• Editor's Rating: 9.5 Top Pick
  • Consumer Rating: (25 ratings) 8.1
Intro APR: 0%
Regular APR: 11.99% - 19.99%* (Variable)
Annual Fee: None
Intro Period: 18 months on Balance Transfers*, 12 months on Purchases*
Balance Transfer: Yes*
Credit Needed: Good

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  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
  • Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee
  • Editor's Rating: 9.5 Top Pick
  • Consumer Rating: (25 ratings) 8.1
Intro APR: 0%
Regular APR: 11.99% - 19.99%* (Variable)
Annual Fee: None
Intro Period: 18 months on Balance Transfers*, 12 months on Purchases*
Balance Transfer: Yes*
Credit Needed: Good

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  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
  • Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee
  • Editor's Rating: 9.0 Top Pick
  • Consumer Rating: (6 ratings) 9.5
Intro APR: See Terms*
Regular APR: 17.24%-21.24% Variable
Annual Fee: No Annual Fee
Intro Period: Up to 12 Months
Balance Transfer: Yes*
Credit Needed: Excellent

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  • 0% intro APR on purchases for 6 months and no annual fee
  • Flexibility to pay over time
  • Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
  • Receive your cash back automatically as a statement credit
  • Editor's Rating: 0.0 Top Pick
  • Consumer Rating: 0.0
Intro APR: 0% on purchases
Regular APR: 13.9% (V)
Annual Fee: None
Intro Period: until August 2011
Balance Transfer: Yes
Credit Needed: Excellent

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  • 1.25 miles per dollar on every purchase, every day
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • Use rewards for travel, merchandise, gift cards and more
  • 0% intro APR on purchases until August 2011
  • No foreign transaction fees
  • No annual fee

  • Editor's Rating: 0.0 Top Pick
  • Consumer Rating: 0.0
Intro APR: N/A
Regular APR: 13.9% (V)
Annual Fee: $59
Intro Period: N/A
Balance Transfer: Yes
Credit Needed: Excellent

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  • 2 miles per dollar on every purchase, every day
  • 10,000 bonus miles when you spend $1,000 in your first 3 months
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • Exclusive award-winning customer service
  • Visa Signature® benefits like complimentary concierge and travel upgrades
  • First year's annual fee is on us
  • Editor's Rating: 8.7 Top Pick
  • Consumer Rating: 0.0
Intro APR: 0% on purchases
Regular APR: 19.8% (V)
Annual Fee: $39
Intro Period: until May 2011
Balance Transfer: Yes
Credit Needed: Fair

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  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Get your cash back whenever you want
  • 0% intro APR on purchases until May 2011
  • Editor's Rating: 0.0 Top Pick
  • Consumer Rating: 0.0
Intro APR: *
Regular APR: *
Annual Fee: See Terms*
Intro Period: *
Balance Transfer: Yes*

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  • No application fee and no obligation
  • No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Free direct deposit of your paycheck or government check
  • Editor's Rating: 8.0 Top Pick
  • Consumer Rating: 0.0
Intro APR: 0% if you qualify*
Regular APR: 12.99% - 19.99%* (Variable)
Annual Fee: None
Intro Period: 12 months on BTs
Balance Transfer: Yes*

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  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line
  • Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
  • Editor's Rating: 0.0 Top Pick
  • Consumer Rating: 0.0
Intro APR: N/A
Regular APR: 13.9% (V)
Annual Fee: $0 for the first year, $59 after that
Intro Period: N/A
Balance Transfer: Yes
Credit Needed: Excellent

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  • Earn double miles on every purchase, every day
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Get 10,000 bonus miles -- just spend $1,000 within the first three months
  • Use your rewards for travel, cash back, gift cards, merchandise and more
  • Fly any airline, anytime and your miles don't expire
  • First year's annual fee is on us
  • No foreign transaction fees
  • Enjoy exclusive award-winning customer service

  • Editor's Rating: 9.0 Top Pick
  • Consumer Rating: 0.0
Intro APR: N/A
Regular APR: 7.90% - 28.90%
Annual Fee: See Terms*
Intro Period: N/A
Balance Transfer: No
Credit Needed: Bad

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  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
  • Editor's Rating: 9.0 Top Pick
  • Consumer Rating: (1 ratings) 10.0
Intro APR: 0%
Regular APR: 12.99%-22.99% Variable*
Annual Fee: None
Intro Period: 6 months on Purchases*
Balance Transfer: Yes
Credit Needed: *Excellent/Good

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  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase