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Visa Credit Card Offers & Reviews

4.3 - 1,730 reviews for top rated card - Over the Past 60 Days!

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Your Rating:

4.2/5.0 from 1,855 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% until July 2016*

Rewards Rate

Earn 1.25 miles per $1 on all Purchases*

Regular Purchase APR

11.9% - 21.9% (Variable)

Sign Up Offer
Intro Purchase APR 0% intro on purchases until July 2016
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 11.9% - 21.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until July 2016; 11.9%-21.9% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
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Your Rating:

4.3/5.0 from 1,730 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% for purchases for 12 billing cycles

Rewards Rate

Earn 1.5 points per $1

Regular Purchase APR

14.99% - 22.99% Variable on purchases & balance transfers

Sign Up Offer
Intro Purchase APR 0% for purchases for 12 billing cycles
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 14.99% - 22.99% Variable on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 10,000 online bonus points if you make at least $500 in purchases in the first 90 days - that can be a $100 statement credit towards travel purchases
  • Use your card to book your trip how and where you want - no blackout dates and restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.  
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Your Rating:

3.8/5.0 from 814 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% for purchases for 12 billing cycles

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles

Regular Purchase APR

12.99% - 22.99% Variable on purchases & balance transfers

Sign Up Offer
Intro Purchase APR 0% for purchases for 12 billing cycles
Intro Balance Transfer: 0% for qualifying balance transfers for 12 billing cycles
Ongoing Information
Regular Purchase APR: 12.99% - 22.99% Variable on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online or call 800-716-6383
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
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Your Rating:

3.7/5.0 from 1,643 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

40,000 miles with minimum spending requirement*

Rewards Rate

2 miles per dollar*

Regular Purchase APR

12.9% - 22.9% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 12.9% - 22.9% (Variable)
Annual Fee: $0 intro for first year; $59 after that
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
More Card Details

 

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Your Rating:

3.7/5.0 from 1,823 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% for 15 Months*

Intro BT APR

0% for 15 Months*

Regular Purchase APR

12.99%, 17.99%, 22.99% Variable

Sign Up Offer
Intro Purchase APR 0% for 15 Months*
Intro Balance Transfer: 0% for 15 Months*
Ongoing Information
Regular Purchase APR: 12.99%, 17.99%, 22.99% Variable
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good
Highlights
  • Click "APPLY NOW" to apply online
  • Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • NEW Free Monthly FICO® Score and Credit Dashboard
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
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Your Rating:

3.7/5.0 from 2,223 Cardholder Reviews Over the Past 60 Days!

 
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Reward

$100 Bonus*

Intro Purchase APR

0% for 15 months on purchases and BTs*

Regular Purchase APR

13.99%-22.99% Variable*

Sign Up Offer
Intro Purchase APR 0% for 15 months on purchases and BTs*
Intro Balance Transfer: 0% for 15 months on purchases and BTs*
Ongoing Information
Regular Purchase APR: 13.99%-22.99% Variable*
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good
Highlights
  • Click "APPLY NOW" to apply online
  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • Unlimited 1% Cash Back on every purchase
  • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
  • You’ll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
  • No annual fee and rewards never expire as long as your account is open
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Your Rating:

3.7/5.0 from 1,639 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% for purchases for 15 billing cycles

Intro BT APR

0% for qualifying balance transfers for 15 billing cycles

Regular Purchase APR

10.99% - 20.99% Variable on Purchases & Balance Transfers

Sign Up Offer
Intro Purchase APR 0% for purchases for 15 billing cycles
Intro Balance Transfer: 0% for qualifying balance transfers for 15 billing cycles
Ongoing Information
Regular Purchase APR: 10.99% - 20.99% Variable on Purchases & Balance Transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online or call 800-483-4499
  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account
  • Now with chip technology for enhanced security and protection at chip-enabled terminals  
More Card Details

 

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Your Rating:

3.1/5.0 from 73 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

25,000 Bonus Points*

Rewards Rate

2 Points Per $1 on Travel Purchases*

Regular Purchase APR

15.99% (V)*

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% (V)*
Annual Fee: $99
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account.
  • Named 2015 Freddie Award Winner for Best Loyalty Credit Card 
  • NEW - Chip-enabled cards with 24/7 fraud monitoring
  • Points Don’t Expire, No Blackout Dates, Bags Fly Free®
  • 6,000 points after your Cardmember Anniversary
  • 2 points/$1 spent on Southwest Airlines® purchases and participating Hotel and Car Rental partners
  • 1 point/$1 spent on all other purchases
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Your Rating:

3.8/5.0 from 366 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

40,000 points*

Rewards Rate

Up to 2 points per dollar spent*

Regular Purchase APR

15.99% Variable

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% Variable
Annual Fee: Intro Annual Fee $0 the first year, then $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases 
  • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • 24/7 direct access to dedicated customer service specialists 
  • Introductory Annual Fee of $0 the first year, then $95 
More Card Details

 

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Your Rating:

3.8/5.0 from 42 Cardholder Reviews Over the Past 60 Days!

