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Shopping Reward Credit Cards
- Compare credit cards from our partners offering shopping rewards or points that can be used to redeem gift cards
- Expert and Independent ratings & consumer reviews
- Secure and immediate online application process
See offers from our partners below.
- 0% Intro APR 0% Intro APR for 15 months on purchases and Balance Transfers, then 16.24% - 27.24% Variable APR.
- Rewards Rate 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically
- Sign-Up Bonus Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Discover
Highlights
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
- Every $1 you earn in cash back is $1 you can redeem.
- Get a 0% intro APR for 15 months on purchases. Then 16.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Click "Apply Now" to see terms and conditions.
- See Rates & Fees
See additional details for Discover it® Cash Back
- Sign-Up Bonus Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Rewards Rate Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- Intro APR 0% intro APR for 15 months on purchases and balance transfers, then 18.24% - 28.24% (Variable)
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 800 408-4901. Speech/hearing impaired: 711 or other Relay Service
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash℠ Card account per person.
- See additional Citi Custom Cash℠ Card details
See additional details for Citi Custom Cash℠ Card
- Rewards Rate Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- Intro Balance Transfer APR 0% for 18 months on Balance Transfers
- Regular Purchase & BT APR 18.24% - 28.24% (Variable)
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 888-343-4081. Speech/hearing impaired: 711 or other Relay Service
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- See additional Citi® Double Cash Card – 18 month BT offer details
See additional details for Citi® Double Cash Card – 18 month BT offer
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Shopping reward credit cards will give you points or money back when you use your credit card at the approved locations for the services you need. You can use these credit cards to earn something back for the purchases you make. For example, some allow you to earn 1 point for every $1 you spend. You can then redeem your points for additional merchandise, travel rewards, gift cards, cash back or other benefits. Each offer is different. What makes some of these cards ideal is that you can earn more than 1 point for purchases. Some cards have rotating categories. One month you may earn additional points for grocery purchases while the next you may earn more for gas purchases. If you use these cards in the associated locations properly, you could save a significant amount of money on your purchases. You get something back for spending money you would have spent anyway.
When selecting shopping reward credit cards, you should choose those cards that give you the most for your investment. For example, some cards will give you more than 1 point per dollar spent. Then, consider if you will use the card at the associated locations to get maximum benefits. Also compare the bonus offers given. Some will give you enough miles to earn $100 in free travel just for opening and using your credit card. Look for low APR rates and even introductory offers for some companies. Some companies do have restrictions on how you can use these cards, such as limiting when you can use travel rewards or how much you can earn in one month. Compare all of your options to find the best shopping reward credit cards for your needs.
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CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.
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Those who always pay their balances in full and on time will usually come out ahead.
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The offers on the credit card landscape are constantly changing which is great news for consumers.
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In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.
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CompareCards was one of three sites that met all the criteria.
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