.24% - 22.24% (Variable)

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until February 2017; 12.24%-22.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts

Citi® Diamond Preferred® Card

 

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Your Rating:

4.2/5.0 from 3,999 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for 21 Months*

Intro BT APR

0% for 21 Months*

Regular Purchase APR

12.24% - 22.24%* (Variable)

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 877-836-4537
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24% - 22.24% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*

Discover it® - Double Cash Back your first year

 

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Your Rating:

3.7/5.0 from 5,320 Cardholder Reviews Over the Past 60 Days!

Intro Balance Transfer APR

0%* for 18 Months

Bonus Rewards

5% Cash Back*

Exclusive Bonus Offer

Double cash back at end of 1st year*

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • We'll double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202-Automatically. Only for new cardmembers.*
  • 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • 0% intro APR* on balance transfers for 18 months-then a variable purchase APR applies, currently 11.24% - 23.24%. A 3% fee applies to each transferred balance.
  • Freeze It™ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and you're never responsible for unauthorized purchases on your Discover card.
  • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.

Capital One® Venture® Rewards Credit Card

 

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Your Rating:

3.7/5.0 from 5,250 Cardholder Reviews Over the Past 60 Days!

Bonus Miles

40,000 miles with minimum spending requirement*

Rewards Rate

2 miles per dollar*

Regular Purchase APR

13.24% - 23.24% (Variable)

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts

Discover it® Miles - Double Miles your first year

 

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Your Rating:

3.7/5.0 from 2,289 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for 12 Months*

Rewards Rate

1.5 Miles per $1 Spent*

Exclusive Bonus Offer

Double all miles at end of 1st year*

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • We'll double all the Miles you've earned at the end of your first year. So if you've earned 20,000 Miles, we'll double it to 40,000 Miles - Automatically. Only for new cardmembers.*
  • No annual fee* & unlimited 1.5x Miles on every dollar you spend on purchases. 0% intro APR* on purchases for 12 months—then a variable purchase APR applies, currently 11.24% - 23.24%.
  • Discover pays you back for your in-flight Wi-Fi fees—up to $30 a year—with an automatic statement credit.*
  • 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.*
  • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • Free overnight shipping of replacement cards to any U.S. street address at your request.* And you're never responsible for unauthorized purchases on your Discover card.
  • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.

Chase Freedom®

 

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Your Rating:

3.7/5.0 from 5,393 Cardholder Reviews Over the Past 60 Days!

Reward

$150 Bonus*

Rewards Rate

5% Cash Back on select categories like gas, restaurants, and more*

Cash Back Terms

Unlimited 1% cash back and your rewards never expire*

Annual Fees

$0

Credit Needed

 
Good Credit

Credit cards for good credit are intended for those with a credit score between 660 - 699.

Get Your Free Score!
Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories every 3 months like Gas Stations, Restaurants, and Select Grocery Stores
  • Unlimited 1% cash back on all other purchases – it’s automatic
  • Cash Back rewards never expire as long as your account is open
  • No annual fee

Citi® Double Cash

 

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Your Rating:

4.2/5.0 from 4,949 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% APR for 15 Months on Purchases & Balance Transfers*

Rewards Rate

Earn 1% on Purchases & 1% on Payments*

Regular Purchase APR

13.24 - 23.24% (variable)

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081
  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 13.24 - 23.24%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:  
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee

Citi Simplicity® Card

 

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Your Rating:

3.7/5.0 from 4,528 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for 21 Months*

Intro BT APR

0% for 21 Months*

Regular Purchase APR

13.24 - 23.24% (variable)

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 877-886-4537
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.

Capital One® Quicksilver® Cash Rewards Credit Card

 

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Your Rating:

3.7/5.0 from 5,518 Cardholder Reviews Over the Past 60 Days!

Regular Purchase APR

13.24% - 23.24% (Variable)

Intro Purchase APR

0% intro on purchases until November 2016

Intro BT APR

0% intro on balance transfers until November 2016

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until November 2016; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR until November 2016; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere

*Editorial Note: Any opinions, analysis, reviews, or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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Picture of Madeline Nicoletti

By: | Feb 8, 2016

We use our credit cards for EVERYTHING!!! but you can't use the card like that and also spend cash. We flew from MA to LA and back business class using Delta points and paying only taxes and landing fees & then flew to Australia and within Australia & then to New Zealand, also business class & mainly staying at Marriott hotels on points; then joined the Celebrity cruise ship for which we had to pay, but worked it so that we had many aboard ship points. Madeline Nicoletti Remember to pay off your credit card bills every month!

