Best Credit Card Offers for 2013
- Compare the top credit card offers and choose from our editors' choices
- Expert and Independent ratings & consumer reviews
- Secure and immediate online application process
Pick a Credit Card by Category or Issuer
Low Interest - Editors' Choice
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-340-7968
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 12.99%-21.99% (Variable)* | $0* | Good to Excellent |
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-517-4031
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item
- Let our 24/7 concierge service help book your hotel rooms, flights and more
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 11.99%-21.99% (Variable)* | $0* | Good to Excellent |
- Intro APR 0% for 12 Months*
- Intro BT APR 0% for 12 Months*
Highlights:
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 12 Months* | 0% for 12 Months* | 12.99%-22.99%* (Variable) | $0 | Excellent to Good |
Balance Transfer - Editors' Choice
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-340-7968
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 12.99%-21.99% (Variable)* | $0* | Good to Excellent |
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-517-4031
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item
- Let our 24/7 concierge service help book your hotel rooms, flights and more
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 11.99%-21.99% (Variable)* | $0* | Good to Excellent |
- Intro APR 0% on purchases until August 2014
- Intro BT APR 0% until August 2014
Highlights:
- 0% intro APR until August 2014 on balance transfers
- 0% intro APR until August 2014 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on purchases until August 2014 | 0% until August 2014 | 10.90%-18.90% (Variable)* | None | Excellent |
Airline - Editors' Choice
- Intro APR 0% on Purchases until May 2014*
- Intro BT APR N/A*
Highlights:
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel.
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until May 2014
- No foreign transaction fees
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until May 2014* | N/A* | 11.90%-19.90% (Variable) | None | Excellent |
- Intro APR 0% for 15 Months
- Intro BT APR 0% for 15 Months
Highlights:
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 15 Months | 0% for 15 Months | 12.99%-22.99%* (Variable) | $0* | Excellent |
- Intro APR 0%*, 12 months on Purchases
- Intro BT APR 0%*, 12 months on Balance Transfers
Highlights:
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening - enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0%*, 12 months on Purchases | 0%*, 12 months on Balance Transfers | 12.99%-22.99%* (Variable) | $0* | Excellent |
Reward - Editors' Choice
- Intro APR 0% for 12 Months*
- Intro BT APR 0% for 12 Months*
Highlights:
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 12 Months* | 0% for 12 Months* | 12.99%-22.99%* (Variable) | $0 | Excellent to Good |
- Intro APR 0% on Purchases until May 2014*
- Intro BT APR N/A*
Highlights:
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel.
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until May 2014
- No foreign transaction fees
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until May 2014* | N/A* | 11.90%-19.90% (Variable) | None | Excellent |
- Intro APR 0% for 15 months on purchases and balance transfers
- Intro BT APR 0% for 15 months
Highlights:
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Click "APPLY NOW" to apply online or call 877-516-9009
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 15 months on purchases and balance transfers | 0% for 15 months | 13.99%-22.99% Variable | $0 | Excellent Good |
Cash Back - Editors' Choice
- Intro APR 0% for 12 Months*
- Intro BT APR 0% for 12 Months*
Highlights:
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 12 Months* | 0% for 12 Months* | 12.99%-22.99%* (Variable) | $0 | Excellent to Good |
- Intro APR 0% on Purchases until May 2014*
- Intro BT APR N/A*
Highlights:
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel.
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until May 2014
- No foreign transaction fees
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until May 2014* | N/A* | 11.90%-19.90% (Variable) | None | Excellent |
- Intro APR 0% for 15 months on purchases and balance transfers
- Intro BT APR 0% for 15 months
Highlights:
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Click "APPLY NOW" to apply online or call 877-516-9009
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 15 months on purchases and balance transfers | 0% for 15 months | 13.99%-22.99% Variable | $0 | Excellent Good |
Gas - Editors' Choice
- Intro APR 0% for 15 months on purchases and balance transfers
- Intro BT APR 0% for 15 months
Highlights:
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Click "APPLY NOW" to apply online or call 877-516-9009
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 15 months on purchases and balance transfers | 0% for 15 months | 13.99%-22.99% Variable | $0 | Excellent Good |
- Intro APR 0% on Purchases until February 2014
- Intro BT APR N/A*
Highlights:
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR until February 2014 on purchases
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until February 2014 | N/A* | 19.8% (V)* | $39.00* | Average/Limited Good |
- Intro APR 0% for 6 Months*
-
Intro BT APR
Intro Balance Transfer N/A*
Highlights:
- 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
- 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
- Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
- The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
- Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
- Terms and restrictions apply.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 6 Months* | Intro Balance Transfer N/A* |
15.24% (Variable) | No Annual Fee with your paid Costco Membership | Excellent |
Student - Editors' Choice
- Intro APR 0%* for 6 Months
- Intro BT APR See Terms
Highlights:
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% intro APR* on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%.
