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See additional details for BankAmericard Travel Rewards® Credit Card
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See additional details for Journey® Student Rewards from Capital One®
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See additional details for Credit One Bank® Visa® - No Deposit Required
See additional details for Capital One® Spark® Cash Select for Business
See additional details for Capital One® Spark® Cash for Business
See additional details for Capital One® Spark® Miles for Business
See additional details for Capital One® Spark® Miles Select for Business
See additional details for NFL Extra Points Credit Card
See additional details for Southwest Airlines Rapid Rewards® Premier Credit Card
See additional details for Credit One Bank® – Earn More Credit Fast
See additional details for Credit One Bank® Unsecured Visa® Credit Card
See additional details for Citi® Hilton HHonorsTM Reserve Card
See additional details for Citi® Hilton HHonors® Visa Signature® Card
See additional details for Ink Cash® Business Credit Card
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Visa credit cards – which are provided through the Visa International brand – have a history that can be traced back to 1958, when Bank of America launched its BankAmericard program in California. Launching that charge card marked the birth of the credit card industry, and in the 1970s that original credit card evolved into the Visa Card. The name Visa was chosen by the company’s founder who thought that it would translate easily into different languages while conveying the idea of worldwide acceptance.
Visa International provides credit cards through more than 20,000 different financial institutions. Visa doesn’t actually issue cards directly to consumers but instead provides a Visa credit card processing system and brand and those banks and other businesses that issue the Visa cards set their own interest rates, create their own rewards programs, send out their own offers, and provide their own credit card customer service.
Cardholders in more than 150 countries use Visa card branded plastic, and there are more than 1 billion Visa credit cards in circulation. These cards account for more than $3 trillion per year in transactions, and Visa credit cards (and debit cards) are accepted by millions of merchants throughout the world.
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