
CitiBank Credit Cards
- Compare Citibank credit card offers and reward
- Independent ratings and reviews
- Secure and immediate online application process
- Intro APR 0% for 12 Months*
- Intro BT APR 0% for 12 Months*
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- Full 1% cash back on all other purchases and eligible cash advances.
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 12 Months* | 0% for 12 Months* | 12.99%-22.99%* (Variable) | None | Excellent |
- Intro APR 0% for 18 Months
- Intro BT APR 0% for 18 Months
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- $0 Liability on unauthorized purchases
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 18 Months | 0% for 18 Months | 11.99% - 21.99%* (Variable) | None | Excellent |
- Intro APR 0% for 15 Months
- Intro BT APR 0% for 15 Months
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Earn an anniversary bonus on points earned from purchases every year*
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 15 Months | 0% for 15 Months | 12.99%-22.99%* (Variable) | None | Excellent |
- $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
- 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 12.99-22.99% (Variable)* | None | Excellent |
- Intro APR 0% for 18 Months
- Intro BT APR 0% for 18 Months
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 18 Months | 0% for 18 Months | 11.99%-21.99% (Variable)* | None | Excellent - Good |
- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- APR reduction on purchases when using credit wisely
- No Annual Fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% | 0%* | 12.99-22.99% (Variable)* | None | Excellent |
- Intro APR 0% for 7 months*
- Intro BT APR N/A*
- No Cosigner Required
- Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 7 months* | N/A* | 13.99-21.99% (Variable)* | None | Good |
- Intro APR N/A*
- Intro BT APR N/A*
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
- Your first eligible checked bag is free*
- Priority Boarding* and 25% savings on eligible in-flight purchases*
- Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
- Double AAdvantage® miles on eligible American Airlines purchases*
- Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage(R) miles each calendar year*
- No mileage cap* and your miles may never expire*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 15.24% (Variable)* | None in 1 year, then $95.00* | Excellent |
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- 5% Back Each Month - Get 5% of your required Minimum Payment Due back as a statement credit each month when you pay more than the minimum due on time.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 18 Months* | 0% for 18 Months* | 12.99%-21.99% (Variable)* | None | Excellent - Good |
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- 5% Back Each Month - Get 5% of your required Minimum Payment Due back as a statement credit each month when you pay more than the minimum due on time.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 18 Months* | 0% for 18 Months* | 12.99%-21.99% (Variable)* | None | Excellent - Good |
Updated by Chris Mettler on
CitiBank Credit Card Review
Citibank credit cards are issued through Citi Bank, a subsidiary of CitiGroup, which is a multinational umbrella organization encompassing dozens of major corporations within the global financial services industry. Citi operates in more than 100 different countries and boasts approximately 200 million customers.
Citi Bank was originally founded in 1812 as a New York banking company. In the late 1990s Citi merged with Travelers Group to form the current CitiGroup brand. In addition to its credit card business CitiGroup also operates stock brokerage firms, insurance companies, investment banking services, wealth management services, and other ventures that offer financial services and related products.
Citibank credit cards include student credit cards, travel rewards cards, and cards that have “thank you” points programs that earn valuable rewards as you shop and make purchases. The Citi Platinum Select lineup of cards, for example, provide zero introductory APR offers and the Citi PremierPass card is a generous rewards credit card offering bonus points for selected purchases.














