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Balance Transfer Credit Cards

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Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

 

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4.2/5.0 from 1,662 Offer Ratings
Over the Past 60 Days!

(1,662) Over the Past 60 Days!
  • Intro BT APR 0% for 21 Months*
  • Intro Purchase APR 0% for 21 Months*
  • Regular Purchase APR 12.99% - 22.99%* (Variable)
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard

Highlights

  • Click "APPLY NOW" to apply online or call 877-836-4537 TTY: Use Relay Service
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.99% - 22.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*

See additional details for Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

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Discover it® - 21 Month Balance Transfer Offer

 

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Your Rating:

3.7/5.0 from 213 Offer Ratings
Over the Past 60 Days!

(213) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% for 21 Months*
  • Rewards Rate 5% cash back in bonus categories, 1% on everything else*
  • Exclusive Bonus Offer Get a dollar-for-dollar match of all the rewards you've earned at the end of your first year, automatically*
  • Annual Fee $0
  • Credit Needed Excellent/Good Credit
  • Card Brand Discover

Highlights

  • Click "APPLY NOW" to apply online or call 888-333-5886
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

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Citi Simplicity® Card - No Late Fees Ever

 

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Your Rating:

3.8/5.0 from 567 Offer Ratings
Over the Past 60 Days!

(567) Over the Past 60 Days!
  • Intro BT APR 0% for 21 Months
  • Intro Purchase APR 0% for 21 Months
  • Regular Purchase APR 13.99% - 23.99% (variable)
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard

Highlights

  • Click "APPLY NOW" to apply online or call 877-886-4537 TTY: Use Relay Service
  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”.
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.

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BankAmericard® Credit Card

 

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Your Rating:

3.8/5.0 from 343 Offer Ratings
Over the Past 60 Days!

(343) Over the Past 60 Days!
  • Intro BT APR 0% for qualifying transfers for 18 billing cycles
  • Bonus Perks No annual fee and a free FICO® score
  • Regular APR 11.49% - 21.49% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard

Highlights

  • Click "APPLY NOW" to apply online or call 800-483-4499
  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.49% - 21.49% Variable APR
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
  • Saves you more on interest when you transfer balances from higher rate credit cards
  • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • Access your FICO® Score for free within Online and Mobile Banking
  • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone

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Wells Fargo Platinum Visa® Credit Card

 

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Your Rating:

4.0/5.0 from 394 Offer Ratings
Over the Past 60 Days!

(394) Over the Past 60 Days!
  • Introductory APR 0% for 15 months on purchases and balance transfers*
  • Low Fees Enjoy $0 Annual Fee
  • Cell Phone Protection Covers damage & theft, up to $600 per claim*
  • Annual Fee $0
  • Credit Needed Excellent
  • Card Brand Visa

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR for 15 months on purchases and balance transfers, then a 15.65%-25.49% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

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Chase Slate®

 

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Your Rating:

3.8/5.0 from 612 Offer Ratings
Over the Past 60 Days!

(612) Over the Past 60 Days!
  • Balance Transfer Fee No Fee for the First 60 Days*
  • Intro APR 0% for 15 Months*
  • Regular Purchase APR 15.49% - 24.24% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa

Highlights

  • Click "APPLY NOW" to apply online
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR – Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

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Blue Cash Everyday® Card from American Express

 

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Your Rating:

3.8/5.0 from 447 Offer Ratings
Over the Past 60 Days!

(447) Over the Past 60 Days!
  • Introductory APR 0% for 12 months on balance transfers and purchases*
  • Welcome Offer Earn $100 back after you spend $1,000 in the first 3 months*
  • Regular Purchase APR 13.49%-23.49% Variable*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online or call 866-901-8258
  • Earn $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive cash back in the form of statement credits.
  • Earn Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases, 2% at U.S. gas stations & select U.S. dept stores, 1% on other purchases. Terms and limitations apply.
  • Simple and straightforward: With the Blue Cash Everyday Card, you can start earning cash back.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See Rates & Fees

See additional details for Blue Cash Everyday® Card from American Express

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*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

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Picture of Leona Stamper

By: | Feb 15, 2017

I WOULD LIKE TO TRANSFER A BALANCE OF $5000 TO A NO FEE TRANSFER AND NO INTEREST FOR AT LEAST 15 MONTHS...CREDIT SCORE OF 706..WHAT DO YOU SUGGEST?

1 Reply

By: CompareCards | Feb 16, 2017

Two credit cards that meet the criteria you're looking for would be the Chase Slate card and the Barclaycard Ring MasterCard. Check out these two offers as a place to start!

Picture of Michelle Hinojosa

By: | Feb 12, 2017

My credit score is 702 and I would like to transfer 13,000 to a credit card with interest fee, no transfer fees, for about 21-24 months. Which credit card is good for me?

