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Citibank Credit Card Offers

4.3 - 2,469 reviews for top rated card - Over the Past 60 Days!

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Citibank Credit Cards – Citi Credit Card Offers
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Your Rating:

4.3/5.0 from 2,469 Cardholder Reviews Over the Past 60 Days!

 
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Rewards Rate

Earn 1% on Purchases & 1% on Payments*

Intro Purchase APR

0% APR for 15 Months on Purchases & Balance Transfers*

Regular Purchase APR

12.99%-22.99%* (Variable)

Sign Up Offer
Intro Purchase APR 0% APR for 15 Months
Intro Balance Transfer: 0% APR for 15 Months
Ongoing Information
Regular Purchase APR: 12.99%-22.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good to Excellent
Highlights
  • Click "APPLY NOW" to apply online or call 888-343-4081
  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:  
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee
More Card Details

 

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Your Rating:

4.2/5.0 from 2,721 Cardholder Reviews Over the Past 60 Days!

 
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or call 877-836-4537

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Intro Purchase APR

0% for 21 Months*

Intro BT APR

0% for 21 Months*

Regular Purchase APR

11.99%-21.99%* (Variable)

Sign Up Offer
Intro Purchase APR 0% for 21 Months*
Intro Balance Transfer: 0% for 21 Months*
Ongoing Information
Regular Purchase APR: 11.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online or call 877-836-4537
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
More Card Details

 

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Your Rating:

3.7/5.0 from 2,702 Cardholder Reviews Over the Past 60 Days!

 
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or call 877-886-4537

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Intro Purchase APR

0% for 21 Months*

Intro BT APR

0% for 21 Months*

Regular Purchase APR

12.99%-22.99%* (Variable)

Sign Up Offer
Intro Purchase APR 0% for 21 Months*
Intro Balance Transfer: 0% for 21 Months*
Ongoing Information
Regular Purchase APR: 12.99%-22.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online or call 877-886-4537
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
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Your Rating:

3.0/5.0 from 28 Cardholder Reviews Over the Past 60 Days!

 
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or call 866-934-2929

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Intro Purchase APR

0% for 12 months*

Intro BT APR

0% for 12 months*

Regular Purchase APR

12.99%-22.99%* (Variable)

Sign Up Offer
Intro Purchase APR 0%* for 12 Months
Intro Balance Transfer: 0%* for 12 Months
Ongoing Information
Regular Purchase APR: 12.99%-22.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online or call 866-934-2929
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months.  After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.* 
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases 
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
More Card Details

 

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Your Rating:

3.0/5.0 from 109 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

30,000 Bonus Miles*

Bonus Rewards

Free Checked Bag & Priority Boarding*

Regular Purchase APR

13.99%-21.99%* (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 13.99%-21.99%* (Variable)
Annual Fee: $95, waived for first 12 Months*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines and US Airways flights for you and up to four companions traveling with you on the same reservation*
  • Enjoy boarding privileges with Group 1 on American Airlines flights and Zone 2 on US Airways operated flights*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines and US Airways flights*
  • Double AAdvantage(R) miles on eligible American Airlines and US Airways purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
More Card Details

 

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Your Rating:

3.9/5.0 from 28 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

Earn 2 weekend night certificates*

Rewards Rate

Earn up to 10 bonus points*

Regular Purchase APR

15.24% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.24% (Variable)
Annual Fee: $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening* 
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*   
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*  
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*  
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember* 
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
More Card Details

 

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Your Rating:

3.8/5.0 from 30 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

Earn 50,000 bonus ThankYou Points*

Rewards Rate

Earn 3x points on Air Travel & Hotels*

Regular Purchase APR

15.24% (Variable)

Sign Up Offer
Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.24% (Variable)
Annual Fee: $450
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • $250 Air Travel Credit each year
  • Complimentary 4th Night for any hotel stay
  • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
  • Points are redeemable for an $800 flight on American Airlines or US Airways®, a $665 flight on any other airline or $500 in gift cards.
  • Transfer points to a variety of travel loyalty programs from airlines to hotels.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases
More Card Details

 

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Your Rating:

3.9/5.0 from 13 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

30,000 Bonus Miles*

Rewards Rate

Earn 2 Miles per $1 spent*

Regular Purchase APR

15.24% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.24% (Variable)
Annual Fee: $95, waived for first 12 months
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*    
  • First checked bag is free on domestic American Airlines and US Airways flights for you and up to four companions traveling with you on the same reservation*
  • Enjoy boarding privileges with Group 1 on American Airlines flights and Zone 2 on US Airways operated flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® and US Airways purchases 
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at certain office supply, telecommunications and car rental merchants. Earn 1 AAdvantage® mile per $1 spent on other purchases.*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines and US Airways flights*
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.1/5.0 from 410 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

or call 800-817-2056

Apply Securely

Bonus Rewards

Earn 50,000 Bonus Points after Meeting Qualifications*

Bonus Rewards

3x ThankYou Points on Travel Expenses*

Regular Purchase APR

13.99%-22.99%* (Variable)

Sign Up Offer
Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 13.99%-22.99%* (Variable)
Annual Fee: $95, waived for first 12 months*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online or call 800-817-2056
  • Earn 50,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening -  redeemable for $500 in gift cards, $625 for airfare, or other great rewards.
  • Earn 3X ThankYou Points on Travel including Gas,  2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases.
  • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
  • No foreign transaction fees on purchases.
  • Points do not expire and earn unlimited ThankYou Points.
  • Annual Fee:  $95 (fee waived for the first 12 months).  
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 46 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Intro Purchase APR

0%* for 7 Months on Purchases

Rewards Rate

2 ThankYou Points on restaurants & entertainment*

Regular Purchase APR

13.99%-23.99%* (Variable)

Sign Up Offer
Intro Purchase APR 0% for 7 months*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 13.99%-23.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Good Credit

Credit cards for good credit are intended for those with a credit score between 660 - 699.

Get Your Free Score!
Good
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment. 
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points with this card
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
More Card Details

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Picture of Greg Melton
 

If you have less than perfect credit, but can pay your credit card bill on time every time, get yourself a credit card from Capital One. I have a friend with excellent credit and has been a Citi card holder since 1989. Never missed a payment. His Interest rate is 19.99%. Do yourself favor contact Capital One.

Picture of Nick Miller
 

I have been with Citi '99 and have always had excellent customer service with them. I have called them quite a few times with various requests and have always gotten quickly through to a person. I have even received 2 calls over the years from them asking about questionable purchases. Both were fraudulent purchases. They denied the charges, I never saw a charge on my statement, and they issued new cards. Awesome company to deal with.

Picture of Meralyn Taylor
 

doublecash only mastercard, great card 2X cash back no catagories on purchases

Picture of Charlotte N Wayne Kern
 

I help repair credit reports and build higher credit scores.Citi is not a card too look to get approved for in the early stages.Maybe down the line it will work out.Even with a 675 score still hard to get approved for even the easier cards.Store cards start it off, but too many dont look good, so secured cards work the best , this is with out getting abused by the ones that will approve you with outrageous percentage rates and annual fees and maintenance fees.But those cards are by choice, so its all in how much patience you have in the long run.I took my wife from no cards and good accounts to 28 good accounts now, but still 7 negatives left, but down from from 20 neg accounts.Took someone else from one good account and a 570 score up too a 720 and 38 good accounts now.

1 Comment

I have a score of 610 and I keep getting denied. at least that's what one credit bureau said. I think another said even lower. Can you help me find a card? I need one for emergencies and to rebuild my credit. Few years ago I was unemployed and didn't pay the cards I had at the time. but later I did settle and pay them off in full for discounted prices. and recently I do have some medical bills on there. Can you help me?

Picture of Khalid Nadeem
 

I am trying to submit after completion of application forms for issuance of citi credit card but not succeeded

Picture of Tony Reyes
 

i have chapter 13 in proces. but thank you

2 Comments

I declared bankrupsy several years ago...but I got a nice Capital One Card...........works great...Bob

what card Robert did you get? I have poor credit and am having trouble getting a card

Picture of Albert Falcone
 

does anybody have diamond prefered just got it. how is it

Picture of Anthony Durr
 

great offers and low rates

Picture of Jai Ganesh
 

when i try to use the credit card for online purchase it is asking of OTP,which will generated in mobile.Whereas i didnt see any password sent to my mobile.i dont have a seperate account for citbank,i have only credit card account alone.

Picture of John Velasquez
 

it would be nice to have citi card but you have to have great credit or you get denied

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

Citibank Credit Card Review

Citibank credit cards are issued through Citi Bank, a subsidiary of CitiGroup, which is a multinational umbrella organization encompassing dozens of major corporations within the global financial services industry. Citi operates in more than 100 different countries and boasts approximately 200 million customers.

Citi Bank was originally founded in 1812 as a New York banking company. In the late 1990s Citi merged with Travelers Group to form the current CitiGroup brand. In addition to its credit card business CitiGroup also operates stock brokerage firms, insurance companies, investment banking services, wealth management services, and other ventures that offer financial services and related products.

Citibank credit cards include student credit cards, travel rewards cards, and Citi credit cards that have “thank you” points programs that earn valuable rewards as you shop and make purchases. The Citi Platinum Select lineup of credit cards, for example, provide zero introductory APR offers and the Citi PremierPass card is a generous rewards credit card offering bonus points for selected purchases.

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