The Best Credit Card Offers & Deals

Top Credit Card Offers for November 2014

Quick and Easy - We've Done the Research on the Best Credit Card Offers for you!

Top Low Interest Cards with 0% APR

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Your Rating:

3.6/5.0 from 1,303 Cardholder Reviews

 
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or call877-916-4537

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Regular Purchase APR

12.99%-22.99% (Variable)*

Intro BT APR

0% for 18 Months*

Intro Purchase APR

0% for 18 Months*

Sign Up Offer

Intro Purchase APR 0% for 18 Months*
Intro Balance Transfer: 0% for 18 Months*

Ongoing Information

Regular Purchase APR: 12.99%-22.99% (Variable)*
Annual Fee: $0*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 877-916-4537
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
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Your Rating:

3.6/5.0 from 1,506 Cardholder Reviews

 
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or call888-343-4081

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Regular Purchase APR

12.99%-22.99%* (Variable)

Rewards Rate

The card that earns you cash back twice on every purchase*

Intro Purchase APR

0% APR for 15 Months on Purchases & Balance Transfers*

Sign Up Offer

Intro Purchase APR 0% APR for 15 Months
Intro Balance Transfer: 0% APR for 15 Months

Ongoing Information

Regular Purchase APR: 12.99%-22.99%* (Variable)
Annual Fee: $0*
Rewards Rate: The card that earns you cash back twice on every purchase*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081
  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The card that earns you cash back TWICE on every purchase with:  
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee
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Your Rating:

3.4/5.0 from 888 Cardholder Reviews

 
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Regular Purchase APR

12.99%, 17.99%, 22.99% (V)

Intro Purchase APR

0% for 15 Months*

Intro BT APR

0% for 15 Months*

Sign Up Offer

Intro Purchase APR 0% for 15 Months*
Intro Balance Transfer: 0% for 15 Months*

Ongoing Information

Regular Purchase APR: 12.99%, 17.99%, 22.99% (V)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online 
  • Best 0% Offer in “Crowning 2013’s Best Credit Card Offers” (January 14, 2013)-Forbes Online
  • Pay less interest. Save on balances and new purchases
  • $0 introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.
  • 0% Introductory APR for 15 months on purchases and balance transfers. After the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99%.
  • $0 Annual Fee
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Your Rating:

3.3/5.0 from 928 Cardholder Reviews

 
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Regular Purchase APR

12.99% - 22.99% Variable* on purchases & balance transfers

Intro Purchase APR

0% for purchases for 12 billing cycles*

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles*

Sign Up Offer

Intro Purchase APR 0% for purchases for 12 billing cycles*
Intro Balance Transfer: 0% for qualifying balance transfers for 12 billing cycles*

Ongoing Information

Regular Purchase APR: 12.99% - 22.99% Variable* on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No annual fee
  • No changing categories and your rewards do not expire
  • Bank of America customers: Get an on-going 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99%-22.99% variable APR
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Your Rating:

3.6/5.0 from 1,039 Cardholder Reviews

 
Apply Now

or call877-836-4537

Apply Securely

Regular Purchase APR

11.99%-21.99%* (Variable)

Intro Purchase APR

0% for 18 Months*

Intro BT APR

0% for 18 Months*

Sign Up Offer

Intro Purchase APR 0% for 18 Months*
Intro Balance Transfer: 0% for 18 Months*

Ongoing Information

Regular Purchase APR: 11.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 877-836-4537
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.* 
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer. 
  • Citi Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
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Your Rating:

3.5/5.0 from 862 Cardholder Reviews

 
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Apply Securely

Regular Purchase APR

10.99% - 22.99%* (Variable)

Intro Purchase APR

0%* for 6 Months

Intro BT APR

0% for 18 Months

Sign Up Offer

Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 0% for 18 Months

Ongoing Information

Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • *+See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
 
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Your Rating:

3.3/5.0 from 707 Cardholder Reviews

 
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Apply Securely

Regular Purchase APR

10.99% - 22.99%* (Variable)

Intro Purchase APR

0% for 14 Months

Intro BT APR

0% for 14 Months

Sign Up Offer

Intro Purchase APR 0% for 14 Months
Intro Balance Transfer: 0% for 14 Months

Ongoing Information

Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • 0% intro APR on purchases & balance transfers for 14 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100% U.S.- based customer service-anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
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Your Rating:

3.4/5.0 from 990 Cardholder Reviews

 
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Apply Securely

Regular Purchase APR

13.99%-22.99% Variable*

Reward

$100 Bonus*

Intro Purchase APR

0% for 15 months on purchases and BTs*

Sign Up Offer

Intro Purchase APR 0% for 15 months on purchases and BTs*
Intro Balance Transfer: 0% for 15 months on purchases and BTs*

Ongoing Information

Regular Purchase APR: 13.99%-22.99% Variable*
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%.
  • 5% Cash Back on up to $1,500 in combined purchases between October 1 - December 31, 2014 at Amazon.com, Zappos.com, and select department stores. 
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
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Your Rating:

3.5/5.0 from 818 Cardholder Reviews

 
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or call888-909-5733

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Regular Purchase APR

11.9%-19.9% (Variable)

Intro Purchase APR

0% until November 2015*

Rewards Rate

Earn 1.25 miles per $1 on all Purchases*

Sign Up Offer

Intro Purchase APR 0% on Purchases until November 2015*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 11.9%-19.9% (Variable)
Annual Fee: $0
Rewards Rate: Earn 1.25 miles per $1 on all Purchases*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Earn unlimited 1.25 miles on every purchase, every day
  • Pay no annual fee or foreign transaction fees
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until November 2015; 11.9%-19.9% variable APR after that
  • Travel when you want—no blackout dates
  • Miles don’t expire and there’s no limit to how many you can earn
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
 
