Credit Cards for No Credit

Credit Cards for No Credit – Credit Cards for People with No Credit
  • Compare no credit, credit cards from our partners for those with limited or no credit history
  • Independent ratings and reviews of credit cards for people with no credit
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Capital One® Secured MasterCard®

 

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Your Rating:

3.9/5.0 from 28 Offer Ratings
Over the Past 60 Days!

Reports to Credit Bureaus

Build Credit When Used Responsibly

Minimum Deposit

$49, $99, or $200

Regular Purchase APR

24.99% (Variable)

Annual Fees

$0

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Limited/Bad

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required
  • Easily manage your account 24/7 with online access, by phone, or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide

Surge MasterCard® Credit Card

 

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Your Rating:

3.7/5.0 from 28 Offer Ratings
Over the Past 60 Days!

Build Credit

Monthly reporting to the three major credit bureaus

Worldwide Use

Use your card wherever MasterCard is accepted

Easy Application Process

All credit types welcome to apply

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required

Credit One® Visa® - No Deposit Required

 

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Your Rating:

3.7/5.0 from 35 Offer Ratings
Over the Past 60 Days!

Rewards Rate

1% on gas and grocery purchases, terms apply

Reports to Credit Bureaus

Build Credit When Used Responsibly

Regular Purchase APR

15.65% - 24.15% Variable

Annual Fees

$0-$99

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad/Poor/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • Automatic reviews for credit line increase opportunities
  • Get Pre-Qualified without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Free online monthly credit score tracking included
  • Pick your payment due date to fit your schedule
  • Choose your card design from our premium gallery, a fee may apply
  • Earn 1% cash back on gas and grocery purchases, terms apply
  • Rewards post to your account automatically each month

Milestone® Gold MasterCard®

 

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Your Rating:

3.0/5.0 from 19 Offer Ratings
Over the Past 60 Days!

MasterCard Gold Benefits

Accepted Worldwide and $0 Fraud Liability

Customize Your card

Choose a design from our premium gallery

Regular Purchase APR

23.9% variable

Annual Fees

$35-$99, depending on creditworthiness*

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

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Average/Fair/Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Quick pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Choose your custom card design - Free
  • Free online account access

First Progress Platinum Prestige MasterCard® Secured Credit Card

 

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Your Rating:

4.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

Improve Your Credit Score

Free Credit Bureau Reporting

Credit Line

$300 - $2,000 Credit Line*

Regular Purchase APR

11.99%

Annual Fees

$44

Credit Needed

 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.

First Progress Platinum Elite MasterCard® Secured Credit Card

 

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Thanks for rating!

Your Rating:

2.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

Improve Your Credit Score

Free Credit Bureau Reporting

Credit Line

$200 - $2,000 Credit Line*

Regular Purchase APR

19.99%

Annual Fees

$29

Credit Needed

 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.

OpenSky® Secured Visa® Credit Card

 

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Thanks for rating!

Your Rating:

3.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

Improve Your Credit Score

Free Credit Bureau Reporting

Credit Line

$300 - $2,000 Credit Line*

Regular Purchase APR

17.5%*

Annual Fees

$35

Credit Needed

 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Build Your Credit fast  with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line  as low as $200 up to $3000,  secured by a fully-refundable* security deposit. 
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes. 
  • Extra credit when you need it,  increase your credit line up to $5000 in your first year*  
  • Access to online financial education.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card. Click the Apply Now button to get to the application page.

First Progress Platinum Select MasterCard® Secured Credit Card

 

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Thanks for rating!

Your Rating:

3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

Improve Your Credit Score

Free Credit Bureau Reporting

Credit Line

$200 - $2,000 Credit Line

Regular Purchase APR

14.99%

Annual Fees

$39

Credit Needed

 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.

Pink ACE Elite™ Visa® Prepaid Card

 

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Your Rating:

3.0/5.0 from 4 Offer Ratings
Over the Past 60 Days!

Instant Approval

Get Your Account Info Instantly*

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier*

Access to Cash

Withdraw up to $300 a day with no fees*

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance— by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards — get special offers and account credits when you use them.*
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.

Bronze ACE™ Visa® Prepaid Debit Card

 

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Thanks for rating!

Your Rating:

3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

Instant Approval

Get Your Account Info Instantly*

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier*

Access to Cash

Withdraw up to $300 a day with no fees*

Annual Fees

N/A

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad/No Credit

Highlights

  • Click "APPLY NOW" to apply online
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Earn up to 5% APY while you save in an optional savings account.*
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Transfer money to another ACE Elite cardholder with no fee.*
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*

CityScape ACE Elite™ Visa® Prepaid Debit Card

 

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Thanks for rating!

Your Rating:

3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

Instant Approval

Get Your Account Info Instantly*

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier*

Access to Cash

Withdraw up to $300 a day with no fees*

Annual Fees

N/A

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad/No Credit

Highlights

  • Click "APPLY NOW" to apply online
  • Earn up to 5% APY while you save in an optional savings account.*
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Transfer money to another ACE Elite cardholder with no fee.*
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*

Citi® Secured MasterCard®

 

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Thanks for rating!

Your Rating:

3.1/5.0 from 30 Offer Ratings
Over the Past 60 Days!

Build Your Credit

Monthly reporting to the three major credit bureaus

Perks and Features

Auto Pay can help you stay on top of your bill

Worldwide Acceptance

Use your card anywhere that accepts MasterCard®

Annual Fees

$25

Credit Needed

 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Start building credit for tomorrow
  • A security deposit is required for this product (minimum $200)
  • Unlike a prepaid card, it helps build credit history, with monthly notifications to the credit bureaus
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
  • Use the card anywhere MasterCard® is accepted — worldwide

Merit Platinum Card

 

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Thanks for rating!

Your Rating:

3.6/5.0 from 10 Offer Ratings
Over the Past 60 Days!

Reports to Credit Bureaus

Build your credit score with responsible use*

Guaranteed Approval

$500 limit with no credit check required*

Easy Application

Quick & easy online application with no fee*

Annual Fees

$24.95 Monthly Membership Fee

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Guaranteed Approval*
  • No Employment Check
  • Fast Online Application
  • Reports to a Major Bureau
  • Always 0.0% APR

Discover it® Secured Credit Card - No Annual Fee

 

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Thanks for rating!

Your Rating:

4.3/5.0 from 56 Offer Ratings
Over the Past 60 Days!

Cash Back Rewards

2% at restaurants & gas stations, 1% on everything else*

Credit Limit

Credit line will equal your security deposit of $200 or more*

Rates and Fees

No annual fee, no late fee on your first late payment. No penalty APR*

Annual Fees

$0

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair

Highlights

  • No annual fee. No late fee on your first late payment. Paying late won't raise your APR.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Earn 1% cash back on all other purchases.
  • Discover matches all the cash back you've earned at the end of your first year - automatically. New cardmembers only.
  • Your minimum security deposit amount of $200 or more will establish your credit line (up to the amount we can approve).
  • Monthly reviews start at 12 months to see if you qualify to get your security deposit back while you continue to enjoy your Discover card benefits.
  • Reports to 3 major credit bureaus so you can build or rebuild credit with responsible use.
  • FICO® Credit Score for free on monthly statements & online.
  • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

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Picture of Betty Richmond

By: | Nov 27, 2014

my grandson got my credit score and such ,in a realy bad shppe,he said he awnted to get me a car but instead he was using me for applications fr a car and I thought he wanted it for nsurance.and now im paying for it. but ineed a small loan im buying a car from an lady in my but she post the key and the tital .that's why I need a little help,so if you can help.

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Credit Cards for People with No Credit

Even if you are good at managing money and always pay your bills on time you may have limited or no credit history. That can be a problem, though, because credit card companies and banks want to see a track record in order to predict whether or not you’ll be a good customer and won’t abuse your card or procrastinate when it is time to make a minimum payment.

Having a limited credit history can be a frustrating situation because you have limited options available to you in order to demonstrate your credit worthiness. You are stuck in a classic “Catch-22” situation. The good news is that there are credit card companies that will issue credit cards for no credit history individuals. These no credit credit cards are reviewed and summarized in this section so that you can browse through them and find one you like.

Once you get approved you can start building a credit history by making sure that the card you have chosen reports your payment history to the “big three” credit reporting agencies on a regular basis. By using the card responsibly you’ll soon establish a verifiable track record and your credit rating will go up along with your credit score. Then you’ll no longer have to rely solely upon “no credit history” credit cards and can “upgrade” to a credit card product with lower interest rates and which offer reward programs.