Visa Credit Card Offers & Reviews

Visa Credit Card Offers – Apply for a Visa Card
  • Easily compare Visa credit card offers from our partners
  • Independent ratings of Visa credit cards and reviews of Visa card products
  • Instant & secure online approval process
Trust & Security
  • Norton Secured
  • BBB logo
  • DigiCert

Over 1,250,000 cardholders since 2005

As Seen In
  •  
  •  
  •  
  •  
  •  
  •  
  •  
Find Your Credit Score for Free
  • 100% Free Credit Score
  • Never Enter a Credit Card
  • Actively Manage Your Credit Health
Get Your Free Score Now
Calculator iconCredit Card Calculators
Pay Off Your Credit Card Balance

Estimate your monthly payments toward fully paying off credit card balances

Credit Card Payoff Calculator
Lower Interest Payments

Find out how much money in interest payments you can save by transferring an exisiting credit card balance to a lower interest rate credit card.

Balance Transfer Calculator
loader

BankAmericard Travel Rewards® Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.4/5.0 from 674 Offer Ratings
Over the Past 60 Days!

Intro Purchase APR

0% for 12 billing cycles

Rewards Rate

Earn 1.5 points per $1 spent on purchases

Regular APR

15.24%-23.24% Variable APR on purchases and balance transfers

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% - 23.24% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click “Apply Now” to learn more about Preferred Rewards.

Chase Slate®

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 532 Offer Ratings
Over the Past 60 Days!

Intro Purchase APR

0% for 15 Months*

Intro BT APR

0% for 15 Months*

Regular Purchase APR

13.24%-23.24% Variable

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Chase Slate named "Best Credit Card for Balance Transfers" three years in a row by MONEY Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

BankAmericard Cash Rewards™ Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 245 Offer Ratings
Over the Past 60 Days!

Intro Purchase APR

0% for 12 billing cycles

Intro BT APR

0% for qualifying transfers for 12 billing cycles

Regular APR

13.24% -23.24% Variable APR on purchases and balance transfers

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click "Apply Now" to learn more about Preferred Rewards.

Chase Freedom Unlimited℠

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 443 Offer Ratings

Rewards Rate

Earn unlimited 1.5% cash back on all purchases

Sign-up Bonus

Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

Cash Back Details

Redeem Cash Back for any amount, anytime

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • New! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

Chase Sapphire Preferred® Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 304 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

Earn 50,000 bonus points

Rewards Rate

Earn 2X points on travel and dining

Bonus Perks

Transfer points 1:1 to leading frequent travel programs*

Annual Fees

$0 for the First Year, then $95

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®
  • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • Sleek metal card design
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • $0 foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Travel confidently with premium Travel Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Trip Delay Reimbursement and more

Chase Freedom®

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 52 Offer Ratings
Over the Past 60 Days!

Sign up Bonus

Earn a $150 Bonus

Introductory APR

0% Intro APR on purchases and balance transfers for 15 months

Regular APR

14.24%-23.24% Variable

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases — it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Enjoy new 5% categories every 3 months like gas stations, restaurants, and wholesale clubs
  • Cash Back rewards do not expire as long as your account is open
  • No Annual Fee

Journey® Student Rewards from Capital One®

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 14 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Earn 1% cash back on all purchases*

Bonus Cash Back

Earn 25% bonus on cash back you earn each month you pay on time*

Credit Limit Increase

Higher credit line after 5 on-time monthly payments*

Annual Fees

$0

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you

Credit One Bank® Visa® - No Deposit Required

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 35 Offer Ratings
Over the Past 60 Days!

