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Chase Credit Cards

3.1 - 6,522 reviews for top rated card - Over the Past 60 Days!

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Chase Credit Card – Chase Card
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3.1/5.0 from 6,522 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% for 15 Months*

Intro BT APR

0% for 15 Months*

Regular Purchase APR

12.99%, 17.99%, 22.99% Variable

Sign Up Offer
Intro Purchase APR 0% for 15 Months*
Intro Balance Transfer: 0% for 15 Months*
Ongoing Information
Regular Purchase APR: 12.99%, 17.99%, 22.99% Variable
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Good
Highlights
  • Click "APPLY NOW" to apply online
  • Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • NEW Free Monthly FICO® Score and Credit Dashboard
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
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Your Rating:

3.1/5.0 from 4,226 Cardholder Reviews Over the Past 60 Days!

 
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Reward

$100 Bonus*

Intro Purchase APR

0% for 15 months on purchases and BTs*

Regular Purchase APR

13.99%-22.99% Variable*

Sign Up Offer
Intro Purchase APR 0% for 15 months on purchases and BTs*
Intro Balance Transfer: 0% for 15 months on purchases and BTs*
Ongoing Information
Regular Purchase APR: 13.99%-22.99% Variable*
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good
Highlights
  • Click "APPLY NOW" to apply online
  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • 5% Cash Back on up to $1,500 in combined purchases between 4/1/15–6/30/15 at Restaurants, Bed Bath & Beyond®, H&M®, and Overstock.com®.
  • You’ll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire as long as your account is open
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Your Rating:

3.3/5.0 from 407 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

40,000 points*

Rewards Rate

Up to 2 points per dollar spent*

Regular Purchase APR

15.99% Variable

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% Variable
Annual Fee: Introductory Annual Fee of $0 the first year, then $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases 
  • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • 24/7 direct access to dedicated customer service specialists 
  • Introductory Annual Fee of $0 the first year, then $95 
More Card Details

 

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Your Rating:

3.1/5.0 from 162 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% for 12 months

Intro BT APR

0%* for 12 Months

Regular Purchase APR

13.24% Variable

Sign Up Offer
Intro Purchase APR 0% for 12 months
Intro Balance Transfer: 0% for 12 Months
Ongoing Information
Regular Purchase APR: 13.24% Variable
Annual Fee: No annual fee
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Named "Best for Rewards for Small Business" MONEY® Magazine, October 2014
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Free employee cards
  • No Annual Fee
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Your Rating:

3.4/5.0 from 128 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

Earn 50,000 bonus points*

Rewards Rate

Up to 5X points per dollar*

Regular Purchase APR

15.24% (Variable)*

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.24% (Variable)*
Annual Fee: $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
  • Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn
  • No foreign transaction fees
  • Global acceptance with Chip Technology
  • Free employee cards
  • $0 intro annual fee for the first year, then $95
More Card Details

 

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Your Rating:

3.3/5.0 from 84 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

50,000 bonus Avios*

Rewards Rate

Earn up to 3 Avios for certain purchases*

Regular Purchase APR

15.99% (V)

Sign Up Offer
Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% (V)
Annual Fee: $0 the first year, then $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
  • $0 Intro Annual Fee The First Year, Then $95.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
More Card Details

 

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Your Rating:

3.2/5.0 from 193 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

50,000 Bonus Points*

Rewards Rate

2 Points Per $1 on Travel Purchases*

Regular Purchase APR

15.99% (V)*

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% (V)*
Annual Fee: $99
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open.
  • Points Don’t Expire, No Blackout Dates
  • 6,000 points after your Cardmember Anniversary
  • 2 pts/$1 spent on Southwest Airlines® purchases
  • 2 pts/$1 spent on Rapid Rewards Hotel and Car Rental Partner purchases
  • 1 pt/$1 spent on all other purchases
More Card Details

 

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Your Rating:

3.2/5.0 from 98 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

Limited-time 50,000 Bonus Miles*

Rewards Rate

Double Miles Earned on United Ticket Purchases

Regular Purchase APR

15.99% Variable

Sign Up Offer
Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% Variable
Annual Fee: $0 intro annual fee for the first year, then $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Limited Time Offer: Start with 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months
  • Check your first bag for free — save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • No foreign transaction fees
  • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
  • Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95
More Card Details

 

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Your Rating:

3.6/5.0 from 28 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

50,000 bonus points*

Rewards Rate

Earn 5 points on Marriott purchases*

Regular Purchase APR

15.99% (V)

Sign Up Offer
Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% (V)
Annual Fee: $0 Intro Annual Fee for the first year, then $85
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • The fastest way to earn Marriott Rewards points towards free nights
  • Earn 50,000 Points after spending $1,000 on purchases on your first 3 months from account opening
  • Receive 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
  • Introductory Annual Fee of $0 the first year, thereafter $85
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • Receive 15 Elite Credits guaranteeing Silver Elite Status or better
  • No limit to how many points you can earn
  • Pay no foreign transaction fees and enjoy wider acceptance when you travel with your embedded chip card and you make purchases at chip-enabled card readers
More Card Details

 

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Your Rating:

3.3/5.0 from 40 Cardholder Reviews Over the Past 60 Days!

 
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Sign Up Offer

Earn 70,000 Bonus Points*

Rewards Rate

Earn up to 5 points per $1 spent*

Regular Purchase APR

15.99% Variable

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% Variable
Annual Fee: $0 for first year, then $49 annually
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good/Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 70,000 bonus points after you spend $1,000 in the first 3 months of account opening
  • Enjoy a free night of card membership at over 4,700 hotels worldwide
  • Earn 5 points for each $1 spent at our hotels
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
  • Bonus points redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®.
  • Automatic platinum elite status, as long as you remain a cardmember
  • $0 introductory annual fee the first year, then $49
More Card Details

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Picture of Mary Smith
 

Love the Amazon.com Chase Visa rewards card. 2% automatically back on things I need (gas, groceries). Who doesn't accept VISA - no one! Combined with a loyalty shopper's card I rack up the amazon points quickly to buy things that are either necessary or just for fun.

1 Comment

before 9/11 I had a Chase4 card with 4% annual percentage rate then they upped my APR to 15.99% for no other reason other than to make more money, regardless of my 800+ Fico score

Picture of Frank Whitehurst
 

With my credit <12.74% margin is too much to pay as prime is 3.25%. I'm currently paying 7.50 with Citibank and have ben doing so for over 2 years. Banks are making too much money on credit cards

Picture of Christian Dussault
 

I would have to say Chase is definetly the best credit card we have ever had and used. During any particular month we charge around 3000.00 to 3500.00 USD a month on our card just for normal stuff we use every day and week. At the end of the month we pay off the whole balance. By doing this we are not charged any interest and we also get amazing cash rewards a few times a year. Recently we had enough rewards instead of asking for a check, we took the 1000.00 and applied it to a balance we had one month. So it is always a win win situation for us. I would recommend this company for anyone, as the customer service is the best ever and what can i say about the amazing services they provide our family.

Picture of Abby Craig
 

Love my Chase cards. Have the Amazon and Disney ones. Both have easy to navigate websites and mobile apps, offer decent interest rates (I pay off each month to avoid interest) and have nice rewards. The Amazon card gives back the better rewards, so all Amazon and Prime users should have this card! We use the Disney Premier Visa which does have an annual fee of $49, however the perks Disney offers if you use their card is worth the fee.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

Chase Credit Card / Chase Card Review

Chase credit cards are issued through JPMorgan Chase, which traces its history back to the early days of industrial development in the USA. The Chase Manhattan Bank was a prominent bank at the turn of the 20th century. Eventually in the year 2000 J.P. Morgan Bank and Chase Manhattan combined forces through a corporate merger. Today JPMorgan Chase is a major financial services company servicing individual clients and business customers in more than 50 countries.

Chase credit cards come in a full range of credit cards tailored to customer spending patterns and goals, and there is a wide variety to choose from when it comes to rewards and cash-back programs. Some of the best travel, hotel, and airline rewards programs are offered by Chase, and the company also has innovative bonus and cash-back cards for both individuals and businesses. Offers  include, for example, Marriott Rewards and Chase Hyatt hotel rewards credit cards; several Ink Rewards cards; Sapphire, Slate, and Freedom Cards; and airline cards for Southwest and United. To help you understand the distinctions between various Chase cards this section contains complete snapshots of each Chase credit card along with expert reviews and summaries.

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