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Capital One® Venture® Rewards Credit Card

 

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Your Rating:

3.8/5.0 from 658 Offer Ratings
Over the Past 60 Days!

Bonus Miles

40,000 miles with minimum spending requirement*

Rewards Rate

2 miles per dollar*

Regular Purchase APR

13.24% - 23.24% (Variable)

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that

BankAmericard Travel Rewards® Credit Card

 

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Your Rating:

4.5/5.0 from 329 Offer Ratings
Over the Past 60 Days!

Intro Purchase APR

0% for 12 billing cycles

Rewards Rate

Earn 1.5 points per $1 spent on purchases

Regular APR

15.24%-23.24% Variable APR on purchases and balance transfers

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days -  that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% - 23.24% Variable APR 
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% or more.  Click “Apply Now” to learn more about Preferred Rewards

Capital One® VentureOne® Rewards Credit Card

 

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Your Rating:

4.3/5.0 from 667 Offer Ratings
Over the Past 60 Days!

Rewards Rate

1.25 miles per dollar*

Intro Purchase APR

0% intro on purchases until May 2017

Regular Purchase APR

12.24% - 22.24% (Variable)

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until May 2017; 12.24%-22.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn

BankAmericard Cash Rewards™ Credit Card

 

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Your Rating:

3.9/5.0 from 164 Offer Ratings
Over the Past 60 Days!

Intro Purchase APR

0% for 12 billing cycles

Intro BT APR

0% for qualifying transfers for 12 billing cycles*

Regular APR

13.24% -23.24% Variable APR on purchases and balance transfers

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 
  • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter 
  • No changing categories and no expiration on rewards 
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.

Chase Slate®

 

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Your Rating:

3.8/5.0 from 731 Offer Ratings
Over the Past 60 Days!

Intro Purchase APR

0% for 15 Months*

Intro BT APR

0% for 15 Months*

Regular Purchase APR

13.24%-23.24% Variable

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Chase Slate named "Best Credit Card for Balance Transfers" three years in a row by MONEY Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

Chase Sapphire Preferred® Card

 

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Your Rating:

3.9/5.0 from 209 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

50,000 points*

Rewards Rate

Up to 2 points per dollar spent*

Bonus Perks

Transfer points 1:1 to leading frequent travel programs*

Annual Fees

Intro Annual Fee $0 the first year, then $95

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®
  • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • Sleek metal card design
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • $0 foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Travel confidently with premium Travel Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Trip Delay Reimbursement and more

Capital One® Quicksilver® Cash Rewards Credit Card

 

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Your Rating:

4.0/5.0 from 300 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 1.5% Cash Back*

Bonus Cash

$100 cash bonus after spending $500 in the first 3 months*

Cash Back Details

No minimums for redeeming and cash back never expires*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until February 2017; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR until February 2017; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Chase Freedom®

 

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Your Rating:

4.0/5.0 from 148 Offer Ratings
Over the Past 60 Days!

Reward

$150 Bonus*

Rewards Rate

5% Cash Back on select categories like gas, restaurants, and more*

Cash Back Terms

Unlimited 1% cash back and your rewards never expire*

Annual Fees

$0

Credit Needed

 
Good Credit

Credit cards for good credit are intended for those with a credit score between 660 - 699.

Get Your Free Score!
Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Enjoy new 5% categories every 3 months like gas stations, restaurants, select grocery stores, and wholesale clubs
  • Cash Back rewards never expire as long as your account is open
  • No Annual Fee

Journey® Student Rewards from Capital One®

 

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Your Rating:

3.8/5.0 from 22 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Earn 1% cash back on all purchases*

Bonus Cash Back

Earn 25% bonus on cash back you earn each month you pay on time*

Credit Limit Increase

Higher credit line after 5 on-time monthly payments*

Annual Fees

$0

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

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Average/Fair/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you

Credit One Bank® Visa® - No Deposit Required

 

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Your Rating:

3.8/5.0 from 32 Offer Ratings
Over the Past 60 Days!

Rewards Rate

1% on gas and grocery purchases, terms apply

Reports to Credit Bureaus

Build Credit When Used Responsibly

Regular Purchase APR

15.65% - 24.15% Variable

Annual Fees

$0-$99

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad/Poor/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • Automatic reviews for credit line increase opportunities
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
  • Choose your card design from our premium gallery, a fee may apply
  • Earn 1% cash back on gas and grocery purchases, terms apply
  • Rewards post to your account automatically each month
  • Email or text alerts to remind you when your payment it due

Capital One® Spark® Cash Select for Business

 

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Your Rating:

4.0/5.0 from 14 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 1.5% cash back*

Sign-up Bonus

$200 bonus cash after meeting spending requirements*

Rewards Redemption

Redeem cash back for any amount at any time*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months
  • Save on interest with 0% intro APR on purchases until February 2017; 13.24%-21.24% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire

Capital One® Spark® Cash for Business

 

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Your Rating:

3.8/5.0 from 26 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 2% cash back*

Sign-up Bonus

$500 bonus cash after meeting spending requirements*

Rewards Redemption

Redeem cash back for any amount at any time*

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 2% cash back on every purchase, every day
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Cash rewards don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • No foreign transaction fees
  • Earn unlimited cash rewards that don't expire

Capital One® Spark® Miles for Business

 

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Your Rating:

4.0/5.0 from 6 Offer Ratings
Over the Past 60 Days!

Rewards Rate

Unlimited 2x miles per dollar*

Sign-up Bonus

50,000 bonus miles after meeting spending requirements*

Rewards Redemption

Redeem miles with any airline and any hotel*

Annual Fees

$0 intro for first year; $59 after that

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

Capital One® Spark® Miles Select for Business

 

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Your Rating:

4.0/5.0 from 14 Offer Ratings
Over the Past 60 Days!

Rewards Rate

1.5% miles per dollar on all purchases

Sign-up Bonus

20,000 bonus miles after meeting spending requirements*

Rewards Redemption

Redeem miles with any airlines and any hotel*

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases until February 2017; 13.24%-21.24% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

British Airways Visa Signature® Card

 

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Your Rating:

3.8/5.0 from 42 Offer Ratings
Over the Past 60 Days!

Bonus Miles

Earn up to 75,000 bonus Avios*

Rewards Rate

Earn up to 3 Avios

Regular Purchase APR

16.24%-23.24% Variable

Annual Fees

$95

Credit Needed

N/A

Highlights

  • Click "APPLY NOW" to apply online
  • 50,000 bonus Avios after you spend $2,000 on purchases within the first 3 months of account opening.
  • Plus earn an additional 25,000 bonus Avios when you spend $15,000 on purchases within your first year for a total of 75,000 bonus Avios.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.

NFL Extra Points Credit Card

 

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Your Rating:

3.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

10,000 Bonus Points*

Rewards Rate

Earn 2 Points per $1*

Regular Purchase APR

15.24%, 20.24% or 25.24%* Variable

Annual Fees

$0

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back
  • 20% off purchases at NFLShop.com - that's $20 off every $100 you spend
  • 0% promotional APR for 6 months on eligible NFL ticket purchases. After that a variable APR will apply, currently 15.24%, 20.24% or 25.24%, based on your credit worthiness
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
  • Redeem points for NFL game tickets, merchandise, VIP experiences, or 1% cash back beginning at 2,500 points for $25
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR will apply, currently 15.24%, 20.24% or 25.24%, based on your credit worthiness

Southwest Airlines Rapid Rewards® Premier Credit Card

 

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Your Rating:

3.1/5.0 from 108 Offer Ratings
Over the Past 60 Days!

Bonus Miles

50,000 Bonus Points*

Rewards Rate

2 Points Per $1 on Travel Purchases*

Bonus Perks

Bags Fly Free®, Points Don't Expire, No Blackout Dates*

Annual Fees

$99

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
  • Chip-enabled cards with 24/7 fraud monitoring
  • Points Don't Expire as long as your card account is open, No Blackout Dates, Bags Fly Free®
  • 6,000 points after your Cardmember Anniversary every year
  • 2 points/$1 spent on Southwest Airlines® purchases and participating Hotel and Car Rental partners
  • 1 point/$1 spent on all other purchases

Credit One Bank® – Earn More Credit Fast

 

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Your Rating:

3.0/5.0 from 20 Offer Ratings
Over the Past 60 Days!

