Best Credit Cards for Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score above 700. The below are credit card offers chosen by the CompareCards.com editor team which reflect the most consumer value for credit cards for excellent credit.

  • Compare the best credit card offers for Excellent credit (credit score: +700)
  • Independent ratings and reviews for excellent credit credit cards
  • Secure and immediate online application process
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Intro Purchase APR

0% for 18 Months*

Intro BT APR

0% for 18 Months*

Sign Up Offer

Intro Purchase APR 0% for 18 Months*
Intro Balance Transfer: 0% for 18 Months*

Ongoing Information

Regular Purchase APR: 12.99%-21.99% (Variable)*
Annual Fee: $0*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

 

 
  • Click "APPLY NOW" to apply online or call 800-340-7968
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day. 
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or call800-517-4031

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Intro Purchase APR

0% for 18 Months*

Intro BT APR

0% for 18 Months*

Sign Up Offer

Intro Purchase APR 0% for 18 Months*
Intro Balance Transfer: 0% for 18 Months*

Ongoing Information

Regular Purchase APR: 11.99%-22.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 800-517-4031
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
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Intro Purchase APR

0% for purchases for 12 billing cycles*

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles*

Sign Up Offer

Intro Purchase APR 0% for purchases for 12 billing cycles*
Intro Balance Transfer: 0% for qualifying balance transfers for 12 billing cycles*

Ongoing Information

Regular Purchase APR: 12.99% - 22.99% Variable* on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter.
  • Bank of America customers: Get an on-going 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99%-22.99% variable APR
  • No annual fee
  • No changing categories and your rewards do not expire
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Intro Purchase APR

0% for 12 Months*

Intro BT APR

0% for 12 Months*

Sign Up Offer

Intro Purchase APR 0% for 12 Months*
Intro Balance Transfer: 0% for 12 Months*

Ongoing Information

Regular Purchase APR: 12.99%-22.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening 
  • Earn 5% cash back every quarter in must-have categories.  Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy 
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer.  See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
 
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Intro Purchase APR

0% until April 2015*

Bonus Miles

20,000 miles with minimum spending requirement*

Sign Up Offer

Intro Purchase APR 0% on Purchases until April 2015*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 11.9%-19.9% (Variable)
Annual Fee: None
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want—no blackout dates
  • Miles don’t expire
  • No limit to the miles you can earn
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Intro Purchase APR

0% for 14 Months

Intro BT APR

0% for 14 Months

Sign Up Offer

Intro Purchase APR 0% for 14 Months
Intro Balance Transfer: 0% for 14 Months

Ongoing Information

Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee. 
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
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Reward

Earn $100 Bonus*

Intro Purchase APR

0% for 15 months on purchases and BTs*

Sign Up Offer

Intro Purchase APR 0% for 15 months on purchases and BTs*
Intro Balance Transfer: 0% for 15 months on purchases and BTs*

Ongoing Information

Regular Purchase APR: 13.99%-22.99% Variable*
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Earn a $100 Bonus after you make $500 in purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%.
  • 5% Cash Back on up to $1,500 in combined purchases between April 1 and June 30, 2014 at restaurants and Lowe's® home improvement stores
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
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Intro Purchase APR

0% for 18 Months*

Intro BT APR

0% for 18 Months*

Sign Up Offer

Intro Purchase APR 0% for 18 Months*
Intro Balance Transfer: 0% for 18 Months*

Ongoing Information

Regular Purchase APR: 12.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 800-340-7968
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day. .
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or call866-927-5618

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Intro Purchase APR

0% APR on purchases until January 2015

Intro BT APR

0% APR until January 2015

Sign Up Offer

Intro Purchase APR 0% on purchases until January 2015
Intro Balance Transfer: 0% until January 2015

Ongoing Information

Regular Purchase APR: 12.9%-22.9% (V)
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Your cash back doesn't expire
  • 0% intro APR on purchases and balance transfers until January 2015
  • No annual fee
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Bonus Miles

