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Paying an annual fee on your credit card can be worth the cost if you earn more with rewards. However, if you’re looking to keep your fees low or just want another line of credit, you can’t beat an annual fee of $0.
When it comes to cash-back credit cards the Discover it® Cash Back is in a league of its own. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Then, Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. That means, if you earn $300 in cash back in your first year, Discover will match it, making your total cash back for the year $600! Log into your Discover account each quarter to activate the 5% cash-back bonus. The popular spending categories include gas stations, wholesale clubs, grocery stores, restaurants and Amazon.com. With your first-year sign-up bonus, take home an incredible 10% cash back on category spending. Finance purchases with intro APR 0% for 14 months then, 11.99% - 22.99% Variable after that. Get all this for $0 annual fee.
Best Flat Rate Cash Back Card - Turn your everyday spending into major cash-back rewards fast with the Chase Freedom Unlimited®. This easy to use card offers a high rate of unlimited cash back on every purchase with $0 annual fee. Apply now for this card and earn earn unlimited 1.5% cash back on all purchases.. You will be surprised at how quickly the cash adds up. If you’ve got a big purchase coming up, this card is a great choice with long 0% Intro APR for 15 months. That gives you over a year to pay off your purchase without monthly interest charges adding up. If you want to earn a high rate of cash back on every purchase, we recommend this card.
If you like 0% intro APR on purchases and balance transfers for over a year, no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment, the Discover it® chrome credit card comes with everything you want! Cardholders get an intro APR of 0% intro for 14 months on both purchases and balance transfers, then 11.99% - 22.99% variable. With the Discover it® chrome credit card you can earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. plus, earn unlimited 1% cash back on all other purchases – automatically. Rewards can be redeemed at any time and never expire. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership. In addition to the host of cash back opportunities, this credit card also offers a free Credit Scorecard with FICO® Credit Score.
The Discover it® Miles is the only card that will match all the miles you earn in the first year. This means that if you earn 35,000 miles, Discover will match it by giving you another 35,000 miles for a total of 70,000 miles. That could turn into a blockbuster travel bonus depending on your spending. With this card, you don’t have to worry about blackout dates or rotating categories. It has unlimited 1.5 miles for every dollar spent on all purchases - with no annual fee. This card also offers 0% for 14 months on purchases with 11.99% - 22.99% Variable after that, one of the longest 0% intro APR periods for travel cards, and no annual fee.