Bank of America® Credit Card Offers

3.6 - 26 reviews for top rated card

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Bank of America Credit Card
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Your Rating:

3.3/5.0 from 1,443 Cardholder Reviews

 
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Regular Purchase APR

12.99% - 22.99% Variable* on purchases & balance transfers

Intro Purchase APR

0% for purchases for 12 billing cycles*

Intro BT APR

0% for qualifying balance transfers for 12 billing cycles*

Sign Up Offer

Intro Purchase APR 0% for purchases for 12 billing cycles*
Intro Balance Transfer: 0% for qualifying balance transfers for 12 billing cycles*

Ongoing Information

Regular Purchase APR: 12.99% - 22.99% Variable* on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

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Excellent

Highlights

  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No annual fee
  • No changing categories and your rewards do not expire
  • Bank of America customers: Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR
 
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Your Rating:

3.6/5.0 from 26 Cardholder Reviews

 
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Regular Purchase APR

10.99% - 20.99% Variable* on Purchases & Balance Transfers

Intro Purchase APR

0% for purchases for 15 billing cycles*

Intro BT APR

0% for qualifying balance transfers for 15 billing cycles*

Sign Up Offer

Intro Purchase APR 0% for purchases for 15 billing cycles*
Intro Balance Transfer: 0% for qualifying balance transfers for 15 billing cycles*

Ongoing Information

Regular Purchase APR: 10.99% - 20.99% Variable* on Purchases & Balance Transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Our $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • Chip technology for enhanced security at chip-enabled merchant terminals 
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Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.5/5.0 from 175 Cardholder Reviews

 
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Regular Purchase APR

14.99% - 22.99% Variable* on purchases & balance transfers

Intro Purchase APR

0% for purchases for 12 billing cycles*

Bonus Rewards

Earn 1.5 points per $1

Sign Up Offer

Intro Purchase APR 0% for purchases for 12 billing cycles*
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 14.99% - 22.99% Variable* on purchases & balance transfers
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn 1.5 points per $1 on every purchase, every time with no annual fee and no foreign transaction fees
  • Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases
  • Book travel as you normally would and go online or call to redeem your points for a statement credit toward all or part of your travel purchases
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates
  • No limit to the total number of points you can earn and points don't expire 
  • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR 
 
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Thank you. Your comment has been submitted and is pending editorial review.
Picture of Rose Ellwood Hambleton
 

I have been using this card for over 15 years. It offers the best rate, and has an easy rewards system.

Picture of Karen Hall
 

This card has screwed me on so many interest charges I can't even keep track. I guess I shouldn't be too surprised, considering the track record of Bank of America.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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Bank of America Credit Cards

Bank of America actually started as the Bank of Italy in San Francisco, which opened their doors in California in the early 1900's by Amadeo Giannini. Shortly after the business launched, California was hit with an earthquake that caused mass destruction and casualties. Bank of Italy, however, was able to save all their bank deposits, allowing Giannini to re-open their doors soon after. The Bank of Italy merged with several banks in the 1920's, renaming the bank to what it's now called today, Bank of America. 

Due to the Bank Holding Company Act of 1956, Bank of America formed BankAmerica Corporation in order to own Bank of America and its subsidiaries. It wasn’t until the 1980’s that Bank of America was able to expand their business east. After a series of expansions, mergers, acquisitions, and losses, Bank of America became the largest U.S. bank holding company in terms of deposits by the 1990’s.

Today, Bank of America is the second largest bank in the U.S. and now offers a variety of credit cards such as reward credit cards, travel credit cards, and business credit cards. You can expect to see credit cards by Visa and MasterCard from Bank of America that come with no annual fee, cash back, air miles, competitive interest rates, and chip and signature technology. Explore Bank of America credit card options by reading the reviews from other consumers and add your own voice to the conversation.

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Over 1,250,000 cardholders since 2005

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