20,000 miles with minimum spending requirement*

Rewards Rate

2 miles per dollar

Sign Up Offer

Intro Purchase APR N/A*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.90%-20.90% (Variable)
Annual Fee: $0 intro for first year; $59 after that
Rewards Rate: 2 miles per dollar
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Earn unlimited 2X miles on every purchase, every day
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don’t expire
  • No limit to the miles you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
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Intro Purchase APR

0% until July 2015

Intro BT APR

0% until July 2015

Sign Up Offer

Intro Purchase APR 0% until July 2015
Intro Balance Transfer: 0% until July 2015

Ongoing Information

Regular Purchase APR: 10.9%-18.9% (V)
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • Transfer a balance for 0% intro APR until July 2015
  • Get 0% intro APR on all purchases until July 2015
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance 
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Intro Purchase APR

0% for 12 months*

Intro BT APR

0% for 12 months*

Sign Up Offer

Intro Purchase APR 0%* for 12 Months
Intro Balance Transfer: 0%* for 12 Months

Ongoing Information

Regular Purchase APR: 12.99%-22.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months.  After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.* 
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases 
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
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Intro Purchase APR

0%* for 6 Months

Intro BT APR

0% for 18 Months

Sign Up Offer

Intro Purchase APR 0%* for 6 Months
Intro Balance Transfer: 0% for 18 Months

Ongoing Information

Regular Purchase APR: 10.99% - 22.99%* (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click "Apply" to see rates, rewards, and  free FICO® Credit Score terms and other information.
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or call866-944-1793

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Intro Purchase APR

0% for 15 Months*

Intro BT APR

0% for 15 Months*

Sign Up Offer

Intro Purchase APR 0% for 15 Months*
Intro Balance Transfer: 0% for 15 Months*

Ongoing Information

Regular Purchase APR: 12.99%, 17.99%, 22.99% (V)
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online or call 888-689-1268
  • Pay less interest. Save on balances and new purchases
  • $0 balance transfer fee introductory offer!
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • $0 Annual Fee
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Bonus Rewards

40,000 points*

Rewards Rate

Up to 2 points per dollar spent*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.99% Variable
Annual Fee: Introductory Annual Fee of $0 the first year, then $95
Rewards Rate: Up to 2 points per dollar spent*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 40,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate RewardsSM.
  • Earn 5,000 additional bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to participating frequent travel programs at full value ¿ that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
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Intro Purchase APR

0% for purchases for 12 billing cycles*

Bonus Rewards

Earn 1.5 points per $1

Sign Up Offer

Intro Purchase APR 0% for purchases for 12 billing cycles*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 14.99% - 22.99% Variable* on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 1.5 points per $1 on every purchase, every time with no annual fee
  • Online exclusive 10,000 bonus points if you make atleast $500 in purchases in the first 90 days -that can be $100 towards travel purchases
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates
  • No limit to the total number of points you can earn and points don't expire
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
  • No foreign transaction fee
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Bonus Rewards

10,000 points*

Rewards Rate

Up to 2 points per dollar spent*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.99% Variable
Annual Fee: $0
Rewards Rate: Up to 2 points per dollar spent*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online 
  • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening -that's $100 in travel rewards when you redeem through Chase Ultimate RewardsSM!
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases
  • Points never expire, and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Earn an additional point per dollar spent when you book airfare and hotel accommodations online through Chase Ultimate RewardsSM
  • 24/7 direct access to dedicated customer service specialists
  • No Annual Fee!
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Intro Purchase APR

0% for purchases for 15 billing cycles*

Intro BT APR

0% for qualifying balance transfers for 15 billing cycles*

Sign Up Offer

Intro Purchase APR 0% for purchases for 15 billing cycles*
Intro Balance Transfer: 0% for qualifying balance transfers for 15 billing cycles*

