Capital One Credit Cards

3.5 - 816 reviews for top rated card

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Capital One Credit Card – Capital One Card
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Your Rating:

3.5/5.0 from 816 Cardholder Reviews

 
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Regular Purchase APR

11.9%-19.9% (Variable)

Intro Purchase APR

0% until November 2015*

Rewards Rate

Earn 1.25 miles per $1 on all Purchases*

Sign Up Offer

Intro Purchase APR 0% on Purchases until November 2015*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 11.9%-19.9% (Variable)
Annual Fee: $0
Rewards Rate: Earn 1.25 miles per $1 on all Purchases*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

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Excellent/Good

Highlights

  • Earn unlimited 1.25 miles on every purchase, every day
  • Pay no annual fee or foreign transaction fees
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until November 2015; 11.9%-19.9% variable APR after that
  • Travel when you want—no blackout dates
  • Miles don’t expire and there’s no limit to how many you can earn
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
 
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Your Rating:

3.3/5.0 from 522 Cardholder Reviews

 
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Regular Purchase APR

10.9%-18.9% (V)

Intro Purchase APR

0% until February 2016

Intro BT APR

0% until February 2016

Sign Up Offer

Intro Purchase APR 0% until February 2016
Intro Balance Transfer: 0% until February 2016

Ongoing Information

Regular Purchase APR: 10.9%-18.9% (V)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Get 0% intro APR on all purchases until February 2016; 10.9%-18.9% variable APR after that
  • Balance transfers also have a 0% intro APR until February 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • Pick the monthly due date that works best for you
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
 
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Your Rating:

3.3/5.0 from 408 Cardholder Reviews

 
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Regular Purchase APR

12.9%-22.9% (V)

Intro Purchase APR

0% APR on purchases until August 2015

Rewards Rate

Earn 1.5% Cash Back on all Purchases*

Sign Up Offer

Intro Purchase APR 0% on purchases until August 2015
Intro Balance Transfer: 0% until August 2015

Ongoing Information

Regular Purchase APR: 12.9%-22.9% (V)
Annual Fee: $0
Rewards Rate: Earn 1.5% Cash Back on all Purchases*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until August 2015; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until August 2015, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker—the free way to easily monitor your monthly credit score anytime, anywhere
 
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Your Rating:

3.8/5.0 from 129 Cardholder Reviews

 
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Regular Purchase APR

13.90%-20.90% (Variable)

Bonus Miles

40,000 miles with minimum spending requirement*

Rewards Rate

2 miles per dollar

Sign Up Offer

Intro Purchase APR N/A*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.90%-20.90% (Variable)
Annual Fee: $0 intro for first year; $59 after that
Rewards Rate: 2 miles per dollar
Credit Needed:
 
Good Credit

Credit cards for good credit are intended for those with a FICO score between 660 - 699.

Get Your Free Score!
Excellent/Good

Highlights

  • Earn unlimited 2X miles on every purchase, every day
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker — see your monthly credit score anytime and get automatic alerts
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Your Rating:

3.4/5.0 from 144 Cardholder Reviews

 
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Regular Purchase APR

22.9% (V)

Intro Purchase APR

0% on purchases until August 2015

Rewards Rate

Earn 1.5% Cash Back on all Purchases*

Sign Up Offer

Intro Purchase APR 0% on Purchases until August 2015
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 22.9% (V)
Annual Fee: $39
Rewards Rate: Earn 1.5% Cash Back on all Purchases*
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

Get Your Free Score!
Average/Fair

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until August 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
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Your Rating:

3.4/5.0 from 72 Cardholder Reviews

 
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Regular Purchase APR

24.9% (V)

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 24.9% (V)
Annual Fee: $0 intro for first year; $19 after that
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited

Highlights

  • Start with a $0 intro annual fee for the first year; $19 after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account—even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee—and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
 
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Your Rating:

3.4/5.0 from 84 Cardholder Reviews

 
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Regular Purchase APR

19.80% (V)

Bonus Rewards

25% cash back bonus each month*

Bonus Cash

1% cash back on all purchases

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 19.80% (V)
Annual Fee: None
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited

Highlights

  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus—that’s a total of 1.25% cash back
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
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Your Rating:

3.3/5.0 from 40 Cardholder Reviews

 
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Regular Purchase APR

22.9% (V)

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 22.9% (V)
Annual Fee: $29
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Limited/Bad

Highlights

  • Unlike a prepaid card, it builds credit when used responsibly
  • Regular reporting to the 3 major credit bureaus
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness—no additional deposit required
  • It’s a credit card—accepted at millions of locations worldwide 
  • Easily manage your account 24/7 with online access,  by phone or using our mobile app
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
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Your Rating:

4.0/5.0 from 6 Cardholder Reviews

 
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Regular Purchase APR

12.9% - 20.9% (V)

Intro Purchase APR

0% APR until May 2015

Rewards Rate

Earn 1.5 Miles per Dollar Spent*

Sign Up Offer

Intro Purchase APR 0% on purchases until May 2015
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 12.9% - 20.9% (V)
Annual Fee: $0
Rewards Rate: Earn 1.5 Miles per Dollar Spent*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Earn 1.5 miles per dollar on every purchase, every day
  • Plus, a one-time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months
  • Miles don’t expire, and there are no categories to limit where or what you buy
  • Save with 0% intro APR on purchases until May 2015;12.9%-20.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
 
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Your Rating:

3.8/5.0 from 10 Cardholder Reviews

 
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Regular Purchase APR

13.9%-20.9% (V)

