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Blue Cash Everyday® Card from American Express

 

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Your Rating:

3.7/5.0 from 1,009 Offer Ratings
Over the Past 60 Days!

(1,009) Over the Past 60 Days!
  • Welcome Offer Earn $100 back after you spend $1,000 in the first 3 months*
  • Bonus Cash Back 3% at U.S. supermarkets on up to $6,000 per year in purchases*
  • Limited Time Offer Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online or call 866-901-8258
  • Limited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See Rates & Fees

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Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

 

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4.2/5.0 from 1,405 Offer Ratings
Over the Past 60 Days!

(1,405) Over the Past 60 Days!
  • Intro BT APR 0% for 21 Months
  • Intro Purchase APR 0% for 21 Months
  • Regular Purchase APR 13.24% - 23.24% (Variable)
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 877-836-4537 TTY: Use Relay Service
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 13.24% - 23.24% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*

See additional details for Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

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Discover it® - 18 Month Balance Transfer Offer

 

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Your Rating:

3.7/5.0 from 213 Offer Ratings
Over the Past 60 Days!

(213) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% for 18 Months*
  • Rewards Rate 5% cash back in bonus categories, 1% on everything else*
  • Exclusive Bonus Offer Get a dollar-for-dollar match of all the rewards you've earned at the end of your first year, automatically*
  • Annual Fee $0
  • Credit Needed Excellent/Good Credit
  • Card Brand Discover

Highlights

  • Click "APPLY NOW" to apply online or call 888-333-5886
  • You could turn $200 into $400 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

See additional details for Discover it® - 18 Month Balance Transfer Offer

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BankAmericard® Credit Card

 

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Your Rating:

3.8/5.0 from 473 Offer Ratings
Over the Past 60 Days!

(473) Over the Past 60 Days!
  • Intro BT APR 0% for qualifying transfers for 18 billing cycles
  • Bonus Perks No annual fee and a free FICO® score
  • Regular APR 11.74% - 21.74% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-483-4499
  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.74% - 21.74% Variable APR
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
  • Saves you more on interest when you transfer balances from higher rate credit cards
  • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • Access your FICO® Score for free within Online and Mobile Banking
  • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone

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Citi Simplicity® Card - No Late Fees Ever

 

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Your Rating:

3.8/5.0 from 557 Offer Ratings
Over the Past 60 Days!

(557) Over the Past 60 Days!
  • Intro BT APR 0% for 21 Months
  • Intro Purchase APR 0% for 21 Months
  • Regular Purchase APR 14.24% - 24.24% (variable)
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 877-886-4537 TTY: Use Relay Service
  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.24% - 24.24% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”.
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.

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Chase Slate®

 

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Your Rating:

3.8/5.0 from 838 Offer Ratings
Over the Past 60 Days!

(838) Over the Past 60 Days!
  • Balance Transfer Fee No Fee for the First 60 Days*
  • Intro APR 0% for 15 Months*
  • Regular Purchase APR 15.74% - 24.49% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR – Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

See additional details for Chase Slate®

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Citi® Double Cash Card – 18 month BT offer

 

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Your Rating:

4.4/5.0 from 1,101 Offer Ratings
Over the Past 60 Days!

(1,101) Over the Past 60 Days!
  • Intro APR 0% APR for 18 Months on Balance Transfers
  • Rewards Rate Earn 1% on Purchases & 1% on Payments
  • Regular Purchase APR 14.24% - 24.24%* (Variable)
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081 TTY: Use Relay Service
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro  APR on Balance Transfers for 18 months. After that, the variable APR will be 14.24% - 24.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*

See additional details for Citi® Double Cash Card – 18 month BT offer

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*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

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Picture of Dann Hinkle

By: | Apr 20, 2017

Thank you so much. This site made searching for a credit card to transfer my balances to so much easier than going to the individual sites of the various credit cards. I highly recommend this. I heard about it on XM radio on the Fox News channel. I am now on my way to paying off my debt and saving money! Thanks again!

Picture of Shan Kathleen

By: | Apr 11, 2017

I am interested in transferring approximately $8500 to a new card -- preferably no transfer fee & 12-21 months 0% APR rate. I do enjoy rewards and gift card kick backs -- BUT it is not necessary, as I hope to pay off the debt before spending additional. Credit Score - 755

1 Reply

By: CompareCards | Apr 15, 2017

The Chase Slate card is an excellent option for balance transfers as it offers 0% intro APR for 15 months and no fee for balance transfers made within the first 60 days. The only downside is that there is no rewards program. If you would rather have rewards, check out the Citi Double Cash or Discover It - 18 Month Balance Transfer Offer . These cards have great balance transfer offers and also come with some of the best cash back programs.

Picture of Rheanna Maxey

By: | Apr 5, 2017

I have a credit score of 720 and have a credit card with a balance of $7000. Are there any options that will let me transfer the full balance to a 0% APR card? I tried with Chase Slate card and they only allowed a balance of $2200 and that was not what I was hoping for.

Picture of Whitney Robbins Williams

By: | Apr 5, 2017

I have a Discover card now but im needing to do a balance transfer for 15,000 with the longest 0% APR my fico score is at 695 what would be best for me?