Ongoing Information

Regular Purchase APR: 10.99% - 20.99% Variable* on Purchases & Balance Transfers
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR.
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
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Intro Purchase APR

0% for 15 Months

Intro BT APR

0% for 15 Months

Sign Up Offer

Intro Purchase APR 0% for 15 Months
Intro Balance Transfer: 0% for 15 Months

Ongoing Information

Regular Purchase APR: 12.99%-22.99%* (Variable)
Annual Fee: $0*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*    
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited ThankYou Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
 
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Bonus Rewards

40,000 Bonus Points*

Rewards Rate

Earn up to 6 Bonus Points*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 14.24% (Variable)
Annual Fee: None
Rewards Rate: Earn up to 6 Bonus Points*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*
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Bonus Rewards

50,000 points*

Rewards Rate

5X points per dollar*

Sign Up Offer

Intro Purchase APR N/A (Charge Card)
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A (Charge Card)
Annual Fee: $0 Intro Annual Fee for the first year, then $95.
Rewards Rate: 5X points per dollar*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online 
  • Earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards. 
  • No interest charges because you pay your balance in full each month. 
  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. 
  • No foreign transaction fees. 
  • Direct access to a live service advisor anytime. 
  • 1:1 point transfer to leading frequent travel programs with no transfer fees.
  • $0 Intro Annual Fee for the first year, then $95. 
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Intro Purchase APR

0% for 12 months

Intro BT APR

0%* for 12 Months

Sign Up Offer

Intro Purchase APR 0% for 12 months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 13.24% Variable
Annual Fee: No annual fee
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online 
  • Earn $200 bonus cash back after you spend $3,000 in the first 3 months from account opening
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • No annual fee
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Bonus Rewards

50,000 points*

Rewards Rate

5X points per dollar*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.24% (Variable)*
Annual Fee: $0 for the first year; $95 each year after.
Rewards Rate: 5X points per dollar*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards.
  • Flexibility to pay your balance over time or in full
  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • No foreign transaction fees
  • 1:1 point transfer to popular frequent travel programs with no transfer fees
  • $0 Intro Annual Fee for the first year, then $95
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Bonus Cash

$250 Cash Bonus with minimum spending requirement*

Rewards Rate

2% cash back on every purchase

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.9% - 20.9% (V)
Annual Fee: $0 intro for first year; $59 after that
Rewards Rate: 2% cash back on every purchase
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 2% cash back on every purchase, every day
  • Get a $250 cash bonus - just spend $5,000 on purchases within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
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Intro Purchase APR

0%* on Purchases until October 2014*

Rewards Rate

1.5% Cash Back on Every Purchase

Sign Up Offer

Intro Purchase APR 0% on purchases until October 2014
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 12.9% - 20.9% (V)
Annual Fee: $0
Rewards Rate: 1.5% Cash Back on Every Purchase
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $100 bonus once you spend $3,000 on purchases within the first 3 months
  • Save with 0% intro APR on all purchases until October 2014
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don’t expire
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Bonus Miles

25,000 miles with minimum spending requirement*

Rewards Rate

2 miles per dollar

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.9%-20.9% (V)
Annual Fee: $0 for the first year; $59 after that
Rewards Rate: 2 miles per dollar
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 2 miles per dollar on every purchase, every day
  • Get 25,000 bonus miles - just spend $5,000 on purchases within the first 3 months
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Enjoy exclusive, award-winning customer service
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, merchandise, and more
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
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Intro Purchase APR

0% on Purchases until October 2014

Rewards Rate

Earn 1.5 Miles on all Purchases*

Sign Up Offer

Intro Purchase APR 0% on purchases until October 2014
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 12.9% - 20.9% (V)
Annual Fee: $0
Rewards Rate: Earn 1.5 Miles on all Purchases*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 1.5 miles per dollar on every purchase, every day
  • Plus, a one-time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months
  • Save with 0% intro APR on all purchases until October 2014
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries 
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
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Intro Purchase APR