Rewards Rate

1% on gas and grocery purchases, terms apply

Reports to Credit Bureaus

Build Credit When Used Responsibly

Regular Purchase APR

15.65% - 24.15% Variable

Annual Fees

$0-$99

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad/Poor/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • Automatic reviews for credit line increase opportunities
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
  • Choose your card design from our premium gallery, a fee may apply
  • Earn 1% cash back on gas and grocery purchases, terms apply
  • Rewards post to your account automatically each month
  • Email or text alerts to remind you when your payment it due

Capital One® Spark® Cash Select for Business

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 12 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 1.5% cash back*

Sign-up Bonus

$200 bonus cash after meeting spending requirements*

Rewards Redemption

Redeem cash back for any amount at any time*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

Capital One® Spark® Cash for Business

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 40 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 2% cash back*

Sign-up Bonus

$500 bonus cash after meeting spending requirements*

Rewards Redemption

Redeem cash back for any amount at any time*

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

Capital One® Spark® Miles for Business

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 16 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 2x miles per dollar*

Sign-up Bonus

50,000 bonus miles after meeting spending requirements*

Rewards Redemption

Redeem miles with any airline and any hotel*

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

Capital One® Spark® Miles Select for Business

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 7 Offer Ratings
Over the Past 60 Days!

Rewards Rate

1.5% miles per dollar on all purchases

Sign-up Bonus

20,000 bonus miles after meeting spending requirements*

Rewards Redemption

Redeem miles with any airlines and any hotel*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

British Airways Visa Signature® Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 14 Offer Ratings
Over the Past 60 Days!

Bonus Miles

50,000 Bonus Avios*

Rewards Rate

1 Avios per $1 spent*

Regular Purchase APR

16.24%-23.24% Variable*

Annual Fees

$95

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.   

NFL Extra Points Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

10,000 Bonus Points*

Rewards Rate

Earn 2 Points per $1*

Regular Purchase APR

15.24%, 20.24% or 25.24%* Variable

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back
  • 20% off purchases at NFLShop.com - that's $20 off every $100 you spend
  • 0% Promotional APR for 6 months on eligible NFL ticket purchases. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness
  • Earn 2 points per $1 on NFL or Team purchases - eligible game tickets, in-stadium and team pro shop purchases - and 1 point per $1 on all other purchases
  • Redeem points for NFL game tickets, VIP experiences, or 1% cash back beginning at 2,500 points for $25
  • 0% Introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness.
  • Please note, there is a fee for balance transfers.

Southwest Airlines Rapid Rewards® Premier Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.1/5.0 from 97 Offer Ratings
Over the Past 60 Days!

Sign Up Bonus

50,000 points

Bonus Miles

2 points/$1 spent on Southwest Airlines® purchases & participating Hotel & Car Rental partners.

Rewards Rate

1 point/$1 spent on all other purchases

Annual Fees

$99

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
  • Chip-enabled cards with 24/7 fraud monitoring
  • Points Don't Expire as long as your card account is open, No Blackout Dates, Bags Fly Free®
  • 6,000 points after your Cardmember Anniversary every year
  • 2 points/$1 spent on Southwest Airlines® purchases and participating Hotel and Car Rental partners
  • 1 point/$1 spent on all other purchases

Credit One Bank® – Earn More Credit Fast

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 14 Offer Ratings
Over the Past 60 Days!

Rewards Rate

1% on gas and grocery purchases, terms apply

Reports to Credit Bureaus

Build credit when used responsibly

Regular Purchase APR

15.65% - 24.15% Variable

Annual Fees

$0-$99

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Bad/Poor/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • Find out if you Pre-Qualify without affecting your credit score
  • This is a fully unsecured credit card with no deposit requirement
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • 1% cash back on gas and groceries, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due

Credit One Bank® Unsecured Visa® Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

Credit Monitoring

Free online monthly credit tracking

Rewards Rate

1% on gas and grocery purchases, terms apply

Regular Purchase APR

15.65% - 24.15% Variable

Annual Fees

$0-$99

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Bad/Poor/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • This is a fully unsecured credit card with no deposit requirement.
  • Automatic reviews for credit line increase opportunities
  • See if you Pre-Qualify without harming your credit score
  • Earn 1% cash back on gas and grocery purchases, terms apply
  • Flexible payment date to assist you in making your payments on time
  • Free online monthly credit score tracking included

