Best Credit Cards for Excellent Credit
Credit cards for excellent credit are intended for those with a FICO score above 730. The below are credit card offers chosen by the CompareCards.com editor team which reflect the most consumer value for credit cards for excellent credit.
- Compare the best credit card offers for Excellent credit (credit score: +730)
- Independent ratings and reviews for excellent credit credit cards
- Secure and immediate online application process
0% for 18 Months*
0% for 18 Months*
Sign Up Offer
Card Highlights:
Purchase APR
0% for 18 Months*
Balance Transfer:
0% for 18 Months*
Ongoing Information
Highlights
- Click "APPLY NOW" to apply online or call 800-340-7968
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
Apply Securely
0% for 18 Months*
0% for 18 Months*
Sign Up Offer
Card Highlights:
Purchase APR
0% for 18 Months*
Balance Transfer:
0% for 18 Months*
Ongoing Information
Highlights
- Click "APPLY NOW" to apply online or call 800-340-7968
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
0% for 18 Months*
0% for 18 Months*
Sign Up Offer
Card Highlights:
Purchase APR
0% for 18 Months*
Balance Transfer:
0% for 18 Months*
Ongoing Information
Highlights
- Click "APPLY NOW" to apply online or call 800-517-4031
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item
- Let our 24/7 concierge service help book your hotel rooms, flights and more
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
Apply Securely
0% for 14 Months
0% for 14 Months
Sign Up Offer
Card Highlights:
Purchase APR
0% for 14 Months
Balance Transfer:
0% for 14 Months
Ongoing Information
Highlights
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions.
Apply Securely
0% for 12 Months*
0% for 12 Months*
Sign Up Offer
Card Highlights:
Purchase APR
0% for 12 Months*
Balance Transfer:
0% for 12 Months*
Ongoing Information
Highlights
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
Apply Securely
0%*, 12 months on Purchases
0%*, 12 months on Balance Transfers
Sign Up Offer
Card Highlights:
Purchase APR
0%*, 12 months on Purchases
Balance Transfer:
0%*, 12 months on Balance Transfers
Ongoing Information
Highlights
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening - enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
10,000 miles*
2 miles per dollar
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A
Ongoing Information
Regular APR:
13.90%-20.90% (Variable)
Annual Fee:
$0 intro for first year; $59 after that
Rewards Rate:
2 miles per dollar
Credit Needed:
Highlights
- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine’s “Best” issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
0% on purchases until September 2014
0% until September 2014
Sign Up Offer
Card Highlights:
Purchase APR
0% on purchases until September 2014
Balance Transfer:
0% until September 2014
Ongoing Information
Highlights
- 0% intro APR until September 2014 on balance transfers
- 0% intro APR until September 2014 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
Apply Securely
0% for purchases for 12 billing cycles
0% for qualifying balance transfers for 12 billing cycles
Sign Up Offer
Card Highlights:
Purchase APR
0% for purchases for 12 billing cycles
Balance Transfer:
0% for qualifying balance transfers for 12 billing cycles
Ongoing Information
Regular APR:
12.99% - 22.99% (V) purchases & balance transfers
Annual Fee:
None
Credit Needed:
Highlights
- Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
- 1% cash back on purchases everywhere, every time
- 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
- Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
- 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
- No Annual fee
- No rotating categories and your rewards do not expire
0%* for 6 Months
0% for 18 Months
Sign Up Offer
Card Highlights:
Purchase APR
0%* for 6 Months
Balance Transfer:
0% for 18 Months
Ongoing Information
Highlights
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% CashBack Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
0% Intro APR for 15 months on purchases and balance transfers
0% for 15 Months*
Sign Up Offer
Card Highlights:
Purchase APR
0% Intro APR for 15 months on purchases and balance transfers
Balance Transfer:
0% for 15 Months*
Ongoing Information
Highlights
- Introductory offer - No Balance Transfer Fee!*
- Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
- 0% Intro APR for 15 months on purchases and balance transfers!*
- Avoid interest and pay down balances faster with free Blueprint® features*
- Patented Fraud Protection and zero liability on unauthorized purchases*
- Add an additional card user to your Slate account at no extra cost*
- No Annual Fee*
0% on Purchases until June 2014*
0% until June 2014*
Sign Up Offer
Card Highlights:
Purchase APR
0% on Purchases until June 2014*
Balance Transfer:
0% until June 2014*
Ongoing Information
Highlights
- $100 bonus after you spend $500 on purchases within the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until June 2014.