 
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Rewards Rate

Earn 1% cash back on all purchases

Bonus Cash Back

Earn 25% bonus on cash back you earn each month you pay on time

Regular Purchase APR

19.8% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 19.8% (Variable)
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
More Card Details

 

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Your Rating:

3.1/5.0 from 29 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

30,000 Bonus Miles*

Rewards Rate

Double Miles Earned on United Ticket Purchases

Regular Purchase APR

15.99% Variable

Sign Up Offer
Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% Variable
Annual Fee: $0 intro annual fee for the first year, then $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months
  • Check your first bag for free – save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • No foreign transaction fees
  • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
  • Your miles don’t expire as long as you’re a Cardmember, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95
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Your Rating:

3.9/5.0 from 20 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Miles

50,000 bonus Avios*

Rewards Rate

Earn up to 3 Avios for certain purchases*

Regular Purchase APR

15.99% (V)

Sign Up Offer
Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% (V)
Annual Fee: $0 the first year, then $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
  • $0 Intro Annual Fee The First Year, Then $95.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
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3.0/5.0 from 12 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% Intro APR for 15 billing cycles*

Intro BT APR

0% Intro APR for 15 billing cycles*

Regular Purchase APR

9.99%-20.99% (Variable)

Sign Up Offer
Intro Purchase APR 0%* for 15 billing cycles*
Intro Balance Transfer: 0%* for 15 billing cycles*
Ongoing Information
Regular Purchase APR: 9.99%-20.99% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-20.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • Zero fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help keep your account safe
  • Chip technology for enhanced card security
  • Online banking and mobile apps* for your smartphone or tablet provide complete, 24/7 access to your account
More Card Details

 

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Your Rating:

3.1/5.0 from 39 Cardholder Reviews Over the Past 60 Days!

 
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Rewards Rate

1% on Gas Purchases

Reports to Credit Bureaus

Build Credit When Used Responsibly

Regular Purchase APR

17.9% - 23.9% (V)*

Sign Up Offer
Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 17.9% - 23.9% (V)*
Annual Fee: $35-$99
Credit Needed:
 
Good Credit

Credit cards for good credit are intended for those with a credit score between 660 - 699.

Get Your Free Score!
Good/Fair
Highlights
  • Click "APPLY NOW" to apply online
  • Unlimited 1% cash back gas rewards 
  • Get Pre-Qualified for a Platinum Visa credit card 
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges
More Card Details

 

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Your Rating:

3.8/5.0 from 63 Cardholder Reviews Over the Past 60 Days!

 
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Rewards Rate

1% on Gas Purchases

Reports to Credit Bureaus

Build Credit When Used Responsibly

Regular Purchase APR

17.9% - 23.9% (Variable)*

Sign Up Offer
Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 17.9% - 23.9% (Variable)*
Annual Fee: $35-99
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad
Highlights
  • Click "APPLY NOW" to apply online
  • Unlimited 1% cash back gas rewards 
  • Get Pre-Qualified for a Platinum Visa credit card
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges
More Card Details

 

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Your Rating:

3.9/5.0 from 24 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

Earn 2 weekend night certificates*

Rewards Rate

Earn up to 10 bonus points*

Regular Purchase APR

15.24% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.24% (Variable)
Annual Fee: $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening* 
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*   
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*  
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*  
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember* 
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
More Card Details

 

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3.8/5.0 from 18 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

75,000 Bonus Points*

Rewards Rate

Earn up to 6 Bonus Points*

Regular Purchase APR

15.24% - 19.24% variable

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.24% - 19.24% variable
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Limited Time: Earn 75,000 Hilton HHonors Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
  • No annual fee.*
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3.7/5.0 from 68 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% for 12 months

Intro BT APR

0%* for 12 Months

Regular Purchase APR

13.24% Variable

Sign Up Offer
Intro Purchase APR 0% for 12 months
Intro Balance Transfer: 0% for 12 Months
Ongoing Information
Regular Purchase APR: 13.24% Variable
Annual Fee: None
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Named "Best for Rewards for Small Business" MONEY® Magazine, October 2014
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Free employee cards
  • No Annual Fee
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3.8/5.0 from 19 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

Earn 50,000 bonus points*

Rewards Rate

Up to 5X points per dollar*

Regular Purchase APR

15.24% (Variable)*

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.24% (Variable)*
Annual Fee: $0 intro fee for first year, then $95
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
  • Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn
  • No foreign transaction fees
  • Global acceptance with Chip Technology
  • Free employee cards
  • $0 intro annual fee for the first year, then $95
More Card Details

 

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3.8/5.0 from 29 Cardholder Reviews Over the Past 60 Days!