- *Click apply for Terms & Conditions.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0%* for 6 Months | See Terms | 12.99%-18.99%* (Variable) | $0* | Fair |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | 19.80% (Variable) | None | Fair |
- Intro APR 0% for 7 months*
- Intro BT APR N/A
Highlights:
- Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 7 months* | N/A | 13.99%-23.99%* (Variable) | $0* | Excellent |
Business - Editors' Choice
- Intro APR 0%* on Purchases until November 2013*
- Intro BT APR N/A
Highlights:
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on all purchases until November 2013
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0%* on Purchases until November 2013* | N/A | 12.9% - 20.9% (V) | $0 | Excellent |
- Intro APR 0% for 6 months on purchases and balance transfers
- Intro BT APR 0%* for 6 months
Highlights:
- Click "APPLY HERE" to apply online or call 877-634-1930
- Earn $200 bonus cash back after you spend $3,000 in 3 months from account opening
- 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2% cash back on the first $25,000 spent annually at gas stations and restaurants
- 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 6 months on purchases and balance transfers
- No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 6 months on purchases and balance transfers | 0%* for 6 months | 13.24% Variable | $0 | Excellent |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
- Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline
- 20% Travel Bonus when using Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits to help power your business
- Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
- Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
- Purchasing power that can adjust as your business evolves
- Terms & Restrictions Apply*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | $450 | Excellent |
Canada - Editors' Choice
- Intro APR N/A
- Intro BT APR 1.99%
Highlights:
- How Smart Cash Works
- Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡
- Up to 2% cash back on eligible gas and grocery purchases thereafter‡
- And, up to 1% cash back on all of your other eligible purchases‡
- 1.99% annual interest rate† (AIR) on balance transfers* and deposits* for the first 10 full months
- Enjoy free online access to your credit card account
- And, with no annual fee and free additional cards you'll start to see the benefits right away.
- Rewarding yourself is easy
- Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail you a cheque‡ - it's that simple.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | 1.99% | 19.99% | None |
- Intro APR N/A
- Intro BT APR 1.99% for 10 Months
Highlights:
- No annual fee
- On top of 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the Couche-Tard counter
- Earn up to 1% in CAA-Quebec Dollars on your other eligible purchases
- 1.99% annual interest rate (AIR) on balance transfers* and deposits* for the first 10 full months
- Unparalleled 24-hour customer service
- Online access to your credit card account
- International acceptance at millions of locations
- Enhanced security and protection with Chip & Pin technology and PayPass
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | 1.99% for 10 Months | 14.99%* | None |
Discover - Editors' Choice
- Intro APR 0% for 14 Months
- Intro BT APR 0% for 14 Months
Highlights:
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 14 Months | 0% for 14 Months | 10.99% - 22.99%* (Variable) | $0 | Excellent |
- Intro APR 0%* for 6 Months
- Intro BT APR 0% for 18 Months
Highlights:
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% CashBack Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0%* for 6 Months | 0% for 18 Months | 10.99% - 22.99%* (Variable) | $0 | Excellent |
- Intro APR 0%* for 6 Months
- Intro BT APR See Terms
Highlights:
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% intro APR* on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%.
- *Click apply for Terms & Conditions.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0%* for 6 Months | See Terms | 12.99%-18.99%* (Variable) | $0* | Fair |
American Express - Editors' Choice
- Intro APR 0% for 12 Months
- Intro BT APR N/A
Highlights:
- Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
- No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
- Terms and Restrictions Apply.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 12 Months | Yes | 12.99%-21.99% (Variable)* | $0 | Excellent |
- Intro APR 0% for 12 Months
- Intro BT APR N/A
Highlights:
- Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.
- Terms and Restrictions Apply.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 12 Months | N/A | 12.99%-21.99% (Variable)* | $75 | Excellent |
- Intro APR 0% for 12 Months
-
Intro BT APR
Intro Balance Transfer N/A*
Highlights:
- Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.
- Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
- Unlimited Travel Options:Travel with any airline, hotel, cruise, car rental, and travel package-with no blackout dates.
- Flexible Bill Payments: pay your bill all at once or over time.