0% for purchases for 12 billing cycles*

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles*

Sign Up Offer

Intro Purchase APR 0% for purchases for 12 billing cycles*
Intro Balance Transfer: 0% for qualifying balance transfers for 12 billing cycles*

Ongoing Information

Regular Purchase APR: 11.99% - 21.99% Variable* on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • No annual fee
  • Save on interest with a 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 11.99% - 21.99% variable APR
  • Earn $25 per quarter towards your balance when you pay more than the monthly minimum and on time each month.
  • Get an additional $5 bonus per quarter if you have a Bank of America® checking or savings account
  • Cash back is automatically credited to your card balance
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Bonus Miles

30,000 miles*

Bonus Rewards

Free Checked Bag & Priority Boarding*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.99%-21.99%* (Variable)
Annual Fee: $95, waived for first 12 Months*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • Your first eligible checked bag is free* 
  • Group 1 boarding and 25% savings on eligible in-flight purchases* 
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal* 
  • Double AAdvantage® miles on eligible American Airlines purchases* 
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
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Bonus Miles

Earn 20,000 Bonus Miles in First 90 Days*

Intro Purchase APR

0% APR on Purchases

Sign Up Offer

Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 14.99% - 18.99%* Variable
Annual Fee: None
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
  • 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining purchases,1X miles on all other purchases, and no mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary one year subscription of TripIt Pro mobile travel organizer - a $49 value
  • Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
 
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Bonus Miles

Earn 40,000 Bonus Miles in First 90 Days*

Intro Purchase APR

0% APR on Purchases and Balance Transfers for 12 Months

Sign Up Offer

Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 14.99% or 18.99%* (Variable)
Annual Fee: $0 for the first year, then $89*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 40,000 bonus miles when you spend $3,000 or more on purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next travel redemption!
  • 0% intro APR on purchases and balance transfers for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness
  • Earn 2X miles on all purchases
  • No mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel statement credits (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use your card to book through any airline, hotel or discount travel engine with no blackout dates or seat restrictions
  • Easily redeem your miles for statement credits towards all or a portion of your travel purchases within the last 90 days
  • Complimentary online FICO® Score access for Arrival cardmembers
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Bonus Miles

40,000 miles*

Rewards Rate

2 miles per $1*

Sign Up Offer

Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 15.99% or 24.99% (Variable)
Annual Fee: $89
Rewards Rate: 2 miles per $1*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn up to 40,000 bonus miles with qualifying transactions
  • Exclusive: Book award flights for 5,000 fewer miles - award travel starts at just 20,000 miles for cardmembers
  • Zone 2 boarding on all US Airways flights
  • Earn 2 miles per $1 on US Airways purchases
  • Earn 1 mile per $1 on purchases everywhere else
  • Annual companion certificate good for up to 2 companion tickets at $99 each, plus taxes and fees
  • First Class check-in
  • Please see terms and conditions for complete details
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Bonus Miles

30,000 Bonus Miles*

Rewards Rate

2X Miles on American Airlines*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: See Terms*

Ongoing Information

Regular Purchase APR: 15.24% (Variable)
Annual Fee: $95, waived for first 12 months
Rewards Rate: 2X Miles on American Airlines*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • Get the first checked bag free for you and up to 4 traveling companions*
  • Enjoy Group 1 Boarding*     
  • Earn 2 American Airlines AAdvantage® miles for every $1 you spend on American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants* 
  • Receive 25% savings on in-flight food and beverage purchases when you use your card*
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Bonus Miles

50,000 bonus Avios*

Rewards Rate

1.25 Avios for every $1 spent*

Sign Up Offer

Intro Purchase APR N/A*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.24% (V)
Annual Fee: $95
Rewards Rate: 1.25 Avios for every $1 spent*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening 
  • Pay no foreign transaction fees when you travel abroad 
  • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases 
  • Every calendar year you make $30,000 in purchases on your British Airways Visa Card, you'll earn a Travel Together Ticket good for two years 
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & Beyond, while still giving you the ability to use your card as you do today at home 
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Bonus Miles

