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Business Credit Cards

3.7 - 67 reviews for top rated card - Over the Past 60 Days!

The Best Business Credit Cards -Best Business Cards
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3.7/5.0 from 67 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% for 12 months

Intro BT APR

0%* for 12 Months

Regular Purchase APR

13.24% Variable

Sign Up Offer
Intro Purchase APR 0% for 12 months
Intro Balance Transfer: 0% for 12 Months
Ongoing Information
Regular Purchase APR: 13.24% Variable
Annual Fee: None
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Named "Best for Rewards for Small Business" MONEY® Magazine, October 2014
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Free employee cards
  • No Annual Fee
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Your Rating:

3.8/5.0 from 32 Cardholder Reviews Over the Past 60 Days!

 
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Rewards Rate

Earn 2% Cash Back

Annual Fee

$0 intro for first year, then $59

Regular Purchase APR

16.9% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 16.9% (Variable)
Annual Fee: $0 intro for first year; $59 after that
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 2% cash back on every purchase, every day
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Cash rewards don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • No foreign transaction fees
  • Earn unlimited cash rewards that don't expire
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Your Rating:

3.9/5.0 from 13 Cardholder Reviews Over the Past 60 Days!

 
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Rewards Rate

Earn 2x miles per dollar

Annual Fee

$0 intro for first year, then $59

Regular Purchase APR

16.9% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 16.9% (Variable)
Annual Fee: $0 intro for first year; $59 after that
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 2 miles per dollar spent on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
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Your Rating:

3.8/5.0 from 17 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% until January 2016

Rewards Rate

1.5% Cash Back on Every Purchase

Regular Purchase APR

12.9% - 20.9% (Variable)

Sign Up Offer
Intro Purchase APR 0% until January 2016
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 12.9% - 20.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months
  • Save on interest with 0% intro APR on purchases until January 2016; 12.9%-20.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
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Your Rating:

3.8/5.0 from 22 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% until January 2016

Rewards Rate

Earn 1.5X miles per dollar on all purchases

Regular Purchase APR

12.9%-20.9% (Variable)

Sign Up Offer
Intro Purchase APR 0% on purchases until January 2016
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 12.9% - 20.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 1.5 miles per dollar spent on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases until January 2016; 12.9%-20.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
More Card Details

 

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Your Rating:

3.9/5.0 from 20 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

Earn 50,000 bonus points*

Rewards Rate

Up to 5X points per dollar*

Regular Purchase APR

15.24% (Variable)*

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.24% (Variable)*
Annual Fee: $0 intro fee for first year, then $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
  • Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn
  • No foreign transaction fees
  • Global acceptance with Chip Technology
  • Free employee cards
  • $0 intro annual fee for the first year, then $95
More Card Details

 

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Your Rating:

3.1/5.0 from 15 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% APR until April 2016

Rewards Rate

Earn 1 mile per dollar on all purchases

Regular Purchase APR

10.9% - 18.9% (Variable)

Sign Up Offer
Intro Purchase APR 0% on purchases until April 2016
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 10.9% - 18.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good-Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Save on interest with our lowest intro APR on all purchases until April 2016; 10.9% - 18.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Build business credit with responsible use
  • Earn 1 mile per dollar on all purchases, and there's no limit to the amount of miles you can earn
  • Miles don't expire and can be redeemed for travel, cash back, gift cards and more
  • Fraud coverage if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
More Card Details

 

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Your Rating:

3.0/5.0 from 13 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

5% and 3% bonus cash back categories of spending*

Rewards Rate

Earn 1% on other purchases*

Regular Purchase APR

12.24%-19.24% (Variable)

Sign Up Offer
Intro Purchase APR 0% for 9 months
Intro Balance Transfer: See Terms*
Ongoing Information
Regular Purchase APR: 12.24%-19.24% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Limited Time Offer: You can get a $250 statement credit after you spend $5,000 or more in qualifying purchases on the Card within the first 6 months of Card Membership
  • To be eligible for this offer, your application must be received by September 21, 2015
  • With no annual membership fee, it's a smart choice for your business 
  • 5% cash back at U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers
  • 3% cash back on the category of your choice from a list of select categories and 1% cash back on other purchases
  • 5% and 3% apply to purchases up to $25,000 per rebate year then 1% thereafter. Cash back earned is automatically credited to your statement
  • Terms and limitations apply
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Your Rating:

3.0/5.0 from 12 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

25,000 Bonus Points after qualifying purchases*

Rewards Rate

Earn 3X points on 1 of 5 categories*

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: $0 intro annual fee for first year, then $175
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
  • Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • Redeem points for everyday business expenses, to help with travel costs or to reward employees and entertain clients.
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • New: No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • Terms and limitations apply
More Card Details

 

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Your Rating:

3.9/5.0 from 8 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% APR for 9 Months on Purchases

Rewards Rate

Earn 2x Points for Eligible Purchases*

Regular Purchase APR

11.24% - 19.24% (Variable)

