Business Credit Cards

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Capital One® Spark® Cash for Business

 

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Your Rating:

3.8/5.0 from 25 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 2% cash back*

Sign-up Bonus

$500 bonus cash after meeting spending requirements*

Rewards Redemption

Redeem cash back for any amount at any time*

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 2% cash back on every purchase, every day
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Cash rewards don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • No foreign transaction fees
  • Earn unlimited cash rewards that don't expire

Bank of America® Cash Rewards for Business MasterCard® credit card

 

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Your Rating:

3.9/5.0 from 24 Offer Ratings
Over the Past 60 Days!

Rewards Rate

3% on gas & office supplies, 2% at restaurants, 1% on everything else

Bonus Cash

$100 back after $500 in purchases within 60 days of account opening

Rewards Redemption

Redeem rewards for cash back or apply them to your bank account

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Get  a $100 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that) 

Capital One® Spark® Miles Select for Business

 

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Your Rating:

3.9/5.0 from 11 Offer Ratings
Over the Past 60 Days!

Rewards Rate

1.5% miles per dollar on all purchases

Sign-up Bonus

20,000 bonus miles after meeting spending requirements*

Rewards Redemption

Redeem miles with any airlines and any hotel*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases until February 2017; 13.24%-21.24% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

Capital One® Spark® Cash Select for Business

 

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Your Rating:

3.8/5.0 from 15 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 1.5% cash back*

Sign-up Bonus

$200 bonus cash after meeting spending requirements*

Rewards Redemption

Redeem cash back for any amount at any time*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months
  • Save on interest with 0% intro APR on purchases until February 2017; 13.24%-21.24% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire

Bank of America® WorldPoints® Travel Rewards for Business Visa® credit card

 

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Your Rating:

4.0/5.0 from 14 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 1.5 WorldPoints on all purchases

Cash Bonus

$100 back after $500 in purchases within 60 days of account opening

Bonus Points

5,000 bonus points after the first purchase on your account

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Get a $100 statement credit after $500 in purchases within 60 days of account opening – with no international transaction fee, no annual fee, and no limit to the points you can earn 
  • Earn 1.5 WorldPoints rewards points for every $1 on all purchases and 5,000 bonus points after the first purchase on your account 
  • Earn 3 points for every $1 spent for travel booked through Bank of America's Travel Center 

Capital One® Spark® Miles for Business

 

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Your Rating:

4.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 2x miles per dollar*

Sign-up Bonus

50,000 bonus miles after meeting spending requirements*

Rewards Redemption

Redeem miles with any airline and any hotel*

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

Ink Cash® Business Credit Card

 

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Your Rating:

3.8/5.0 from 15 Offer Ratings
Over the Past 60 Days!

Cash Back Rewards

Up to 5% cash back*

Intro Purchase APR

0% for 12 Months*

Regular Purchase APR

13.49%-19.49% Variable*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee

Ink Plus® Business Credit Card

 

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Thanks for rating!

Your Rating:

3.9/5.0 from 13 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

Earn 60,000 bonus points*

Rewards Rate

Up to 5X points per dollar*

Extra Perks

Transfer points 1:1 to leading frequent travel programs*

Annual Fees

$95

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
  • Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

BuyPower Business Card from Capital One® -Get The Card That Helps You Get The Car

 

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Your Rating:

4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

Up to 5% Earnings on qualifying purchases*

Rewards Details

Redeem towards the purchase or lease of an eligible GM vehicle*

Rates and Fees

No annual fee and no foreign transaction fees*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • 3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus, 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers - all of which can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle
  • No annual fee, no limit to how much you can earn and redeem, and your Earnings don't expire; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 13.49% after that

SimplyCash® Plus Business Credit Card from American Express

 

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Your Rating:

3.0/5.0 from 14 Offer Ratings
Over the Past 60 Days!

Limited Time Bonus

$250 statement credit after meeting spending requirements*

Bonus Rewards

5% and 3% bonus cash back categories of spending*

Rewards Rate

Earn 1% on other purchases*

Annual Fees

No annual fee

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Limited Time Offer: Earn a one-time $250 statement credit after you spend $5,000 or more in qualifying purchases on your Card within the first 6 months of Card Membership
  • To be eligible for this offer, your application must be received by August 3, 2016
  • No Annual Fee. Plus, more buying power and more cash back
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement
  • Terms and limitations apply
  • See Rates & Fees

The Business Gold Rewards Card from American Express OPEN

 

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Your Rating:

3.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

25,000 Bonus Points after qualifying purchases*

Rewards Rate

Earn 3X points on 1 of 5 categories*

Extra Perks

No foreign transaction fees & many helpful business tools*

Annual Fees

$0 for the first year, then $175

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
  • Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • Redeem points for everyday business expenses, to help with travel costs or to reward employees and entertain clients.
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • Terms and limitations apply
  • See Rates & Fees

The Blue for Business® Credit Card from American Express OPEN

 

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Your Rating:

3.9/5.0 from 8 Offer Ratings
Over the Past 60 Days!

Sign-up Bonus

Get up to 20,000 Membership Rewards points*

Intro Purchase APR

0% APR for 9 Months on Purchases

Regular Purchase APR

11.49% - 19.49% (Variable)

Annual Fees

None

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Special Offer: get up to 20,000 Membership Rewards® points
  • Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership
  • Plus, for a limited time: get an additional 10,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 6 months of Card Membership
  • To be eligible for this offer, your application must be received by 07/29/2016
  • Plus, get 30% more points on purchases with an annual points bonus
  • Get a low introductory APR on purchases for 9 months
  • No Annual Fee
  • Terms & Restrictions Apply
  • See Rates & Fees

Starwood Preferred Guest® Business Credit Card From American Express

 

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Thanks for rating!

