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Discover it® chrome for Students

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 35 Offer Ratings
Over the Past 60 Days!

(35) Over the Past 60 Days!
  • Intro Purchase APR 0% for 6 Months*
  • Bonus Rewards Up to 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter, 1% on everything else*
  • Ongoing APR 14.49% - 23.49% Variable*
  • Annual Fee $0
  • Credit Needed Fair Credit
  • Card Brand Discover

Highlights

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically. 
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, earn unlimited 1% cash back on all other purchases – automatically. 
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years. 
  • No annual fee. No late fee on first late payment. No APR change for paying late. 
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. 
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. 
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up. 
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49%.
  • See Rates & Fees

See additional details for Discover it® chrome for Students

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Discover it® for Students

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 81 Offer Ratings
Over the Past 60 Days!

(81) Over the Past 60 Days!
  • Intro Purchase APR 0% for 6 Months*
  • Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Ongoing APR 14.49% - 23.49% Variable*
  • Annual Fee $0
  • Credit Needed Fair Credit
  • Card Brand Discover

Highlights

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically. 
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years. 
  • No annual fee. No late fee on first late payment. No APR change for paying late. 
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. 
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. 
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up. 
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49%.
  • See Rates & Fees

See additional details for Discover it® for Students

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Journey® Student Rewards from Capital One®

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 18 Offer Ratings
Over the Past 60 Days!

(18) Over the Past 60 Days!
  • Rewards Rate Earn 1% cash back on all purchases
  • Bonus Cash Back Earn 25% bonus on cash back you earn each month you pay on time
  • Credit Limit Increase Higher credit line after 5 on-time monthly payments
  • Annual Fee $0
  • Credit Needed Average/Fair/Limited
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • Pick the monthly due date that works best for you
  • Get customized alerts and manage your account with the Capital One mobile app

See additional details for Journey® Student Rewards from Capital One®

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*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

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Best Student Credit Cards

Student credit cards are specifically designed for college students. In the past few years, student credit cards have developed excellent features to help students manage credit card expenses, payments, and debts and reward students for effective financial management. Some, for instance, offer rewards that can be redeemed in the campus bookstore, on iTunes, or to buy concert tickets or pizza in local restaurants.

The best credit cards for students may also offer convenient ways to help parents transfer money to kids and then track their child’s use of the card to ensure that the student is using it responsibly. Best of all, students can use these credit cards to build up their independent credit history and good credit score so that once they leave school they will be in a solid position to potentially borrow money from banks or lenders.

As with any credit card, you should first check the APR and other rates, fees, and charges including any annual fees. Carefully compare those for each student credit card – while taking any rewards and benefits into consideration. If some of the terminology card companies use to explain their plastic sounds like Greek to you, don’t worry. You can refer to the glossary provided on our site for user-friendly translations that don’t require an advanced post graduate degree to understand.

In general college students seek the following type of credit cards:

  • Credit cards with no credit history
  • Credit cards with bad credit history

Whatever the reason, students often look for a quick fix to meet their needs during their full time job of earning a degree.  Before you sign up for the instant approval student credit cards that offer you a free t-shirt, make sure you understand the terms and conditions.

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" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

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