Credit Cards for Fair Credit

Credit Cards for Fair Credit – Credit Cards for Average Credit
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Capital One® QuicksilverOne® Cash Rewards Credit Card

 

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Your Rating:

3.7/5.0 from 163 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% APR until May 2016

Rewards Rate

Earn 1.5% Cash Back on all Purchases*

Regular Purchase APR

22.9% (Variable)*

Annual Fees

$39

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

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Average/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

Credit One Bank® Credit Card with Gas Rewards

 

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Your Rating:

3.1/5.0 from 41 Cardholder Reviews Over the Past 60 Days!

Rewards Rate

1% on Gas Purchases

Reports to Credit Bureaus

Build Credit When Used Responsibly

Regular Purchase APR

17.9% - 23.9% (V)*

Annual Fees

$35-$99

Credit Needed

 
Good Credit

Credit cards for good credit are intended for those with a credit score between 660 - 699.

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Good/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • Unlimited 1% cash back gas rewards 
  • Get Pre-Qualified for a Platinum Visa credit card 
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges

Capital One® Platinum Credit Card

 

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Your Rating:

3.0/5.0 from 60 Cardholder Reviews Over the Past 60 Days!

Credit Line Increase

Access a higher credit line by making first 5 monthly payments on time

Annual Fee

Pay no annual fee

Regular Purchase APR

24.9% APR (Variable)

Annual Fees

$0

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

Barclaycard® Rewards MasterCard®

 

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Your Rating:

3.1/5.0 from 99 Cardholder Reviews Over the Past 60 Days!

Bonus Rewards

2 points per $1 on gas, grocery & utility purchases*

Rewards Rate

Earn 1 point per $1 on all other purchases

Regular Purchase APR

24.99%* Variable

Annual Fees

$0

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Fair

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee
  • 2X cash back rewards on purchases for gas, groceries and utilities
  • 1X cash back rewards on all other purchases
  • Cash back rewards are earned as points which can be redeemed for rewards such as cash back statement credits and gift cards starting at 1,000 points for $10
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Credit Scores as a benefit to active card members.

Credit One Bank® Credit Card - Online Monthly Credit Score Tracking Included

 

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Thanks for rating!

Your Rating:

3.0/5.0 from 20 Cardholder Reviews Over the Past 60 Days!

Credit Monitoring

Free online monthly credit tracking

Rewards Rate

1% on Gas Purchases

Regular Purchase APR

17.90% - 23.9% (Variable)*

Annual Fees

$35-$99

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair

Highlights

  • Click "APPLY NOW" to apply online
  • Free online monthly credit score tracking included
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score
  • Automatic reviews for credit line increase opportunities
  • Pick your payment due date to fit your schedule

Milestone® Gold MasterCard®

 

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Your Rating:

3.1/5.0 from 91 Cardholder Reviews Over the Past 60 Days!

MasterCard Gold Benefits

Accepted Worldwide and $0 Fraud Liability

Customize Your card

Choose a design from our premium gallery

Regular Purchase APR

23.9% variable

Annual Fees

$35-$99, depending on creditworthiness*

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair/Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Quick pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Choose your custom card design - Free
  • Free online account access

Discover it® for Students - New! Good Grades Rewards

 

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Your Rating:

3.8/5.0 from 56 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for 6 Months*

Bonus Rewards

Earn 5% Cash Back*

Exclusive Bonus Offer

Double cash back at end of 1st year*

Annual Fees

$0*

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Fair Credit

Highlights

  • Click "APPLY NOW" to apply online
  • New! Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • New! Double all the cash back you've earned at the end of your first year, automatically-only for new cardmembers.*
  • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.

Capital One® Spark® Classic for Business

 

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Thanks for rating!

Your Rating:

3.0/5.0 from 14 Cardholder Reviews Over the Past 60 Days!

Sign Up Offer

Rewards Rate

Earn 1% cash back on all purchases

Regular Purchase APR

22.9% (Variable)

Annual Fees

$0

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service

Journey® Student Rewards from Capital One®

 

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Thanks for rating!

Your Rating:

3.8/5.0 from 40 Cardholder Reviews Over the Past 60 Days!

Rewards Rate

Earn 1% cash back on all purchases

Bonus Cash Back

Earn 25% bonus on cash back you earn each month you pay on time

Regular Purchase APR

19.8% (Variable)

Annual Fees

$0

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average/Fair/Limited

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

Discover it® chrome for Students - New! Good Grades Rewards

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 25 Cardholder Reviews Over the Past 60 Days!

Intro Purchase APR

0% for 6 Months*

Bonus Rewards

Earn 2% Cash Back*

Exclusive Bonus Offer

Double cash back at end of 1st year*

Annual Fees

$0*

Credit Needed

 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Fair Credit

Highlights

  • Click "APPLY NOW" to apply online
  • New! Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed.* 1% cash back on all your other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • New! Double all the cash back you've earned at the end of your first year, automatically-only for new cardmembers.*
  • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.

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Picture of Lisa Witt

By: | Aug 31, 2015

Return to me for me to determine what type of credit card because my credit ain't real good my credit ain't real bad

Picture of Joy Gordon

By: | Aug 1, 2015

what is best card for balance transfers

1 Comment

By: CompareCards | Aug 4, 2015

Hi Joy,

The Chase Slate is certainly one of the best balance transfer credit cards. It offers 0% APR for the first 15 months on both new purchases and balance transfer as well as no annual fee and no balance transfer fee.

Picture of Jjbarbque Jaramillo

By: | Mar 10, 2015

Credit cards are like good friends Take good care of them and never over use them.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

Credit Card Offers for Fair Credit

If you have fair credit, or have had some credit history dings or other problems but are not yet in the bad credit category, then you should be able to apply for and get an a credit card for fair credit. Those with bad credit generally have no choice but to apply for a secured or prepaid card, but in your case having average or fair credit qualifies you to be responsible for adhering to a credit limit and carrying a balance over from one month to the next if you decide to do that. That also means that you’ll have a great chance to improve your credit score and credit history – which will entitle you to even better rates, credit cards, and cardholder privileges.

It’s a good idea to shop for a good credit card with the most manageable fees and interest rates, because that will make it much easier for you to manage your budget and card payments. Cards with no annual fee, for example, are cheaper – and so are ones that have a lower APR. Use the info in the reviews in this section – and crunch the numbers using this site’s credit card calculators and other tools – to help you make a wise pick of the best credit cards for fair credit. FICO ranges for fair or average credit typically range from 620 to 680.

Try to use not more than 25-30% of your allowed limit each month, because that will look better on your credit report. Soon you may be offered a higher credit limit and as your credit score rises from fair to good it will be possible to shop for even more attractive and competitive interest rate card.

Disclaimer: FICO scores are used to represent the creditworthiness of a person and may be one indicator of the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.