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Bank of America actually started as the Bank of Italy in San Francisco, which opened their doors in California in the early 1900's by Amadeo Giannini. Shortly after the business launched, California was hit with an earthquake that caused mass destruction and casualties. Bank of Italy, however, was able to save all their bank deposits, allowing Giannini to re-open their doors soon after. The Bank of Italy merged with several banks in the 1920's, renaming the bank to what it's now called today, Bank of America.
Due to the Bank Holding Company Act of 1956, Bank of America formed BankAmerica Corporation in order to own Bank of America and its subsidiaries. It wasn’t until the 1980’s that Bank of America was able to expand their business east. After a series of expansions, mergers, acquisitions, and losses, Bank of America became the largest U.S. bank holding company in terms of deposits by the 1990’s.
Today, Bank of America is the second largest bank in the U.S. and now offers a variety of credit cards such as reward credit cards, travel credit cards, and business credit cards. You can expect to see credit cards by Visa and Mastercard from Bank of America that come with no annual fee, cash back, air miles, competitive interest rates, and chip and signature technology. Explore Bank of America credit card options by reading the reviews from other consumers and add your own voice to the conversation.