Your Rating:

3.0/5.0 from 6 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

Earn 25,000 bonus points*

Rewards Rate

Earn up to 5 Starpoints per $1 on eligible purchases*

Extra Perks

No foreign transaction fees & unlimited Boingo Wi-fi*

Annual Fees

$0 intro annual fee for first year, then $95

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Get 25,000 bonus Starpoints® after you use your Card to make $5,000 in purchases within the first 3 months.
  • No Foreign Transaction Fees on international purchases.
  • Receive free in-room, premium internet access. Booking requirements apply.
  • Enjoy complimentary, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • Get free nights at over 1,200 hotels and resorts in over 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and conditions apply
  • See Rates & Fees

The Business Platinum Card® from American Express OPEN

 

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Your Rating:

3.9/5.0 from 8 Offer Ratings
Over the Past 60 Days!

Bonus Points

40,000 Membership Rewards points*

Travel Benefits

Complimentary access to over 700 airport lounges*

Extra Perks

30% Airline bonus when you pay with points*

Annual Fees

$450

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.
  • The Business Platinum Card's premium benefits include world-class platinum service, travel benefits, rewards that can help reduce expenses and access to one-of-a-kind events.
  • Membership Rewards® Program: Get one point for each dollar of eligible purchases. There is no limit to the number of points you can get.
  • 30% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 30% of the points back.
  • Airport Lounge Access Program: Elevate your business travel experience with complimentary access to over 700 airport lounges worldwide.
  • Complimentary internet access: Enroll your Card with Gogo and Boingo and get 10 Gogo inflight internet passes annually and unlimited Wi-Fi at Boingo hotspots.
  • Terms & Restrictions Apply
  • See Rates & Fees

Capital One® Spark® Classic for Business

 

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Thanks for rating!

Your Rating:

3.0/5.0 from 13 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Earn 1% cash back on all purchases*

Extra Perks

No foreign transaction fees & complimentary fraud coverage*

Regular Purchase APR

23.24% (Variable)*

Annual Fees

$0

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service

The Plum Card® from American Express OPEN

 

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Your Rating:

4.0/5.0 from 7 Offer Ratings
Over the Past 60 Days!

Early Pay Discount

Receive 1.5% discount for paying early*

Pay Later

Take up to 60 days to pay with no interest*

Extra Perks

No foreign transaction fees & no fee for extra employee cards*

Annual Fees

$0 for the first year, then $250

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, if you pay your minimum due.
  • Use the power of the Plum Card to buy big for your business.
  • Unlock new opportunities with a spending limit that can grow with your business.
  • Additional Employee Cards at no annual fee - and an early pay discount on employee spending.
  • No Foreign Transaction Fees.
  • Introductory annual fee of $0 for the first year, then $250
  • Terms & Restrictions Apply.
  • See Rates & Fees

CitiBusiness®/ AAdvantage® Platinum Select® World MasterCard®

 

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Thanks for rating!

Your Rating:

3.8/5.0 from 16 Offer Ratings
Over the Past 60 Days!

Sign-up Bonus

30,000 Bonus Miles*

Rewards Rate

Earn 2 Miles per $1 spent*

Extra Perks

No foreign transaction fees & a free checked bag*

Annual Fees

$95, waived for first 12 months

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*    
  • First checked bag is free on domestic American Airlines flights for you and up to four companions traveling with you on the same reservation*
  • Enjoy Group 1 Boarding on American Airlines flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases 
  • Earn 2 AAdvantage® miles for every $1 spent on purchases, telecommunications, car rental merchants - and at gas stations
  • Earn 1 AAdvantage® mile per $1 spent on other purchases.*

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Picture of Esmeralda Barrios

By: | Dec 8, 2015

I WANT TO GET A CARD TO REBUILD MY CREDIT

Picture of Lorena Auguste

By: | Dec 1, 2015

Choose wisely ...indeed I shall but this is in preparation for business! It is good to be careful.

Picture of Ursula TJ Ferreira

By: | Jun 9, 2015

not one is for me

Picture of Elizabeth Bridwell Coley

By: | May 13, 2015

When choosing a card I would go with Citi or Cap One. Not interested at this time.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Compare the Best Business Credit Cards

Business credit cards are tailored toward those who own small businesses, operate or manage a small or large business, and those who use credit cards to make business purchases. You can essentially charge any kind of business expense: buying inventory, paying for travel, gas, entertaining of clients, or office supplies.

The best business credit cards will be those with the most perks and benefits that you’ll actually take advantage of on a regular basis, so study those carefully to make sure that they are a good match for your spending habits and routine card usage. When reviewing offers, always weigh the perks and features against the interest rate and any annual fee or other charges that the card carries. Sometimes owning a card for your business can be useless from a benefit standpoint if they aren’t used on a routine basis.

Business credit cards also offer many features and tools to help you run your business, manage your budget, track your expenses, stay on top of your taxes and tax deductible expenses, and save time and extra labor when dealing with card related finances. Make sure to inquire about these business credit card tools and online account features that are often provided for free by some of the best card issuers.

Comparing Popular Business Credit Card Brands for Small Businesses Like Yours

Visa, MasterCard, Amex (American Express), Discover, and many other credit card companies offer credit cards for small businesses. The key to selecting one is to think about where you do most of your shopping. Visa small business credit cards are fairly universal, but they are not accepted at Sam's Club. If you have to go there to do a lot of your supply shopping, you may prefer a MasterCard small business credit card. Assess the interest rates and rewards that each credit card company has to offer before settling on the right one for you.