Picture of Frank Demarfio

By: | Feb 7, 2016

Capitol one is best

Picture of Eileen Ranquist

By: | Feb 3, 2016

i look for the one with sky miles and low rates

Picture of Libby Powers

By: | Feb 2, 2016

can you suggest a credit card no points no miles no cash back? all e want is 18 or 21 months

1 Reply

By: CompareCards | Feb 3, 2016

Hi Libby,

It sounds like the perfect card for you would be the Citi Simplicity! This card doesn't have any fancy rewards or points, but it has the longest intro APR available with 21 months of 0% APR on both purchases and balance transfers. On top of that, there is no annual fee, no late fees, and no penalty rate!

Picture of Kenneth Edward

By: | Jan 25, 2016

Citi Double Cash Card....best card I've ever had. 1% cash back on purchases and 1% cash back when you pay on those purchases. This is the only card we use!

Picture of Ann Powell

By: | Jan 24, 2016

I do not understand why people go around looking for the lowest interest rate. I look for the best sky miles and points for money return after a certain length of time. Besides, if you pay your charge card off monthly (as I do) you do not have to worry about interest rates.

3 Replies

By: Debbie Garcia | Feb 1, 2016

So which is the best credit card for skymiles and points in your opinion?

By: Brad Brooks | Feb 2, 2016

If you don't fly then why would people look for sky miles? It would take forever to build any points for the avg person. That's why most are looking for other offers that benefit them. Sky Miles are for frequent flyers.

By: James Westly | Feb 3, 2016

The Chase Freedom card is the best card i notice so far. You get a lot of points and right now i'm getting 5% cash back on my commuter travel. LIRR and NYC transit.

Picture of RiCo Rothstein Castaneda

By: | Jan 24, 2016

i have 3 credit card in which i just paid off one , one of the remaining two is a capital one with a remaining balance of about 1,000, would it be a good idea to transfer that balance to a capital one venture card since i don't want to have more than two credit cards?

1 Reply

By: CompareCards | Jan 25, 2016

Hi Rico,

As an industry rule, you cannot transfer balance between credit cards that are issued by the same bank. This means that you will not be able to transfer your Capital One credit card balance to the Capital One Venture. If you're looking to pay off your balance as quickly as possible, I would recommend transferring to the Chase Slate card which offers 0% APR for 15 months, no annual fee, and no transfer fee for balance transfers made within the first 60 days.

Picture of Chris Crockett

By: | Jan 22, 2016

i have a $5,800 balance left on my AAdvantage MC that i closed down 4 years ago, down from $21,000. What card would be great for the remaining balance transfer at NO INTEREST, and good with air miles from purchases. (BUT.... where i don't have to use an insain amount of miles to get travel rewards) ??

1 Reply

By: CompareCards | Jan 22, 2016

Hi Chris,

It sounds like the Barclaycard Arrival World MasterCard would be a great fit for you! This card offers 0% APR on purchases and balance transfers for the first 12 months. For travel rewards, this card offers one of the most flexible redemption programs. Cardholders earn 2x miles on travel and dining expenses, plus 1x mile on all other purchases.

Picture of Monty Farag

By: | Jan 22, 2016

Thx for your help

Picture of Valerie Dixon

By: | Jan 22, 2016

Capital One is the best credit card ever. I have had (2) Capital One credit card since 2008. They are very helpful, understanding, and caring. Unfortunately, when I refinance my house and paid off my credit cards they said I had to close them. As soon as I can I going to reply for Capital One. They were better than Wellsfargo credit and didn't send me through changes to applied for the card. They where also great with my brother, he was sick and didn't know the person who was responsible for paying his bills, didn't pay Capital One, as soon as we explain the situation they pleasant and understood. We caught on the bill and he was able to use his card again. All the credit cards out there Capital One is the best.

2 Replies

By: Gina Monique Ceniceros | Jan 23, 2016

I definitely agree. After my divorce I had a hard time paying all my credit cards. Capital One was the only card that was understanding. They asked how much I could afford and thats what I have been paying for the last 4 years! I love CAPITAL ONE!!

By: Frank Demarfio | Feb 1, 2016

I agree I have no problem with Capitol one there quite understanding. Franf d

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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