Sign Up Offer
Intro Purchase APR 0% for 9 Months
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 11.24% - 19.24% (Variable)
Annual Fee: None
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn a 30% annual Relationship Bonus – without an annual membership fee
  • Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership – valued at up to $100 in gift cards at select merchants
  • No annual fee for each additional Employee Blue for Business® Credit Card
  • Get a low introductory APR on purchases for 9 months
  • Use points to reinvest in your business and reward your employees and clients
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • Terms & Restrictions Apply
More Card Details

 

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Your Rating:

3.8/5.0 from 4 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

40,000 Membership Rewards® points*

Bonus Rewards

Complimentary access to over 700 airport lounges

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: $450
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.
  • The Business Platinum Card's premium benefits include world-class platinum service, travel benefits, rewards that can help reduce expenses and access to one-of-a-kind events.
  • Membership Rewards® Program: Get one point for each dollar of eligible purchases. There is no limit to the number of points you can get.
  • 30% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 30% of the points back.
  • Airport Lounge Access Program: Elevate your business travel experience with complimentary access to over 700 airport lounges worldwide.
  • Complimentary internet access: Enroll your Card with Gogo and Boingo and get 10 Gogo inflight internet passes annually and unlimited Wi-Fi at Boingo hotspots.
  • Terms & Restrictions Apply
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Your Rating:

3.2/5.0 from 9 Cardholder Reviews Over the Past 60 Days!

 
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Sign Up Offer

Rewards Rate

Earn 1% cash back on all purchases

Regular Purchase APR

22.9% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 22.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited
Highlights
  • Click "APPLY NOW" to apply online
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
More Card Details

 

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Your Rating:

3.9/5.0 from 9 Cardholder Reviews Over the Past 60 Days!

 
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Sign Up Offer

Extended Grace Period

Take up to 60 days to pay with no interest*

Early Pay Discount

Receive 1.5% discount for paying early*

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: $0 intro annual fee for the first year, then $250
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Do Business on your terms: Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.
  • Limited Time Offer ends 8/24/2015. Earn up to 3.5% back on your first $30,000 in purchases on the Card within the first 3 months of Card Membership.
  • Here's how: Pay early and get 1.5% back with no cap. Plus, get an additional $200 statement credit for every $10,000 you spend on the Card, up to $600 back. That can be an extra 2%.
  • The power to buy big with a spending limit that can grow with your business.
  • No Foreign Transaction Fees.
  • Pay no annual Membership fee for your first year. Then, pay $250 annually.
  • No annual fee for each additional Employee Plum Card.
  • Terms & Restrictions Apply.
More Card Details

 

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Your Rating:

3.8/5.0 from 15 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

30,000 Bonus Miles*

Rewards Rate

Earn 2 Miles per $1 spent*

Regular Purchase APR

15.24% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.24% (Variable)
Annual Fee: $95, waived for first 12 months
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*    
  • First checked bag is free on domestic American Airlines and US Airways flights for you and up to four companions traveling with you on the same reservation*
  • Enjoy boarding privileges with Group 1 on American Airlines flights and Zone 2 on US Airways operated flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® and US Airways purchases 
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at certain office supply, telecommunications and car rental merchants. Earn 1 AAdvantage® mile per $1 spent on other purchases.*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines and US Airways flights*
More Card Details

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Picture of Ursula TJ Ferreira
 

not one is for me

Picture of Elizabeth Bridwell Coley
 

When choosing a card I would go with Citi or Cap One. Not interested at this time.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

Compare the Best Business Credit Cards

Business credit cards are tailored toward those who own small businesses, operate or manage a small or large business, and those who use credit cards to make business purchases. You can essentially charge any kind of business expense: buying inventory, paying for travel, gas, entertaining of clients, or office supplies.

The best business credit cards will be those with the most perks and benefits that you’ll actually take advantage of on a regular basis, so study those carefully to make sure that they are a good match for your spending habits and routine card usage. When reviewing offers, always weigh the perks and features against the interest rate and any annual fee or other charges that the card carries. Sometimes owning a card for your business can be useless from a benefit standpoint if they aren’t used on a routine basis.

Business credit cards also offer many features and tools to help you run your business, manage your budget, track your expenses, stay on top of your taxes and tax deductible expenses, and save time and extra labor when dealing with card related finances. Make sure to inquire about these business credit card tools and online account features that are often provided for free by some of the best card issuers.

Comparing Popular Business Credit Card Brands for Small Businesses Like Yours

Visa, MasterCard, Amex (American Express), Discover, and many other credit card companies offer credit cards for small businesses. The key to selecting one is to think about where you do most of your shopping. Visa small business credit cards are fairly universal, but they are not accepted at Sam's Club. If you have to go there to do a lot of your supply shopping, you may prefer a MasterCard small business credit card. Assess the interest rates and rewards that each credit card company has to offer before settling on the right one for you.

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