0% until June 2014*
10,000 miles*
Sign Up Offer
Card Highlights:
Purchase APR
0% on Purchases until June 2014*
Balance Transfer:
N/A*
Ongoing Information
Highlights
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel.
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2014
- No foreign transaction fees
Apply Securely
40,000 points*
2 points per dollar*
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A*
Ongoing Information
Regular APR:
15.24% Variable
Annual Fee:
$0 Intro Annual Fee for the first year, then $95
Rewards Rate:
2 points per dollar*
Credit Needed:
Highlights
- Click "APPLY NOW" to apply online or call 888-335-7705
- 40,000 bonus points after you spend $3,000 in the first 3 months- that's $500 toward travel rewards!
- 2 points per dollar spent on travel and dining at restaurants & 1 point per dollar spent on all other purchases
- Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% Annual Points Dividend on all new points earned on purchases - even on points already redeemed
- 1:1 point transfer to leading frequent travel programs - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points
- Direct access to expert service advisors anytime
- Introductory Annual Fee of $0 the first year, then $95
Apply Securely
0% for purchases for 12 billing cycles
10,000 Points
Sign Up Offer
Card Highlights:
Purchase APR
0% for purchases for 12 billing cycles
Balance Transfer:
N/A
Ongoing Information
Regular APR:
14.99% - 22.99% (V) purchases & balance transfers
Annual Fee:
None*
Credit Needed:
Highlights
- Earn 10,000 bonus points when you spend $500 on purchases in the first 90 days of account opening, which can be $100 towards travel purchases
- Earn flexible travel points good for everything from flights to baggage fees
- Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards programs which only offer 1 point per dollar
- No limit to the total number of points you can earn and points don't expire
- No annual fee
- Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit towards all or part of your travel purchases
- No foreign transaction fees
- Chip Technology provides you expanded global acceptance when shopping anywhere you go, outside of the U.S.
0% for 15 months on purchases and balance transfers
0% for 15 months
Sign Up Offer
Card Highlights:
Purchase APR
0% for 15 months on purchases and balance transfers
Balance Transfer:
0% for 15 months
Ongoing Information
Highlights
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Click "APPLY NOW" to apply online or call 877-516-9009
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
Apply Securely
25K Membership Rewards® points*
3X points*
Sign Up Offer
Card Highlights:
Purchase APR
Intro Purchase N/A*
Balance Transfer:
Ongoing Information
Regular APR:
N/A
Annual Fee:
Intro annual fee of $0 for the first year, then $175
Rewards Rate:
3X points*
Credit Needed:
Highlights
- Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
- Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
- Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
- Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
- $0 introductory annual fee for the first year, then $175
- Terms and Restrictions Apply.
10,000 points*
2 points per dollar*
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A*
Ongoing Information
Regular APR:
15.24% Variable
Annual Fee:
$0
Rewards Rate:
2 points per dollar*
Credit Needed:
Highlights
- Click "APPLY NOW" to apply online or call 877-649-2325
- 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel rewards!
- 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
- Direct access to expert service advisors anytime
- No Annual Fee!
Apply Securely
0% for 6 Months*
3% cash back*
Sign Up Offer
Card Highlights:
Purchase APR
0% for 6 Months*
Balance Transfer:
Ongoing Information
Regular APR:
15.24% (Variable)
Annual Fee:
No Annual Fee with your paid Costco Membership
Rewards Rate:
3% cash back*
Credit Needed:
Highlights
- 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
- 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
- Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
- The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
- Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
- Terms and restrictions apply.
