Bank of America® Credit Cards
- Compare credit cards offered by Bank of America®
- Independent ratings and reviews
- Secure and immediate online application process
We currently don't offer reviews on Bank of America credit cards, however, below are some excellent alternative options to the Bank of America credit card portfolio. Many of these cards come with more generous reward programs as well as longer duration introductory apr offers.
- Intro APR 0% for 18 Months*
- Intro BT APR 0% for 18 Months*
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- $0 Liability on unauthorized purchases
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 18 Months* | 0% for 18 Months* | 11.99% - 21.99%* (Variable) | None | Good to Excellent |
- Intro APR 0% until May 2013
- Intro BT APR 0% until May 2013
- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% until May 2013 | 0% until May 2013 | 10.9% - 18.9% (V)* | None | Excellent |
- Intro APR N/A*
- Intro BT APR N/A*
- $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
- 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 12.99%-22.99%* (Variable) | None | Excellent |
- Intro APR N/A*
- Intro BT APR N/A*
- Money® Magazine's "Most Rewarding Card if you crave free airline flights"
- 2 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 11.9% - 19.9% (V)* | $0 intro for first year; $59 after that | Excellent |
- Intro APR 0% for 15 Months*
- Intro BT APR 0% for 15 Months*
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 15 Months* | 0% for 15 Months* | 10.99% - 20.99% (Variable)* | None | Excellent |
- Intro APR N/A*
- Intro BT APR 0%*
- Earn 30,000 bonus ThankYou(r) Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
- 1 ThankYou point for every dollar you spend on purchases
- Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
- No foreign transaction fees on purchases*
- Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives
- No points cap and no expiration of points
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | 0%* | 13.99%-21.99%* (Variable) | 125.00 | Excellent |
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Bank of America® Overview
Bank of America® has been evolving since rather humble beginnings in 1904. For many years its predecessor bank was North Carolina National Bank or NCNB – a bank that primarily served agricultural and textile related industries and individual customers in North Carolina. Then in the 1980s the bank expanded beyond North Carolina, eventually taking over one of the largest banks in Texas to gain national prominence.
NCNB changed its name to NationsBank, but after NationsBank bought out BankAmerica in 1998 the new company was branded as Bank of America®. Finally, in 2006, Bank of America® bought one of the biggest credit card companies in the USA, the MBNA Corporation. By doing so it gained about 40 million cardholder customers and became the biggest credit card company in the nation.
Today Bank of America® has a tailored credit card solution for every type of customer, whether you want a basic credit card, an innovative cash-back or rewards card, or cards to help you manage your household or business expenses. The bank’s credit card division partners with airlines for travel awards card programs, with sports teams for its sports fan cards, and with charities for rewards programs that benefit their good causes. Bank of America® also offers a range of student cards, secured credit cards, credit cards for small businesses, and cards that help fund environmental causes and initiatives to curb carbon emissions and promote green technology.
Bank of America® offers MasterCard®, Visa®, and even American Express® cards under its corporate banner.
