Cash Back Credit Cards

Best Cashback Credit Cards – Cash Back Credit Cards
  • Compare cash back credit cards from our partners offering cash rebates up to 20%
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Discover it® Cashback Match™ with No Annual Fee

 

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Your Rating:

3.7/5.0 from 263 Offer Ratings
Over the Past 60 Days!

Cashback Match™

We’ll match all the cash back you earn at the end of your first year.

EARN

5% Cash Back in bonus categories and 1% cash back everywhere else.

Redeem

Any amount, any time. Cash back rewards never expire.

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good

Highlights

  • You could turn $200 into $400 with Cashback Match™. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO® Credit Scores for free on statements and online.
  • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Citi® Double Cash Card

 

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Your Rating:

4.4/5.0 from 928 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Earn 1% on Purchases & 1% on Payments*

No Limits or Restrictions

No Cash Back Limits & Your Rewards Won't Expire*

Redeem Cash Back

Receive a Check, Statement Credit, or Gift Cards

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro  APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*

Chase Freedom Unlimited℠

 

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Your Rating:

3.9/5.0 from 603 Offer Ratings

Rewards Rate

Unlimited 1.5% cash back on all purchases*

Sign-up Bonus

Get $150 bonus cash after spending $500 in the first 3 months*

Cash Back Details

Redeem Cash Back for any amount, anytime*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • NEW! Unlimited 1.5% cash back on every purchase – it’s automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash – any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

Blue Cash Everyday® Card from American Express

 

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Your Rating:

3.8/5.0 from 314 Offer Ratings
Over the Past 60 Days!

Special Offer

Get up to $300 back*

Intro APR

0% for 12 Months on Purchases and Balance Transfers*

Regular Purchase APR

13.24%-23.24% Variable*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Special Offer - Get up to $300 back. Offer Ends 6/15/2016.
  • Get Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases (then 1%); 2% U.S. gas stations & select U.S. dept. stores; 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Everyday® Card, you can get cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only get cash back on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
  • See Rates & Fees

BankAmericard Cash Rewards™ Credit Card

 

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Your Rating:

3.9/5.0 from 165 Offer Ratings
Over the Past 60 Days!

Bonus Cash

$100 online cash rewards bonus

Rewards Rate

3% on Gas, 2% on Groceries, and 1% on all other purchases*

Redemption Bonus

Get a 10% Cash Back Bonus when you redeem into your Bank of America account

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 
  • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter 
  • No changing categories and no expiration on rewards 
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.

Blue Cash Preferred® Card from American Express

 

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Your Rating:

3.7/5.0 from 105 Offer Ratings
Over the Past 60 Days!

Special Offer

Get up to $350 back

Bonus Rewards

6% Cash Back at US Supermarkets*

Cash Back Details

No rotating categories & No enrollment required*

Annual Fees

$75

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Special Offer - Get up to $350 back. Offer Ends 6/15/2016.
  • Get Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%); 3% U.S. gas stations & select U.S. dept. stores; 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Preferred® Card, you can get cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only get cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
  • See Rates & Fees

Capital One® Quicksilver® Cash Rewards Credit Card

 

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Your Rating:

4.0/5.0 from 296 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 1.5% Cash Back*

Bonus Cash

$100 cash bonus after spending $500 in the first 3 months*

Cash Back Details

No minimums for redeeming and cash back never expires*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until February 2017; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR until February 2017; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Chase Freedom®

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 133 Offer Ratings
Over the Past 60 Days!

Bonus Cash

Get $150 Bonus after meeting spending requirements*

Rewards Rate

5% Cash Back on select categories like gas, restaurants, and more*

Cash Back Terms

Unlimited 1% cash back and your rewards never expire*

Annual Fees

$0

Credit Needed

 
Good Credit

Credit cards for good credit are intended for those with a credit score between 660 - 699.

Get Your Free Score!
Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Enjoy new 5% categories every 3 months like gas stations, restaurants, select grocery stores, and wholesale clubs
  • Cash Back rewards never expire as long as your account is open
  • No Annual Fee

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Picture of Whitney Morgan Orr

By: | Apr 23, 2016

What is considered good or excellent credit score?

1 Reply

By: CompareCards | Apr 25, 2016

Hi Whitney,

A good credit score is usually considered to be anything from the upper 600s to around the mid 700s. Once your score gets to be in the mid to high 700s and into the 800s, your credit is considered excellent.

Picture of Adam Rose

By: | Apr 20, 2016

I am interested in the Citi Double Cash Back card. Can you please tell me is the card Visa or Mastercard? Also doe the card have any foreign transaction fees?

2 Replies

By: CompareCards | Apr 25, 2016

Hi Adam,

The Citi Double Cash is a MasterCard and it does come with a 3% foreign transaction fee.

By: Lee Rice | May 16, 2016

I love my citibank card and its cash back. But, I am looking for a card to transfer my balances. I saw one today where there was 16 months no interest. That is what I need to pay off my cards. We need these cards but only if we pay them off each month which I have always done until I lost my husband

Picture of Betsy Roberts Lanier

By: | Apr 16, 2016

I have the Blue Cash back American Express rewards card. I end up getting about $60 dollars cash back every month. I usually spend about a $1000.... not bad ah?