Apply Securely
0% for purchases for 15 billing cycles
0% for qualifying balance transfers for 15 billing cycles
Sign Up Offer
Card Highlights:
Purchase APR
0% for purchases for 15 billing cycles
Balance Transfer:
0% for qualifying balance transfers for 15 billing cycles
Ongoing Information
Regular APR:
10.99% - 20.99% (V) Purchases & Balance Transfers
Annual Fee:
None*
Credit Needed:
Highlights
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then, the regular APR
- No annual fee
- Enjoy Purchase Replacement coverage on lost, damaged or stolen purchases
- A competitive APR and no annual fee, along with a great intro APR offer
Apply Securely
7,500 Points
0% for 12 Months
Sign Up Offer
Card Highlights:
Purchase APR
0% for 12 Months
Balance Transfer:
Ongoing Information
Highlights
- Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.
- Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
- Unlimited Travel Options:Travel with any airline, hotel, cruise, car rental, and travel package-with no blackout dates.
- Flexible Bill Payments: pay your bill all at once or over time.
- No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%-22.24%.
- Terms and Restrictions Apply.
Apply Securely
0% for 12 Months
150 Reward Dollars*
Sign Up Offer
Card Highlights:
Purchase APR
0% for 12 Months
Balance Transfer:
Yes
Ongoing Information
Highlights
- Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
- No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
- Terms and Restrictions Apply.
Apply Securely
0% for 15 Months
0% for 15 Months
Sign Up Offer
Card Highlights:
Purchase APR
0% for 15 Months
Balance Transfer:
0% for 15 Months
Ongoing Information
Highlights
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
Apply Securely
0% for 12 Months
150 Reward Dollars*
Sign Up Offer
Card Highlights:
Purchase APR
0% for 12 Months
Balance Transfer:
N/A
Ongoing Information
Highlights
- Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.
- Terms and Restrictions Apply.
Apply Securely
25,000 points*
5 Starpoints® for each dollar*
Sign Up Offer
Card Highlights:
Purchase APR
None
Balance Transfer:
Ongoing Information
Regular APR:
15.24%-19.24% (Variable)*
Annual Fee:
$0 intro annual fee for the first year, then $65
Rewards Rate:
5 Starpoints® for each dollar*
Credit Needed:
Highlights
- Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- That’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
- Earn up to 5 Starpoints® for each dollar of eligible purchases at participating SPG hotels and resorts - that's 2 Starpoints for using the Card in addition to the Starpoints you earn as an SPG member. Earn 1 Starpoint for all other purchases.
- Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide - with no blackout dates
- Free Flights: redeem Starpoints on over 350 airlines with SPG Flights - with no blackout dates
- Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
- No limits on the number of Starpoints you can earn
- $0 introductory annual fee for the first year, then $65
- Terms and Restrictions apply.
Apply Securely
0% on Purchases for 6, 9, or 12 months.
5% cash back*
Sign Up Offer
Card Highlights:
Purchase APR
0% on Purchases for 6, 9, or 12 months.
Balance Transfer:
No
Ongoing Information
Regular APR:
12.24%-19.24% (Variable)
Annual Fee:
N/A
Rewards Rate:
5% cash back*
Credit Needed:
Highlights
- With no annual membership fee, it’s a smart choice for your business
- Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement
- 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
- 3% at U.S. gas stations
- 1% on other purchases
- Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%.
- Terms and restrictions apply.
Apply Securely
50,000 Membership Rewards® points*
3X points*
Sign Up Offer
Card Highlights:
Purchase APR
Intro Purchase N/A*
Balance Transfer:
Ongoing Information
Regular APR:
N/A
Annual Fee:
$0 intro annual fee for the first year, then $175
Rewards Rate:
3X points*
Credit Needed:
Highlights
- Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†.
- Earn points even faster to get more rewards for your business.
- 3X points on airfare purchased from airlines. 2X points at US gas stations.
- Up to $100,000 in each category per year, then 1 point.
- Terms and limitations apply.
- Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business.
- $0 introductory annual fee for the first year, then $175.
- Apply online to qualify for this offer. See offer terms for details.