Picture of Tom Burkman

By: | Apr 2, 2017

I am looking for the best deal and interest rate on a transfer card. My current card debit (1 Card) is $2300.00 at 23.65% interest. I have good credit and have improved it over the last 2 years

1 Reply

By: CompareCards | Apr 5, 2017

The Chase Slate card is an excellent options for balance transfers as it comes with 0% intro APR for 15 months and no fee for balance transfers made within the first 60 days. If you're looking for the longest possible intro APR, check out the Citi Simplicity and Citi Diamond Preferred which both offer 0% intro APR for 21 months!

Picture of Vera Marie Walden Oro

By: | Mar 29, 2017

Can you earn cash back rewards if you use a credit card to pay for medical/hospital bills?

1 Reply

By: CompareCards | Mar 31, 2017

Generally speaking, if you are able to pay your bills with a credit card then you will earn rewards as they will be counted as "purchases". However, lookout to make sure that there is not a fee charged by the medical provider to pay with a credit card!

Picture of Betty Williams-Davis

By: | Mar 17, 2017

I have two credit cards that total $12,000. One has a 10,500 limit with a balance of $5,500. The other has a $15,000.00 limit with a balance of $6,500. My credit score is excellent. What is my BEST option for 0% and no balance transfer fees for the longest period of time.

2 Replies

By: CompareCards | Mar 17, 2017

I have two credit cards that total $12,000. One has a 10,500 limit with a balance of $5,500. The other has a $15,000.00 limit with a balance of $6,500. My credit score is excellent. What is my BEST option for 0% and no balance transfer fees for the longest period of time. The Chase Slate card would be a great option for you as it offers 0% intro APR for 15 months and no fee for balance transfers made within the first 60 days. If you're looking for a longer intro APR, check out the Citi Simplicity or Citi Diamond Preferred. Both these cards comes with 0% intro APR for 21 months, but they do also have a balance transfer fee.

By: Neverly Whitaker | Apr 4, 2017

I am here just to let anyone who's looking for a 0% APR Balance Transfer: The CITI Diamond Preferred is the card for you, they are really there to help. Thx CITI!

Picture of Tania Mannino Rossi

By: | Mar 7, 2017

My husband and I have a credit score around the low to mid 700's. We would like to do a balance transfer of about $8,500 with a 0% APR interest rate. We would also like after the promotional period to keep the interest rate low and to have rewards such as, earning miles, cash back, gift cards..... What would be best for us?

1 Reply

By: CompareCards | Mar 8, 2017

With a score in the 700s, your credit is considered good and getting close to the "excellent" range. Two cards that offer great intro APRs for balance transfers as well as generous ongoing rewards are the Citi Double Cash and the Discover It Card .

Picture of Laura Smith Maliani

By: | Mar 6, 2017

I currently have a Wells Fargo platinum card. I am thinking of switching to a chase card. I am looking for a similar rewards system where I can earn gift cards with my rewards points. Is there cash back reward system comparable and if I transfer $13,000 of debt from my platinum card to a chase card will I then get the cash rewards for that amount? My credit is in the 800s and I plan to pay the debt off quickly.

1 Reply

By: CompareCards | Mar 7, 2017

The cash back credit cards from Chase like the Chase Freedom and the Chase Freedom Unlimited do allow you to redeem your rewards by shopping for gift cards. These cards also come with 0% intro APR for 15 months! However, you won't be able to earn rewards on your balance transfer. Cash back credit cards generally only earn rewards on "net purchases" and exclude transactions like balance transfers and cash advances.

Picture of Ishani Desai

By: | Mar 2, 2017

Are there any business credit cards with a 0% balance transfer?

1 Reply

By: CompareCards | Mar 3, 2017

If your looking for a business credit card with 0% intro APR on balance transfers, check out the Ink Business Cash Credit Card from Chase!

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Compare 0% Balance Transfer Credit Cards & Offers

One of the main reasons that people shop for a new credit card is in order to find banks that offer special 0% balance transfer credit cards for the longest period of time and with low transfer fees. In recent years consumers have started to use credit cards more wisely than they did before the big credit crisis. Now they tend to shift high-interest card balances to cards that offer a lower APR, because in doing so they are able to gain immediate and substantial savings.

Use our free balance transfer calculator and credit card payoff calculator found on this site to figure out how much money you can save by getting a better interest rate. Then look in this section for the best balance transfer credit cards that offer good deals such as 0% interest for 1 to 2 years, no-fee balance transfers, and lower regular APR rates. You will want to pay special attention to any minimum charges or transfer % that a credit card company might impose on you for transferring a balance – deduct that cost from your overall savings in order to arrive at a real net savings for transferring to a new credit card.

Let’s say that you have a card that you’re currently paying 25% interest on, but you find a card here that will only charge you 3.99% for the first year and 18% thereafter. By moving your balance to the new card you can save more than 20% right away, and 7% over the long term. If your transfer amount is $3,000 that means you save around $500– $600 in interest within the next 12 months.

Reviews
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" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " CompareCards was one of three sites that met all the criteria.

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