Citi® Hilton HHonorsTM Reserve Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 19 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

Earn 2 weekend night certificates*

Rewards Rate

Earn up to 10 bonus points*

Regular Purchase APR

15.49% (Variable)

Annual Fees

$95

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening* 
  • Earn 10 Hilton HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio*   
  • Earn 5 Hilton HHonors Bonus Points per $1 spent on airline and car rental purchases*  
  • Earn 3 Hilton HHonors Bonus Points per $1 spent on all other purchases*  
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember* 
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card

Citi® Hilton HHonors® Visa Signature® Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 20 Offer Ratings
Over the Past 60 Days!

Limited Time Bonus

Earn 75,000 Hilton HHonors Points*

Rewards Rate

Earn up to 6 Bonus Points*

Regular Purchase APR

15.49% - 19.49%* (Variable)

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • For a limited time: Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2  HHonors Bonus Points for each $1 spent on all other purchases.*
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
  • No annual fee.*

Ink Cash® Business Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 25 Offer Ratings
Over the Past 60 Days!

Cash Back Rewards

Earn 5% cash back in select business categories*

Intro Purchase APR

0% for 12 Months*

Regular Purchase APR

13.49%-19.49% Variable*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee

Share your experiences, tips and tricks with us!

Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

Community Conversation

Thank you. Your comment has been submitted and is pending editorial review.
card loader

Sort by:

Picture of Rosalinda Brown

By: | May 25, 2015

I have two credit cards that i keep Capital One secured an First Premier unsecured am glad am back in the credit tracking.My score is getting better,I do not mind having a credit card as a subtitute if am running for cash..my Capital One i have $200 an the First Premier Bank card i have $300 I paid Capital every 2nd of the month an the First Premier is every 8th of the month.My payday is every second week an pretty much i paid mine in full..

Picture of Vicky Bagent

By: | Feb 8, 2015

Visa is a joke, the exeutives who run the company are '70's educated. I went to pay a visa charge and the bank said Visa won't take cash as a payment. VISA WON'T TAKE CASH AS A PAYMENT!!!!!!!! Who ever heard of such a stupid rule? I suppose I could have used the Visa card to pay the bill and then next month use the Visa card to pay the bill, and on and on and on. Who makes up these stupid rules? Have they finally hit bottom in the brain department? No more Visa card for me. vb

Picture of Karen Hall

By: | Oct 8, 2014

I guess this being one of the biggest names in credit cards means something. I've had a lot more luck with this company than others, meaning not a lot of unfounded and mysterious charges appearing out of nowhere.

2 Replies

By: Vicky Bagent | Feb 8, 2015

Lucky you Karen, now you can't pay this bill with cash, makes no sense to logical thinking people. Better watch when the next stupid rule comes up, it'll be a dussey.

By: Jay Adams | Aug 12, 2015

Some of us don't use cash.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Visa Card Overview

Visa credit cards – which are provided through the Visa International brand – have a history that can be traced back to 1958, when Bank of America launched its BankAmericard program in California. Launching that charge card marked the birth of the credit card industry, and in the 1970s that original credit card evolved into the Visa Card. The name Visa was chosen by the company’s founder who thought that it would translate easily into different languages while conveying the idea of worldwide acceptance.

Visa International provides credit cards through more than 20,000 different financial institutions. Visa doesn’t actually issue cards directly to consumers but instead provides a Visa credit card processing system and brand and those banks and other businesses that issue the Visa cards set their own interest rates, create their own rewards programs, send out their own offers, and provide their own credit card customer service.

Cardholders in more than 150 countries use Visa card branded plastic, and there are more than 1 billion Visa credit cards in circulation. These cards account for more than $3 trillion per year in transactions, and Visa credit cards (and debit cards) are accepted by millions of merchants throughout the world.