Apply Securely
No Annual Fee*
1 point per every dollar
Sign Up Offer
Card Highlights:
Purchase APR
Intro Purchase N/A*
Balance Transfer:
Ongoing Information
Regular APR:
N/A
Annual Fee:
Intro annual fee of $0 for first year, then $125
Rewards Rate:
1 point per every dollar
Credit Needed:
Highlights
- Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
- Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
- $0 introductory annual fee for the first year, then $125
- Terms and Restrictions Apply
Apply Securely
Take up to 60 days to pay with no interest*
1.5% early pay discount
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A*
Ongoing Information
Regular APR:
N/A*
Annual Fee:
$0 intro annual fee for the first year, then $250
Rewards Rate:
1.5% early pay discount
Credit Needed:
Highlights
- Flexible Payment Options: Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.
- Do Business On Your Terms
- $0 introductory annual fee for your first year, then $250.
- No annual fee for Additional Cards
- Terms & Restrictions Apply
Apply Securely
No Balance Transfer Fee
1 point per net dollar
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A
Ongoing Information
Regular APR:
9.25% (Variable)
Annual Fee:
None
Rewards Rate:
1 point per net dollar
Credit Needed:
Highlights
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
Apply Securely
No Balance Transfer Fee
Free Travel and Car Rental Coverage
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A
Ongoing Information
Highlights
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
Apply Securely
0% for 9 Months
0% for 9 Months
Sign Up Offer
Card Highlights:
Purchase APR
0%*
Balance Transfer:
0%*
Ongoing Information
Highlights
- Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
- Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC
- 3 points per $1 spent on Kroger family of brand products
- 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
- 1 point per $1 spent anywhere Visa Cards are accepted
- Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
- 0% intro APR* for 9 billing cycles on purchases and balance transfers
- $0 annual fee*
Apply Securely
0% Intro APR* for 15 billing cycles
0% Intro APR* for 15 billing cycles
Sign Up Offer
Card Highlights:
Purchase APR
0%*
Balance Transfer:
0%*
Ongoing Information
Highlights
- 0% Intro APR* on purchases and balance transfers for 15 billing cycles
- No annual fee*
- Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
- $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
- Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
- Online account management and account alerts
Apply Securely
17,500 bonus FlexPoints*
2 FlexPoints for every $1*
Sign Up Offer
Card Highlights:
Purchase APR
0%*
Balance Transfer:
0%*
Ongoing Information
Regular APR:
13.99%-23.99% (Variable)
Annual Fee:
$0 1 year, then $49
Rewards Rate:
2 FlexPoints for every $1*
Credit Needed:
Highlights
- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- $0 Annual Fee* the first year, after that $49*
- Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel
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0% for purchases for 12 billing cycles
0% for qualifying balance transfers for 12 billing cycles
Sign Up Offer
Card Highlights:
Purchase APR
0% for purchases for 12 billing cycles
Balance Transfer:
0% for qualifying balance transfers for 12 billing cycles
Ongoing Information
Regular APR:
11.99% - 21.99% Variable* on purchases and balance transfers
Annual Fee:
None*
Credit Needed:
Highlights
- No annual fee
- Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. That's up to $100 in cash rewards per year with the card
- Rewards are automatically credited to your card balance or you can choose to deposit them into your Bank of America savings or checking account
- Low Introductory APR offer
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25,000 Membership Rewards® points*
$200 annually in statement credits*
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A
Ongoing Information
Highlights
- Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
- Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline
- 20% Travel Bonus when using Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits to help power your business
- Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
- Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
- Purchasing power that can adjust as your business evolves
- Terms & Restrictions Apply*
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25,000 Membership Rewards® points*
$200 annually in statement credits*
Sign Up Offer
Card Highlights:
Purchase APR
Intro Purchase N/A*
Balance Transfer:
Ongoing Information
Highlights
- Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
- Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™Select, no foreign transaction fees
- Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
- Terms and restrictions apply
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15,000 Bonus Points
3 Points per $1*