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Your Rating:

3.3/5.0 from 324 Cardholder Reviews

 
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Regular Purchase APR

12.99%-21.99% (Variable)*

Intro Purchase APR

0% for 15 Months

Bonus Cash

$100 Cash Back*

Sign Up Offer

Intro Purchase APR 0% for 15 Months
Intro Balance Transfer: 0% for 15 Months

Ongoing Information

Regular Purchase APR: 12.99%-21.99% (Variable)*
Annual Fee: $75
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Get one year of Amazon Prime plus $100 back after you make $1,000 in purchases with your new Card in the first three months. 
  • You will receive $100 back in the form of a statement credit.  
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round. 
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply. 
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. 
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
 
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Community Conversation

Thank you. Your comment has been submitted and is pending editorial review.
Picture of Sar Desrosies
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I like the citi expedia card. i get great rewards on hotel bookings and car rentals. they also paid me a one hundred dollar credit on my account just for using the card a certain amount in the first 90 days

Picture of David Banner
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I like capital one they have more points flexibility and they provide more rewards options.

Picture of Dolraj Pandey
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hi,I already have chase freedom mastercard, can you help me get another card for 0% apr for 15 months so that I could transfer my current balance to new card for 15 months at no interest ?

1 Comment

18 months for 0% citi Bank

Picture of Robert Sorokach
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22.9% interest!!!! Are they crazy?????

1 Comment

yes they r crazy………its the best thing going for these credit card companies. 22%. its an incredible return. Imagine doing 22% on your investment…You would be brilliant

Picture of Bill Paris
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I already get 1per cent return

Picture of Wayne Tucker
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Why give all the breaks to new card holders. Why not the present card holders a break, especially the ones that pay thear bills on time?.

Picture of Derrick Matthews
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what about bad credit what if you have a job

Picture of Barry Arthur
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Can someone tell me what has happened to Master Card, I had two and they were converted to Visa????? What is the best card for cash back, I have Chase Freedom, but not sure it is the best ?

2 Comments

I was just thinking ,is it that banks charge so much fees because they know if you bellie up ,the bank's get a taxs cut at the beginning of the year, it's just legal stealing for the banks and hard time for you and the banks well they get big bonus

US Bank card is best.

Picture of Mildred Haltiwanger
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What companies offer a 0% balance transfer fee on all transfers?

Picture of Jay Hershman
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22% average on their return. If i could do that everytime, I would be brilliant

Picture of Joe Luzar
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I like Cash Back. Used to use Bank of America and now I use US Bank as it has 2% on grocery purchases which is my biggest category. I am very pleased with US Bank. But I may look into the CITI double cash card. Sometimes there are limits for cash back and you have to read the fine print to see that, like the Chase cards.

Picture of Chris Udermann
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None of these beats the Sams Club 5-3-1 Master Card, 5% back on all Gas Purchases, 3 % back on all travel, hotel, airfare and restaurant and 1% back on everything else - and the amount of $$ you can earn back is much higher than any of these.. Should be the top rated card out of all of these.

2 Comments

I totally agree! Don't understand why it is not the number 1 card.

But, does this Sams' card allow a balance transfer?

Picture of Bob Dean
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Sams 5-3-1 beats all these cards.

Picture of Robert Fuller
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I can't believe this is the best we have to pick from! You can have the best credit rating and still only get a 10.99% rate, this is like loan sharking, you can get a loan on a car for 2.66% or on a house. The same banks we the tax payers bailed out of trouble have raised rates so you will never get the card paid off. I guess our elected officials owe some payback for contributions received so they turn a blind eye to what's going on. If they had an Italian name they would be having the DA prosecute for loan sharking. Get out from under these crooks and burn the cards if you can't afford it now wait until you save the money to get it.

Picture of Jack Berryhill
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It is best to use more than one type of card. In different quarters they have different rewards. I get 5% back on gas in some quarters and 5% back on restaurants year round with US Bank and 3% cash with Bank of America. Discover gives you a $50 restaurant card for $45 cash back credit. But always pay them off each month so you don't pay those high interest rates.

Picture of Steve Acosta
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these cards are offering peanuts. Try the Chase/United business card (or Explorer card), they have a 50,000 mileage offer that if used right, along with other offers will convert into a nice European holiday. The business card gives 2 miles for every gas, hotel and restaurant purchase.

Picture of Lynda McPeake Cochran
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I have had a credit card for over 30 years that yeilds a 5% credit on every gas purchase-price of gas I am thinking I can't get any better than this.

Picture of Sharon M Rybak
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I have been a Discover card holder since 1991, never a late payment, and always pay a triple amount on the monthly payment!! They REFUSE to lower my 11.24% interest rate, and NOW I only KEEP them as a "need only" basis!! I have another from PNC bank, with an interest rate of 6.99%.....my GO TO!!

Picture of Kim Lammer
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the cards I like are never popular!!

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Best Credit Card Deals

We have organized the best credit card offers by category and our Editors choice. You will find the hottest and most mouthwatering credit card offers available to consumers as well as small businesses.

However, the top credit card offers change very frequently. Sometimes, companies release new credit card offers just for a given month, but most deals are changed in some form or fashion every 6 months.

With thousands of credit card deals out there, your time is valuable, too. That is why the work is done for you by a dedicated team of credit experts who put the consumer first. Find out what the Editor's choice and runner ups for each category are, then, choose the right one for you only after comparing them on your own. Need more information? View our guides that offer comprehensive overviews of the credit card deals currently available.

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