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Discover Credit Card Offers

3.2 - 7,689 reviews for top rated card

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3.2/5.0 from 7,689 Cardholder Reviews

 
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Intro BT APR

0%* for 18 Months

Bonus Rewards

Earn 5% Cash Back*

Regular Purchase APR

10.99% - 22.99%* (Variable)

Sign Up Offer
Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 0% for 18 Months
Ongoing Information
Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • 0% intro APR on balance transfers for 18 months-then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
  • J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms, balance transfer terms and other info by clicking "Apply."
More Card Details

 

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Your Rating:

3.1/5.0 from 208 Cardholder Reviews

 
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Intro Purchase APR

0% for 12 Months

Rewards Rate

Earn 1.5 Miles per $1 Spent*

Regular Purchase APR

10.99% - 22.99%* (Variable)

Sign Up Offer
Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 10.99% for 12 Months
Ongoing Information
Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • No annual fee & unlimited 1.5x Miles on every dollar you spend on purchases.
  • Exclusive Double Miles Offer: At the end of your first year-when other Miles cards charge an annual fee-Discover doubles all the Miles you've earned.*
  • 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.*
  • Discover pays you back for your in-flight Wi-Fi fees-up to $30 a year-with an automatic statement credit.*
  • Free FICO® Credit Score on your monthly statements, on mobile app and online*.
  • 100% U.S. based service at your dedicated phone number-day and night.
  • Free overnight shipping of replacement cards to any U.S. street address at your request. And you're never responsible for unauthorized purchases on your Discover card.*
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply Now." See complete Discover it® Miles details.
More Card Details

 

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Your Rating:

3.3/5.0 from 1,434 Cardholder Reviews

 
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Intro Purchase APR

0% for 14 Months*

Bonus Rewards

Earn 5% Cash Back*

Regular Purchase APR

10.99% - 22.99%* (Variable)

Sign Up Offer
Intro Purchase APR 0% for 14 Months
Intro Balance Transfer: 0% for 14 Months
Ongoing Information
Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Good Credit

Credit cards for good credit are intended for those with a credit score between 660 - 699.

Get Your Free Score!
Good
Highlights
  • Click "APPLY NOW" to apply online
  • 5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
  • Redeem your cashback for any amount, any time*. Your cash back never expires.
  • J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • 100% U.S.- based customer service- day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
More Card Details

 

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Your Rating:

3.3/5.0 from 512 Cardholder Reviews

 
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Intro Purchase APR

0%* for 6 Months

Bonus Rewards

Earn 5% Cash Back*

Regular Purchase APR

12.99%-21.99%* (Variable)

Sign Up Offer
Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 10.99% for 6 Months
Ongoing Information
Regular Purchase APR: 12.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Fair Credit
Highlights
  • Click "APPLY NOW" to apply online
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • 100% U.S.- based customer service- day or night.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
More Card Details

 

Click the stars to submit your rating.

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Your Rating:

3.1/5.0 from 239 Cardholder Reviews

 
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Sign Up Offer

$20 Cash Back Bonus*

Bonus Cash

Earn 5% Cash Back*

Regular Purchase APR

12.99-21.99% *(Variable)

Sign Up Offer
Intro Purchase APR No intro APR
Intro Balance Transfer: 10.99% APR for 6 Months*
Ongoing Information
Regular Purchase APR: 12.99-21.99% *(Variable)
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Fair Credit
Highlights
  • Click "APPLY NOW" to apply online
  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service- day or night.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.2/5.0 from 416 Cardholder Reviews

 
About our ratings Show Card Details
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Intro Purchase APR

0%* for 6 Months

Bonus Cash

Earn 2% Cash Back*

Regular Purchase APR

12.99%-21.99%* (Variable)

Sign Up Offer
Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 10.99% for 6 Months
Ongoing Information
Regular Purchase APR: 12.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Fair Credit
Highlights
  • Click "APPLY NOW" to apply online
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no signups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months-then a variable purchase APR applies, currently 12.99% - 21.99%.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service- day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.2/5.0 from 218 Cardholder Reviews