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
0%
Ongoing Information
Regular APR:
15.99% or 24.99% (Variable)
Annual Fee:
$49
Rewards Rate:
3 Points per $1*
Credit Needed:
Highlights
- Earn up to 15,000 Bonus Points on qualifying transactions
- Enjoy 3 Points per $1 on Virgin America purchases
- Earn 1 Point per $1 spent everywhere else
- Low Intro rate on balance transfers for the first 15 months after account opening
- $150 off a companion ticket every year
- No blackout dates on any seat, at any time for reward flights
- Please see terms and conditions for complete details
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0%* on Purchases until December 2013*
50% bonus on cash back you earn
Sign Up Offer
Card Highlights:
Purchase APR
0%* on Purchases until December 2013*
Balance Transfer:
N/A
Ongoing Information
Highlights
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on all purchases until December 2013
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
Apply Securely
10,000 miles*
2 miles per dollar
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A
Ongoing Information
Regular APR:
13.9% - 20.9% (V)
Annual Fee:
$0 intro for first year; $59 after that
Rewards Rate:
2 miles per dollar
Credit Needed:
Highlights
- Earn 2 miles per dollar on every purchase, every day
- Get 10,000 bonus miles - just spend $1,000 on purchases within the first 3 months
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Enjoy exclusive, award-winning customer service
- $0 intro annual fee for the first year; $59 after that
- There's no limit to the amount of miles you can earn and miles don't expire
- Redeem miles for travel, cash back, gift cards, merchandise, and more
- Fly on any airline, anytime, with no blackout dates or seat restrictions
Apply Securely
0%* on Purchases until December 2013
50% bonus on the miles you earn
Sign Up Offer
Card Highlights:
Purchase APR
0%* on Purchases until December 2013
Balance Transfer:
N/A
Ongoing Information
Regular APR:
12.9% - 20.9% (V)
Annual Fee:
$0
Rewards Rate:
50% bonus on the miles you earn
Credit Needed:
Highlights
- Get a 50% bonus on the miles you earn every year
- Earn 1 mile per dollar on every purchase, every day
- Save with 0% intro APR on all purchases until December 2013
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- There's no limit to the amount of miles you can earn and miles don't expire
- Fly on any airline, anytime, with no blackout dates or seat restrictions
Apply Securely
30,000 miles*
Free Checked Bag* & Priority Boarding*
Sign Up Offer
Card Highlights:
Purchase APR
N/A*
Balance Transfer:
N/A*
Ongoing Information
Regular APR:
15.24%* (Variable)
Annual Fee:
$95, waived for first 12 Months
Credit Needed:
Highlights
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
- Your first eligible checked bag is free*
- Priority Boarding* with Group 1 privileges* and 25% savings on eligible in-flight purchases*
- Double AAdvantage® miles on eligible American Airlines purchases*
- Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
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0% for 7 Months*
1% cash back on all purchases
Sign Up Offer
Card Highlights:
Purchase APR
0% for 7 months*
Balance Transfer:
N/A
Ongoing Information
Highlights
- Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
Apply Securely
0% for 6 Months*
15,000 points*
Sign Up Offer
Card Highlights:
Purchase APR
0% for 6 Months*
Balance Transfer:
N/A*
Ongoing Information
Highlights
- Designed for businesses with an established credit history
- Earn 15,000 bonus ThankYou(R) points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
- Earn 3 ThankYou(R) points for every dollar you spend on eligible purchases in rotating business categories.
- Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash.
- No limit to the amount of points you can earn on purchases and points don't expire.
- No annual fee *
0% for 6 months on purchases and balance transfers
0%* for 6 Months
Sign Up Offer
Card Highlights:
Purchase APR
0% for 6 months on purchases and balance transfers
Balance Transfer:
0%* for 6 months
Ongoing Information
Highlights
- Click "APPLY HERE" to apply online or call 877-634-1930
- Earn $200 bonus cash back after you spend $3,000 in 3 months from account opening
- 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2% cash back on the first $25,000 spent annually at gas stations and restaurants
- 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 6 months on purchases and balance transfers
- No annual fee
50,000 points*
5X points per dollar*
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A*
Ongoing Information
Regular APR:
N/A
Annual Fee:
$0 Intro Annual Fee for the first year, then $95
Rewards Rate:
5X points per dollar*
Credit Needed:
Highlights
- Click "APPLY HERE" to apply online or call 888-683-1239
- Earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening.
- No interest charges because it's a pay in full charge card.
- Earn 5X points per dollar in select business categories.
