Chase Credit Cards

3.4 - 1,677 reviews for top rated card

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Chase Credit Card – Chase Card
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3.4/5.0 from 1,677 Cardholder Reviews

 
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Regular Purchase APR

12.99%, 17.99%, 22.99% (V)

Intro Purchase APR

0% for 15 Months*

Intro BT APR

0% for 15 Months*

Sign Up Offer

Intro Purchase APR 0% for 15 Months*
Intro Balance Transfer: 0% for 15 Months*

Ongoing Information

Regular Purchase APR: 12.99%, 17.99%, 22.99% (V)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

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Excellent

Highlights

  • Click "APPLY NOW" to apply online 
  • $0 introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.
  • Pay less interest. Save on balances and new purchases.
  • 0% Introductory APR for 15 months on purchases and balance transfers. After the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99%.
  • $0 Annual Fee.
  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts.
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Your Rating:

3.4/5.0 from 2,042 Cardholder Reviews

 
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Regular Purchase APR

13.99%-22.99% Variable*

Reward

$100 Bonus*

Intro Purchase APR

0% for 15 months on purchases and BTs*

Sign Up Offer

Intro Purchase APR 0% for 15 months on purchases and BTs*
Intro Balance Transfer: 0% for 15 months on purchases and BTs*

Ongoing Information

Regular Purchase APR: 13.99%-22.99% Variable*
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

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Excellent/Good

Highlights

  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • 5% Cash Back on up to $1,500 in combined purchases between 1/1/15–3/31/15 at grocery stores (not including Walmart® and Target® purchases), movie theaters, and Starbucks® stores
  • You’ll enjoy new 5% categories every 3 months like restaurants, gas stations, and Amazon.com. It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire as long as your account is open
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Your Rating:

3.6/5.0 from 265 Cardholder Reviews

 
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Regular Purchase APR

15.99% Variable

Bonus Rewards

40,000 points*

Rewards Rate

Up to 2 points per dollar spent*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.99% Variable
Annual Fee: Introductory Annual Fee of $0 the first year, then $95
Rewards Rate: Up to 2 points per dollar spent*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

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Excellent

Highlights

  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate RewardsSM
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
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Your Rating:

3.2/5.0 from 238 Cardholder Reviews

 
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Regular Purchase APR

13.24% Variable

Intro Purchase APR

0% for 12 months

Intro BT APR

0%* for 12 Months

Sign Up Offer

Intro Purchase APR 0% for 12 months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 13.24% Variable
Annual Fee: No annual fee
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online 
  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
  • 0% introductory APR for 12 months on purchases and balance transfers.
  • No annual fee.
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Your Rating:

3.7/5.0 from 36 Cardholder Reviews

 
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Regular Purchase APR

15.24% (Variable)*

Bonus Rewards

50,000 points*

Rewards Rate

5X points per dollar*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.24% (Variable)*
Annual Fee: $0 the first year, then $95
Rewards Rate: 5X points per dollar*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards.
  • Flexibility to pay your balance over time or in full.
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
  • No foreign transaction fees.
  • 1:1 point transfer to leading frequent travel programs
  • Chip-enabled for enhanced security at home and abroad
  • $0 Intro Annual Fee for the first year, then $95.
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Your Rating:

3.4/5.0 from 19 Cardholder Reviews

 
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Regular Purchase APR

15.99% (V)

Bonus Miles

50,000 bonus Avios*

Rewards Rate

1.25 Avios for every $1 spent*

Sign Up Offer

Intro Purchase APR N/A*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.99% (V)
Annual Fee: $0 the first year, then $95
Rewards Rate: 1.25 Avios for every $1 spent*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
  • NEW: $0 Intro Annual Fee The First Year, Then $95.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
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Your Rating:

3.3/5.0 from 109 Cardholder Reviews

 
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Regular Purchase APR

15.99% (V)*

Bonus Miles

25,000 Bonus Points*

Rewards Rate

2 Points Per $1 on Southwest Purchases*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.99% (V)*
Annual Fee: $99
Rewards Rate: 2 Points Per $1 on Southwest Purchases*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Get 25,000 points for 1 Roundtrip Flight after you spend $1,000 on purchases in the first 3 months of opening your account. Government fees as low as $12 not included.
  • Get 6,000 points after your Cardmember Anniversary.
  • Earn 2 points per $1 spent on Southwest Airlines® and AirTran® Airways purchases made directly with the airlines and on Rapid Rewards Hotel and Car Rental Partner purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • Redeem points for gift cards, car rental, cruises, hotel stays and international flights to over 800 destinations on 50+ global carriers.
  • No foreign transaction fees.
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Your Rating:

3.3/5.0 from 64 Cardholder Reviews

 
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Regular Purchase APR

15.99% Variable

Bonus Miles

30,000 Bonus Miles*

Rewards Rate

Double Miles Earned on United Ticket Purchases

Sign Up Offer

Intro Purchase APR N/A*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.99% Variable
Annual Fee: $0 intro annual fee for the first year, then $95
Rewards Rate: Double Miles Earned on United Ticket Purchases
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
  • Check your first bag for free – save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • No foreign transaction fees!
  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
  • Your miles don’t expire as long as you’re a Cardmember, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95
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Your Rating:

3.5/5.0 from 27 Cardholder Reviews

 
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Regular Purchase APR

15.99% (V)

Bonus Rewards

50,000 bonus points*

Rewards Rate

Earn 5 points on Marriott purchases*

Sign Up Offer

Intro Purchase APR N/A*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.99% (V)
Annual Fee: $0 Intro Annual Fee for the first year, then $85
Rewards Rate: Earn 5 points on Marriott purchases*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 50,000 Points after spending $1,000 in your first 3 months from account opening
  • Receive 1 Free Night Stay after account approval in Category 1-4 locations, that's up to 7 Free Nights
  • Receive 1 additional Free Night Stay at a Category 1-5 location every year after your account anniversary date!
  • Introductory Annual Fee of $0 the first year, thereafter $85
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • Receive 15 credits guaranteeing Silver Elite Status or better
  • Unlimited Point Accumulation
  • No Foreign Transaction Fees and global Chip and Signature technology
 
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Picture of Mary Smith
 

Love the Amazon.com Chase Visa rewards card. 2% automatically back on things I need (gas, groceries). Who doesn't accept VISA - no one! Combined with a loyalty shopper's card I rack up the amazon points quickly to buy things that are either necessary or just for fun.

1 Comment

before 9/11 I had a Chase4 card with 4% annual percentage rate then they upped my APR to 15.99% for no other reason other than to make more money, regardless of my 800+ Fico score

Picture of Frank Whitehurst
 

With my credit <12.74% margin is too much to pay as prime is 3.25%. I'm currently paying 7.50 with Citibank and have ben doing so for over 2 years. Banks are making too much money on credit cards

Picture of Christian Dussault
 

I would have to say Chase is definetly the best credit card we have ever had and used. During any particular month we charge around 3000.00 to 3500.00 USD a month on our card just for normal stuff we use every day and week. At the end of the month we pay off the whole balance. By doing this we are not charged any interest and we also get amazing cash rewards a few times a year. Recently we had enough rewards instead of asking for a check, we took the 1000.00 and applied it to a balance we had one month. So it is always a win win situation for us. I would recommend this company for anyone, as the customer service is the best ever and what can i say about the amazing services they provide our family.

Picture of Abby Craig
 

Love my Chase cards. Have the Amazon and Disney ones. Both have easy to navigate websites and mobile apps, offer decent interest rates (I pay off each month to avoid interest) and have nice rewards. The Amazon card gives back the better rewards, so all Amazon and Prime users should have this card! We use the Disney Premier Visa which does have an annual fee of $49, however the perks Disney offers if you use their card is worth the fee.

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Chase Credit Card / Chase Card Review

Chase credit cards are issued through JPMorgan Chase, which traces its history back to the early days of industrial development in the USA. The Chase Manhattan Bank was a prominent bank at the turn of the 20th century. Eventually in the year 2000 J.P. Morgan Bank and Chase Manhattan combined forces through a corporate merger. Today JPMorgan Chase is a major financial services company servicing individual clients and business customers in more than 50 countries.

Chase credit cards come in a full range of credit cards tailored to customer spending patterns and goals, and there is a wide variety to choose from when it comes to rewards and cash-back programs. Some of the best travel, hotel, and airline rewards programs are offered by Chase, and the company also has innovative bonus and cash-back cards for both individuals and businesses. Offers  include, for example, Marriott Rewards and Chase Hyatt hotel rewards credit cards; several Ink Rewards cards; Sapphire, Slate, and Freedom Cards; and airline cards for Southwest and United. To help you understand the distinctions between various Chase cards this section contains complete snapshots of each Chase credit card along with expert reviews and summaries.

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