- No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%-22.24%.
- Terms and Restrictions Apply.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 12 Months | Intro Balance Transfer N/A* |
17.24%-22.24% (Variable)* | $0 | Excellent |
Visa - Editors' Choice
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-340-7968
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 12.99%-21.99% (Variable)* | $0* | Good to Excellent |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine’s “Best” issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | 13.90%-20.90% (Variable) | $0 intro for first year; $59 after that | Excellent |
- Intro APR 0% on Purchases until May 2014*
- Intro BT APR N/A*
Highlights:
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel.
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until May 2014
- No foreign transaction fees
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until May 2014* | N/A* | 11.90%-19.90% (Variable) | None | Excellent |
MasterCard - Editors' Choice
- Intro APR 0% on purchases until August 2014
- Intro BT APR 0% until August 2014
Highlights:
- 0% intro APR until August 2014 on balance transfers
- 0% intro APR until August 2014 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on purchases until August 2014 | 0% until August 2014 | 10.90%-18.90% (Variable)* | None | Excellent |
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-340-7968
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 12.99%-21.99% (Variable)* | $0 | Good to Excellent |
- Intro APR 0% on Purchases until February 2014
- Intro BT APR N/A*
Highlights:
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR until February 2014 on purchases
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until February 2014 | N/A* | 19.8% (V)* | $39.00* | Average/Limited Good |
CitiBank - Editors' Choice
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-340-7968
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 12.99%-21.99% (Variable)* | $0* | Good to Excellent |
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-517-4031
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item
- Let our 24/7 concierge service help book your hotel rooms, flights and more
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 11.99%-21.99% (Variable)* | $0* | Good to Excellent |
- Intro APR 0% for 12 Months*
- Intro BT APR 0% for 12 Months*
Highlights:
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 12 Months* | 0% for 12 Months* | 12.99%-22.99%* (Variable) | $0 | Excellent to Good |
Capital One - Editors' Choice
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine’s “Best” issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | 13.90%-20.90% (Variable) | $0 intro for first year; $59 after that | Excellent |
- Intro APR 0% on purchases until August 2014
- Intro BT APR 0% until August 2014
Highlights:
- 0% intro APR until August 2014 on balance transfers
- 0% intro APR until August 2014 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on purchases until August 2014 | 0% until August 2014 | 10.90%-18.90% (Variable)* | None | Excellent |
- Intro APR 0% on Purchases until May 2014*
- Intro BT APR 0% until May 2014*
Highlights:
- $100 bonus after you spend $500 on purchases within the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR until May 2014 on balance transfers
- 0% intro APR until May 2014 on purchases
- No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until May 2014* | 0% until May 2014* | 12.90%-20.90% (Variable) | None | Excellent Good |
Chase - Editors' Choice
- Intro APR 0% Intro APR for 15 months on purchases and balance transfers
- Intro BT APR 0% for 15 Months*
Highlights:
- Introductory offer - No Balance Transfer Fee!*
- Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
- 0% Intro APR for 15 months on purchases and balance transfers!*
- Avoid interest and pay down balances faster with free Blueprint® features*
- Patented Fraud Protection and zero liability on unauthorized purchases*
- Add an additional card user to your Slate account at no extra cost*
- No Annual Fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% Intro APR for 15 months on purchases and balance transfers | 0% for 15 Months* | 11.99%-21.99% Variable | $0 | Excellent |
- Intro APR 0% for 15 months on purchases and balance transfers
- Intro BT APR 0% for 15 months
Highlights:
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Click "APPLY NOW" to apply online or call 877-516-9009
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 15 months on purchases and balance transfers | 0% for 15 months | 13.99%-22.99% Variable | $0 | Excellent Good |
- Intro APR N/A
- Intro BT APR N/A*
Highlights:
- Click "APPLY NOW" to apply online or call 888-335-7705
- 40,000 bonus points after you spend $3,000 in the first 3 months- that's $500 toward travel rewards!
