American Express Credit Card Offers

3.3 - 867 reviews for top rated card

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American Express Credit Card
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  • Independent ratings and reviews of American Express credit card offers
  • Instant & secure online approval process
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3.3/5.0 from 867 Cardholder Reviews

 
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Intro Purchase APR

0% for 15 Months

Bonus Rewards

6% Cash Back at US Supermarkets*

Regular Purchase APR

12.99%-21.99% (Variable)*

Sign Up Offer

Intro Purchase APR 0% for 15 Months
Intro Balance Transfer: 0% for 15 Months

Ongoing Information

Regular Purchase APR: 12.99%-21.99% (Variable)*
Annual Fee: $75
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
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Your Rating:

3.3/5.0 from 301 Cardholder Reviews

 
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Introductory APRs

0% for 15 Months

Bonus Rewards

Earn 15,000 Points After Qualifying Purchases*

Regular Purchase APR

12.99%-21.99% (Variable)

Sign Up Offer

Intro Purchase APR 0% for 15 Months
Intro Balance Transfer: 0% for 15 Months

Ongoing Information

Regular Purchase APR: 12.99%-21.99% (Variable)
Annual Fee: $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 15,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 50% more points: Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® points to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
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Your Rating:

3.2/5.0 from 495 Cardholder Reviews

 
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Intro Purchase APR

0% for 15 Months

Bonus Cash

100 Reward Dollars*

Regular Purchase APR

12.99%-21.99% (Variable)*

Sign Up Offer

Intro Purchase APR 0% for 15 Months
Intro Balance Transfer: 0% for 15 Months

Ongoing Information

Regular Purchase APR: 12.99%-21.99% (Variable)*
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
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Your Rating:

3.5/5.0 from 193 Cardholder Reviews

 
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Introductory APRs

0% for 15 Months

Bonus Rewards

Earn 10,000 Points after Qualifying Purchases*

Regular Purchase APR

12.99%-21.99% (Variable)

Sign Up Offer

Intro Purchase APR 0% for 15 Months
Intro Balance Transfer: 0% for 15 Months

Ongoing Information

Regular Purchase APR: 12.99%-21.99% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
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Your Rating:

3.4/5.0 from 224 Cardholder Reviews

 
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Intro Purchase APR

0% for 6 Months on Purchases*

Rewards Rate

3% cash back*

Regular Purchase APR

15.24% (Variable)

Sign Up Offer

Intro Purchase APR 0% for 6 Months*
Intro Balance Transfer:
N/A*

Ongoing Information

Regular Purchase APR: 15.24% (Variable)
Annual Fee: No Annual Fee with your paid Costco Membership
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
  • You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members 
  • Maximize your cash back: Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members
  • Terms and restrictions apply
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Your Rating:

3.4/5.0 from 117 Cardholder Reviews

 
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Bonus Rewards

Earn up to 25,000 bonus points*

Rewards Rate

Earn up to 5 Starpoints per $1 on eligible purchases*

Regular Purchase APR

15.24% - 19.24% (Variable)*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.24% - 19.24% (Variable)*
Annual Fee: $0 intro annual fee for first year, then $65
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Starpoints® bonus: Earn up to 25,000 bonus points
  • Earn 10,000 Starpoints® after your first purchase on the Card and another 15,000 after you spend $5,000 in purchases on the Card within the first 6 months of Card Membership
  • Starpoints® redeemable towards Award Nights at over 1,100 hotels in nearly 100 countries worldwide 
  • Earn 2 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the SPG® program
  • Earn 1 Starpoint® for each dollar of eligible purchases 
  • $0 introductory annual fee for the first year, then $65
  • Terms and Restrictions apply
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Your Rating:

3.3/5.0 from 119 Cardholder Reviews

 
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Bonus Rewards

40,000 Membership Rewards® points*

Bonus Cash

$200 annually in statement credits*

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: $450
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Up to a $200 Airline Fee Credit Annually.
  • To receive the statement credit, you need to select a qualifying airline.
  • There are no foreign transaction fees with purchases made on your Platinum Card.
  • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
  • Terms & restrictions apply.
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Your Rating:

3.3/5.0 from 110 Cardholder Reviews

 
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Bonus Rewards

25,000 Bonus Points after qualifying purchases*

Rewards Rate

Earn 3X points on 1 of 5 categories*

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: $0 intro annual fee for first year, then $175
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
  • New: Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • Redeem points for everyday business expenses, to help with travel costs or to reward employees and entertain clients.
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • $0 introductory annual fee for the first year, then $175
  • Terms and limitations apply
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Your Rating:

3.6/5.0 from 40 Cardholder Reviews

 
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Bonus Miles

40,000 Membership Rewards® points*

Bonus Rewards

Complimentary access to over 700 airport lounges

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: $450
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • A Premium Card with access to over 40 benefits to help power your business
  • Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more
  • Complimentary access to over 700 airport lounges worldwide
  • Enjoy complimentary, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide
  • Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
  • Purchasing power that can adjust as your business evolves
  • Terms & Restrictions Apply
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Your Rating:

3.4/5.0 from 37 Cardholder Reviews

 
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Sign Up Offer

Extended Grace Period

Take up to 60 days to pay with no interest*

Early Pay Discount

Receive 1.5% discount for paying early*

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: $0 intro annual fee for the first year, then $250
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month
  • No Foreign Transaction Fees
  • Pay no annual Membership fee for your first year
  • Then, pay $250 annually
  • No annual fee for each additional Employee Plum Card
  • Do business on your terms
  • Terms & Restrictions Apply
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Your Rating:

3.2/5.0 from 104 Cardholder Reviews

 
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Bonus Rewards

5% and 3% bonus cash back categories of spending*

Rewards Rate

Earn 1% on other purchases*

Regular Purchase APR

12.24%-19.24% (Variable)

Sign Up Offer

Intro Purchase APR 0% for 9 months
Intro Balance Transfer: See Terms*

Ongoing Information

Regular Purchase APR: 12.24%-19.24% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Limited Time Offer: You can get a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership
  • To be eligible for this offer, your application must be received by June 23, 2015
  • With no annual membership fee, it's a smart choice for your business 
  • Reinvest in your business with automatic cash back
  • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
  • 3% on the category of your choice and 1% on other purchases
  • On purchases up to $25,000 at 5% and 3% per rebate year, then 1%
  • Terms and limitations apply
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Your Rating:

3.3/5.0 from 63 Cardholder Reviews

 
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Bonus Miles

Earn 30,000 Bonus Miles*

Bonus Rewards

2X Miles on Delta Purchases*

Regular Purchase APR

15.24%-19.24% (Variable)

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.24%-19.24% (Variable)
Annual Fee: $0 for the first year, then $95*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months
  • You can check your first bag for free and save up to $50 on a round-trip Delta flight
  • Earn two Miles per dollar spent on purchases made directly with Delta. Earn one mile on every eligible dollar spent on purchases
  • Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases
  • No Foreign Transaction fees
  • $0 introductory annual fee for the first year, then $95
  • Terms and limitations apply
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Your Rating:

3.3/5.0 from 91 Cardholder Reviews

 
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Intro Purchase APR

0% APR for 9 Months on Purchases

Rewards Rate

Earn 2x Points for Eligible Purchases*

Regular Purchase APR

11.24% - 19.24% (Variable)

Sign Up Offer

Intro Purchase APR 0% for 9 Months
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 11.24% - 19.24% (Variable)
Annual Fee: None
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a 30% annual Relationship Bonus – without an annual membership fee
  • Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership – valued at up to $100 in gift cards at select merchants
  • No annual fee for each additional Employee Blue for Business® Credit Card
  • Get a low introductory APR on purchases for 9 months
  • Use points to reinvest in your business and reward your employees and clients
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • Terms & Restrictions Apply
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2.9/5.0 from 41 Cardholder Reviews

 
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Sign Up Offer

Comes With a CD Account

Earn Interest on Your Deposit

Credit Line

$250 - $5,000 Credit Line

Regular Purchase APR

9.90%

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 9.90%
Annual Fee: $35
Credit Needed:
 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
  • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
  • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
  • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
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Picture of Randy Longbrake
 

The american express true earning costco card is a great card. I do not have to pay any yearly fees. The best thing about it, is you get cash back for all your purchase on the card plus you also get cash back for purchases at costco. so its like getting double the money back, example if you use it at the costco gas pump you get 3% for using the card from american express and then another 2% back from costco. and they automatically give you a check from each every year. no fuss

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The American Express Credit Card Company

American Express began in 1850 as an express delivery service based in NYC, but about 100 years later it launched its first credit card. Within the first five years the card gained more than a million cardholders. By the 1960s American Express had millions of customers and had introduced the prestigious and popular Amex Gold Card. Today American Express credit cards are carried by approximately 25 percent of all cardholders in the United States.
The American Express brand now encompasses a wide number of financial services under its global corporate umbrella and is traded on the New York Stock Exchange. The American Express credit card division is one of the top three credit card processing companies in the world and it has a full range of credit cards for individuals, small businesses, and larger corporations.

American Express credit card products include the Preferred Rewards Gold Card that lets you earn travel on nearly a dozen different airlines; the Starwood Preferred Card affiliated with 5-star luxury resort hotels; and the Amex Costco card for those budget-minded shoppers who want to earn great rewards while shopping at Costco stores. Other cards include the Plum, Zinc, and Amex Blue – as well as the legendary American Express Centurion card. It is known to most people as the American Express Black Card and is the world’s rarest American Express Card. Those who carry the jet black card enjoy an extreme level of personal service that can be extended only to selected individuals worldwide, and this is the card that sparks legends and rumors but is rarely seen – because there are only a small number of them in circulation.

The way the American Express Prepaid card works is that you add cash to your American Express account, then make purchases up to the limit of your available cash. When you need to add more money just reload the card. Best of all, the card does not include fees normally charged by prepaid card companies. The only real charge is a $2 ATM fee. But you automatically get one ATM withdrawal per month for free. Anyone age 18 and older can purchase one, and these cards are accepted wherever merchants honor American Express.

Whatever kind of credit card you need, American Express has it – but generally speaking you need to have excellent credit to qualify.

Trust & Security
 

Over 1,250,000 cardholders since 2005

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