Discover Credit Cards

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  • Independent Discover credit card reviews and ratings
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Regular Purchase APR

10.99% - 22.99%* (Variable)

Intro Purchase APR

0% for 14 Months

Intro BT APR

0% for 14 Months

Sign Up Offer

Intro Purchase APR 0% for 14 Months
Intro Balance Transfer: 0% for 14 Months

Ongoing Information

Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

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Excellent

Highlights

  • 0% intro APR on purchases & balance transfers for 14 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance. 
  • Rated 4.8 out of 5 stars by over 4,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won't go up for you paying late, no overlimit fee and no foreign transaction fee.*
  • Free FICO® Credit Score online and on monthly statements.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • U.S.- based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
 
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Regular Purchase APR

10.99% - 22.99%* (Variable)

Intro Purchase APR

0%* for 6 Months

Intro BT APR

0% for 18 Months

Sign Up Offer

Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 0% for 18 Months

Ongoing Information

Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Rated 4.8 out of 5 Stars by over 4,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won't go up for you paying late, no overlimit fee and no foreign transaction fee.*
  • Free FICO® Credit Score online and on monthly statements.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • 100% U.S.- based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
 
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Regular Purchase APR

12.99%-21.99%* (Variable)

Intro Purchase APR

0%* for 6 Months

Bonus Rewards

5% cash back*

Sign Up Offer

Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 10.99% for 6 Months

Ongoing Information

Regular Purchase APR: 12.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

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Fair Credit

Highlights

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *Click "Apply" to see rates, rewards and other information.
 
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Regular Purchase APR

12.99-21.99% *(Variable)

Sign Up Offer Bonus Cash

$20 Cash Back Bonus

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: 10.99% for 6 months*

Ongoing Information

Regular Purchase APR: 12.99-21.99% *(Variable)
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

Get Your Free Score!
Fair Credit

Highlights

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.*
  • *Click "Apply" to see rates, rewards and other information.
 
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Discover Credit Cards

Discover credit cards are issued through the Discover Financial Services Corporation, a major business unit within the Morgan Stanley Corporation. Discover was launched back in 1986 and has continued to carve out a strong and distinctive niche within the global credit card industry. The company has more than 50 million card carrying customers, is one of the leading credit card companies in the USA, and is one of the only direct card issuers with its own payment processing system.

Discover Card was, in fact, the first company in America to offer a cash rewards credit card program that offered cash back bonuses to cardholders. It was also a pioneer in terms of creating rewards cards that allow cardholders to earn unlimited rewards that only expire if you cancel your card or stop using it. Discover also introduced the “no-fee” cash back rewards card concept, so it is considered one of the most innovative credit card companies in the industry. It’s no wonder that with so many user-friendly innovations Discover consistently wins rave reviews and has frequently been named the top card in terms of customer satisfaction.

Discover credit cards offer a full menu of credit cards with cash back and rewards programs, including unlimited cash rewards that never expire. You can find cards for everything from cash-back rewards and travel programs to student cards, cards for those who enjoy restaurants, and promotional cards with zero percent introductory rates. Select cards that suit your tastes and spending patterns from the Discover credit card review section above and then check out their ratings, rankings, and summary descriptions for further details.

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Over 1,250,000 cardholders since 2005

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