MasterCard Credit Cards

  • Easily compare Mastercard credit cards
  • Independent ratings and reviews of Mastercard credit card offers
  • Instant & secure online application process
  • Review MasterCard options for people with bad credit
  • Apply for a bad credit MasterCard
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Intro Purchase APR

0% until July 2015

Intro BT APR

0% until July 2015

Sign Up Offer

Intro Purchase APR 0% until July 2015
Intro Balance Transfer: 0% until July 2015

Ongoing Information

Regular Purchase APR: 10.9%-18.9% (V)
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

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Excellent/Good

Highlights

  • Transfer a balance for 0% intro APR until July 2015
  • Get 0% intro APR on all purchases until July 2015
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance 
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Intro Purchase APR

0% for 18 Months*

Intro BT APR

0% for 18 Months*

Sign Up Offer

Intro Purchase APR 0% for 18 Months*
Intro Balance Transfer: 0% for 18 Months*

Ongoing Information

Regular Purchase APR: 12.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 800-340-7968
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day. .
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Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 24.9% (V)
Annual Fee: $0 intro for first year; $19 after that
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

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Average/Fair/Limited

Highlights

  • Start with no annual fee for the first year; $19 after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account - even from your smartphone with our mobile app
  • Pick the monthly payment due date that works best for you
  • Pay however you want - by check, online, or at a local branch, all with no fee
  • Get access to your account 24 hours a day, 7 days a week
  • Start building for the future with features that can help you get there
 
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Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: None
Credit Needed:
 
No Credit

Credit cards for no credit are intended for those without an established FICO score.

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No Credit

Highlights

  • $0 Monthly Fee
  • No Credit Check or ChexSystems check
  • Instant Account Number
  • Free† Direct Deposit - paycheck, benefits, tax refunds
  • Easy 24/7 Online Account Access
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Use it Everywhere Mastercard Debit card accepted
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Bonus Rewards

2¢ per litre of gas

Rewards Rate

2% in CAA-Quebec Dollars*

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: 1.99% for 10 Months

Ongoing Information

Regular Purchase APR: 19.99%*
Annual Fee: None
Rewards Rate: 2% in CAA-Quebec Dollars*
Credit Needed:
 
No Credit

Credit cards for no credit are intended for those without an established FICO score.

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*See Terms

Highlights

  • No annual fee
  • On top of 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the Couche-Tard counter
  • Earn up to 1% in CAA-Quebec Dollars on your other eligible purchases
  • 1.99% annual interest rate (AIR) on balance transfers* and deposits* for the first 10 full months
  • Unparalleled 24-hour customer service
  • Online access to your credit card account
  • International acceptance at millions of locations
  • Enhanced security and protection with Chip & Pin technology and PayPass
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Intro Purchase APR

0% for purchases for 12 billing cycles*

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles*

Sign Up Offer

Intro Purchase APR 0% for purchases for 12 billing cycles*
Intro Balance Transfer: 0% for qualifying balance transfers for 12 billing cycles*

Ongoing Information

Regular Purchase APR: 11.99% - 21.99% Variable* on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

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Excellent

Highlights

  • No annual fee
  • Save on interest with a 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 11.99% - 21.99% variable APR
  • Earn $25 per quarter towards your balance when you pay more than the monthly minimum and on time each month.
  • Get an additional $5 bonus per quarter if you have a Bank of America® checking or savings account
  • Cash back is automatically credited to your card balance
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Bonus Miles

30,000 miles*

Bonus Rewards

Free Checked Bag & Priority Boarding*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.99%-21.99%* (Variable)
Annual Fee: $95, waived for first 12 Months*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • Your first eligible checked bag is free* 
  • Group 1 boarding and 25% savings on eligible in-flight purchases* 
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal* 
  • Double AAdvantage® miles on eligible American Airlines purchases* 
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
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Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A*

Ongoing Information

Regular Purchase APR: 14.99%*
Annual Fee: $39
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • *See Card Terms
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Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 11.99% (Variable)
Annual Fee: $44
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • *See Card Terms
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Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 22.9% (V)
Annual Fee: $29
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Limited/Bad

Highlights

  • Build credit with responsible use with no processing or application fees
  • Regular reporting to the 3 major credit bureaus
  • Get free access to a credit score, credit report, and great tips using Credit Tracker
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Build a financial foundation you can stand on with a card that gets you started
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
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Bonus Rewards

2 points per $1 on gas, grocery & utility purchases*

Rewards Rate

Earn 1 point per $1 on all other purchases

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 24.99%* (Variable)
Annual Fee: $0
Rewards Rate: Earn 1 point per $1 on all other purchases
Credit Needed:
 
Good Credit

Credit cards for good credit are intended for those with a FICO score between 660 - 699.