- 1:1 point transfer to leading frequent travel programs.
- No foreign transaction fees
- Direct access to a live service advisor anytime.
- $0 Intro Annual Fee for the first year, then $95.
Apply Securely
50,000 bonus Avios*
2.5 Avios for every $1 spent*
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A
Ongoing Information
Regular APR:
15.24% Variable
Annual Fee:
$95
Rewards Rate:
2.5 Avios for every $1 spent*
Credit Needed:
Highlights
- You will get 50,000 bonus Avios after you make $1,000 in purchases within the first 3 months of account opening
- Plus pay no foreign transaction fees when you travel abroad
- You will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases
- Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
- Chip with Signature Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
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0%* for 12 Months
10,000 Points
Sign Up Offer
Card Highlights:
Purchase APR
0%* for 12 Months
Balance Transfer:
N/A
Ongoing Information
Highlights
- Earn up to 10,000 points, equal to a $100 statement credit, after qualifying transactions.
- 0% Introductory APR for 12 months on purchases
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 point per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
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0% for 12 Months
0% for 12 Months
Sign Up Offer
Card Highlights:
Purchase APR
0% for 12 Months
Balance Transfer:
0% for 12 Months
Ongoing Information
Highlights
- All 32 teams and NFL Shield card available
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
Apply Securely
40,000 miles*
2 miles per $1*
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
0% for 15 Months
Ongoing Information
Regular APR:
15.99% (Variable)
Annual Fee:
$89
Rewards Rate:
2 miles per $1*
Credit Needed:
Highlights
- Earn up to 40,000 bonus miles on qualifying transactions*
- EXCLUSIVE: Redeem flights for 5,000 fewer miles
- Zone 2 boarding on every flight
- Enjoy 2 miles per $1 spent on US Airways purchases
- Earn 1 mile per $1 spent everywhere else
- Annual companion certificate good for round-trip travel for up to 2 companions at $99 each, plus taxes and fees
- First Class check-in
- Please see terms and conditions for complete details
Apply Securely
2,500 bonus points
3 Points per $1*
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
0%
Ongoing Information
Regular APR:
13.74% (Variable)
Annual Fee:
$0
Rewards Rate:
3 Points per $1*
Credit Needed:
Highlights
- Receive 2,500 bonus points upon your first purchase
- Enjoy free Online Shipping for one year
- Earn 3 Points per $1 spent at Williams-Sonoma
- Earn 1 Point per $1 spent everywhere else
- Earn $25 Gift Card bonuses or statement credits
- Exclusive access to culinary experiences around the world
- Plus no annual fee
- Please see terms and conditions for complete detail
Apply Securely
$100 Cash*
2% cash back on every purchase
Sign Up Offer
Card Highlights:
Purchase APR
N/A
Balance Transfer:
N/A
Ongoing Information
Regular APR:
13.9% - 20.9% (V)
Annual Fee:
$0 intro for first year; $59 after that
Rewards Rate:
2% cash back on every purchase
Credit Needed:
Highlights
- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 on purchases within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- $0 intro annual fee for the first year; $59 after that
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
Updated on
Credit Cards for Excellent Credit
Those who have exceptionally good credit may want to apply for credit cards that especially cater to people with above average credit scores and stellar credit histories. Credit card companies will usually offer special perks, features, interest rates, and other preferential service to those who qualify for prime credit cards.
By federal law you are allowed to access your credit reporting files free of charge once a year. For a small fee you can see them more than once per year and can also gain access to your FICO score – which is commonly referred to as your credit score. Credit scores for excellent credit range from 730 to 850 and are determined by using a proprietary algorithm which factors in several components of credit worthiness. If your score is above 700 that’s quite good, and if it is above 730 then your credit is considered excellent.
To maintain your high rating follow the tips on how to preserve your credit. If you need help to improve your credit score to qualify for an excellent credit credit card, then take advantage of the many free, user-friendly financial management resources, articles, and tools that we offer. Once you have earned excellent credit you have a wide range of reward card options as well as promotional 0 percent introductory APRs which come with very attractive ongoing interest rates – typically around 12%.
Over 1,250,000 cardholders since 2005