1 Reply

By: CompareCards | Feb 16, 2017

There is no one card that meets all of the criteria you are looking for, but a few credit cards come very close. Both the Chase Slate card and Barclaycard Ring Mastercard offer 0% intro APR on balance transfers for 15 months and have no intro balance transfer fee. If you would like a longer intro APR, the Citi Diamond Preferred, Citi Simplicity, and Discover It - 21 Month Balance Transfer Offer each offer 0% intro APR for 21 months, but they also have a 3% balance transfer fee.

Picture of Erin Hines

By: | Feb 9, 2017

I want to transfer my $5,000 Best Buy CC balance to a 21 month 0% APR card with good perks and benefits if i use it also for long term expenses, not just to balance transfer. Credit score 750. What would you recommend i look at?

1 Reply

By: CompareCards | Feb 14, 2017

It sounds like the Discover It - 21 Month Balance Transfer Offer would be the perfect fit for you. As the name implies, this card offers 0% intro APR for 21 months on balance transfers. It also comes with a generous cash back rewards program and Discover's award-winning customer service!

Picture of Weldon Jones

By: | Feb 3, 2017

i have 4 credit cards that i am wanting to transfer to only one credit card so what credit card will take all 4 with a no transfer fee

1 Reply

By: CompareCards | Feb 6, 2016

If you're looking for no balance transfer fee, the Chase Slate card or Barclaycard Ring MasterCard will be your best options. Both of these cards also come with 0% intro APR for 15 months and no annual fee!

Picture of Chelsea Lennon

By: | Jan 29, 2017

I want to transfer $720 to a 0% credit card for about 14 months. i have four cards right now! what will be best for me?

1 Reply

By: CompareCards | Jan 30, 2017

It sounds like the Chase Slate would be the perfect card for you! This card comes with 0% intro APR for 15 months, no annual fee, and no fee for balance transfers made within the first 60 days.

Picture of Joan Shetterly

By: | Jan 27, 2017

Are there any 0 balance transfer cards with no transfer fee?

1 Reply

By: CompareCards | Jan 27, 2017

The Chase Slate is the only card that offers 0% intro APR and no intro transfer fee for balance transfers made within the first 60 days.

Picture of Janet Marzuillo

By: | Jan 27, 2017

I am in need to transfer 6,000.00 to an interest free card the longer the better. What do you suggest?

1 Reply

By: CompareCards | Jan 30, 2017

If you're looking for the longest 0% intro APR, the Citi Simplicity and the Citi Diamond Preferred each offer 0% intro APR for 21 months on purchases and balance transfers!

Picture of Virginia Nozzi

By: | Jan 25, 2017

Hello, I am currently have the Chase Slate card with a balance of approximately $2135, credit score 804. I am unable to transfer the balance to another Chase card (0% APR) therefore I would like to know what card would be recommended with 0% APR for balance transfers and purchase but with cash/points rewards.

1 Reply

By: CompareCards | Jan 25, 2017

If you're looking for a balance transfer credit card that will also offer rewards for new purchases, two excellent options would be the Citi Double Cash and the Discover It Card . Both of these cards come with no annual fee, a long 0% intro APR, and generous cash back rewards!

Picture of Elsie Nester

By: | Jan 23, 2017

I have poor to fair credit but I do not see any cards available for that? Are there any out there with no annual fee?

1 Reply

By: CompareCards | Jan 24, 2017

Check out our page for credit cards for poor credit to find the card that fits your needs. You may need to start with a secured credit card. Secured cards work just like normal credit cards, but you have to put down a refundable security deposit to get approved. The Capital One Secured MasterCard and the Discover it Secured Credit Card are both have no annual fee and are great options.

Picture of Marida Sapichino

By: | Jan 16, 2017

I would like to transfer $10.000.00 with a 0% APR 0% transfer fee and No Annual Fee my credit score is over 750 Thank you.

1 Reply

By: CompareCards | Jan 18, 2017

It sounds like the Chase Slate card would be a great option for you! This card comes with 0% intro APR for 15 months, no annual fee, and no fee for balance transfers made within the first 60 days.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Compare 0% Balance Transfer Credit Cards & Offers

One of the main reasons that people shop for a new credit card is in order to find banks that offer special 0% balance transfer credit cards for the longest period of time and with low transfer fees. In recent years consumers have started to use credit cards more wisely than they did before the big credit crisis. Now they tend to shift high-interest card balances to cards that offer a lower APR, because in doing so they are able to gain immediate and substantial savings.

Use our free balance transfer calculator and credit card payoff calculator found on this site to figure out how much money you can save by getting a better interest rate. Then look in this section for the best balance transfer credit cards that offer good deals such as 0% interest for 1 to 2 years, no-fee balance transfers, and lower regular APR rates. You will want to pay special attention to any minimum charges or transfer % that a credit card company might impose on you for transferring a balance – deduct that cost from your overall savings in order to arrive at a real net savings for transferring to a new credit card.

Let’s say that you have a card that you’re currently paying 25% interest on, but you find a card here that will only charge you 3.99% for the first year and 18% thereafter. By moving your balance to the new card you can save more than 20% right away, and 7% over the long term. If your transfer amount is $3,000 that means you save around $500– $600 in interest within the next 12 months.

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