30,000 Bonus Miles*

Rewards Rate

Double Miles Earned on United Ticket Purchases

Sign Up Offer

Intro Purchase APR N/A*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.24% Variable
Annual Fee: $0 intro annual fee for the first year, then $95
Rewards Rate: Double Miles Earned on United Ticket Purchases
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months 
  • Check your first bag for free - save up to $100 per round-trip 
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year 
  • No foreign transaction fees! 
  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases 
  • Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn 
  • Use your miles for any seat, any time, on any United flight 
  • $0 intro annual fee for the first year, then $95 
 
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Intro BT APR

No Balance Transfer Fee

Bonus Rewards

Free Travel and Car Rental Coverage

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 7.25% (Variable)
Annual Fee: None
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
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Intro BT APR

No Balance Transfer Fee

Rewards Rate

1 point per net dollar

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 9.25% (Variable)
Annual Fee: None
Rewards Rate: 1 point per net dollar
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
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Intro Purchase APR

0% Intro APR* for 15 billing cycles

Intro BT APR

0% Intro APR* for 15 billing cycles

Sign Up Offer

Intro Purchase APR 0%* for 15 Months
Intro Balance Transfer: 0%* for 15 Months

Ongoing Information

Regular Purchase APR: 9.99%-23.99% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
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Intro Purchase APR

0% for 6 Months*

Bonus Rewards

15,000 bonus points*

Sign Up Offer

Intro Purchase APR 0% for 6 Months*
Intro Balance Transfer: See Terms*

Ongoing Information

Regular Purchase APR: 13.24%* (Variable)
Annual Fee: N/A
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership – redeemable for $150 in gift cards. 
  • 0% introductory APR on purchases for 6 months. After that, 13.24% variable*  
  • Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories* 
  • Points do not expire and there is no cap to the ThankYou points you can earn.
  • Redeem points for great rewards from business supplies and merchandise to gift cards, travel rewards or even cash rewards
  • No Annual Fee* 
 
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Bonus Rewards

Earn 2 weekend night certificates*

Rewards Rate

Earn up to 10 bonus points*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.24% (Variable)
Annual Fee: $95
Rewards Rate: Earn up to 10 bonus points*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
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Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 8%
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers.  Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
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Bonus Rewards

Earn 50,000 bonus points*

Rewards Rate

Earn 5 points on Marriott purchases*

Sign Up Offer

Intro Purchase APR N/A*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.24% (V)
Annual Fee: $0 Intro Annual Fee for the first year, then $85
Rewards Rate: Earn 5 points on Marriott purchases*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 50,000 Points after spending $1,000 in your first 3 months from account opening 
  • Receive 1 Free Night Stay after account approval in category 1-4 locations, that's up to 7 Free Nights
  • Receive 1 additional free night stay at a Category 1-5 location every year after your account anniversary date! 
  • Introductory Annual Fee of $0 the first year, thereafter $85 
  • For every $1 spent, earn 5 points at 3,700 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point elsewhere 
  • Achieve Elite Status Faster with Annual Credit & Everyday Purchases - 15 Elite Credits after account approval and every year after your account anniversary 
  • Unlimited Point Accumulation 
  • No Foreign Transaction Fees and global Chip and Signature technology 
 
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Intro Purchase APR

0% APR until January 2015

Rewards Rate

Earn 1 mile per dollar on all purchases

Sign Up Offer

Intro Purchase APR 0% Until January 2015
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 10.9% - 18.9% (V)
Annual Fee: $0
Rewards Rate: Earn 1 mile per dollar on all purchases
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Good-Excellent