Picture of Trené Beckley

By: | Mar 27, 2016

My daughter has never had a credit card. She needs one to travel for work. What card has the best rewards if she were to use it for all of her expenses--travel, fixed living expenses, entertainment and purchases?

1 Reply

By: CompareCards | Mar 29, 2016

If it is your daughter's first credit card then she will probably not be able to get approved for a premium travel rewards credit cards that will offer her the best benefits. In fact, if she has no credit, she will probably have to start with a secured credit card. The Discover it Secured Credit Card would be her best option because it is the only secured card that also offers cash back. Plus, there is no annual fee and no foreign transaction fees.

Picture of Cory Stephens

By: | Feb 28, 2016

Yes I am looking at the Citi Double Cash card and I have a question. I am wanting to put my wife on as a joint account holder to help build her credit back up. My score is 805 and my wife's score is around 660 I believe. How do you think this will affect my approval knowing this particular card requires excellent credit?

2 Replies

By: CompareCards | Feb 29, 2016

Hi Cory,

The Citi Double Cash is an excellent choice for cash back! If you add your wife as an authorized user on the account, it will help her build credit as long as you use the card responsibly. Adding her as an authorized user won't impact your approval, because as the primary account holder, you will ultimately be the one responsible for all of the charges made.

By: Jason Lloyd | Mar 19, 2016

Easy to get around if your worried. Apply alone and add the authorized user after the fact. Then you don't have to wonder.

Picture of Denise Bennett

By: | Jan 17, 2016

I am beginning construction of a new house, and will have lots to charge. Which card offers best rewards in first year? Will pay balance in full monthly.

2 Replies

By: CompareCards | Jan 21, 2016

Hi Denise,

The Discover It is currently offering to double all of the cash back that cardholders earn within their first year. This card would be a perfect fit for someone in your shoes!

By: Marge Malmquist | Jan 28, 2016

Denise, you should check out the Citi double reward card. Discover will reward 1% on most purchases and double at yr end. Citicard Double Reward pays 1% on purchases AND payments so when you payoff bal each month you actually earn 2% every month rather than end of year.

Picture of Tristan Jace

By: | Dec 19, 2015

Hi, When will you guys have an app on App store? I'm looking forward to it!

Picture of Bert Hernandez

By: | Dec 15, 2015

Yes my name is Bert Hernandez and I would like to apply for a credit card but would like some guidance on doing so

1 Reply

By: CompareCards | Dec 15, 2015

Hi Bert,

Here at CompareCards.com, we're happy to help you with selecting a credit card! What kind of credit card are you looking for? Also, do you know an estimate of your credit score?

Here are a few quick links to our category pages to help you narrow down your search:
Rewards Credit Cards
Low Interest Credit Cards
Balance Transfer Credit Cards

Picture of Margaret Denise Brown

By: | Nov 24, 2015

I want to application for a credit card with bad credit and what turn me down and give me a credit limit please

1 Reply

By: CompareCards | Nov 27, 2015

Hi Margaret,

If you have bad credit, you'll probably have to start with a secured credit card. A secured card works just like a normal credit card, but you have to put down a refundable security deposit to get approved. After a year or so of responsible use and on time payments, you should be able to withdraw your deposit and upgrade to a standard, unsecured credit card.

Picture of Missy Roberts Fleener Hopkins

By: | Nov 10, 2015

Never had credit need to build it in college

1 Reply

By: CompareCards | Nov 10, 2015

Hi Missy,

It is a great idea to start building credit when you are in college! You can easily do so with a student credit card which will provide a great introduction to using a credit card. The Discover It for Students is a popular option, and it comes with an exellent cash back rewards program. The most important factor in building your credit is to make sure you pay all of your bills on time, and preferably in full. If you do that, you will hopefully graduate college with an excellent credit score!

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Cash Back Credit Cards – Find the Best Cashback Credit Cards

Cash back credit cards, as their name implies, reward you with cash back for using the card. That makes them one of the most popular kinds of rewards cards because it’s like getting an extra discount on every purchase.

When looking for a cash back credit card you will want to keep in mind, however, that the biggest factors impacting any credit card are those that affect your interest rate and any standard fees and charges. If you get a card with too high of an interest rate or too expensive of an annual fee, it might undermine the whole point of trying to receive extra cash. The cash you get back with your cash back credit card should be viewed as an added perk. In other words, the best cashback credit card for you should allow you to enjoy that perk based on its fundamental ability to provide cash rewards in a relatively short amount of time.

Check our expert ratings, compare cards, and locate the top cash back credit cards which deliver the best all-around benefits – moderately low interest rate, universal cash back option and potentially one with no cap on the amount of cash back that can be earned. Most cash back credit cards will generally offer anywhere from 1% to 5% cash back – and will have guidelines regarding how much cash you can earn during a given timeframe. But if you pick your card wisely and then use it responsibly a cash back credit card is just like having an automatic savings plan or piggy bank tied to your purchase activity.