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See additional details for Credit One Bank® Visa® - No Deposit Required
See additional details for Capital One® Secured MasterCard®
See additional details for Surge MasterCard® Credit Card
Credit cards for fair credit are intended for those with a credit score between 600 - 659.Get Your Free Score!
See additional details for Discover it® Secured Credit Card - No Annual Fee
See additional details for FingerHut Credit Account
See additional details for Indigo® Platinum MasterCard®
See additional details for Horizon Gold Card
See additional details for Primor® Secured Visa Gold Card
See additional details for Bronze ACE™ Visa® Prepaid Debit Card
See additional details for CityScape ACE Elite™ Visa® Prepaid Debit Card
See additional details for Pink ACE Elite™ Visa® Prepaid Card
See additional details for Merit Platinum Card
See additional details for Official NASCAR® Credit Card from Credit One Bank®
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Here" button and review info on the secure credit card terms page.
So called “bad credit” credit cards are especially designed credit cards for people with bad credit, low credit, or no credit history. They can be easier to obtain compared with other credit cards because they typically offer cards with limited scrutiny of your finances, debts, and poor credit history.
Some bad credit credit cards require that the cardholder make a payment deposit into their card account which is then used as collateral or security against any charges to the card. This is a standard prepayment process, and you basically set your own credit limit based on how much money you keep in your account. But there are even some that require no security deposit or prepayment – although these cards usually make money from cardholders by charging high interest rates and fees due to the reduced creditworthiness of the cardholder.
For most people, the best credit card for bad credit will be one that charges reasonable fees in exchange for helpful features like online bill paying and financial management tools. Study the menu of fees to see how much you can expect to pay for using the card in the way to which you are accustomed. Another key fact area to consider will be whether or not the credit card company reports to the major credit bureaus on a regular basis. This type of regular reporting is the major building block toward credit report. After taking these aspects into consideration, pick a card that suits you and use it to build up your poor credit score by making on-time payments with all creditors and keeping account balances low relative to the credit limit. This may allow you to later successfully apply for a traditional credit card with a lower rate and fewer monthly fees and charges.
Disclaimer: FICO scores are used to represent the creditworthiness of a person and may be one indicator of the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
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