 
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Bonus Rewards

Limited-time 80,000 bonus points*

Rewards Rate

Earn 5 points on Marriott purchases*

Regular Purchase APR

15.99% (V)

Sign Up Offer
Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 15.99% (V)
Annual Fee: $85
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Limited Time! Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
  • Enjoy 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • The fastest way to earn Marriott Rewards points towards free nights
  • No limit to how many points you can earn
  • Pay no foreign transaction fees and enjoy wider acceptance when you travel with your embedded chip card and you make purchases at chip-enabled card readers
  • All for an $85 Annual Fee
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3.0/5.0 from 5 Cardholder Reviews Over the Past 60 Days!

 
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Improve Your Credit Score

Free Credit Bureau Reporting

Credit Line

$300 - $2,000 Credit Line*

Regular Purchase APR

17.5%*

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Intro Purchase APR No intro APR
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 17.5%
Annual Fee: $29
Credit Needed:
 
No Credit

Credit cards for no credit are intended for those without an established credit score.

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No/Limited
Highlights
  • Click "APPLY NOW" to apply online
  • Build Your Credit fast  with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line  as low as $200 up to $3000,  secured by a fully-refundable* security deposit. 
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes. 
  • Extra credit when you need it,  increase your credit line up to $5000 in your first year*  
  • Access to online financial education.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card. Click the Apply Now button to get to the application page.
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Your Rating:

3.3/5.0 from 6 Cardholder Reviews Over the Past 60 Days!

 
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Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier

Prescription Discounts

Get up to 55% Off Prescriptions

Instant Approval

No Credit History Needed

Sign Up Offer
Intro Purchase APR No intro APR
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad
Highlights
  • Click "APPLY NOW" to apply online
  • Get Your paycheck and tax refund faster with direct deposit
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.
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Your Rating:

3.8/5.0 from 1,687 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% APR on purchases until April 2016

Rewards Rate

Earn 1.5% Cash Back on all Purchases*

Regular Purchase APR

12.9% - 22.9% (Variable)

Sign Up Offer
Intro Purchase APR 0% intro on purchases until April 2016
Intro Balance Transfer: 0% intro on balance transfers until April 2016
Ongoing Information
Regular Purchase APR: 12.9% - 22.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until April 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until April 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere
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Your Rating:

3.1/5.0 from 15 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% APR until April 2016

Rewards Rate

Earn 1 mile per dollar on all purchases

Regular Purchase APR

10.9% - 18.9% (Variable)

Sign Up Offer
Intro Purchase APR 0% on purchases until April 2016
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 10.9% - 18.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Good-Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Save on interest with our lowest intro APR on all purchases until April 2016; 10.9% - 18.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Build business credit with responsible use
  • Earn 1 mile per dollar on all purchases, and there's no limit to the amount of miles you can earn
  • Miles don't expire and can be redeemed for travel, cash back, gift cards and more
  • Fraud coverage if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
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Your Rating:

3.1/5.0 from 27 Cardholder Reviews Over the Past 60 Days!

 
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Credit Monitoring

Free online monthly credit tracking

Rewards Rate

1% on Gas Purchases

Regular Purchase APR

17.90% - 23.9% (Variable)*

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Intro Purchase APR N/A*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 17.90% - 23.9% (Variable)*
Annual Fee: $35-$99
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair
Highlights
  • Click "APPLY NOW" to apply online
  • Free online monthly credit score tracking included
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score
  • Automatic reviews for credit line increase opportunities
  • Pick your payment due date to fit your schedule
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Your Rating:

3.8/5.0 from 18 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% until January 2016

Rewards Rate

1.5% Cash Back on Every Purchase

Regular Purchase APR

12.9% - 20.9% (Variable)

Sign Up Offer
Intro Purchase APR 0% until January 2016
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 12.9% - 20.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months
  • Save on interest with 0% intro APR on purchases until January 2016; 12.9%-20.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
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Your Rating:

3.8/5.0 from 32 Cardholder Reviews Over the Past 60 Days!