Bonus Miles

One-time 25,000 bonus miles with minimum spending requirement*

Rewards Rate

2 miles per dollar

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.9%-20.9% (V)
Annual Fee: $0 for the first year; $59 after that
Rewards Rate: 2 miles per dollar
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Earn 2 miles per dollar on every purchase, every day
  • Plus, a one-time bonus of 25,000 miles once you spend $5,000 on purchases within the first 3 months
  • Miles don’t expire, and there are no categories to limit where or what you buy
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • $0 intro annual fee for the first year; $59 after that
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Redeem miles for travel, cash back, gift cards, and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
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Your Rating:

3.2/5.0 from 26 Cardholder Reviews

 
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Regular Purchase APR

22.9% (V)

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 22.9% (V)
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a FICO score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited

Highlights

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Separate business expenses from personal expenses
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
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Your Rating:

3.5/5.0 from 6 Cardholder Reviews

 
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Regular Purchase APR

12.9% - 20.9% (V)

Intro Purchase APR

0%* on Purchases until May 2015

Rewards Rate

1.5% Cash Back on Every Purchase

Sign Up Offer

Intro Purchase APR 0% on purchases until May 2015
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 12.9% - 20.9% (V)
Annual Fee: $0
Rewards Rate: 1.5% Cash Back on Every Purchase
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $100 bonus once you spend $3,000 on purchases within the first 3 months
  • Save with 0% intro APR on purchases until May 2015;12.9%-20.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don’t expire
 
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Your Rating:

3.9/5.0 from 8 Cardholder Reviews

 
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Regular Purchase APR

13.9% - 20.9% (V)

Bonus Cash

One-time $250 Cash Bonus with minimum spending requirement*

Rewards Rate

2% cash back on every purchase

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.9% - 20.9% (V)
Annual Fee: $0 intro for first year; $59 after that
Rewards Rate: 2% cash back on every purchase
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Earn 2% cash back on every purchase, every day
  • Get a one-time $250 cash bonus once you spend $5,000 on purchases within the first 3 months
  • Cash rewards don’t expire, and there are no categories to limit where or what you buy
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • No foreign transaction fees 
  • Earn unlimited cash rewards that don’t expire
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Your Rating:

4.3/5.0 from 9 Cardholder Reviews

 
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Regular Purchase APR

11.9%-19.9% (V)

Bonus Rewards

Earn 5% on First $5k in Purchases*

Rewards Rate

Earn 2% on all Purchases, Every day

Sign Up Offer

Intro Purchase APR 0% on purchases for 12 Months
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 11.9%-19.9% (V)
Annual Fee: $0
Rewards Rate: Earn 2% on all Purchases, Every day
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Every purchase earns rewards that can help you save toward a new Chevrolet, Buick, GMC or Cadillac vehicle
  • Get 5% Earnings on your first $5,000 in purchases every year
  • Unlimited 2% Earnings on every purchase after that 
  • Your Earnings don’t expire and there’s no limit on how much you can earn or redeem
  • For an even better value, use your Earnings on top of your best agreed-upon price and most current GM offers
  • 0% intro APR on purchases for 12 months, then 11.9% - 19.9% variable APR on purchases
  • No foreign transaction fees
  • No annual fee
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Your Rating:

2.5/5.0 from 6 Cardholder Reviews

 
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Regular Purchase APR

10.9% - 18.9% (V)

Intro Purchase APR

0% APR until August 2015

Rewards Rate

Earn 1 mile per dollar on all purchases

Sign Up Offer

Intro Purchase APR 0% Until August 2015
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 10.9% - 18.9% (V)
Annual Fee: $0
Rewards Rate: Earn 1 mile per dollar on all purchases
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Good-Excellent

Highlights

  • Save with our lowest intro APR on all purchases until August 2015; 10.9%-18.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Build business credit with responsible use
  • Earn 1 mile per dollar on all purchases, and there’s no limit to the amount of miles you can earn
  • Miles don’t expire and can be redeemed for travel, cash back, gift cards and more
  • Fraud coverage if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
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I like this card because it gives me all the points I need to turn it into cashback or redeem for other giftcards. The customer service is right on point. They are always able to answer any questions that I may have unlike other companies out there. I have never had a problem with them. If I am late with a payment they work with me and give me a call to see what is going on and see if they can help. When I first applied for my card they walked me through all of the necessary steps to get it activated and told me about what the company could do for me. I even received a sign on bonus for opening a account with them. I was able to get 0% APR until the next year and they also had low transfer rates. Now that I have been with the company for a long time there is no way I would switch. I have also talked to some of my family and friends joining capital one and switching from the credit cards that they had. They are glad that they did and it is the only ones that they use now. They have also used capital one for loans and also personal banking

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Capital One Credit Card Review

Capital One was launched in 1988 and has enjoyed extraordinary growth and expansion, thanks to creative innovation, high customer service ratings, and excellent technological support and infrastructure. The company was originally a credit card subsidiary of Signet Bank, but the card unit was spun-off from the bank in the mid 1990s. From that time forward Capital One credit cards have been offered through the large umbrella organization Capital One Financial Corporation via Capital One Bank.

With some 50 million customers and a diversified portfolio of financial products and services, Capital One is now one of the largest financial services companies in the USA and its credit cards are among the most popular. In addition to its credit cards, Capital One Financial products include business loans, home equity loans, car loans, installment loans, and many different kinds of savings and investment products. The company has also earned many awards and citations for customer service and for being one of the best companies to work for in the USA.

Capital One’ credit card division offers a variety of different Capital One credit cards including those that provide travel rewards, cash back, bonus points, business management and budgeting tools, and special introductory offers. You can find most Capital One credit cards with no annual fee, for example, and rates on many Capital One credit cards are among the most competitive. Capital One cards gained rapid popularity within the past 20 years and continue to win customer loyalty because of appealing card promotions and attractive deals paired with a wide range of cards for every kind of customer.

Trust & Security

Over 1,250,000 cardholders since 2005

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