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0% for 15 Months
6% Cash Back at US Supermarkets*
0% for 15 Months
Earn 15,000 Points After Qualifying Purchases*
0% for 15 Months
$100 Sign-up Reward *
0% for 15 Months
Earn 10,000 Points after Qualifying Purchases*
25,000 Bonus Membership Rewards® points*
Earn up to 3X points*
Up to $100 per year for incidentals*
25,000 Bonus Points after qualifying purchases*
Earn 3X points on 1 of 5 categories*
40,000 Membership Rewards® points*
Complimentary access to over 700 airport lounges
Receive 1.5% discount for paying early*
Take up to 60 days to pay with no interest*
$0 intro annual fee, then $250*
5% and 3% bonus cash back categories of spending*
Earn 1% on other purchases*
0% APR for 9 Months on Purchases
Earn 2x Points for Eligible Purchases*
11.24% - 19.24% (Variable)
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American Express began in 1850 as an express delivery service based in NYC, but about 100 years later it launched its first credit card. Within the first five years the card gained more than a million cardholders. By the 1960s American Express had millions of customers and had introduced the prestigious and popular Amex Gold Card. Today American Express credit cards are carried by approximately 25 percent of all cardholders in the United States.
The American Express brand now encompasses a wide number of financial services under its global corporate umbrella and is traded on the New York Stock Exchange. The American Express credit card division is one of the top three credit card processing companies in the world and it has a full range of credit cards for individuals, small businesses, and larger corporations.
American Express credit card products include the Preferred Rewards Gold Card that lets you earn travel on nearly a dozen different airlines; the Starwood Preferred Card affiliated with 5-star luxury resort hotels; and the Amex Costco card for those budget-minded shoppers who want to earn great rewards while shopping at Costco stores. Other cards include the Plum, Zinc, and Amex Blue – as well as the legendary American Express Centurion card. It is known to most people as the American Express Black Card and is the world’s rarest American Express Card. Those who carry the jet black card enjoy an extreme level of personal service that can be extended only to selected individuals worldwide, and this is the card that sparks legends and rumors but is rarely seen – because there are only a small number of them in circulation.
The way the American Express Prepaid card works is that you add cash to your American Express account, then make purchases up to the limit of your available cash. When you need to add more money just reload the card. Best of all, the card does not include fees normally charged by prepaid card companies. The only real charge is a $2 ATM fee. But you automatically get one ATM withdrawal per month for free. Anyone age 18 and older can purchase one, and these cards are accepted wherever merchants honor American Express.
Whatever kind of credit card you need, American Express has it – but generally speaking you need to have excellent credit to qualify.
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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.