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Average Credit

Highlights

  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
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Bonus Miles

40,000 miles*

Rewards Rate

2 miles per $1*

Sign Up Offer

Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 15.99% or 24.99% (Variable)
Annual Fee: $89
Rewards Rate: 2 miles per $1*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn up to 40,000 bonus miles with qualifying transactions
  • Exclusive: Book award flights for 5,000 fewer miles - award travel starts at just 20,000 miles for cardmembers
  • Zone 2 boarding on all US Airways flights
  • Earn 2 miles per $1 on US Airways purchases
  • Earn 1 mile per $1 on purchases everywhere else
  • Annual companion certificate good for up to 2 companion tickets at $99 each, plus taxes and fees
  • First Class check-in
  • Please see terms and conditions for complete details
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Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A*

Ongoing Information

Regular Purchase APR: 19.99%*
Annual Fee: $29
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • *See Card Terms
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Bonus Miles

Earn 20,000 Bonus Miles in First 90 Days*

Intro Purchase APR

0% APR on Purchases

Sign Up Offer

Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 14.99% - 18.99%* Variable
Annual Fee: None
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
  • 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining purchases,1X miles on all other purchases, and no mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary one year subscription of TripIt Pro mobile travel organizer - a $49 value
  • Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
 
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Bonus Miles

Earn 40,000 Bonus Miles in First 90 Days*

Intro Purchase APR

0% APR on Purchases and Balance Transfers for 12 Months

Sign Up Offer

Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 14.99% or 18.99%* (Variable)
Annual Fee: $0 for the first year, then $89*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 40,000 bonus miles when you spend $3,000 or more on purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next travel redemption!
  • 0% intro APR on purchases and balance transfers for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness
  • Earn 2X miles on all purchases
  • No mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel statement credits (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use your card to book through any airline, hotel or discount travel engine with no blackout dates or seat restrictions
  • Easily redeem your miles for statement credits towards all or a portion of your travel purchases within the last 90 days
  • Complimentary online FICO® Score access for Arrival cardmembers
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Bonus Rewards

Earn 5% on First $5k in Purchases*

Rewards Rate

Earn 2% on all Purchases, Every day

Sign Up Offer

Intro Purchase APR 0% on purchases for 12 Months
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 11.9%-19.9% (V)
Annual Fee: $0
Rewards Rate: Earn 2% on all Purchases, Every day
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • 5% Earnings on your first $5,000 in purchases every year
  • 2% unlimited Earnings on purchases after that
  • Redeem Earnings toward a new Chevrolet, Buick, GMC or Cadillac vehicle
  • Your Earnings don't expire and there's no limit on how much you can redeem
  • For an even better value, stack your Earnings on top of your best agreed-upon price and most current GM offers
  • 0% intro APR on purchases for 12 months, then 11.9% - 19.9% variable APR on purchases
  • No foreign transaction fees
  • No annual fee
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Mastercard Credit Cards

MasterCard is one of the pioneering global credit card payments companies, and was founded in 1966 as the Interbank Card Association. The MasterCard brand came into existence in the 1970s, when the original MasterCharge Corporation created by Interbank changed its official name to MasterCard.

Today MasterCard credit cards are accepted in more than 200 countries. Any cardholder who has a credit card bearing the MasterCard logo – from a bank or other card issuer – can use the card at any merchant location or other business that accepts MasterCard credit cards. MasterCard is responsible – along with its rival and counterpart Visa – for the vast majority of credit card transactions. MasterCard Worldwide does not directly issue credit cards to consumers.

MasterCard provides banks and other card issuing companies the flexibility to offer their own rates and deals, and that is why you will find so much variety among Mastercard credit card offers available. These MasterCard branded cards are offered by thousands of different kinds of brands and businesses including financial institutions, banks, airlines, hotels, universities, and charitable organizations. Mastercard Offers credit cards perfect for college students and people with bad credit history.

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Over 1,250,000 cardholders since 2005

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