- 2 points per dollar spent on travel and dining at restaurants & 1 point per dollar spent on all other purchases
- Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% Annual Points Dividend on all new points earned on purchases - even on points already redeemed
- 1:1 point transfer to leading frequent travel programs - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points
- Direct access to expert service advisors anytime
- Introductory Annual Fee of $0 the first year, then $95
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A* | 15.24% Variable | $0 Intro Annual Fee for the first year, then $95 | Excellent |
Excellent - Editors' Choice
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-340-7968
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 12.99%-21.99% (Variable)* | $0* | Good to Excellent |
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-340-7968
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 12.99%-21.99% (Variable)* | $0 | Good to Excellent |
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
Highlights:
- Click "APPLY NOW" to apply online or call 800-517-4031
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item
- Let our 24/7 concierge service help book your hotel rooms, flights and more
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 11.99%-21.99% (Variable)* | $0* | Good to Excellent |
Good - Editors' Choice
- Intro APR 0% for 15 months on purchases and balance transfers
- Intro BT APR 0% for 15 months
Highlights:
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Click "APPLY NOW" to apply online or call 877-516-9009
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 15 months on purchases and balance transfers | 0% for 15 months | 13.99%-22.99% Variable | $0 | Excellent Good |
- Intro APR 0% on Purchases until February 2014
- Intro BT APR N/A*
Highlights:
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR until February 2014 on purchases
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until February 2014 | N/A* | 19.8% (V)* | $39.00* | Average/Limited Good |
- Intro APR 0% on Purchases until May 2014*
- Intro BT APR 0% until May 2014*
Highlights:
- $100 bonus after you spend $500 on purchases within the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR until May 2014 on balance transfers
- 0% intro APR until May 2014 on purchases
- No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until May 2014* | 0% until May 2014* | 12.90%-20.90% (Variable) | None | Excellent Good |
Fair - Editors' Choice
- Intro APR 0% on Purchases until February 2014
- Intro BT APR N/A*
Highlights:
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR until February 2014 on purchases
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until February 2014 | N/A* | 19.8% (V)* | $39.00* | Average/Limited Good |
- Intro APR 0% on Purchases until February 2014*
- Intro BT APR N/A
Highlights:
- 0% intro APR on purchases until February 2014
- $0 Fraud Liability if your card is lost or stolen
- Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until February 2014* | N/A | 19.8% (V)* | $39 | Average/Limited |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- $0 intro annual fee for the first year; $19 after that
- Image Card - personalize your card with an image of your choice
- $0 Fraud Liability if your card is lost or stolen
- Monitor your spending with text message alerts
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | 24.90% (Variable) | $0 intro for first year; $19 after that | Average/Limited |
Bad - Editors' Choice
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Must have checking account to qualify
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
- Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history
- Reports your credit history to the major Consumer Reporting Agencies
- This is a credit card - not a debit or prepaid card
- A Gold credit card offer for those with less than perfect credit.
- Apply for a credit card today - Get a response today!
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A* | N/A* | See website* | See website* | Bad |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
- No application fees or processing fees
- Use your card at locations everywhere Discover® is accepted
- Free online account access 24/7
- Fast and easy application process; results provided in seconds
- Build positive credit by making monthly payments on time
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A* | N/A* | See terms* | See terms* | Bad No Credit |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Checking Account Required
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
- Optional Payment Protection Available
- A credit card offer for those lacking perfect credit.
- You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A* | N/A* | See Website* | See Website* | Bad |
No Credit - Editors' Choice
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Nationwide Program - though not yet available in NY, IA, AR, or WI
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Get Your Deposit Back at Any Time
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- No Credit History or Minimum Credit Score Required for Approval
- Full-Feature Platinum MasterCard® Secured Credit Card
- 24/7 Access to Your Account Online
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | 11.99% (Variable) | $44 | Bad No Credit |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Free sign up and no credit check
- No monthly or annual fees
- Get the prepaid card and mobile app
- Send and receive money by email and text
- American Express safety and security
- Link a bank account, debit or credit card; add money with MoneyPak®; and use at ATMs*
- Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access.
- Terms, conditions & exclusions apply*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | $0 | No Credit |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
- No application fees or processing fees
- Use your card at locations everywhere Discover® is accepted
- Free online account access 24/7
- Fast and easy application process; results provided in seconds
- Build positive credit by making monthly payments on time
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A* | N/A* | See terms* | See terms* | Bad No Credit |
Best Credit Card Deals
We have organized the top credit card offers by category and our Editors choice. You will find the hottest and most mouthwatering credit card offers available to consumers as well as small businesses.
However, the top credit card offers change very frequently. Sometimes, companies release new credit card offers just for a given month, but most offers are changed in some form or fashion every 6 months.
With thousands of credit card offers out there, your time is valuable, too. That is why the work is done for you by a dedicated team of credit experts who put the consumer first. Find out what the Editor's choice and runner ups for each category are, then, choose the right one for you only after comparing them on your own. Need more information? View our guides that offer comprehensive overviews of the credit card deals currently available.
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