Credit Cards with Rewards
- Compare the best rewards credit cards offering points, cash, gift cards and other rewards
- Expert and Independent ratings & consumer reviews for the best reward credit card offers
- Secure and immediate online application process
- Intro APR 0% for 12 Months*
- Intro BT APR 0% for 12 Months*
Highlights:
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 12 Months* | 0% for 12 Months* | 12.99%-22.99%* (Variable) | $0 | Excellent to Good |
- Intro APR 0% on Purchases until June 2014*
- Intro BT APR N/A*
Highlights:
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel.
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2014
- No foreign transaction fees
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until June 2014* | N/A* | 11.90%-19.90% (Variable) | None | Excellent |
- Intro APR 0% for 14 Months
- Intro BT APR 0% for 14 Months
Highlights:
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 14 Months | 0% for 14 Months | 10.99% - 22.99%* (Variable) | $0 | Excellent |
- Intro APR 0% for 15 Months
- Intro BT APR 0% for 15 Months
Highlights:
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 15 Months | 0% for 15 Months | 12.99%-22.99%* (Variable) | $0* | Excellent |
- Intro APR N/A
- Intro BT APR N/A
Highlights:
- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine’s “Best” issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A | 13.90%-20.90% (Variable) | $0 intro for first year; $59 after that | Excellent |
- Intro APR 0% for 15 months on purchases and balance transfers
- Intro BT APR 0% for 15 months
Highlights:
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Click "APPLY NOW" to apply online or call 877-516-9009
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for 15 months on purchases and balance transfers | 0% for 15 months | 13.99%-22.99% Variable | $0 | Excellent Good |
- Intro APR 0% for purchases for 12 billing cycles
- Intro BT APR 0% for qualifying balance transfers for 12 billing cycles
Highlights:
- Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
- 1% cash back on purchases everywhere, every time
- 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
- Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
- 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
- No Annual fee
- No rotating categories and your rewards do not expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% for purchases for 12 billing cycles | 0% for qualifying balance transfers for 12 billing cycles | 12.99% - 22.99% (V) purchases & balance transfers | None | Excellent |
- Intro APR 0% on Purchases until June 2014*
- Intro BT APR 0% until June 2014*
Highlights:
- $100 bonus after you spend $500 on purchases within the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until June 2014.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until June 2014* | 0% until June 2014* | 12.90%-20.90% (Variable) | None | Excellent Good |
- Intro APR 0%*, 12 months on Purchases
- Intro BT APR 0%*, 12 months on Balance Transfers
Highlights:
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening - enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0%*, 12 months on Purchases | 0%*, 12 months on Balance Transfers | 12.99%-22.99%* (Variable) | $0* | Excellent |
- Intro APR N/A
- Intro BT APR N/A*
Highlights:
- Click "APPLY NOW" to apply online or call 877-649-2325
- 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel rewards!
- 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
- Direct access to expert service advisors anytime
- No Annual Fee!
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A* | 15.24% Variable | $0 | Excellent |
- Intro APR N/A
- Intro BT APR N/A*
Highlights:
- Click "APPLY NOW" to apply online or call 888-335-7705
- 40,000 bonus points after you spend $3,000 in the first 3 months- that's $500 toward travel rewards!
- 2 points per dollar spent on travel and dining at restaurants & 1 point per dollar spent on all other purchases
- Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% Annual Points Dividend on all new points earned on purchases - even on points already redeemed
- 1:1 point transfer to leading frequent travel programs - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points
- Direct access to expert service advisors anytime
- Introductory Annual Fee of $0 the first year, then $95
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| N/A | N/A* | 15.24% Variable | $0 Intro Annual Fee for the first year, then $95 | Excellent |
- Intro APR 0% on Purchases until March 2014
- Intro BT APR N/A*
Highlights:
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR until March 2014 on purchases
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
|---|---|---|---|---|
| 0% on Purchases until March 2014 | N/A* | 19.8% (V)* | $39.00* | Average/Limited Good |
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Rewards Credit Cards
Rewards credit cards offer the cardholder the chance to earn special incentives or to accumulate points that can later be redeemed for rewards, perks, products, or services. You can find reward credit card programs for virtually any category that you can think of these days, including travel rewards, airline frequent flier or mileage awards, hotel rewards, rental car rewards, rewards for buying gas or groceries, and cash back rewards.
Rewards and rebates typically range from 1% to 5%, and many credit cards with rewards give you bigger or higher rewards for shopping or making purchases in specific categories like travel, dining, or gasoline. Or you get more points – including double or bonus points – in those kinds of categories. As with most rewards programs, those connected to your credit card may have terms and conditions that you need to be aware of before picking the best rewards credit card for you.
Some credit card companies can place caps on how many points you can earn within a particular timeframe. Others limit how long you can accumulate points before you cash them in for rewards – or they might nullify points if your card remains inactive for a long time. So check the expiration dates and any limits like blackout dates for redeeming travel awards. If you get a great promotional reward bonus that too will likely expire within a set period of time – so be sure you take advantage of it while it lasts and are prepared in the event that something like your reward percentage or credit card interest rate changes with little notice.
To help you find the rewards credit card that’s best for you and your particular spending habits and lifestyle, Compare Cards has cataloged by reward redemption type. You’ll also find expert current reviews of the best – and worst – rewards credit cards, plus helpful side-by-side comparison tools that identify exactly what the pros and cons of each specific card are.
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