American Express Credit Cards
- Easily compare American Express credit cards
- Independent ratings and reviews of American Express credit card offers
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Blue Cash EverydaySM from American Express
- Intro APR Intro Purchase APR 0%
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Intro BT APR
Intro Balance Transfer N/A*
- Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- No spend minimum, No enrollment, and No rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
- No annual fee, flexibility to pay over time
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase APR 0% | Intro Balance Transfer N/A* |
17.24%-22.24% (Variable)* | None | Excellent |
Blue Cash PreferredSM Card from American Express
- Intro APR 0.00%*
- Intro BT APR N/A*
- Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
- No spend minimum, No enrollment, and No rotating rewards categories
- Get a $75 Referral Bonus for each friend or family member who is approved for the Card
- The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0.00%* | N/A* | 17.24-22.24% (Variable)* | $75.00* | Excellent |
Blue Sky from American ExpressSM
- Intro APR Intro Purchase APR 0%
-
Intro BT APR
Intro Balance Transfer N/A*
- 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
- No annual fee.
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time.
- Get a decision in as little as 60 seconds.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase APR 0% | Intro Balance Transfer N/A* |
17.24%-22.24% (Variable)* | None | Excellent |
TrueEarnings® Card from Costco and American Express
- Intro APR Intro Purchase APR 0%*
-
Intro BT APR
Intro Balance Transfer N/A*
- American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase APR 0%* | Intro Balance Transfer N/A* |
15.24% (Variable)* | None | Excellent |
American Express® Premier Rewards Gold Card
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
- Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
- Introductory annual fee of $0 for the first year, then $175
- Get a decision in as little as 60 seconds.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
N/A* | $0.00 1 year, then $175.00* | Excellent |
Starwood Preferred Guest® Credit Card from American Express
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel® Award for "Best Travel Rewards Card"
- $0 introductory annual fee for the first year, then $65
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
15.24%-19.24% (Variable)* | $0.00 1 year, then $65.00* | Good |
The Platinum Card® from American Express
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
- 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership.
- Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass(TM) Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
- Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- Fine Hotel & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
- Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
N/A* | $450.00* | Excellent |
American Express® Gold Card
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
- Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
- Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
- Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
- Introductory annual fee of $0 for the first year, then $125.
- Get a decision in as little as 60 seconds.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
N/A* | $0.00 1 year, then $125.00* | Excellent |
The Business Gold Rewards Card® from American Express OPEN
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
- For a limited time: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
- One million rewards from over 500 brands
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
- Terms & Restrictions Apply.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
N/A* | $0.00 1 year, then $175.00* | Excellent |
Delta Airlines - Gold Delta SkyMiles® Credit Card
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
15.24%-19.24% (Variable)* | $0.00 1 year, then $95.00* | Excellent |
American Express® Prepaid Card
- Intro APR N/A*
- Intro BT APR N/A*
- The benefits of Cardmembership start here!
- No Monthly, Annual or Purchase Fees
- No Overdraft, Inactivity or Foreign Exchange Fees
- Purchase Protection*
- Fraud Protection
- Roadside Assistance*
- No Credit Check
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | N/A* | $0.00* | No Credit |
Updated by Chris Mettler on
The American Express Credit Card Company
American Express began in 1850 as an express delivery service based in NYC, but about 100 years later it launched its first credit card. Within the first five years the card gained more than a million cardholders. By the 1960s American Express had millions of customers and had introduced the prestigious and popular Amex Gold Card. Today American Express credit cards are carried by approximately 25 percent of all cardholders in the United States.
The American Express brand now encompasses a wide number of financial services under its global corporate umbrella and is traded on the New York Stock Exchange. The American Express credit card division is one of the top three credit card processing companies in the world and it has a full range of credit cards for individuals, small businesses, and larger corporations.
Products include the Preferred Rewards Gold Card that lets you earn travel on nearly a dozen different airlines; the Starwood Preferred Card affiliated with 5-star luxury resort hotels; and the Amex Costco card for those budget-minded shoppers who want to earn great rewards while shopping at Costco stores. Other cards include the Plum, Zinc, and Amex Blue – as well as the legendary American Express Centurion card. It is known to most people as the American Express Black Card and is the world’s rarest American Express Card. Those who carry the jet black card enjoy an extreme level of personal service that can be extended only to selected individuals worldwide, and this is the card that sparks legends and rumors but is rarely seen – because there are only a small number of them in circulation.
The way the American Express Prepaid card works is that you add cash to your American Express account, then make purchases up to the limit of your available cash. When you need to add more money just reload the card. Best of all, the card does not include fees normally charged by prepaid card companies. The only real charge is a $2 ATM fee. But you automatically get one ATM withdrawal per month for free. Anyone age 18 and older can purchase one, and these cards are accepted wherever merchants honor American Express.
Whatever kind of credit card you need, American Express has it – but generally speaking you need to have excellent credit to qualify.
