Top Credit Card Offers

Quick and Easy. We've done the research on the best credit card offers for July 2015

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Citi Simplicity® Card

 

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Your Rating:

3.7/5.0 from 2,547 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for 21 Months*

Intro BT APR

0% for 21 Months*

Regular Purchase APR

12.99%-22.99%* (Variable)

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 877-886-4537
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.

Citi® Double Cash

 

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Your Rating:

4.3/5.0 from 2,462 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% APR for 15 Months on Purchases & Balance Transfers*

Rewards Rate

Earn 1% on Purchases & 1% on Payments*

Regular Purchase APR

12.99%-22.99%* (Variable)

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good to Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081
  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:  
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee

Capital One® VentureOne® Rewards Credit Card

 

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Your Rating:

4.2/5.0 from 2,278 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% until June 2016*

Rewards Rate

Earn 1.25 miles per $1 on all Purchases*

Regular Purchase APR

11.9% - 21.9% (Variable)

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until June 2016; 11.9%-21.9% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts

BankAmericard Travel Rewards® Credit Card

 

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Your Rating:

4.2/5.0 from 2,161 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for purchases for 12 billing cycles

Rewards Rate

Earn 1.5 points per $1

Regular Purchase APR

14.99% - 22.99% Variable on purchases & balance transfers

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 10,000 online bonus points if you make at least $500 in purchases in the first 90 days - that can be a $100 statement credit towards travel purchases
  • Use your card to book your trip how and where you want - no blackout dates and restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.  

Capital One® Venture® Rewards Credit Card

 

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Your Rating:

3.7/5.0 from 2,085 Cardholder Reviews Over the Past 60 Days!

Bonus Miles

40,000 miles with minimum spending requirement*

Rewards Rate

2 miles per dollar*

Regular Purchase APR

12.9% - 22.9% (Variable)

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts

Chase Slate®

 

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Your Rating:

3.7/5.0 from 2,150 Cardholder Reviews Over the Past 60 Days!

Intro APR

0% for 15 Months on Balance Transfers & Purchases*

Rates & Fees

No Annual Fee & No Balance Transfer Fee*

Regular Purchase APR

12.99%, 17.99%, 22.99% Variable*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good

Highlights

  • Click "APPLY NOW" to apply online or call 855-403-3732
  • Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • NEW Free Monthly FICO® Score and Credit Dashboard
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

Chase Freedom®

 

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Thanks for rating!

Your Rating:

3.7/5.0 from 2,772 Cardholder Reviews Over the Past 60 Days!

Reward

$100 Bonus*

Intro Purchase APR

0% for 15 months on purchases and BTs*

Regular Purchase APR

13.99%-22.99% Variable*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good

Highlights

  • Click "APPLY NOW" to apply online
  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • Unlimited 1% Cash Back on every purchase
  • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
  • You’ll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
  • No annual fee and rewards never expire as long as your account is open

BankAmericard® Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 2,085 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for purchases for 15 billing cycles

Intro BT APR

0% for qualifying balance transfers for 15 billing cycles

Regular Purchase APR

10.99% - 20.99% Variable on Purchases & Balance Transfers

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-483-4499
  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account
  • Now with chip technology for enhanced security and protection at chip-enabled terminals  

Citi® Diamond Preferred® Card

 

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Thanks for rating!

Your Rating:

4.2/5.0 from 2,409 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for 21 Months*

Intro BT APR

0% for 21 Months*

Regular Purchase APR

11.99%-21.99%* (Variable)

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 877-836-4537
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*

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Picture of Greg Henry

By: | Jul 7, 2015

What is the best card out there if you have excellent credit rating for travel, gas, food , etc.

Picture of George Waite

By: | Jul 7, 2015

which of these current credit cards is good for rental car insurance on trips.there must be one.does this offer points that can be redeemed ?

1 Comment

By: CompareCards | Jul 7, 2015

Hi George,

Most travel rewards credit cards will offer complimentary auto rental insurance, and it will definitely be included on any card that is a Visa Signature.

I'd recommend taking a look at the BankAmericard Travel Rewards card . This card has no annual fee, and it also earns 1.5 points on every dollar you spend. You points can be redeemed towards any travel expense with no black out dates! This card also comes with auto rental insurance and well as many other travel perks like lost luggage reimbursement, roadside assistance, and a free concierge service.

Picture of Barbara Hogan

By: | Jul 2, 2015

Does this card allow you to get an card for a family member on the same account?

Picture of Aaron Curry

By: | Jun 30, 2015

Sallie Mae rewards master card from Barclay is the best value for rewards. 5% cash back on gas and groceries and bookstores (Amazon.com is considered a bookstore with them) $250 a month for gas. 1% cash back on all other purchases. $250 for groceries. $750 for bookstores. This card is surprisingly not listed.

Picture of Mike Allen

By: | Jun 29, 2015

Citi Simplicity Card.. what a great deal if you want a minimal credit limit and the highest Apr rate after the introductory period. Used the small credit line to purchased what I wanted and paid off the balance. Cancelled this card after I paid it off. 22.9 % interest is for those with credit history and ratings that match... not High 7s. Never missed a payment or late on a payment in over 40 years.

Picture of Tina Mitchell

By: | Jun 28, 2015

Patricia that depends on the interest rates after the 21 months and if you will be paying it off in full within the 21 month period

Picture of Susan Harris

By: | Jun 27, 2015

Hello, four and 1/2 years ago I had a medical bk, due to open heart surgery without insurance. I have since then improved my credit and purchased a truck with someone, I have two credit cards, Barclay Bank and Capital One. I am not sure if there is any other credit cards that would help increase my credit worthiness. My score is between 647 to 650 credit score. I am a senior and plan on purchasing a home next year. Thank you.

Picture of Patricia Del Rio

By: | Jun 26, 2015

What is the better: transfer 10,500 to 0% interest for 21 months with a 3% transfer fee; or transfer the 10,500 to a 3% interest with no transfer fee? Both have no annual

Picture of Mark Hedge

By: | Jun 22, 2015

Just what we all need to do: SPEND $ WE DON'T HAVE!!! Cashback is a joke. The credit cards are giving YOU back Your money! PAY CASH AND BE DONE WITH IT.

3 Comments

By: Dennis Geiger | Jun 26, 2015

Soooooo, I pay cash for gas and get nothing but gas. If I use my credit card, they send me five percent back. Please explain to me how that is bad because I like getting my money back.

By: Sue Johnson-balch | Jul 6, 2015

Mark Hedge....If you use these cash back cards the way we do they are great offers. We treat every purchase like a check, when the bill comes in the money if there, and we pay in full. Have one right now that as soon as we charge $500 in 3 months we get $250 back. We pay no interest as we pay in full. So YES these can be great if you pay in full each month.....and no annual fee!

By: Mike Fitez | Jul 6, 2015

I have a Capitol one cash back card receive 1.5% back on every purchase. Use it like debit card pay it off every month. and in 3 years have never paid interest. So the $400.00 I have made this year is joke. Be responsible and its a good thing.

Picture of Camisha Lang-Carr

By: | Jun 22, 2015

no comment about the credit business

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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