 
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Rewards Rate

Earn 2% Cash Back

Annual Fee

$0 intro for first year, then $59

Regular Purchase APR

16.9% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 16.9% (Variable)
Annual Fee: $0 intro for first year; $59 after that
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 2% cash back on every purchase, every day
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Cash rewards don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • No foreign transaction fees
  • Earn unlimited cash rewards that don't expire
More Card Details

 

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Your Rating:

3.2/5.0 from 9 Cardholder Reviews Over the Past 60 Days!

 
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Sign Up Offer

Rewards Rate

Earn 1% cash back on all purchases

Regular Purchase APR

22.9% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 22.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited
Highlights
  • Click "APPLY NOW" to apply online
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
More Card Details

 

Click the stars to submit your rating.

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Your Rating:

3.9/5.0 from 13 Cardholder Reviews Over the Past 60 Days!

 
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Rewards Rate

Earn 2x miles per dollar

Annual Fee

$0 intro for first year, then $59

Regular Purchase APR

16.9% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 16.9% (Variable)
Annual Fee: $0 intro for first year; $59 after that
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 2 miles per dollar spent on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
More Card Details

 

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Your Rating:

3.9/5.0 from 23 Cardholder Reviews Over the Past 60 Days!

 
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Intro Purchase APR

0% until January 2016

Rewards Rate

Earn 1.5X miles per dollar on all purchases

Regular Purchase APR

12.9%-20.9% (Variable)

Sign Up Offer
Intro Purchase APR 0% on purchases until January 2016
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 12.9% - 20.9% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 1.5 miles per dollar spent on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases until January 2016; 12.9%-20.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 2 Cardholder Reviews Over the Past 60 Days!

 
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Sign Up Offer

Monthly Credit Reporting

Reports to the Three Major Credit Bureaus

Low On-going Interest

17.99% APR

Regular Purchase APR

17.99%

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: 9.95% for 6 months
Ongoing Information
Regular Purchase APR: 17.99%
Annual Fee: $39
Credit Needed: N/A
Highlights
  • Click "APPLY NOW" to apply online
  • A secured credit card to help rebuild your credit
  • Monthly reporting to all 3 major credit bureaus
  • Credit line secured by FDIC insured fully refundable deposit of $250-$10,000 submitted with application
  • Low, fixed interest rate (not variable)
More Card Details

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Picture of Rosalinda Brown
 

I have two credit cards that i keep Capital One secured an First Premier unsecured am glad am back in the credit tracking.My score is getting better,I do not mind having a credit card as a subtitute if am running for cash..my Capital One i have $200 an the First Premier Bank card i have $300 I paid Capital every 2nd of the month an the First Premier is every 8th of the month.My payday is every second week an pretty much i paid mine in full..

Picture of Vicky Bagent
 

Visa is a joke, the exeutives who run the company are '70's educated. I went to pay a visa charge and the bank said Visa won't take cash as a payment. VISA WON'T TAKE CASH AS A PAYMENT!!!!!!!! Who ever heard of such a stupid rule? I suppose I could have used the Visa card to pay the bill and then next month use the Visa card to pay the bill, and on and on and on. Who makes up these stupid rules? Have they finally hit bottom in the brain department? No more Visa card for me. vb

Picture of Karen Hall
 

I guess this being one of the biggest names in credit cards means something. I've had a lot more luck with this company than others, meaning not a lot of unfounded and mysterious charges appearing out of nowhere.

1 Comment

Lucky you Karen, now you can't pay this bill with cash, makes no sense to logical thinking people. Better watch when the next stupid rule comes up, it'll be a dussey.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

Visa Card Overview

Visa credit cards – which are provided through the Visa International brand – have a history that can be traced back to 1958, when Bank of America launched its BankAmericard program in California. Launching that charge card marked the birth of the credit card industry, and in the 1970s that original credit card evolved into the Visa Card. The name Visa was chosen by the company’s founder who thought that it would translate easily into different languages while conveying the idea of worldwide acceptance.

Visa International provides credit cards through more than 20,000 different financial institutions. Visa doesn’t actually issue cards directly to consumers but instead provides a Visa credit card processing system and brand and those banks and other businesses that issue the Visa cards set their own interest rates, create their own rewards programs, send out their own offers, and provide their own credit card customer service.

Cardholders in more than 150 countries use Visa card branded plastic, and there are more than 1 billion Visa credit cards in circulation. These cards account for more than $3 trillion per year in transactions, and Visa credit cards (and debit cards) are accepted by millions of merchants throughout the world.

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