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Discover Credit Card Offers

3.7 - 2,537 reviews for top rated card - Over the Past 60 Days!

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3.7/5.0 from 2,537 Cardholder Reviews Over the Past 60 Days!

 
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Intro Balance Transfer APR

0%* for 18 Months

Bonus Rewards

Earn 5% Cash Back*

Exclusive Bonus Offer

Double cash back at end of 1st year*

Sign Up Offer
Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 0% for 18 Months
Ongoing Information
Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance.
  • Exclusive offer: Double all the cash back you've earned at the end of your 1st year—automatically.*
  • 5% cash back in categories that change each quarter like gas, restaurants and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
More Card Details

 

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Your Rating:

3.8/5.0 from 56 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0%* for 12 Months

Rewards Rate

Earn 1.5 Miles per $1 Spent*

Exclusive Bonus Offer

Double all miles at end of 1st year*

Sign Up Offer
Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 10.99% for 12 Months
Ongoing Information
Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • No annual fee & unlimited 1.5x Miles on every dollar you spend on purchases. 0% intro APR on purchases for 12 months—then a variable purchase APR applies, currently 10.99% - 22.99%.
  • Exclusive Double Miles Offer: At the end of your first year—when other Miles cards charge an annual fee—Discover doubles all the Miles you’ve earned.*
  • 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.*
  • Discover pays you back for your in-flight Wi-Fi fees—up to $30 a year—with an automatic statement credit.*
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
  • Free overnight shipping of replacement cards to any U.S. street address at your request. And you're never responsible for unauthorized purchases on your Discover card.*
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply Now." See complete Discover it® Miles details.
More Card Details

 

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Your Rating:

4.1/5.0 from 20 Cardholder Reviews Over the Past 60 Days!

 
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Intro APR

0% for 12 Months*

Rewards Rate

Earn 5% Cash Back*

Exclusive Bonus Offer

Double cash back at end of 1st year*

Sign Up Offer
Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 0% for 12 Months
Ongoing Information
Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • 0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance.
  • Exclusive offer: Double all the cash back you've earned at the end of your 1st year—automatically.*
  • 5% cash back in categories that change each quarter like gas, restaurants and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • New FreezeSM It on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 83 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Intro Purchase APR

0%* for 6 Months

Bonus Rewards

Earn 5% Cash Back*

Exclusive Bonus Offer

Double cash back at end of 1st year*

Sign Up Offer
Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 10.99% for 6 Months
Ongoing Information
Regular Purchase APR: 12.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Fair Credit
Highlights
  • Click "APPLY NOW" to apply online
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Exclusive offer: Double all the cash back you've earned at the end of your 1st year—automatically.*
  • 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
  • Free FICO® Credit Score on statements, online & by mobile app.* 100% U.S.-based service any time. Text alerts when payment is due & a free mobile app to stay on top of your account.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 52 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Intro Purchase APR

0%* for 6 Months

Bonus Rewards

Earn 2% Cash Back*

Exclusive Bonus Offer

Double cash back at end of 1st year*

Sign Up Offer
Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 10.99% for 6 Months
Ongoing Information
Regular Purchase APR: 12.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Fair Credit
Highlights
  • Click "APPLY NOW" to apply online
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Exclusive offer: Double all the cash back you've earned at the end of your 1st year—automatically.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed.* 1% cash back on all your other purchases.
  • Free FICO® Credit Score on statements, online & by mobile app.* 100% U.S.-based service any time. Text alerts when payment is due & a free mobile app to stay on top of your account.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
More Card Details

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Picture of Rachel Welty
 

Great cash back options and no annual fee!

Picture of Karen Hall
 

In the past, I thought pretty highly of this company. I've found that a program I canceled years ago is still being applied to my account, in the form of a "wallet protection". This has cost me over $1,100 which I sincerely doubt I will ever see again. I am done with this company. Keep an eye on your itemized statements.

Picture of Sandi Benoit
 

I love my Discover card!! I've had it for 20+ years. You can not beat no annual fees! I've never used the onetime allowance for a late payment, but it's nice to know that it's there in case an emergency occurs, because you never know what may happen! I really love how you can "design your own card" One of their best features is their cash back bonus's They money that I have in my cash back bonus, I'm able to "bank" it on Amazon and when I make a purchase using my Discover card, many times, my purchases have been free!! There are many options with their cash back bonuses! Their online statements are really easy to understand! Their interest rates are comparable to other cards out there, or lower. We LOVE our Discover card!!

Picture of Kim Childers
 

Love the no annual fee and the one time allowance for a late payment...you never know when something may happen and making that payment just slips your mind and Discover It card allows for just that. Cash back option is better than most cards. The US based customer service is awesome. You never have to worry about a misunderstanding due to a language barrier. A great card that I would certainly recommend!!

Picture of David Sears
 

Outstanding cash back offers, easy to read online monthly statements. I like that their statements show your running balance and it gives your currently FICO score

Picture of Ren Yte
 

This is by far the best credit card I've ever had. The customer service is far above any other in the industry. The cash back reward is fantastic as there are so many ways to earn. Above all else, it's the excellent customer service that really makes the card stands out.

Picture of Vincent Myers
 

I love the cash back option

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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Discover Cards

Discover credit cards are issued through the Discover Financial Services Corporation, a major business unit within the Morgan Stanley Corporation. Discover was launched back in 1986 and has continued to carve out a strong and distinctive niche within the global credit card industry. The company has more than 50 million card carrying customers, is one of the leading credit card companies in the USA, and is one of the only direct card issuers with its own payment processing system.

Discover Card was, in fact, the first company in America to offer a cash rewards credit card program that offered cash back bonuses to cardholders. It was also a pioneer in terms of creating rewards cards that allow cardholders to earn unlimited rewards that only expire if you cancel your Discover credit card or stop using it. Discover also introduced the “no-fee” cash back rewards card concept, so it is considered one of the most innovative credit card companies in the industry. It’s no wonder that with so many user-friendly innovations Discover consistently wins rave reviews and has frequently been named the top card in terms of customer satisfaction.

Discover credit cards offer a full menu of credit cards with cash back and rewards programs, including unlimited cash rewards that never expire. You can find cards for everything from cash-back rewards and travel programs to student cards, cards for those who enjoy restaurants, and promotional cards with zero percent introductory rates. Select cards that suit your tastes and spending patterns from the Discover credit card review section above and then check out their ratings, rankings, and summary descriptions for further details.

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