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Bank of America® Credit Card Offers

4.3 - 1,703 reviews for top rated card - Over the Past 60 Days!

Bank of America Credit Card
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Your Rating:

4.3/5.0 from 1,703 Cardholder Reviews Over the Past 60 Days!

 
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or call 800-775-8735

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Intro Purchase APR

0% for purchases for 12 billing cycles

Rewards Rate

Earn 1.5 points per $1

Regular Purchase APR

14.99% - 22.99% Variable on purchases & balance transfers

Sign Up Offer
Intro Purchase APR 0% for purchases for 12 billing cycles
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 14.99% - 22.99% Variable on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 10,000 online bonus points if you make at least $500 in purchases in the first 90 days - that can be a $100 statement credit towards travel purchases
  • Use your card to book your trip how and where you want - no blackout dates and restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.  
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 789 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

or call 800-716-6383

Apply Securely

Intro Purchase APR

0% for purchases for 12 billing cycles

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles

Regular Purchase APR

12.99% - 22.99% Variable on purchases & balance transfers

Sign Up Offer
Intro Purchase APR 0% for purchases for 12 billing cycles
Intro Balance Transfer: 0% for qualifying balance transfers for 12 billing cycles
Ongoing Information
Regular Purchase APR: 12.99% - 22.99% Variable on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online or call 800-716-6383
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 1,617 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

or call 800-483-4499

Apply Securely

Intro Purchase APR

0% for purchases for 15 billing cycles

Intro BT APR

0% for qualifying balance transfers for 15 billing cycles

Regular Purchase APR

10.99% - 20.99% Variable on Purchases & Balance Transfers

Sign Up Offer
Intro Purchase APR 0% for purchases for 15 billing cycles
Intro Balance Transfer: 0% for qualifying balance transfers for 15 billing cycles
Ongoing Information
Regular Purchase APR: 10.99% - 20.99% Variable on Purchases & Balance Transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online or call 800-483-4499
  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account
  • Now with chip technology for enhanced security and protection at chip-enabled terminals  
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.2/5.0 from 9 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Intro Purchase APR

0% for purchases for 12 billing cycles

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles

Regular Purchase APR

12.99%-22.99% Variable on purchases & balance transfers

Sign Up Offer
Intro Purchase APR 0% for 12 billing cycles
Intro Balance Transfer: 0% for 12 billing cycles (if made within the first 60 days of opening account)
Ongoing Information
Regular Purchase APR: 12.99%-22.99% Variable on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent/Good
Highlights
  • Click "APPLY NOW" to apply online
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers. 
More Card Details

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Picture of Karen Hall
 

This card has screwed me on so many interest charges I can't even keep track. I guess I shouldn't be too surprised, considering the track record of Bank of America.

Picture of Rose Ellwood Hambleton
 

I have been using this card for over 15 years. It offers the best rate, and has an easy rewards system.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

Bank of America Credit Cards

Bank of America actually started as the Bank of Italy in San Francisco, which opened their doors in California in the early 1900's by Amadeo Giannini. Shortly after the business launched, California was hit with an earthquake that caused mass destruction and casualties. Bank of Italy, however, was able to save all their bank deposits, allowing Giannini to re-open their doors soon after. The Bank of Italy merged with several banks in the 1920's, renaming the bank to what it's now called today, Bank of America. 

Due to the Bank Holding Company Act of 1956, Bank of America formed BankAmerica Corporation in order to own Bank of America and its subsidiaries. It wasn’t until the 1980’s that Bank of America was able to expand their business east. After a series of expansions, mergers, acquisitions, and losses, Bank of America became the largest U.S. bank holding company in terms of deposits by the 1990’s.

Today, Bank of America is the second largest bank in the U.S. and now offers a variety of credit cards such as reward credit cards, travel credit cards, and business credit cards. You can expect to see credit cards by Visa and MasterCard from Bank of America that come with no annual fee, cash back, air miles, competitive interest rates, and chip and signature technology. Explore Bank of America credit card options by reading the reviews from other consumers and add your own voice to the conversation.

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