Rewards Rate

1% on gas and grocery purchases, terms apply

Reports to Credit Bureaus

Build credit when used responsibly

Regular Purchase APR

15.65% - 24.15% Variable

Annual Fees

$0-$99

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Bad/Poor/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • Find out if you Pre-Qualify without affecting your credit score
  • This is a fully unsecured credit card with no deposit requirement
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • 1% cash back on gas and groceries, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due

Credit One Bank® Unsecured Visa® Credit Card

 

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Your Rating:

3.3/5.0 from 8 Offer Ratings
Over the Past 60 Days!

Credit Monitoring

Free online monthly credit tracking

Rewards Rate

1% on gas and grocery purchases, terms apply

Regular Purchase APR

15.65% - 24.15% Variable

Annual Fees

$0-$99

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Bad/Poor/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • This is a fully unsecured credit card with no deposit requirement.
  • Automatic reviews for credit line increase opportunities
  • See if you Pre-Qualify without harming your credit score
  • Earn 1% cash back on gas and grocery purchases, terms apply
  • Flexible payment date to assist you in making your payments on time
  • Free online monthly credit score tracking included

Citi® Hilton HHonorsTM Reserve Card

 

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Your Rating:

3.9/5.0 from 9 Offer Ratings
Over the Past 60 Days!

Bonus Rewards

Earn 2 weekend night certificates*

Rewards Rate

Earn up to 10 bonus points*

Regular Purchase APR

15.49% (Variable)

Annual Fees

$95

Credit Needed

 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening* 
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*   
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*  
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*  
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember* 
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card

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Picture of Rosalinda Brown

By: | May 25, 2015

I have two credit cards that i keep Capital One secured an First Premier unsecured am glad am back in the credit tracking.My score is getting better,I do not mind having a credit card as a subtitute if am running for cash..my Capital One i have $200 an the First Premier Bank card i have $300 I paid Capital every 2nd of the month an the First Premier is every 8th of the month.My payday is every second week an pretty much i paid mine in full..

Picture of Vicky Bagent

By: | Feb 8, 2015

Visa is a joke, the exeutives who run the company are '70's educated. I went to pay a visa charge and the bank said Visa won't take cash as a payment. VISA WON'T TAKE CASH AS A PAYMENT!!!!!!!! Who ever heard of such a stupid rule? I suppose I could have used the Visa card to pay the bill and then next month use the Visa card to pay the bill, and on and on and on. Who makes up these stupid rules? Have they finally hit bottom in the brain department? No more Visa card for me. vb

Picture of Karen Hall

By: | Oct 8, 2014

I guess this being one of the biggest names in credit cards means something. I've had a lot more luck with this company than others, meaning not a lot of unfounded and mysterious charges appearing out of nowhere.

2 Replies

By: Vicky Bagent | Feb 8, 2015

Lucky you Karen, now you can't pay this bill with cash, makes no sense to logical thinking people. Better watch when the next stupid rule comes up, it'll be a dussey.

By: Jay Adams | Aug 12, 2015

Some of us don't use cash.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Visa Card Overview

Visa credit cards – which are provided through the Visa International brand – have a history that can be traced back to 1958, when Bank of America launched its BankAmericard program in California. Launching that charge card marked the birth of the credit card industry, and in the 1970s that original credit card evolved into the Visa Card. The name Visa was chosen by the company’s founder who thought that it would translate easily into different languages while conveying the idea of worldwide acceptance.

Visa International provides credit cards through more than 20,000 different financial institutions. Visa doesn’t actually issue cards directly to consumers but instead provides a Visa credit card processing system and brand and those banks and other businesses that issue the Visa cards set their own interest rates, create their own rewards programs, send out their own offers, and provide their own credit card customer service.

Cardholders in more than 150 countries use Visa card branded plastic, and there are more than 1 billion Visa credit cards in circulation. These cards account for more than $3 trillion per year in transactions, and Visa credit cards (and debit cards) are accepted by millions of merchants throughout the world.