Credit Cards for No Credit
- Compare no credit credit cards for those individuals with a limited or no credit history
- Independent ratings and reviews of credit cards for people with no credit
- Secure and immediate online application process
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Get pre-qualified for a Visa Platinum card with a starting credit line of $300 to $500
- Automatic credit line increase reviews
- Pick your payment due date to fit your schedule
- Email or text alerts to remind you when your payment is due
- Includes Travel Accident Insurance and Auto Collision Damage Waiver
- Free online monthly credit score tracking included
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A* | N/A* | 23.9% (V) | $75 First year (Introductory period). $99 thereafter” | Bad No Credit |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Nationwide Program - though not yet available in NY, IA, AR, or WI
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Get Your Deposit Back at Any Time
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- No Credit History or Minimum Credit Score Required for Approval
- Full-Feature Platinum MasterCard® Secured Credit Card
- 24/7 Access to Your Account Online
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | 11.99% (Variable) | $44 | Bad No Credit |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Free sign up and no credit check
- No monthly or annual fees
- Get the prepaid card and mobile app
- Send and receive money by email and text
- American Express safety and security
- Link a bank account, debit or credit card; add money with MoneyPak®; and use at ATMs*
- Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access.
- Terms, conditions & exclusions apply*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | $0 | No Credit |
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
- No application fees or processing fees
- Use your card at locations everywhere Discover® is accepted
- Free online account access 24/7
- Fast and easy application process; results provided in seconds
- Build positive credit by making monthly payments on time
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A* | N/A* | See terms* | See terms* | Bad No Credit |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- The benefits of Cardmembership start here!
- Free Direct Deposit
- No Monthly, Annual or Purchase Fees
- No Overdraft, Inactivity or Foreign Exchange Fees
- Free Fraud Protection*
- Purchase Protection and Roadside Assistance*
- No Credit Check
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | $0 | No Credit |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Build credit with responsible use with no processing or application fees
- Regular reporting to the 3 major credit bureaus
- Monitor credit with access to a credit score and other tools
- Your security deposit can get you a line up to $3,000
- You may qualify for a credit line increase based on your payment history and creditworthiness
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | 22.9% (V) | $29 | Limited/Bad |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Safer than carrying cash, use everywhere Visa debit cards are accepted.
- Choose from multiple fee plan options, and switch for free.
- Conveniently send money to family and friends with card to card transfers.
- Free 24/7 customer service.
- Members now have access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance -- free of charge.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | None | No Credit Bad |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Safer than carrying cash, use everywhere Visa debit cards are accepted.
- No overdraft fees.
- Conveniently send and receive money to and from family and friends with card to card transfers.
- Members now have access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance -- free of charge.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | None | No Credit Bad |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | None | No Credit Bad |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.
- Stay connected - keep track of your money online and on your mobile.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC
- No overdraft fees
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Members now have access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance -- free of charge.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | Variable Monthly Fees | No Credit Bad |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- Get Your Premium Benefits:
- Exclusive Rewards Program
- Free Credit ScoreTracker1
- Easy Mobile Account Access and Text Alerts
- Easy Online Bill Payment & Check Writing
- Free† Direct Deposit - paycheck, benefits, tax refunds
- No Credit Check, No Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
- Deposit is fully FDIC insured
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | None | No Credit |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- $0 Monthly Fee
- No Minimum Balance
- No Credit Check. No Overdraft Fee.
- Free† Direct Deposit and Online Bill Payment
- Use it everywhere Visa Debit Card accepted
- Now with Purchase Rewards
- Perfect for Occasional Usage
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | None | No Credit |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- 100% Guaranteed Approval - upon successful ID verification
- $0 Activation Fee
- $15 Bonus§ with Free† Direct Deposit
- $10,000 balance limit
- Shop online & Pay bills online
- Easy Mobile Account Access
- Deposits are FDIC insured
- BBB Accredited A+ Company
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | None | No Credit Bad |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- $0 Monthly Fee
- No Credit Check or ChexSystems check
- Instant Account Number
- Free† Direct Deposit - paycheck, benefits, tax refunds
- Easy 24/7 Online Account Access
- Earn Purchase Rewards and Refer-a-Friend Cash Bonus
- Use it Everywhere Mastercard Debit card accepted
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | N/A | None | No Credit |
Updated on
Credit Cards to Build Credit
Even if you are good at managing money and always pay your bills on time you may have limited or no credit history. That can be a problem, though, because credit card companies and banks want to see a track record in order to predict whether or not you’ll be a good customer and won’t abuse your card or procrastinate when it is time to make a minimum payment.
Having a limited credit history can be a frustrating situation because you have limited options available to you in order to demonstrate your credit worthiness. You are stuck in a classic “Catch-22” situation. The good news is that there are credit card companies that will issue credit cards to individuals with no credit history. These no credit credit cards are reviewed and summarized in this section so that you can browse through them and find one you like.
Once you get approved you can start building a credit history by making sure that the card you have chosen reports your payment history to the “big three” credit reporting agencies on a regular basis. By using the card responsibly you’ll soon establish a verifiable track record and your credit rating will go up along with your credit score. Then you’ll no longer have to rely solely upon “no credit history” credit cards and can “upgrade” to a credit card product with lower interest rates and which offer reward programs.
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