Cash Back Credit Cards

Best Cashback Credit Cards – Cash Back Credit Cards
  • Compare cash back credit cards from our partners offering cash rebates up to 20%
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Chase Freedom®

 

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Your Rating:

3.7/5.0 from 1,043 Cardholder Reviews Over the Past 60 Days!

Reward

$100 Bonus*

Intro Purchase APR

0% for 15 months on purchases and BTs*

Regular Purchase APR

13.99%-22.99% Variable*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Good

Highlights

  • Click "APPLY NOW" to apply online
  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • Unlimited 1% Cash Back on every purchase
  • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
  • You’ll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
  • No annual fee and rewards never expire as long as your account is open

Citi® Double Cash

 

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Your Rating:

4.4/5.0 from 1,440 Cardholder Reviews Over the Past 60 Days!

Rewards Rate

Earn 1% on Purchases & 1% on Payments*

No Limits or Restrictions

No Cash Back Limits & Your Rewards Won't Expire*

Redeem Cash Back

Receive a Check, Statement Credit, or Gift Cards

Annual Fees

$0*

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081
  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:  
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee

BankAmericard Cash Rewards™ Credit Card

 

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Your Rating:

3.9/5.0 from 195 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for 12 billing cycles

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles

Regular Purchase APR

12.99% - 22.99% Variable

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals

Capital One® Quicksilver® Cash Rewards Credit Card

 

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Your Rating:

3.8/5.0 from 625 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% APR until May 2016

Rewards Rate

Earn 1.5% Cash Back on all Purchases*

Regular Purchase APR

12.9% - 22.9% (Variable)

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere

Capital One® QuicksilverOne® Cash Rewards Credit Card

 

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Your Rating:

3.7/5.0 from 168 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% APR until May 2016

Rewards Rate

Earn 1.5% Cash Back on all Purchases*

Regular Purchase APR

22.9% (Variable)*

Annual Fees

$39

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

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Average/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

Blue Cash Preferred® Card from American Express

 

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Your Rating:

3.7/5.0 from 153 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for 15 Months

Bonus Rewards

6% Cash Back at US Supermarkets*

Regular Purchase APR

12.99%-21.99% (Variable)*

Annual Fees

$75

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Earn Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 3% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Preferred® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.

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Picture of Donna Kay Vandegrift

By: | Aug 30, 2015

I already checked on a secured capital one card and Iike the value and the conditions of the card. There are no fees applied. Only a deposit and that depends on what your credit score is anywhere from $49-$200.

Picture of Judy Price

By: | Aug 26, 2015

How do I locate $400 cashback with transfers with 0% interest for a time frame?

Picture of Sharon Hendrickson Dillsaver

By: | Aug 13, 2015

I want a card with big initial bonus with first months large charge to get it that I can get cash for sure or gift cards.

Picture of Stephen Veal

By: | Aug 12, 2015

American Express, Ally Financial, and Capital One are the best banks. Bank of America is the WORST.

Picture of Shirley Williams Rolf

By: | Aug 6, 2015

its hard to get card w/ bad credit

Picture of Katherine Brown-Hopkins

By: | Jun 14, 2015

hello so what qualifies you for a card?

Picture of Betty Stamps

By: | Jun 14, 2015

I would love to have creitcard

Picture of Rosie Monroe Broberg

By: | Apr 10, 2015

what about the USAA Preferred Rewards Credit Card with 1.5% cash back on all purchases...no limit...no annual fee....Great perks also!

Picture of Vickie Bates

By: | Feb 7, 2015

when you are retired and they ask employment questions what do you say

Picture of Pam Dalton

By: | Oct 16, 2014

I have tied my MasterCard(s) to my FRN (Fuel Rewards Network) membership and also linked my Winn Dixie card. When I purchase anything on line I go through the FRN site and enter that vendor, and they have many, through that portal. I have not paid for a tank of gas for months. Since I shop at WD as well and pay with a linked MasterCard, I maximize my benefits. We pay off our credit cards every month. Also use American Express for the most part when it comes to major purchases or travel. To me, their customer service is unparalleled.

2 Comments

By: Bj Bajia Samdumu | Jan 7, 2015

Hi Pam, I found a way you can have cash back in up to 4000 stores. Here are some of them (Home Depot, Lowes, Best Buy, Nordstrom, Macy's, K-mart, Walmart, Sams Club, Sephora, Priceline, Hotwire, Orbits, Travelocity, Old Navy, Sports Authority, DKNY, Ralph Laureen...

By: Stacie Lawrence | Feb 20, 2015

I pay of my credit cards every month. And put everything I can on my C cards to maximize my rewards. How do you get a FRN? Is there a membership charge for the FRN? How much gas a month would you say you are getting for free with your rewards? How did you link your MC with your FRN?

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

About Cash Back Credit Cards – Find the Best Cashback Credit Cards

Cash back credit cards, as their name implies, reward you with cash back for using the card. That makes them one of the most popular kinds of rewards cards because it’s like getting an extra discount on every purchase.

When looking for a cash back credit card you will want to keep in mind, however, that the biggest factors impacting any credit card are those that affect your interest rate and any standard fees and charges. If you get a card with too high of an interest rate or too expensive of an annual fee, it might undermine the whole point of trying to receive extra cash. The cash you get back with your cash back credit card should be viewed as an added perk. In other words, the best cashback credit card for you should allow you to enjoy that perk based on its fundamental ability to provide cash rewards in a relatively short amount of time.

Check our expert ratings, compare cards, and locate the top cash back credit cards which deliver the best all-around benefits – moderately low interest rate, universal cash back option and potentially one with no cap on the amount of cash back that can be earned. Most cash back credit cards will generally offer anywhere from 1% to 5% cash back – and will have guidelines regarding how much cash you can earn during a given timeframe. But if you pick your card wisely and then use it responsibly a cash back credit card is just like having an automatic savings plan or piggy bank tied to your purchase activity.