Credit Cards with Rewards

Compare the best rewards credit cards offering points, cash, gift cards and other rewards
Expert and Independent ratings & consumer reviews for the best reward credit card offers
Secure and immediate online application process

Details Editor’s Choice

Citi® Dividend Platinum Select Visa Card

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Intro APR 0% for 12 Months*
Intro BT APR 0% for 12 Months*

Highlights:

$100 cash back after $500 in purchases within the first 3 months of account opening
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
Each quarter, you can enroll to earn additional cash back in popular categories.
Full 1% cash back on all other purchases and eligible cash advances.
No annual fee*

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Card information
Intro APR:	Balance Transfer:	Regular APR:	Annual Fee:	Credit Needed:
0% for 12 Months*	0% for 12 Months*	12.99%-22.99%* (Variable)	None	Excellent

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Chase Freedom® Visa - $100 Bonus Cash Back

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Intro APR 0% for 15 months
Intro BT APR 0% for 15 months

Highlights:

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

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Card information
Intro APR:	Balance Transfer:	Regular APR:	Annual Fee:	Credit Needed:
0% for 15 months	0% for 15 months	15.99-22.99% (Variable)*	None	Excellent

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Capital One® VentureOneSM Rewards Credit Card

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Intro APR 0% until June 2013*
Intro BT APR N/A*

Highlights:

1.25 miles per dollar on every purchase, every day
One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel.
Redeem miles for airline tickets, hotel rooms, car rentals and more
No limit on the miles you can earn and miles don't expire
Fly on any airline, any time with no blackout dates
0% intro APR on purchases until June 2013
No foreign transaction fees

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Card information
Intro APR:	Balance Transfer:	Regular APR:	Annual Fee:	Credit Needed:
0% until June 2013*	N/A*	11.90-19.90% (Variable)*	None	Excellent

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Capital One® Cash Rewards - Excellent Credit

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Intro APR 0% until June 2013*
Intro BT APR 0% until June 2013*

Highlights:

$100 Bonus after you spend $500 in the first 3 months
50% bonus on the cash back you earn every year
1% cash back on all purchases
No annual fee
Earn unlimited cash back that doesn't expire
Redeem cash back anytime for any amount, even set automatic redemptions
Personalize your card with an image of your choice
0% intro APR on purchases and balance transfers until June 2013.

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Card information
Intro APR:	Balance Transfer:	Regular APR:	Annual Fee:	Credit Needed:
0% until June 2013*	0% until June 2013*	12.90-20.90% (Variable)*	None	Excellent, Good

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Capital One® VentureSM Rewards Credit Card

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Intro APR N/A*
Intro BT APR N/A*

Highlights:

With Venture, earn 2 miles per dollar on every purchase, every day
Money® Magazine's "Most Rewarding Card if you crave free airline flights" - Money Magazine, May 2011
Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel.
Redeem your miles for any travel expense
No limit on the miles you can earn and miles don't expire
Fly on any airline, any time with no blackout dates
No foreign transaction fees
$0 intro annual fee for the first year; $59 after that

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Card information
Intro APR:	Balance Transfer:	Regular APR:	Annual Fee:	Credit Needed:
N/A*	N/A*	13.90-20.90% (Variable)*	$0.00 1 year, then $59.00*	Excellent

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Chase Sapphire Preferred(SM) Card

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Intro APR N/A*
Intro BT APR 0%

Highlights:

Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards^SM
No foreign transaction fees
Receive a 7% annual dividend on all new points earned - even on points already redeemed
1:1 point transfer to participating frequent travel programs
Direct access to expert service advisors anytime
No Annual Fee for your first year - A $95 value

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Card information
Intro APR:	Balance Transfer:	Regular APR:	Annual Fee:	Credit Needed:
N/A*	0%	15.24% (Variable)*	$0.00 1 year, then $95.00*	Excellent

Details

Citi ThankYouSM Preferred Rewards Card

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Intro APR N/A*
Intro BT APR N/A*

Highlights:

$150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
Enjoy no limit on the number of points you can earn
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No annual fee*

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Card information
Intro APR:	Balance Transfer:	Regular APR:	Annual Fee:	Credit Needed:
N/A*	N/A*	12.99-22.99% (Variable)*	None	Excellent

Details

Capital One® Cash Rewards Average Credit

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Intro APR 0% until March 2013
Intro BT APR N/A*

Highlights:

50% bonus on the cash back you earn every year
1% cash back on all purchases
Earn unlimited cash back that doesn’t expire
Redeem cash back anytime for any amount, even set automatic redemptions
Personalize your card with an image of your choice
0% intro APR on purchases until March 2013

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Card information
Intro APR:	Balance Transfer:	Regular APR:	Annual Fee:	Credit Needed:
0% until March 2013	N/A*	17.90-22.90% (Variable)*	$39.00*	Average

Details

TrueEarnings® Card from Costco and American Express

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Intro APR Intro Purchase APR 0%*
Intro BT APR Intro Balance Transfer N/A*

Highlights:

American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express

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Card information
Intro APR:	Balance Transfer:	Regular APR:	Annual Fee:	Credit Needed:
Intro Purchase APR 0%*	Intro Balance Transfer N/A*	15.24% (Variable)*	None	Excellent

Details

Marriott Rewards Visa Signature Card

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Intro APR N/A*
Intro BT APR N/A*

Highlights:

22,500 Bonus Points after your first purchase, redeemable for up to 3 free nights; plus receive a free night stay e-certificate upon account approval for a total of up to 4 free nights!
Earn 3 points for every $1 spent at Marriott® locations
Earn 1 point for every $1 spent on other eligible purchases
Card members achieve silver elite status with exclusive benefits
Redeem Marriott Rewards points at other Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
No Annual fee for you first year - that's a $30 value

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Card information
Intro APR:	Balance Transfer:	Regular APR:	Annual Fee:	Credit Needed:
N/A*	N/A*	14.24%*(Variable)	30.00	Excellent

Updated by Chris Mettler on May 3, 2012

Rewards Credit Cards

Rewards credit cards offer the cardholder the chance to earn special incentives or to accumulate points that can later be redeemed for rewards, perks, products, or services. You can find reward credit card programs for virtually any category that you can think of these days, including travel rewards, airline frequent flier or mileage awards, hotel rewards, rental car rewards, rewards for buying gas or groceries, and cash back rewards.

Rewards and rebates typically range from 1% to 5%, and many credit cards with rewards give you bigger or higher rewards for shopping or making purchases in specific categories like travel, dining, or gasoline. Or you get more points – including double or bonus points – in those kinds of categories. As with most rewards programs, those connected to your credit card may have terms and conditions that you need to be aware of before picking the best rewards credit card for you.

Some credit card companies can place caps on how many points you can earn within a particular timeframe. Others limit how long you can accumulate points before you cash them in for rewards – or they might nullify points if your card remains inactive for a long time. So check the expiration dates and any limits like blackout dates for redeeming travel awards. If you get a great promotional reward bonus that too will likely expire within a set period of time – so be sure you take advantage of it while it lasts and are prepared in the event that something like your reward percentage or credit card interest rate changes with little notice.

To help you find the rewards credit card that’s best for you and your particular spending habits and lifestyle, Compare Cards has cataloged by reward redemption type. You’ll also find expert current reviews of the best – and worst – rewards credit cards, plus helpful side-by-side comparison tools that identify exactly what the pros and cons of each specific card are.