Your personal credit score or FICO score is used to evaluate your applications for credit, insurance, employment, or renting a home. Credit reports can contain errors. Carefully review your credit report at least once a year and always have a copy in hand before you apply for a loan for a major purchase like a house or car.
Credit bureaus are required to provide a free credit score every twelve months.
Each of the primary consumer reporting companies is required to provide a free copy of your credit report once every 12 months. With the rise in identity theft, a free credit score is even more important. With the convenience of the Internet, monitoring credit reports is easier than ever before.
Receive a free credit report when you sign up for a trial credit monitoring service.
Online credit monitoring services can provide daily monitoring of your credit report. There are a variety of monitoring services available and most will provide a free credit report just for trying it out.