Highlights

  • Save with our lowest intro APR on all purchases until January 2015
  • Enjoy no annual fee
  • Build business credit with responsible use 
  • Earn 1 mile per dollar on all purchases and there’s no limit to the amount of miles you can earn
  • Miles don’t expire and can be redeemed for travel, merchandise, gift cards, cash and more
  • Fraud Coverage if your card is ever lost or stolen
  • No Foreign Transaction Fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
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Bonus Miles

25,000 Bonus Points*

Rewards Rate

2 Points Per $1 on Airline Purchases*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 15.24% (V)*
Annual Fee: $99
Rewards Rate: 2 Points Per $1 on Airline Purchases*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Get 25,000 points for 1 ROUNDTRIP FLIGHT after you spend $1,000 in the first 3 months of opening your account. Government fees as low as $5 not included.
  • Get 6,000 points after your Cardmember Anniversary.
  • Earn 2 points per $1 spent on Southwest Airlines® and AirTran® Airways purchases made directly with the airlines and on Rapid Rewards Hotel and Car Rental Partner purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • Redeem points for gift cards, car rentals, cruises, hotel stays, and international flights to over 800 Destinations on 50+ global carriers.
  • No foreign transaction fees
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Sign Up Offer

Intro Purchase APR N/A*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.99%-22.99%* (Variable)
Annual Fee: $125; fee waived for first 12 months*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening 
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember 
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment 
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels 
  • Earn 1 ThankYou Point per $1 spent on other purchases 
  • Points do not expire and earn unlimited Thank You Points 
  • Travel with ease and enjoy chip based technology
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Bonus Rewards

2,500 bonus points

Rewards Rate

3 Points per $1*

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.74%-21.74% (Variable)
Annual Fee: $0
Rewards Rate: 3 Points per $1*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Good to Excellent

Highlights

  • Receive 2,500 bonus points upon your first purchase
  • Enjoy free Online Shipping
  • Earn 3 Points per $1 spent at Williams-Sonoma
  • Earn 1 Point per $1 spent everywhere else
  • Earn $25 Gift Card bonuses or statement credits
  • Exclusive access to culinary experiences around the world
  • Plus no annual fee
  • Please see terms and conditions for complete detail
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Bonus Rewards

Earn 5% on First $5k in Purchases*

Rewards Rate

Earn 2% on all Purchases, Every day

Sign Up Offer

Intro Purchase APR 0% on purchases for 12 Months
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 11.9%-19.9% (V)
Annual Fee: $0
Rewards Rate: Earn 2% on all Purchases, Every day
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent/Good

Highlights

  • 5% Earnings on your first $5,000 in purchases every year
  • 2% unlimited Earnings on purchases after that
  • Redeem Earnings toward a new Chevrolet, Buick, GMC or Cadillac vehicle
  • Your Earnings don't expire and there's no limit on how much you can redeem
  • For an even better value, stack your Earnings on top of your best agreed-upon price and most current GM offers
  • 0% intro APR on purchases for 12 months, then 11.9% - 19.9% variable APR on purchases
  • No foreign transaction fees
  • No annual fee
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Credit Cards for Excellent Credit

Those who have exceptionally good credit may want to apply for credit cards that especially cater to people with above average credit scores and stellar credit histories. Credit card companies will usually offer special perks, features, interest rates, and other preferential service to those who qualify for prime credit cards.

By federal law you are allowed to access your credit reporting files free of charge once a year. For a small fee you can see them more than once per year and can also gain access to your FICO score – which is commonly referred to as your credit score. Credit scores for excellent credit range from 700 to 850 and are determined by using a proprietary algorithm which factors in several components of credit worthiness. If your score is above 700 that’s quite good and for most issuers is considered excellent.

To maintain your high rating follow the tips on how to preserve your credit. If you need help to improve your credit score to qualify for an excellent credit credit card, then take advantage of the many free, user-friendly financial management resources, articles, and tools that we offer. Once you have earned excellent credit you have a wide range of reward card options as well as promotional 0 percent introductory APRs which come with very attractive ongoing interest rates – typically around 12%.

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