Credit Cards for No Credit

Credit Cards for No Credit – Credit Cards for People with No Credit
  • Compare no credit, credit cards from our partners for those with limited or no credit history
  • Independent ratings and reviews of credit cards for people with no credit
  • Secure and immediate online application process
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Capital One® Secured MasterCard®

 

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Your Rating:

3.7/5.0 from 44 Cardholder Reviews Over the Past 60 Days!

Reports to Credit Bureaus

Build Credit When Used Responsibly

Minimum Deposit

$49, $99, or $200

Regular Purchase APR

24.9% (Variable)

Annual Fees

$0

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Limited/Bad

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee, with all the credit building benefits
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required
  • Easily manage your account 24/7 with online access, by phone, or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide

Credit One Bank® Credit Card with Gas Rewards

 

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Thanks for rating!

Your Rating:

3.7/5.0 from 90 Cardholder Reviews Over the Past 60 Days!

Rewards Rate

1% on Gas Purchases

Reports to Credit Bureaus

Build Credit When Used Responsibly

Regular Purchase APR

17.9% - 23.9% (Variable)*

Annual Fees

$35-99

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Unlimited 1% cash back gas rewards 
  • Get Pre-Qualified for a Platinum Visa credit card
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges

Milestone® Gold MasterCard®

 

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Your Rating:

3.1/5.0 from 93 Cardholder Reviews Over the Past 60 Days!

MasterCard Gold Benefits

Accepted Worldwide and $0 Fraud Liability

Customize Your card

Choose a design from our premium gallery

Regular Purchase APR

23.9% variable

Annual Fees

$35-$99, depending on creditworthiness*

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair/Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Quick pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Choose your custom card design - Free
  • Free online account access

First Progress Platinum Prestige MasterCard® Secured Credit Card

 

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Your Rating:

3.9/5.0 from 11 Cardholder Reviews Over the Past 60 Days!

Improve Your Credit Score

Free Credit Bureau Reporting

Credit Line

$300 - $2,000 Credit Line*

Regular Purchase APR

11.99% (Variable)*

Annual Fees

$44

Credit Needed

 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • *See Card Terms

First Progress Platinum Elite MasterCard® Secured Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.3/5.0 from 6 Cardholder Reviews Over the Past 60 Days!

Improve Your Credit Score

Free Credit Bureau Reporting

Credit Line

$300 - $2,000 Credit Line*

Regular Purchase APR

19.99%*

Annual Fees

$29

Credit Needed

 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • *See Card Terms

OpenSky® Secured Visa® Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 7 Cardholder Reviews Over the Past 60 Days!

Improve Your Credit Score

Free Credit Bureau Reporting

Credit Line

$300 - $2,000 Credit Line*

Regular Purchase APR

17.5%*

Annual Fees

$29

Credit Needed

 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Build Your Credit fast  with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line  as low as $200 up to $3000,  secured by a fully-refundable* security deposit. 
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes. 
  • Extra credit when you need it,  increase your credit line up to $5000 in your first year*  
  • Access to online financial education.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card. Click the Apply Now button to get to the application page.

First Progress Platinum Select MasterCard® Secured Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 5 Cardholder Reviews Over the Past 60 Days!

Improve Your Credit Score

Free Credit Bureau Reporting

Credit Line

$300 - $2,000 Credit Line

Regular Purchase APR

14.99%*

Annual Fees

$39

Credit Needed

 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • *See Card Terms

NetSpend® Visa® Prepaid Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.4/5.0 from 8 Cardholder Reviews Over the Past 60 Days!

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier

Prescription Discounts

Get up to 55% Off Prescriptions

Instant Approval

No Credit History Needed

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Get Your paycheck and tax refund faster with direct deposit
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.

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Picture of Betty Richmond

By: | Nov 27, 2014

my grandson got my credit score and such ,in a realy bad shppe,he said he awnted to get me a car but instead he was using me for applications fr a car and I thought he wanted it for nsurance.and now im paying for it. but ineed a small loan im buying a car from an lady in my but she post the key and the tital .that's why I need a little help,so if you can help.

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Updated on

Credit Cards for People with No Credit

Even if you are good at managing money and always pay your bills on time you may have limited or no credit history. That can be a problem, though, because credit card companies and banks want to see a track record in order to predict whether or not you’ll be a good customer and won’t abuse your card or procrastinate when it is time to make a minimum payment.

Having a limited credit history can be a frustrating situation because you have limited options available to you in order to demonstrate your credit worthiness. You are stuck in a classic “Catch-22” situation. The good news is that there are credit card companies that will issue credit cards for no credit history individuals. These no credit credit cards are reviewed and summarized in this section so that you can browse through them and find one you like.

Once you get approved you can start building a credit history by making sure that the card you have chosen reports your payment history to the “big three” credit reporting agencies on a regular basis. By using the card responsibly you’ll soon establish a verifiable track record and your credit rating will go up along with your credit score. Then you’ll no longer have to rely solely upon “no credit history” credit cards and can “upgrade” to a credit card product with lower interest rates and which offer reward programs.