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

$20 Cash Back Bonus*

Bonus Cash

Earn 2% Cash Back*

Regular Purchase APR

12.99-21.99% *(Variable)

Sign Up Offer
Intro Purchase APR No intro APR
Intro Balance Transfer: 10.99% APR for 6 Months*
Ongoing Information
Regular Purchase APR: 12.99-21.99% *(Variable)
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair
Highlights
  • Click "APPLY NOW" to apply online
  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
  • Redeem your cashback for any amount, any time*. Your cash back never expires.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service- day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Cardholder Review

 
About our ratings Show Card Details
Apply Now

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Intro APR

0% for 14 Months on Purchases & Balance Transfers*

Bonus Rewards

Earn 2% Cash Back*

Regular Purchase APR

10.99%-22.99% Variable*

Sign Up Offer
Intro Purchase APR 0% for 14 Months*
Intro Balance Transfer: 0% for 14 Months*
Ongoing Information
Regular Purchase APR: 10.99%-22.99% (variable)
Annual Fee: $0*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no signups needed*. 1% cash back on all your other purchases.
  • Redeem your cashback for any amount, any time*. Your cash back never expires.
  • J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • 100% U.S. based customer service— day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
More Card Details

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Picture of Karen Hall
 

In the past, I thought pretty highly of this company. I've found that a program I canceled years ago is still being applied to my account, in the form of a "wallet protection". This has cost me over $1,100 which I sincerely doubt I will ever see again. I am done with this company. Keep an eye on your itemized statements.

Picture of Rachel Welty
 

Great cash back options and no annual fee!

Picture of Sandi Benoit
 

I love my Discover card!! I've had it for 20+ years. You can not beat no annual fees! I've never used the onetime allowance for a late payment, but it's nice to know that it's there in case an emergency occurs, because you never know what may happen! I really love how you can "design your own card" One of their best features is their cash back bonus's They money that I have in my cash back bonus, I'm able to "bank" it on Amazon and when I make a purchase using my Discover card, many times, my purchases have been free!! There are many options with their cash back bonuses! Their online statements are really easy to understand! Their interest rates are comparable to other cards out there, or lower. We LOVE our Discover card!!

Picture of Kim Childers
 

Love the no annual fee and the one time allowance for a late payment...you never know when something may happen and making that payment just slips your mind and Discover It card allows for just that. Cash back option is better than most cards. The US based customer service is awesome. You never have to worry about a misunderstanding due to a language barrier. A great card that I would certainly recommend!!

Picture of Ren Yte
 

This is by far the best credit card I've ever had. The customer service is far above any other in the industry. The cash back reward is fantastic as there are so many ways to earn. Above all else, it's the excellent customer service that really makes the card stands out.

Picture of David Sears
 

Outstanding cash back offers, easy to read online monthly statements. I like that their statements show your running balance and it gives your currently FICO score

Picture of Vincent Myers
 

I love the cash back option

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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Discover Cards

Discover credit cards are issued through the Discover Financial Services Corporation, a major business unit within the Morgan Stanley Corporation. Discover was launched back in 1986 and has continued to carve out a strong and distinctive niche within the global credit card industry. The company has more than 50 million card carrying customers, is one of the leading credit card companies in the USA, and is one of the only direct card issuers with its own payment processing system.

Discover Card was, in fact, the first company in America to offer a cash rewards credit card program that offered cash back bonuses to cardholders. It was also a pioneer in terms of creating rewards cards that allow cardholders to earn unlimited rewards that only expire if you cancel your Discover credit card or stop using it. Discover also introduced the “no-fee” cash back rewards card concept, so it is considered one of the most innovative credit card companies in the industry. It’s no wonder that with so many user-friendly innovations Discover consistently wins rave reviews and has frequently been named the top card in terms of customer satisfaction.

Discover credit cards offer a full menu of credit cards with cash back and rewards programs, including unlimited cash rewards that never expire. You can find cards for everything from cash-back rewards and travel programs to student cards, cards for those who enjoy restaurants, and promotional cards with zero percent introductory rates. Select cards that suit your tastes and spending patterns from the Discover credit card review section above and then check out their ratings, rankings, and summary descriptions for further details.

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