Capital One Credit Cards
- Compare credit cards offered by Capital One
- Independent ratings and reviews
- Secure and immediate online application process
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Money® Magazine's "Most Rewarding Card if you crave free airline flights"
- 2 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 11.90-19.90% (Variable)* | $0.00 1 year, then $59.00* | Excellent |
- Intro APR 0% until May 2013
- Intro BT APR 0% until May 2013
Highlights:
- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% until May 2013 | 0% until May 2013 | 10.90-18.90% (Variable)* | None | Excellent |
- Intro APR 0% until February 2013*
- Intro BT APR 0% until February 2013*
Highlights:
- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash rewards that don't expire
- Redeem cash rewards anytime for any amount, even set up automatic redemption
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until February 2013.
- Intro APR 0% until February 2012*
- Intro BT APR N/A*
Highlights:
- 1.25 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- 0% intro APR on purchases until February 2012
- No foreign transaction fees
- No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% until February 2012* | N/A* | 11.90-19.90% (Variable)* | None | Excellent |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- $0 intro annual fee for the first year; $19 after that
- Image Card - personalize your card with an image of your choice
- $0 Fraud Liability if your card is lost or stolen
- Monitor your spending with free text message alerts
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 24.90% (Variable)* | $0.00 1 year, then $19.00* | Fair |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 19.80% (Variable)* | None | Fair |
- Intro APR 0%
- Intro BT APR N/A*
Highlights:
- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards any time for any amount, even set up automatic redemption
- 0% intro APR on purchases until November 2012
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% | N/A* | 17.90-22.90% (Variable)* | $39.00* | Average |
- Intro APR 0% until September 2012*
- Intro BT APR N/A*
Highlights:
- 0% intro APR on all purchases until September 2012
- $0 Fraud Liability if your card is lost or stolen
- Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% until September 2012* | N/A* | 17.90-22.90% (Variable)* | $39.00* | Average |
- Intro APR 0%
- Intro BT APR N/A*
Highlights:
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for travel, merchandise, gift cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% | N/A* | 13.90-19.90% (Variable)* | None | Excellent |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3000
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 22.90% (Variable)* | $29.00* | Limited/Bad, Bad |
- Intro APR 0.00%*
- Intro BT APR N/A*
Highlights:
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for Travel, Merchandise, Gift Cards and more
- 0% intro APR - pay no interest on purchases until February 2013
- No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0.00%* | N/A* | 13.90-19.90% (Variable)* | None | Excellent |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 24.90% (Variable)* | None | Average |
- Intro APR 0% until December 2012*
- Intro BT APR N/A
Highlights:
- 5 points per $1 on Sony purchases at authorized retailers
- 3 points per $1 on dining out and movie purchases
- 1 point per $1 spent on all other purchases
- Redeem for Sony products, movies, music, and more
- Choose from 2 unique card designs
- 0% intro APR on purchases until December 2012
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No annual fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% until December 2012* | N/A | 13.9% - 24.9% (V)* | None | Excellent/Good |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Earn 2 miles per dollar on every purchase, every day
- Get 10,000 bonus miles - just spend $1,000 within the first 3 months
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Enjoy exclusive, award-winning customer service
- $0 intro annual fee for the first year; $59 after that
- There's no limit to the amount of miles you can earn and miles don't expire
- Redeem miles for travel, cash back, gift cards, merchandise, and more
- Fly on any airline, anytime, with no blackout dates or seat restrictions
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 13.90% (Variable)* | $0.00 1 year, then $59.00* | Excellent |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Enjoy no annual fee
- Build business credit with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 22.90% (Variable)* | $0.00* | Good |
- Intro APR 0.00%*
- Intro BT APR N/A*
Highlights:
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on purchases until August 2012
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0.00%* | N/A* | 14.90-19.90% (Variable)* | $0.00* | Excellent |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- $0 intro annual fee for the first year; $59 after that
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 13.90% (Variable)* | $0.00 1 year, then $59.00* | Excellent |
- Intro APR 0.00%*
- Intro BT APR N/A*
Highlights:
- Get a 50% bonus on the miles you earn every year
- Earn 1 mile per dollar on every purchase, every day
- Save with 0% intro APR until August 2012
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- There's no limit to the amount of miles you can earn and miles don't expire
- Fly on any airline, anytime, with no blackout dates or seat restrictions
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0.00%* | N/A* | 14.90-19.90% (Variable)* | $0.00* | Excellent |
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Capital One History and Product Overview
Capital One was launched in 1988 and has enjoyed extraordinary growth and expansion, thanks to creative innovation, high customer service ratings, and excellent technological support and infrastructure. The company was originally a credit card subsidiary of Signet Bank, but the card unit was spun-off from the bank in the mid 1990s. From that time forward Capital One credit cards have been offered through the large umbrella organization Capital One Financial Corporation via Capital One Bank.
With some 50 million customers and a diversified portfolio of financial products and services, Capital One is now one of the largest financial services companies in the USA and its credit cards are among the most popular. In addition to its credit cards, Capital One Financial products include business loans, home equity loans, car loans, installment loans, and many different kinds of savings and investment products. The company has also earned many awards and citations for customer service and for being one of the best companies to work for in the USA.
Capital One’ credit card division offers a variety of different credit cards including those that provide travel rewards, cash back, bonus points, business management and budgeting tools, and special introductory offers. You can find most Capital One cards with no annual fee, for example, and rates on many Capital One credit cards are among the most competitive. Capital One credit cards gained rapid popularity within the past 20 years and continue to win customer loyalty because of appealing card promotions and attractive deals paired with a wide range of cards for every kind of customer.
