Discover Credit Card Offers

3.4 - 623 reviews for top rated card

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Discover Credit Card – Apply for Discover Card
  • Compare Discover credit card offers from Discover Financial Services
  • Independent reviews and ratings for Discover Cards
  • Secure and immediate online application process
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Your Rating:

3.3/5.0 from 494 Cardholder Reviews

 
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Regular Purchase APR

10.99% - 22.99%* (Variable)

Intro Purchase APR

0% for 14 Months

Intro BT APR

0% for 14 Months

Sign Up Offer

Intro Purchase APR 0% for 14 Months
Intro Balance Transfer: 0% for 14 Months

Ongoing Information

Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

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Excellent

Highlights

  • 0% intro APR on purchases & balance transfers for 14 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100% U.S.- based customer service-anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
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Your Rating:

3.4/5.0 from 623 Cardholder Reviews

 
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Regular Purchase APR

10.99% - 22.99%* (Variable)

Intro Purchase APR

0%* for 6 Months

Intro BT APR

0% for 18 Months

Sign Up Offer

Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 0% for 18 Months

Ongoing Information

Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • *+See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
 
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Your Rating:

3.4/5.0 from 36 Cardholder Reviews

 
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Apply Securely

Regular Purchase APR

12.99%-21.99%* (Variable)

Intro Purchase APR

0%* for 6 Months

Bonus Rewards

5% cash back*

Sign Up Offer

Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 10.99% for 6 Months

Ongoing Information

Regular Purchase APR: 12.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

Get Your Free Score!
Fair Credit

Highlights

  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases*.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
 
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Your Rating:

2.3/5.0 from 9 Cardholder Reviews

 
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Regular Purchase APR

12.99-21.99% *(Variable)

Bonus Cash

Earn 5% Cash Back*

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: 10.99% APR for 6 Months*

Ongoing Information

Regular Purchase APR: 12.99-21.99% *(Variable)
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

Get Your Free Score!
Fair Credit

Highlights

  • Experience our cash rewards with $20 Cashback Bonus® after you make your first purchase within 3 months of approval*.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases*.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
 
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Your Rating:

3.3/5.0 from 26 Cardholder Reviews

 
Apply Now

Apply Securely

Regular Purchase APR

12.99%-21.99%* (Variable)

Intro Purchase APR

0%* for 6 Months

Bonus Cash

2% cash back on certain purchases*

Sign Up Offer

Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 10.99% for 6 Months

Ongoing Information

Regular Purchase APR: 12.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

Get Your Free Score!
Fair Credit

Highlights

  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months-then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late*. 
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.-based customer service-anytime, day and night.
  • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
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Thanks for rating!

Your Rating:

3.6/5.0 from 8 Cardholder Reviews

 
Apply Now

Apply Securely

Regular Purchase APR

12.99-21.99% *(Variable)

Bonus Cash

Earn 2% Cash Back*

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: 10.99% APR for 6 Months*

Ongoing Information

Regular Purchase APR: 12.99-21.99% *(Variable)
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

Get Your Free Score!
Average/Fair

Highlights

  • Get a $20 Cashback Bonus®* when you make your first purchase within 3 months of approval.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.-based customer service-anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
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Community Conversation

Thank you. Your comment has been submitted and is pending editorial review.
Picture of Vincent Myers
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I love the cash back option

Picture of Ren Yte
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This is by far the best credit card I've ever had. The customer service is far above any other in the industry. The cash back reward is fantastic as there are so many ways to earn. Above all else, it's the excellent customer service that really makes the card stands out.

Picture of David Sears
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Outstanding cash back offers, easy to read online monthly statements. I like that their statements show your running balance and it gives your currently FICO score

Picture of Kim Childers
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Love the no annual fee and the one time allowance for a late payment...you never know when something may happen and making that payment just slips your mind and Discover It card allows for just that. Cash back option is better than most cards. The US based customer service is awesome. You never have to worry about a misunderstanding due to a language barrier. A great card that I would certainly recommend!!

Picture of Sandi Benoit
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I love my Discover card!! I've had it for 20+ years. You can not beat no annual fees! I've never used the onetime allowance for a late payment, but it's nice to know that it's there in case an emergency occurs, because you never know what may happen! I really love how you can "design your own card" One of their best features is their cash back bonus's They money that I have in my cash back bonus, I'm able to "bank" it on Amazon and when I make a purchase using my Discover card, many times, my purchases have been free!! There are many options with their cash back bonuses! Their online statements are really easy to understand! Their interest rates are comparable to other cards out there, or lower. We LOVE our Discover card!!

Picture of Karen Hall
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In the past, I thought pretty highly of this company. I've found that a program I canceled years ago is still being applied to my account, in the form of a "wallet protection". This has cost me over $1,100 which I sincerely doubt I will ever see again. I am done with this company. Keep an eye on your itemized statements.

Picture of Rachel Welty
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Great cash back options and no annual fee!

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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Discover Cards

Discover credit cards are issued through the Discover Financial Services Corporation, a major business unit within the Morgan Stanley Corporation. Discover was launched back in 1986 and has continued to carve out a strong and distinctive niche within the global credit card industry. The company has more than 50 million card carrying customers, is one of the leading credit card companies in the USA, and is one of the only direct card issuers with its own payment processing system.

Discover Card was, in fact, the first company in America to offer a cash rewards credit card program that offered cash back bonuses to cardholders. It was also a pioneer in terms of creating rewards cards that allow cardholders to earn unlimited rewards that only expire if you cancel your Discover credit card or stop using it. Discover also introduced the “no-fee” cash back rewards card concept, so it is considered one of the most innovative credit card companies in the industry. It’s no wonder that with so many user-friendly innovations Discover consistently wins rave reviews and has frequently been named the top card in terms of customer satisfaction.

Discover credit cards offer a full menu of credit cards with cash back and rewards programs, including unlimited cash rewards that never expire. You can find cards for everything from cash-back rewards and travel programs to student cards, cards for those who enjoy restaurants, and promotional cards with zero percent introductory rates. Select cards that suit your tastes and spending patterns from the Discover credit card review section above and then check out their ratings, rankings, and summary descriptions for further details.

Trust & Security

Over 1,250,000 cardholders since 2005

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